Best Mortgage Brokers in Roanoke


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Cardinal Financial Company Limited Partnership logo
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License: 2040420

Nationwide Multistate Licensing System and Registry

Cardinal Financial Company Limited Partnership

26 Church Ave SW, Roanoke, VA 24011
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  • Purchase Loans
  • Refinance

Business Description

Cardinal Financial Company Limited Partnership is a mortgage brokerage firm that serves customers in the Roanoke area. It offers solutions for home purchase and refinance needs, such as FHA, VA, jumbo, 203K, and USDA loans with adjustable, 15-year and 30-year fixed rates. The company utilizes Octane, its proprietary loan processing technology, for increased transparency. It was founded in 1987, and area manager Dave Jones has been in the mortgage industry for over a decade.

License Verified:

License: 2040420

Nationwide Multistate Licensing System and Registry


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Frequently Asked Questions

Do mortgage brokers need to be licensed?

Yes, all mortgage brokers need to be licensed. Individuals need to complete a 20-hour class that goes over state and federal laws for mortgages and other important information. Next, individuals take the official test with the National Mortgage Licensure System.

Is it difficult to pass the mortgage brokers’ test?

Upon completion of educational requirements, you must pass the mortgage broker test to receive your license. It's a two-part test called the Safe Mortgage Loan Originator Exam, and it can be a bit challenging. Out of almost 87,600 national test-takers, 57% passed on their first attempt. The test includes both a state and national portion and requires a minimum score of 75% to pass.

What is a surety bond for mortgage brokers?

A surety bond is a legal contract that binds three parties — the obligee, the principal, and the surety. Surety bonds are typically required to receive a license for operating as a mortgage broker. When a mortgage broker gets a surety bond, it's a legal guarantee they'll perform their obligations to their customers as required by law.

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