Expertise.com

2024

Last updated:

Best Local Car Insurance Agencies in Norfolk

Our Recommended Top 17

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Norfolk Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

149Reviewed

96Curated

17Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

249 E Little Creek Rd Ste 101, Norfolk, VA 23505

Expertise.com Rating

Review Sources

Yelp
5.0 (1)

Why choose this provider?

Salzberg Insurance Agency in Norfolk, Virginia, provides insurance products for individuals, families, and businesses, including auto insurance, throughout the state of Virginia. Established in 1938, Salzberg Insurance provides comprehensive car insurance policies including optional coverages for towing, rental vehicles, medical payments, loss of income, and replacement of original manufacturer's parts. The agency also offers homeowners, flood, renters, life and business insurance policies. Salzberg Insurance Agency is a member of Trusted Choice, Independent Insurance Agents of Virginia, Better Business Bureau and the Hampton Roads Chamber of Commerce. They represent multiple insurance companies to provide the best coverage, price, and service for its customers. 

2929 Sabre Street, Virginia Beach, VA 23452
WebsiteLicense: 130396

Expertise.com Rating

Review Sources

Google
5.0 (1141)
Facebook
5.0 (71)
Yelp
4.0 (14)

Why choose this provider?

Prosper Insurance is an insurance company that has been operating since 2007. The agency provides auto insurance plans for those living in and nearby Norfolk. Its agents talk with clients to discuss their priorities and concerns, such as weather damage or road accidents. It reviews plans from over 30 different carriers and recommends options based on the customers' requirements. The policies can include general risk plans, medical liability coverage, and car replacement. Prosper Insurance also provides coverage for homeowners, life, business, and more.

  • Multiple Carriers
  • Motorcyle & ATV
  • Boats

141 Business Park Drive, Virginia Beach, VA 23462
WebsiteLicense: 108323

Expertise.com Rating

Review Sources

Google
5.0 (3)

Why choose this provider?

Since 1961, Ware Insurance has been providing insurance products and risk management solutions in Norfolk and the Hampton Roads region. It writes auto insurance policies that protect vehicle owners, their loved ones, and their assets on the road. The company's agents deliver personalized services to help clients acquire the right types and amounts of coverage. Insurance packages for boats, yachts, and other recreational vehicles are also available. Ware Insurance represents carriers that have high financial ratings and proven stability.

  • Multiple Carriers

5627 George Washington Memorial Hwy, Yorktown, VA 23692
WebsiteLicense: 110120

Expertise.com Rating

Review Sources

Facebook
5.0 (1)

Why choose this provider?

Action Insurance Agency, Inc. has been providing quality insurance solutions to individuals, families, and businesses in Norfolk since 1992. As an independent insurance agency, it represents multiple insurance companies, such as Gainsco Auto Insurance, State Auto Insurance, Trexis Insurance, Travelers, and Progressive. The agency offers clients vehicle insurance policies for their cars, trucks, motorcycles, trailers, campers, ATVs, snowmobiles, or motor homes. Action Insurance Agency's auto insurance coverage also includes preferred and standard auto insurance, high-risk auto insurance, antiques, classic and special-interest cars.

  • Motorcyle & ATV

PO Box 8337, Norfolk, VA 23503

Why choose this provider?

Insurance Specialists of Virginia, Inc. in Norfolk, Virginia, helps local motorists determine their auto insurance needs and find appropriate policies to guard against liability and loss. Owner Teresa Parsons, an independent licensed insurance agent since 1989, strives to understand every client's needs and match each driver with coverage from trusted, nationally known auto insurance carriers. Policies range from basic liability and comprehensive and collision policies to uninsured/underinsured coverage and personal injury protection (PIP). Insurance Specialists of Virginia, Inc. also sells homeowners insurance coverage, umbrella policies, life insurance, and policies for commercial businesses.

753 Thimble Shoals Blvd Ste 1C, Newport News, VA 23606

Expertise.com Rating

Review Sources

Google
5.0 (23)

Why choose this provider?

Bankers Insurance is a multi-state agency that was founded in 1999. Based in Newport News, Virginia, the company has several other offices located throughout Virginia, West Virginia, and North Carolina. Bankers Insurance provides nationwide auto insurance, specializing in Virginia and North Carolina auto insurance. Coverage types include single limit liability for injury and property damage, comprehensive damage insurance, and collision coverage. Uninsured motorist protection and rental and towing expenses can also be covered. Bankers Insurance extends auto insurance policies to other vehicles such as RVs, ATVs, motorcycles, and golf carts.

4521 George Washington Memorial Highway, Yorktown, VA 23692
WebsiteLicense: 830057

Expertise.com Rating

Why choose this provider?

Trevor Jones has been working for State Farm as an insurance agent since 2015. He leads his team in helping Norfolk car owners obtain adequate protection for losses from fire, flood, collisions, theft, and ridesharing companies. Auto insurance policies can also cover classic cars, commercial automobiles, and rental cars. Jones supports community organizations, such as the Rotary Club of Yorktown and York County Little League. His team aims to provide quality customer service while meeting clients' needs.

  • Bundling Option

1547A E Little Creek Rd # 101, Norfolk, VA 23518

Expertise.com Rating

Review Sources

Google
4.2 (83)
Facebook
5.0 (9)
Yelp
5.0 (1)

Why choose this provider?

Gifford Insurance Associates Agency, Inc. is an insurance broker in Norfolk, Virginia, that provides auto insurance. Founded in 1975, Gifford Insurance offers commercial and personal auto insurance, providing discounts for good students, multiple vehicles, being claim-free, and taking driving courses. It can provide SR-22s and FR-44s for drivers with less-than-perfect records. The company also offers insurance protection for renters, businesses, and homeowners, including coverage for health, mobile homes, trucks, and condos, as well as fire or flood insurance. Gifford Insurance gives back to its community, with the owner winning the regional Jefferson's Award for Outstanding Volunteer Service.

834 Widgeon Rd, Norfolk, VA 23513
WebsiteLicense: 109293

Expertise.com Rating

Review Sources

Google
4.8 (27)
Facebook
5.0 (17)

Why choose this provider?

Since 1995, Ashley & Associates Insurance Agency has been delivering car insurance services to residents of Norfolk and its surrounding communities. It provides plans from major carriers, such as Progressive, Liberty Mutual, and Travelers. The agency's policies offer liability and comprehensive coverage in case of accidents. Its plans also protect clients from theft, vandalism, and weather-related damage. Policies for classic cars, motorcycles, and RVs are available. In addition, the agency offers protection for boats and ATVs.

211 Bulifants Boulevard, Norfolk, VA 23188
WebsiteLicense: 110804

Expertise.com Rating

Review Sources

Google
4.9 (56)
Facebook
4.9 (14)

Why choose this provider?

Serving Norfolk, Coverage, Inc. is an independent insurance agency that provides insurance services to the residents of Virginia and the rest of the Washington area. It offers policies and coverage under auto, home, life, and flood insurance. Clients who have yachts are offered protection by the company through its yacht insurance services. The team also assists commercial entities via a wide array of coverage under business insurance. The client center of Coverage, Inc. is available 24/7 for quick assistance.

  • Multiple Carriers

3 Commercial Place, Suite 1000, Norfolk, VA 23510
WebsiteLicense: 104942

Expertise.com Rating

Review Sources

Google
3.0 (41)
Facebook
3.0 (6)

Why choose this provider?

Towne Insurance serves individuals, business owners, and families in Norfolk and nearby neighborhoods. The agency provides insurance products for several types of vehicles, such as passenger autos, trucks, motorcycles, boats and yachts, recreational vehicles, and antique and classic cars. Its team of insurance agents assists clients in maximizing opportunities and personalizing plans by shopping across multiple carriers, including The Hartford, Auto Owners, and Main Street America Group. Since 2001, Towne Insurance has been addressing the policy concerns of homeowners, not-for-profit organizations, and real estate professionals.

  • Bundling Option

208 Golden Oak Court, Virginia Beach, VA 23452
WebsiteLicense: 125965

Expertise.com Rating

Review Sources

Google
5.0 (3)

Why choose this provider?

Armor Insurance Group is a locally owned and operated, independent agency with more than 50 years of professional experience in delivering customized insurance plans in Norfolk. It specializes in car, home, and life insurance products and services, but can also cater to clients' condo, renter’s, flood, umbrella, jewelry, and commercial insurance needs. Its local agents help clients discuss and plan new or existing policies so that they get the best protection based on their unique risks.

  • Boats
  • Motorcyle & ATV

800 Seahawk Circle, Virginia Beach, VA 23452
WebsiteLicense: 508836

Expertise.com Rating

Review Sources

Google
4.7 (12)

Why choose this provider?

A Coelho Insurance Agency, LLC, is a company that provides car insurance in Norfolk. The insurance agency offers car insurance coverages for liabilities, comprehensive risks, medical costs, accidents, uninsured and underinsured motorists, and rental costs. A Coelho Insurance Agency also has homeowners', business and commercial, and life and health insurance products. To allow clients to choose the best policy based on their needs, the company represents various insurance companies. It also has 24/7 personal support available on its website.

  • Multiple Carriers

1018 S Church St, Smithfield, VA 23430

Expertise.com Rating

Review Sources

Facebook
4.7 (12)
Google
5.0 (1)

Why choose this provider?

Walls Insurance Agency, located in Smithfield, Virginia, is an independent insurance agency that provides auto insurance in the Norfolk metro. Founded in 1953, Walls Insurance sells personal auto insurance, with options to cover motorcycles, jet skis, boats, all-terrain vehicles, recreational vehicles, and classic cars. It also offers commercial auto insurance that includes trucks, hired vehicles, and use of personal vehicles. The agency provides other business and personal insurance options, including home, life, and flood insurance. Walls Insurance Agency is a member of Trusted Choice, the Association of Independent Insurance Agents of America, and Professional Insurance Agents.

205 Business Park Drive, Virginia Beach, VA 23462
WebsiteLicense: 125667

Expertise.com Rating

Review Sources

Facebook
5.0 (2)
Google
5.0 (1)

Why choose this provider?

Hackney Insurance Agency is an independent insurance firm based in Virginia Beach that also serves Norfolk. Its professional associates help motorists secure car insurance policies for protection in the event of an auto accident. Additionally, they assist clients with policy monitoring. Hackney Insurance Agency is owned and operated by Nancy Winn Hackney, who has more than 20 years of experience in the industry. She continues to broaden her expertise through education and experience.

  • Boats

11837 Rock Landing Dr Ste 102, Newport News, VA 23606

Expertise.com Rating

Review Sources

Google
4.9 (114)
Yelp
5.0 (1)

Why choose this provider?

Goodrich & Watson is an independent insurance agency located in Newport News that serves the entire state of Virginia as a provider of both personal and commercial auto insurance. Established in 2002, Goodrich & Watson offers auto insurance that includes protection from liability for uninsured and under-insured motorists and property damage. The company also provides niche products for consultants, restaurants, the construction industry, home health care providers, retail establishments, and those in the real estate industry. Goodrich & Watson provides competitive insurance solutions and is available 24/7 to meet the clients' insurance needs.

333 W Freemason St #201, Norfolk, VA 23510
WebsiteLicense: 594627

Expertise.com Rating

Review Sources

Facebook
4.4 (7)
Google
5.0 (1)

Why choose this provider?

Gantt Insurance serves clients in the Norfolk metro and surrounding areas. Its team connects drivers with reputable carriers to find suitable protection plans that will support car owners financially after an automotive emergency. The agency also provides policies for other vehicle types, such as motorcycles, RVs, tow trucks, and commercial vehicles. Gantt Insurance has been helping families and businesses with their insurance needs since 1988. It helps clients obtain other insurance policies like flood, home, workers' compensation, car dealership, and restaurant retail insurance.

  • Motorcyle & ATV

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • If you cause a minor collision in Norfolk, does your car insurance cover the other party's minor injuries?

    Yes, if you cause a minor collision in Norfolk, your car insurance will cover the minor injuries of the other party. The liability insurance coverage will pay for the medical expenses of injured parties. This coverage also covers the repair and replacement cost of any damaged property resulting from a collision.

  • What factors affect the cost of car insurance in Norfolk?

    In Norfolk, the cost of car insurance premiums depends on the vehicle's safety features and the owner's driving history. The policyholder may pay low insurance premiums if the car has installed safety devices and the driver was not involved in any collision. The insurance costs also depend on the expenses to repair the vehicle and the miles driven per year.

  • Can you get car insurance in Norfolk even if you only have a learner's permit?

    Yes, even with a learner's permit, you should still obtain auto insurance in Norfolk to prove that the automobile you drive is fully covered. Thus, there is a need for car insurance before getting a learner's permit. If you are under 18, you can also acquire car insurance through your parents' auto insurance or a family auto insurance policy.

  • Does a speeding ticket affect insurance rates in Norfolk?

    In Norfolk, reckless driving and too many speeding tickets may increase car insurance rates. However, in some cases, minor violations are overlooked by some insurance providers. Vehicle owners and drivers are advised to check their car insurance to determine how their driving records affect their insurance premiums.

  • What is the average car insurance premium after a traffic violation or accident in Norfolk?

    In Norfolk, drivers may pay an average of $250 after receiving speeding tickets. If they are involved in offenses like reckless driving, their insurance premiums can increase by close to $450 a year. They may also pay more than $1,700 annually after an accident or a DUI offense.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.