Best Local Car Insurance Agencies in Norfolk

Frequently Asked Questions

• Introduction

  A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.
  

• If you cause a minor collision in Norfolk, does your car insurance cover the other party's minor injuries?

  Yes, if you cause a minor collision in Norfolk, your car insurance will cover the minor injuries of the other party. The liability insurance coverage will pay for the medical expenses of injured parties. This coverage also covers the repair and replacement cost of any damaged property resulting from a collision.

• What factors affect the cost of car insurance in Norfolk?

  In Norfolk, the cost of car insurance premiums depends on the vehicle's safety features and the owner's driving history. The policyholder may pay low insurance premiums if the car has installed safety devices and the driver was not involved in any collision. The insurance costs also depend on the expenses to repair the vehicle and the miles driven per year.

• Can you get car insurance in Norfolk even if you only have a learner's permit?

  Yes, even with a learner's permit, you should still obtain auto insurance in Norfolk to prove that the automobile you drive is fully covered. Thus, there is a need for car insurance before getting a learner's permit. If you are under 18, you can also acquire car insurance through your parents' auto insurance or a family auto insurance policy.

• Does a speeding ticket affect insurance rates in Norfolk?

  In Norfolk, reckless driving and too many speeding tickets may increase car insurance rates. However, in some cases, minor violations are overlooked by some insurance providers. Vehicle owners and drivers are advised to check their car insurance to determine how their driving records affect their insurance premiums.

• What is the average car insurance premium after a traffic violation or accident in Norfolk?

  In Norfolk, drivers may pay an average of $250 after receiving speeding tickets. If they are involved in offenses like reckless driving, their insurance premiums can increase by close to $450 a year. They may also pay more than $1,700 annually after an accident or a DUI offense.

• What is car insurance?

  Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.