Expertise.com

2024

Last updated:

Best Pet Insurance Companies in Richmond

Our Recommended Top 7

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Richmond Pet Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

3804Reviewed

2285Curated

7Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
1101 Professional Drive, Suite A, Williamsburg, VA 23185
  • Accident Only

Why choose this provider?

Simplified Solutions is an independent agency that offers pet insurance policies to Richmond clients. It strives to provide customized options that fit its clients’ lifestyle needs. Its dog and cat insurance plans provide protection against accidents, illnesses, hospitalization, surgery, and emergency care. They offer coverage for treatments for congenital and hereditary conditions, medications, diagnostic tests, and cancer. The policies also pay for physical rehabilitation, chiropractic sessions, and acupuncture. Owner Katherine Williams is the firm’s principal broker. She is educated and trained in various health insurance fields.

License Verified:

License: 592893

Commonwealth of Virginia State Corporation Commission

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
301 Concourse Blvd, West Shore III, Glen Allen, VA 23059

Why choose this provider?

Robert Thurston, a Liberty Mutual agent, provides pet insurance to families in Richmond and the surrounding areas. Clients have the option to choose one or all three among accident, illness, and wellness coverage. The policy is customizable, allowing clients to get only what they need. Other insurance policies offered include renters', boat and watercraft, antique and classic cars, critical illness, identity theft, and life. Thurston joined the agency in 2017 and established his own office in Glen Allen.

License Verified:

License: 1026501

Commonwealth of Virginia State Corporation Commission

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5390 Twin Hickory Road, Glen Allen, VA 23059
  • Policy Bundle Discount

Why choose this provider?

Reggie Dickerson is an insurance professional who has been with State Farm since 1998. He owns and runs an agency that provides Richmond residents with various insurance products, including a pet policy. This underwrites the medical expenses of household pets such as dogs and cats should they contract illnesses or injuries. The coverage plans apply to different breeds of felines and canines. Dickerson is a fellow of the National Association of Insurance and Financial Advisors.

License Verified:

License: 559938

Commonwealth of Virginia State Corporation Commission

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (315)
Facebook
5.0 / 5 (23)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
8921 Three Chopt Rd Ste 202b, Richmond, VA 23229
  • Accident Only

Why choose this provider?

Richard Martin is a Farmers Insurance agent who caters to individuals, families, and businesses in Richmond and nearby communities. He helps clients protect their finances in case their animal companions get injured or become sick. He provides them with pet insurance policies that include flexible accident, routine care, and illness coverage. He also offers auto, life, renters', and umbrella insurance. Martin brings more than eight years of industry experience and is fluent in Spanish.

License Verified:

License: 1023012

Commonwealth of Virginia State Corporation Commission

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (27)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4906 Cutshaw Avenue Suite 105, Richmond, VA 23230
  • Multiple Policy Types

Why choose this provider?

Patricia Johnson is a State Farm insurance agent who offers pet insurance policies to clients in Richmond. In providing pet medical insurance, she helps families financially cover injuries, illnesses, breed-specific conditions, treatments, and medications. She helps pet owners identify insurance options and coverage according to their needs. She also provides insurance products for automobiles, homes, properties, and businesses. Johnson has over five years of experience in the insurance industry and offers financial literacy services as a way of boosting the community's economic stability.

License Verified:

License: 996804

Commonwealth of Virginia State Corporation Commission

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (74)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3601 W Hundred Rd Ste 8, Chester, VA 23831
  • Multi-Pet Discount

Why choose this provider?

Bradshaw and Associates Inc. is a Nationwide Elite insurance agency that caters to the needs of pet owners in Richmond. It assists clients in securing pet health insurance plans that cover testing and diagnostic services, chronic and serious illnesses, and holistic and alternative therapy. Its insurance professionals customize products according to the needs of clients and help them in updating their policies to include multiple coverages. The agency also serves customers in South and North Carolina and Maryland.

License Verified:

License: 104253

Commonwealth of Virginia State Corporation Commission

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
173 Saint Patricks Dr., Richmond, VA 20603
  • Policy Bundle Discount

Why choose this provider?

Trendstar Insurance is an independent firm serving individuals, families, and businesses in the Richmond metro. It helps clients protect their animals by offering pet insurance plans, which cover the veterinary care expenses as they get injured and sick or forego life-saving surgery. The agency also provides auto, motorcycle, manufactured home, renters', travel, and valuable items insurance products. Trendstar Insurance is affiliated with different insurance carriers, including Aetna, Assurant, Kaiser Permanente, Progressive, The Hartford, and Zurich.

License Verified:

License: 136946

Commonwealth of Virginia State Corporation Commission

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

FAQs

  • What is the average waiting period for pet insurance in Richmond?

    In Richmond, it's common for pet insurance policies to include waiting periods post-enrollment before coverage starts, and typically, a 14-day wait is observed for both accidents and illnesses. However, some insurance companies offer a reduced waiting time, which can be as brief as two days for accidents. Residents should always verify specific waiting durations with their chosen insurer.

  • What pet insurance options are available in Richmond?

    Richmond pet owners can choose from three primary pet insurance types: "Accident-only" handles medical costs that stem from unexpected mishaps and is generally the most budget-friendly. Second, "accident and illness" policies cover injuries and diagnosed illnesses but tend to carry a higher monthly fee, excluding routine care. Last is the "wellness coverage," an add-on or rider that covers regular care expenses and comes without a deductible.

  • Is it beneficial for Richmond residents to insure both young and older pets?

    Yes. In Richmond, both young and older pets benefit from insurance. Young pets, while spirited and curious, can encounter mishaps or ingest harmful items, leading to unexpected vet visits. Older pets, more prone to hereditary and congenital issues, can incur high medical bills. With providers like Healthy Paws, residents can offset up to 90% of vet expenses. Remember, pets aged eight weeks to 14 years can enroll, and coverage lasts a lifetime.

  • How should Richmond residents select pet insurance coverage and deductibles?

    Richmond residents should scrutinize the specifics of basic and comprehensive pet insurance plans, as offerings differ among providers. Especially for older pets, ensure age-related coverage isn't restricted. Deductible selection is crucial; a lower deductible equates to decreased immediate costs but higher monthly rates. Conversely, an overly high deductible may save on premiums but can escalate costs during significant medical events, making routine vet expenses fall under the deductible threshold.

  • In Richmond, will pet insurance cover expenses if your pet harms another person?

    In Richmond, pet insurance primarily covers your pet's medical expenses, similar to human health insurance. It doesn't extend to liabilities like if your pet injures someone. If, for instance, your dog bites a visitor at your residence, pet insurance won't handle those costs. Instead, that's typically a matter for your homeowner's or umbrella insurance, contingent on the claim amount.