Close
Get Listed
 
Laurels

Best Mortgage Refinance Companies in Richmond
2021

We scored 114 Mortgage Refinance Companies in Richmond, VA and Picked the Top 9

Here are the Picks:

1st Call Mortgage LLC

Atlantic Union Bank

Dominion Capital Mortgage, Inc.

Essex Bank

Southern Trust Mortgage

TowneBank Mortgage

TrustMor

Village Bank Mortgage

Virginia Commonwealth Bank

Why These Mortgage Refinance Companies?

Our goal is to connect people with the best local experts. We scored Richmond Mortgage Refinance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

Reviewed Curated Top Picks 114 72 9

Our Selection Criteria:

  • 1. Availability

    Consistently approachable and responsive, so customers never feel ignored.

  • 2. Qualifications

    Building customer confidence with licensing, accreditations, and awards.

  • 3. Reputation

    A history of delighted customers and outstanding service.

  • 4. Experience

    Masters of their craft, based on years of practical experience and education.

  • 5. Professionalism

    Providing service with honesty, reliability, and respect.

Read more about our selection process

1st Call Mortgage LLC

Mortgage refinance lenders in Richmond, 1st Call Mortgage LLC offers several refinance options for homeowners. The company strives to keep closing costs and interest rates as low as possible on each mortgage it services for single- and multi-family, condo, townhome, and manufactured home mortgages. It works with owners of primary residences, vacation homes, and investment properties and with borrowers of all credit types, whether customers are looking for lower interest rates, debt consolidation, or to take cash out when refinancing. In addition, 1st Call Mortgage LLC offers traditional first mortgages and other loan products.

Click to Call

10 E Franklin St Ste 101
Richmond, VA 23219

Website

(804) 505-3007 Website

Reputation: A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 (Best)

Total Reviews:

1 (Good)

Score Consistency:

Consistent (Best)

Atlantic Union Bank

Atlantic Union Bank is a trusted mortgage refinance company in Richmond. Founded in 1902, the bank and its team of trained mortgage professionals provide both fixed-rate and adjustable rate mortgage refinance options with competitive and flexible terms to meet borrowers' needs. Additionally, this lender offers home equity lines of credit, land and lot loans, real estate construction loans, and federally backed FHA, USDA, FHLB, and VA loans. The bank also participates in the STAR Portfolio Loan Program. Other bank products include checking and savings accounts, credit cards, personal loans, and auto loans.

Click to Call

1051 E Cary St Ste 103
Richmond, VA 23219

Website

(800) 990-4828 Website

Dominion Capital Mortgage, Inc.

Dominion Capital Mortgage Inc. offers home mortgage refinance in Richmond. Founded in 2006, this privately held company has years of experience helping homeowners and other borrowers refinance their mortgages to get better terms through fixed-rate, adjustable rate (ARM), and conventional mortgages, including those made available through programs like Home One, Home Possible, and Home Ready. VHA- and VA-backed mortgages and refinancing options are also available. In addition, the company's licensed mortgage loan originators have a history of instrumenting jumbo mortgages that allow borrowers to purchase above their loan limits.

Click to Call

3900 Westerre Pkwy Ste 100
Richmond, VA 23233

Website

(804) 298-1593 Website

Reputation: A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.6 / 5 (Best)

Total Reviews:

21 (Better)

Score Consistency:

Consistent (Best)

Essex Bank

Essex Bank helps homeowners looking for home mortgage refinance in Richmond. The bank offers competitive rates for borrowers looking to cash out for home improvements or who seek potential savings on payments and interest rates. Each refi is conducted by certified mortgage consultants, with one point of contact from application through the closing process. The lender offers fixed-rate and adjustable-rate mortgages (ARM) and VA loans, and it provides home equity credit lines, construction loans, and residential lot loans. Additional services include personal banking, business banking, financial planning, and mobile banking.

Click to Call

9951 Brook Rd
Glen Allen, VA 23059

Website

(800) 443-5524 Website

Southern Trust Mortgage

Southern Trust Mortgage has served the Richmond residential community with home loan options for more than 20 years. The company's lending professionals work with individuals to find the program that best suits their needs, including mortgage refinance options. Southern Trust Mortgage assists clients who want to refinance their current loan to convert an ARM to a fixed-rate mortgage, lower interest rates, eliminate mortgage insurance, or shorten the loan's terms. The company also works with homeowners who require access to some of their home's equity to pay for other obligations, such as high-interest debt consolidation.

Click to Call

4198 Cox Rd Ste 114
Glen Allen, VA 23060

Website

(804) 396-2301 Website

Reputation: A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.3 / 5 (Better)

Total Reviews:

26 (Best)

Score Consistency:

Consistent (Best)

TowneBank Mortgage

TowneBank Mortgage has provided the residents of Richmond with mortgage programs since 1988. The bank's loan officers walk their clients through the refinance process, including required documentation, fees, and background expectations. They assist individuals with determining the most economical program to cash out on some of their home's equity in order to accommodate other obligations, such as consolidating high-interest debt. TowneBank Mortgage also helps clients calculate savings by refinancing to lower interest rates, shorten the loan's terms, or eliminate mortgage insurance. The bank's team delivers a wide variety of mortgage options for the home purchaser as well.

Click to Call

9761 Iron Bridge Rd
Chesterfield, VA 23832

Website

(804) 748-9700 Website

TrustMor

TrustMor Mortgage Company has provided a full range of home loan options in the Richmond area for more than 14 years. Its lending professionals work with homeowners to determine which refinancing options offer maximum benefit. The company offers programs that lower interest rates and monthly payments as well as those that shorten the loan's terms. TrustMor Mortgage Company also helps clients who prefer to cash out some of their home's equity to finance such expenditures as a renovation project or high-interest bill consolidation. Additionally, its mortgage team delivers full-service home loan packages for first-time buyers as well as investors.

Click to Call

5300 Hickory Park Dr
Glen Allen, VA 23059

Website

(804) 262-7408 Website

Village Bank Mortgage

Village Bank Mortgage has served Richmond area residents with mortgage options since 1997. Its loan officers work with individuals pursuing refinance options to improve their interest rates or eliminate mortgage insurance costs. They also help homeowners calculate how to shorten their loan's terms to plan for retirement or realize greater equity. Village Bank Mortgage offers cash-out refinance options when clients require access to some of their home's equity to cover expenditures, such as a remodeling project or high-interest debt consolidation. Additionally, the bank's mortgage programs, including government, conventional, construction, and specialty loans provide financial opportunities for home buyers.

Click to Call

15871 City View Dr Ste 300
Midlothian, VA 23113

Website Instagram

(804) 330-9800 Website

Reputation: A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 (Best)

Total Reviews:

37 (Best)

Score Consistency:

Consistent (Best)

Virginia Commonwealth Bank

Virginia Commonwealth Bank provides mortgage options for individuals in the Richmond area. Its loan officers work with homeowners interested in refinancing their current mortgage to secure a lower interest rate, shorten the loan's terms, or eliminate mortgage insurance. They also assist with the refinance process when clients want to pursue cashing out some of their home's equity to finance a renovation project, medical expenses, or consolidate high-interest debt. Virginia Commonwealth Bank offers loan programs for first-time home buyers as well as investors with options that include conventional, FHA, VA, USDA, and jumbo loans.

Click to Call

3209 Boulevard
Colonial Heights, VA 23834

Website Instagram

(804) 526-1553 Website

Wrong city? Here are some nearby places:

Other top picks in your area

Search for Mortgage Refinance Companies near you