Best Mortgage Brokers in Suffolk

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CapCenter logo
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License Verified:

License: 67717

CapCenter

4461 Cox Road, Glen Allen, VA 23060
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  • NMLS#376205
  • Bilingual Loan Officers
  • Foreign National Investor Loans
  • Commercial Financing
  • Education
  • Commercial
  • VA & FHA Originations
  • VA Loans
  • Residential Purchase and Refinance Lending
  • Jumbo Loans
  • No Tax Returns
  • Renovation
  • Purchase Loans
  • Jumbo / Non-conforming
  • Non-QM
  • Veteran Loan Specialist
  • FHA Loans
  • Commercial Loans
  • Reverse Mortgages
  • Multi-Family Loans
  • Purchase Label
  • VA Home Loan Financing
  • Purchases
  • Conventional Loans
  • Alternative Income Documentation Loans
  • NMLS# 1005078
  • Reverse Mortgage
  • Refinancing
  • Purchase Transactions
  • VA Specialists
  • Home improvement
  • New Purchase Loan Approvals
  • Cash-out Refinance
  • First Time Homebuyer
  • Multi-family
  • Consolidation
  • VA & FHA Loan organizations
  • HECM for Purchase
  • VA
  • Reverse Purchase
  • VA Financing
  • Home Loans
  • Purchase and Renovation Loans
  • Mortgages
  • Mortgage Loan Services in Las Vegas NV
  • New Construction Mortgage
  • First time buyers
  • New Construction and Non-QM Loans
  • Home Purchase
  • Refinance
  • HELOCs
  • Commercial Mortgage
  • FHA and VA mortgages
  • Mortgage Broker
  • VA Home Loans
  • Purchase Loan Officer
  • Residential Mortgages
  • Multi-Family Homes
  • Purchase
  • New Construction
  • Mortgage Refinance
  • Single-Family Loans
  • Purchase Home Loans
  • USDA
  • Debt Consolidation
  • First Time Home Buyer Financing
  • NMLS #181106
  • First Time Home Buyers
  • Purchase and Refinance
  • NMLS #1907548
  • Reverse Loans
  • FHA

Business Description

CapCenter has been providing mortgage solutions since 1997. It serves clients across Suffolk needing assistance in obtaining mortgage loans, such as VA, FHA, and conventional, to help them purchase homes within their budget. Its team also guides home buyers in their closing process by obtaining e-signature and uploading documents on the agency's online portal. In addition to mortgage solutions, the agency handles real estate and homeowners insurance matters. Capital Center also has offices in various cities, including Charleston, Greensboro, Baltimore, Charlotte, and Hampton Roads.

License Verified:

License: 67717

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
3.6 / 5 (49)
Yelp
3.5 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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VA Wholesale Mortgage logo
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License Verified:

License: 1911247

Nationwide Multistate Licensing System and Registry

VA Wholesale Mortgage

249 Central Park Ave Suite 300-11, Virginia Beach, VA 23462
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  • Refinance

Business Description

VA Wholesale Mortgage caters to first-time home buyers and homeowners in Suffolk and the nearby towns. It offers various loan options, including VA, FHA, conventional, and down payment assistance programs. It also assists clients in lowering their payments and interest rates and removing PMI through refinancing. John S. Hopkins, III is a loan originator and mortgage broker who also serves clients in Tennessee, North Carolina, and Alabama. He is the Virginia Chapter President of the LGBTQ+ Real Estate Alliance.

License Verified:

License: 1911247

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.7 / 5 (30)
Facebook
5.0 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

Do mortgage brokers need to be licensed?

Yes, all mortgage brokers need to be licensed. Individuals need to complete a 20-hour class that goes over state and federal laws for mortgages and other important information. Next, individuals take the official test with the National Mortgage Licensure System.

Is it difficult to pass the mortgage brokers’ test?

Upon completion of educational requirements, you must pass the mortgage broker test to receive your license. It's a two-part test called the Safe Mortgage Loan Originator Exam, and it can be a bit challenging. Out of almost 87,600 national test-takers, 57% passed on their first attempt. The test includes both a state and national portion and requires a minimum score of 75% to pass.

What is a surety bond for mortgage brokers?

A surety bond is a legal contract that binds three parties — the obligee, the principal, and the surety. Surety bonds are typically required to receive a license for operating as a mortgage broker. When a mortgage broker gets a surety bond, it's a legal guarantee they'll perform their obligations to their customers as required by law.

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