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Best Mortgage Refinance Companies in Auburn

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2023
Laurels

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Mortgage Refinance Companies FAQs 〉

Mortgage Refinance Companies FAQs

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Clear Choice Lending logo
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License Verified:

License: 761615

Nationwide Multistate Licensing System and Registry

Clear Choice Lending

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30623 164th Ave SE, Auburn, WA 98092
  • New Construction
  • Reverse Mortgages

Business Description

Clear Choice Lending is a mortgage broker catering to the refinancing needs of homeowners in Auburn. It serves borrowers looking to lower their interest rates and mortgage payments, pay off their mortgages faster, or cash out some of their home equity to fund large expenses. The company offers several refinancing options, including fixed-rate loans and adjustable-rate mortgages with low initial rates. Mike Gilbert, the broker's owner and managing partner, started the company in 2009 and has been in the mortgage industry for 25 years.

License Verified:

License: 761615

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (67)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Mortgage Master Service Corporation logo
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License Verified:

License: 40445

Nationwide Multistate Licensing System and Registry

Mortgage Master Service Corporation

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20425 72nd Ave S., Suite 210, Kent, WA 98032
  • New Construction
  • Reverse Mortgages

Business Description

Mortgage Master Service Corporation provides services across the Auburn metro and the surrounding areas. It offers to help homeowners apply for mortgage refinancing services to help change their current loan rates, interests, and monthly payments. It also focuses on serving home buyers who wish to apply for mortgage loans to obtain their home goals and financial needs. These loans include jumbo, conventional, FHA, USDA, and VA. The company has been operating for more than four decades.

License Verified:

License: 40445

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (24)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
The Mortgage Porter logo
Visit WebsiteWebsite

License Verified:

License: 121324

Nationwide Multistate Licensing System and Registry

The Mortgage Porter

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20425 72nd Avenue S, Suite 210, Kent, WA 98032
  • New Construction
  • Reverse Mortgages

Business Description

The Mortgage Porter offers refinancing solutions to borrowers in Auburn. It has programs for homeowners who need cash to fund renovations and those seeking to restructure or consolidate debts. The company provides FHA, VA, USDA, investment property, bridge, and second mortgages. Manufactured home loans are also available. Rhonda Porter, its mortgage originator, joined the industry in 2000. She started a blog in 2006 to correct misstated facts about the industry and has been interviewed numerous times by local and national dailies.

License Verified:

License: 121324

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (25)
Yelp
5.0 / 5 (17)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

  • Introduction

    Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

    Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

    Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.

  • How do you refinance a mortgage?

    Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.

  • How does mortgage refinance work?

    The mortgage refinance process begins with choosing a broker and filling out loan application information. The process continues through underwriting and closing. The new mortgage is then used to pay off and close your original mortgage loan. This leaves you with a new loan and mortgage payment to manage each month.

  • When should you refinance a mortgage?

    If your credit score has improved or mortgage interest rates have dropped, refinancing can potentially save you money. Other reasons to refinance your mortgage include getting a fixed rate instead of an adjustable one or getting a shorter loan term. An increase in your home’s value that can let you access more equity is another reason to refinance.

  • How much does it cost to refinance a mortgage?

    The average cost to refinance a mortgage is $5,000. This amount varies, based on the state and county where the property is located and the loan amount. Common fees incurred when refinancing a mortgage include:

    • Appraisal fee
    • Broker’s fee
    • Credit check fee
    • Loan application fee
    • Recording fee
    • Title search and insurance fee

  • How soon can you refinance a mortgage?

    Some lenders make borrowers wait a minimum of six months before accepting a new mortgage refinancing application. However, when that happens, borrowers can check with other lenders to find one that doesn’t require a wait before refinancing. A mortgage refinance broker can guide you to lenders that allow immediate refinancing.

  • How long does it take to refinance a mortgage?

    The average amount of time it takes to refinance a mortgage is 45 days. In some cases, it may be possible to get it done faster. There also may be times when it takes longer to get a mortgage refinanced.