Best Credit Repair Companies in Richmond

Credit Restoration Institute is a licensed credit repair expert and consultant company that serves clients in and around the Richmond area. In addition to performing credit report audit to pinpoint negative entries and creating credit disputes against bureaus and creditors to correct unverifiable items, the company also educates clients on rebuilding credit profile and provides consulting services. Credit Restoration Institute works under the guidance of the Fair Debt Collection Practices Act and the Fair Credit Reporting Act.

Genesis Consulting Experts is a credit repair company helping clients in Richmond fix their credit scores. Owner Phyllis Hughes established the company in 2019 after raising the credit scores of her family members and friends. The company helps remove negative items from clients' credit reports. It offers money back guarantee if no deletions in 4 months and also keeps clients updated through a client portal, where they can access reports, accounts and balances, reasons for disputes, and communications sent. Additionally, Phyllis has written an e-book on her experience entitled 'Get Out of Debt 101.'

Holliday Credit Repair is a credit counseling service provider that serves clients in Richmond. It specializes in resolving late payments, charge-offs, medical bills, foreclosures, students loans, and tax liens. In addition, the company uses the law and works with creditors and credit bureaus to challenge unfavorable report items that have an impact on customers' credit ratings. Holliday Credit Repair also administers a structured debt repayment program without requiring a loan. It has served more than 300 clients.

Star Credit Repair has been helping individuals in Richmond recover from bad credit for over 15 years. It assists its clients in analyzing their credit reports and gives personalized solutions to help them improve their credit scores. Its team of specialists conducts one-on-one consultations with clients to understand their unique situations, providing them with credit repair options. It also helps its clients choose the most suitable credit companies that align with their financial needs.