Holliday Credit Repair is a credit counseling service provider that serves clients in Richmond. It specializes in resolving late payments, charge-offs, medical bills, foreclosures, students loans, and tax liens. In addition, the company uses the law and works with creditors and credit bureaus to challenge unfavorable report items that have an impact on customers' credit ratings. Holliday Credit Repair also administers a structured debt repayment program without requiring a loan. It has served more than 300 clients.