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Best Local Car Insurance Agencies in Norfolk

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Action Insurance Agency, Inc. logo
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License Verified:

License: 110120

Commonwealth Of Virginia State Corporation Commission

Action Insurance Agency, Inc.

5627 George Washington Memorial Hwy, Yorktown, VA 23692
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  • Motorcyle & ATV

Business Description

Action Insurance Agency, Inc. has been providing quality insurance solutions to individuals, families, and businesses in Norfolk since 1992. As an independent insurance agency, it represents multiple insurance companies, such as Gainsco Auto Insurance, State Auto Insurance, Trexis Insurance, Travelers, and Progressive. The agency offers clients vehicle insurance policies for their cars, trucks, motorcycles, trailers, campers, ATVs, snowmobiles, or motor homes. Action Insurance Agency's auto insurance coverage also includes preferred and standard auto insurance, high-risk auto insurance, antiques, classic and special-interest cars.

License Verified:

License: 110120

Commonwealth Of Virginia State Corporation Commission

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
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Detail
Armor Insurance Group logo
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License Verified:

License: 125965

Commonwealth Of Virginia State Corporation Commission

Armor Insurance Group

208 Golden Oak Court, Virginia Beach, VA 23452
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  • Boats
  • Motorcyle & ATV

Business Description

Armor Insurance Group is a locally owned and operated, independent agency with more than 50 years of professional experience in delivering customized insurance plans in Norfolk. It specializes in car, home, and life insurance products and services, but can also cater to clients' condo, renter’s, flood, umbrella, jewelry, and commercial insurance needs. Its local agents help clients discuss and plan new or existing policies so that they get the best protection based on their unique risks.

License Verified:

License: 125965

Commonwealth Of Virginia State Corporation Commission

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Ashley & Associates Insurance Agency logo
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License Verified:

License: 109293

Commonwealth of Virginia State Corporation Commission

Ashley & Associates Insurance Agency

834 Widgeon Rd, Norfolk, VA 23513
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Business Description

Since 1995, Ashley & Associates Insurance Agency has been delivering car insurance services to residents of Norfolk and its surrounding communities. It provides plans from major carriers, such as Progressive, Liberty Mutual, and Travelers. The agency's policies offer liability and comprehensive coverage in case of accidents. Its plans also protect clients from theft, vandalism, and weather-related damage. Policies for classic cars, motorcycles, and RVs are available. In addition, the agency offers protection for boats and ATVs.

License Verified:

License: 109293

Commonwealth of Virginia State Corporation Commission

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (25)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Bankers Insurance LLC logo
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Bankers Insurance LLC

753 Thimble Shoals Blvd Ste 1C, Newport News, VA 23606
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Business Description

Bankers Insurance is a multi-state agency that was founded in 1999. Based in Newport News, Virginia, the company has several other offices located throughout Virginia, West Virginia, and North Carolina. Bankers Insurance provides nationwide auto insurance, specializing in Virginia and North Carolina auto insurance. Coverage types include single limit liability for injury and property damage, comprehensive damage insurance, and collision coverage. Uninsured motorist protection and rental and towing expenses can also be covered. Bankers Insurance extends auto insurance policies to other vehicles such as RVs, ATVs, motorcycles, and golf carts.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
5.0 / 5 (23)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
coelhoinsurance.com logo
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License Verified:

License: 508836

Commonwealth Of Virginia State Corporation Commission

coelhoinsurance.com

800 Seahawk Circle, Virginia Beach, VA 23452
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  • Multiple Carriers

Business Description

A Coelho Insurance Agency, LLC, is a company that provides car insurance in Norfolk. The insurance agency offers car insurance coverages for liabilities, comprehensive risks, medical costs, accidents, uninsured and underinsured motorists, and rental costs. A Coelho Insurance Agency also has homeowners', business and commercial, and life and health insurance products. To allow clients to choose the best policy based on their needs, the company represents various insurance companies. It also has 24/7 personal support available on its website.

License Verified:

License: 508836

Commonwealth Of Virginia State Corporation Commission

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Coverage, Inc. logo
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License Verified:

License: 110804

Commonwealth Of Virginia State Corporation Commission

Coverage, Inc.

211 Bulifants Boulevard, Norfolk, VA 23188
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  • Multiple Carriers

Business Description

Serving Norfolk, Coverage, Inc. is an independent insurance agency that provides insurance services to the residents of Virginia and the rest of the Washington area. It offers policies and coverage under auto, home, life, and flood insurance. Clients who have yachts are offered protection by the company through its yacht insurance services. The team also assists commercial entities via a wide array of coverage under business insurance. The client center of Coverage, Inc. is available 24/7 for quick assistance.

License Verified:

License: 110804

Commonwealth Of Virginia State Corporation Commission

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (56)
Facebook
4.9 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
CWP Insurance Advisors Inc logo
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CWP Insurance Advisors Inc

7607 Sewells Point Rd Ste C, Norfolk, VA 23513
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Business Description

Founded in 2014, CWP Insurance Advisors Inc. is an independent auto insurance agency located in Norfolk, Virginia. Serving the Norfolk metro area, it represents many insurance companies, including Bristol West and National General, to provide its clients with a wide choice of policies. The agency determines the amount of coverage needed, taking factors like collision costs, comprehensive coverage, liability, and medical payments into account. It helps its clients understand the complexities of insurance so they are aware of their position and how to utilize their insurance effectively. CWP Insurance Advisors Inc. also sells policies for home, commercial, and life insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (19)
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Gantt Insurance logo
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License Verified:

License: 594627

Commonwealth of Virginia State Corporation Commission

Gantt Insurance

333 W Freemason St #201, Norfolk, VA 23510
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  • Motorcyle & ATV

Business Description

Gantt Insurance serves clients in the Norfolk metro and surrounding areas. Its team connects drivers with reputable carriers to find suitable protection plans that will support car owners financially after an automotive emergency. The agency also provides policies for other vehicle types, such as motorcycles, RVs, tow trucks, and commercial vehicles. Gantt Insurance has been helping families and businesses with their insurance needs since 1988. It helps clients obtain other insurance policies like flood, home, workers' compensation, car dealership, and restaurant retail insurance.

License Verified:

License: 594627

Commonwealth of Virginia State Corporation Commission

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Facebook
3.7 / 5 (3)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Gifford Insurance Associates Agency, Inc. logo
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Gifford Insurance Associates Agency, Inc.

1547A E Little Creek Rd # 101, Norfolk, VA 23518
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Business Description

Gifford Insurance Associates Agency, Inc. is an insurance broker in Norfolk, Virginia, that provides auto insurance. Founded in 1975, Gifford Insurance offers commercial and personal auto insurance, providing discounts for good students, multiple vehicles, being claim-free, and taking driving courses. It can provide SR-22s and FR-44s for drivers with less-than-perfect records. The company also offers insurance protection for renters, businesses, and homeowners, including coverage for health, mobile homes, trucks, and condos, as well as fire or flood insurance. Gifford Insurance gives back to its community, with the owner winning the regional Jefferson's Award for Outstanding Volunteer Service.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.2 / 5 (83)
Facebook
5.0 / 5 (9)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Goodrich & Watson logo
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Goodrich & Watson

11837 Rock Landing Dr Ste 102, Newport News, VA 23606
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Business Description

Goodrich & Watson is an independent insurance agency located in Newport News that serves the entire state of Virginia as a provider of both personal and commercial auto insurance. Established in 2002, Goodrich & Watson offers auto insurance that includes protection from liability for uninsured and under-insured motorists and property damage. The company also provides niche products for consultants, restaurants, the construction industry, home health care providers, retail establishments, and those in the real estate industry. Goodrich & Watson provides competitive insurance solutions and is available 24/7 to meet the clients' insurance needs.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (114)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Hackney Insurance Agency logo
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License Verified:

License: 125667

Commonwealth Of Virginia State Corporation Commission

Hackney Insurance Agency

205 Business Park Drive, Virginia Beach, VA 23462
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  • Boats

Business Description

Hackney Insurance Agency is an independent insurance firm based in Virginia Beach that also serves Norfolk. Its professional associates help motorists secure car insurance policies for protection in the event of an auto accident. Additionally, they assist clients with policy monitoring. Hackney Insurance Agency is owned and operated by Nancy Winn Hackney, who has more than 20 years of experience in the industry. She continues to broaden her expertise through education and experience.

License Verified:

License: 125667

Commonwealth Of Virginia State Corporation Commission

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
HP Insurance Center, Ltd logo
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HP Insurance Center, Ltd

12515 Warwick Blvd Ste 100, Newport News, VA 23606
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Business Description

HP Insurance Center Ltd. is an independent insurance agency in Newport News, Virginia, that provides auto insurance for clients in the Hampton Roads area. Established in 1980, HP Insurance offers auto insurance that includes products covering automobiles, motorcycles, commercial vehicles, jet skis, boats, and recreational vehicles. The company also offers SR-22 and FR-44 filings, as well as policies that include 24-hour roadside assistance. HP Insurance Center provides quality coverage and personal service at the lowest rate through 15 different insurance companies that include Progressive, GMAC, Mercury Insurance Group, and Assurance America.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.9
Google
3.9 / 5 (45)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Insurance Specialists of Virginia, Inc. logo
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Insurance Specialists of Virginia, Inc.

PO Box 8337, Norfolk, VA 23503
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Business Description

Insurance Specialists of Virginia, Inc. in Norfolk, Virginia, helps local motorists determine their auto insurance needs and find appropriate policies to guard against liability and loss. Owner Teresa Parsons, an independent licensed insurance agent since 1989, strives to understand every client's needs and match each driver with coverage from trusted, nationally known auto insurance carriers. Policies range from basic liability and comprehensive and collision policies to uninsured/underinsured coverage and personal injury protection (PIP). Insurance Specialists of Virginia, Inc. also sells homeowners insurance coverage, umbrella policies, life insurance, and policies for commercial businesses.

Prosper Insurance logo
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License Verified:

License: 130396

Commonwealth Of Virginia State Corporation Commission

Prosper Insurance

2929 Sabre Street, Virginia Beach, VA 23452
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  • Multiple Carriers
  • Motorcyle & ATV
  • Boats
  • RV & Motorhome

Business Description

Prosper Insurance is an insurance company that has been operating since 2007. The agency provides auto insurance plans for those living in and nearby Norfolk. Its agents talk with clients to discuss their priorities and concerns, such as weather damage or road accidents. It reviews plans from over 30 different carriers and recommends options based on the customers' requirements. The policies can include general risk plans, medical liability coverage, and car replacement. Prosper Insurance also provides coverage for homeowners, life, business, and more.

License Verified:

License: 130396

Commonwealth Of Virginia State Corporation Commission

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1141)
Facebook
5.0 / 5 (71)
Yelp
4.0 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Salzberg Insurance Agency logo
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Salzberg Insurance Agency

249 E Little Creek Rd Ste 101, Norfolk, VA 23505
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Business Description

Salzberg Insurance Agency in Norfolk, Virginia, provides insurance products for individuals, families, and businesses, including auto insurance, throughout the state of Virginia. Established in 1938, Salzberg Insurance provides comprehensive car insurance policies including optional coverages for towing, rental vehicles, medical payments, loss of income, and replacement of original manufacturer's parts. The agency also offers homeowners, flood, renters, life and business insurance policies. Salzberg Insurance Agency is a member of Trusted Choice, Independent Insurance Agents of Virginia, Better Business Bureau and the Hampton Roads Chamber of Commerce. They represent multiple insurance companies to provide the best coverage, price, and service for its customers. 

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Trevor Jones logo
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License Verified:

License: 830057

Commonwealth Of Virginia State Corporation Commission

Trevor Jones

4521 George Washington Memorial Highway, Yorktown, VA 23692
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  • Bundling Option

Business Description

Trevor Jones has been working for State Farm as an insurance agent since 2015. He leads his team in helping Norfolk car owners obtain adequate protection for losses from fire, flood, collisions, theft, and ridesharing companies. Auto insurance policies can also cover classic cars, commercial automobiles, and rental cars. Jones supports community organizations, such as the Rotary Club of Yorktown and York County Little League. His team aims to provide quality customer service while meeting clients' needs.

License Verified:

License: 830057

Commonwealth Of Virginia State Corporation Commission

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Walls Insurance Agency logo
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Walls Insurance Agency

1018 S Church St, Smithfield, VA 23430
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Business Description

Walls Insurance Agency, located in Smithfield, Virginia, is an independent insurance agency that provides auto insurance in the Norfolk metro. Founded in 1953, Walls Insurance sells personal auto insurance, with options to cover motorcycles, jet skis, boats, all-terrain vehicles, recreational vehicles, and classic cars. It also offers commercial auto insurance that includes trucks, hired vehicles, and use of personal vehicles. The agency provides other business and personal insurance options, including home, life, and flood insurance. Walls Insurance Agency is a member of Trusted Choice, the Association of Independent Insurance Agents of America, and Professional Insurance Agents.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
4.7 / 5 (12)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Ware Insurance logo
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License Verified:

License: 108323

Commonwealth Of Virginia State Corporation Commission

Ware Insurance

141 Business Park Drive, Virginia Beach, VA 23462
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  • Multiple Carriers

Business Description

Since 1961, Ware Insurance has been providing insurance products and risk management solutions in Norfolk and the Hampton Roads region. It writes auto insurance policies that protect vehicle owners, their loved ones, and their assets on the road. The company's agents deliver personalized services to help clients acquire the right types and amounts of coverage. Insurance packages for boats, yachts, and other recreational vehicles are also available. Ware Insurance represents carriers that have high financial ratings and proven stability.

License Verified:

License: 108323

Commonwealth Of Virginia State Corporation Commission

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Introduction

A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

What is car insurance?

Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

How does car insurance work?

Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

What does car insurance cover?

Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

Does car insurance cover theft?

Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

How does a car insurance deductible work?

A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

Do you need insurance to register a car?

Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.

Can you get car insurance without a license?

In most states in the United States, a license isn't required to purchase car insurance. This means that an unlicensed driver can purchase a policy for a licensed driver. However, most insurance companies won't allow an unlicensed driver to be listed on a policy, either as a primary or a secondary driver.

Do you need car insurance?

Yes. Car insurance isn't optional, and neglecting to purchase and maintain a minimum level of coverage can result in penalties, such as the suspension of your vehicle registration or driver's license. In addition, the cost of a car accident can add up to tens of thousands of dollars, which can be an unsustainable burden without insurance.

How much is car insurance a month?

Car insurance costs depend on factors such as where a person lives and their driving history. Drivers living in states with high insurance rates who've had accidents will pay more than drivers with clean records living in lower-cost states. In general, monthly car insurance costs can range from $50 to $500 or more.

Why is my car insurance so high?

Car insurance can be expensive for many reasons. Unsafe or expensive cars, a history of accidents, DUIs, and having multiple cars and drivers on a policy can all lead to higher monthly costs. Driver age may also play a role. For example, teens are more expensive to insure than adults.

How can I get lower car insurance?

Getting lower-cost car insurance may be possible depending on your personal circumstances. To find a cheaper policy, drivers are encouraged to get prices from multiple companies, bundle car insurance with home insurance, or use monitoring devices to demonstrate safe driving.

Do you need insurance to rent a car?

In most areas, car insurance isn't required to rent a car. However, most personal car insurance policies extend to rental vehicles. For those who don't have insurance coverage and want to stay protected, most car rental agencies offer supplemental insurance coverage for an added fee.

Does my car insurance cover rental cars?

Most car insurance policies do cover rental cars. However, this coverage isn't universal. Before renting a car, it's recommended that you check your policy details or speak to your insurance agent to be sure rental car coverage is included at an appropriate level.

Can I insure a car not in my name?

In most states, it's possible to insure a car that isn't registered in the name of the policyholder. This commonly occurs when a parent purchases and insures a car for an adult child. However, many states and insurance agencies require the policyholder to have a financial stake in the vehicle they're insuring.

Can you cancel car insurance at any time?

In general, it's possible to cancel car insurance at any time, provided proper notice is given. Notice requirements are outlined in policy documents. Unlike health insurance that can require personal circumstance changes or a specialized enrollment period, auto insurance policies can be canceled or adjusted at any time.

How can I change car insurance?

Changing car insurance is as easy as notifying your current car insurance company and purchasing a new policy from a different agency. Even policies that have been paid up front can be canceled, and companies will issue a refund for any time remaining on the policy term.

How do you become a car insurance agent?

In most states, working as a car insurance agent requires having a state license for selling insurance products. Generally, this process involves taking classes and earning a passing score on a licensing exam. Some agencies may allow individuals to shadow or assist current agents while working on their licensing requirements.

How do car insurance agents get paid?

Most car insurance agents are paid on a commission basis. This means they receive a percentage of the amount their clients pay for their insurance coverage. Some agents may also earn a flat salary. Commissions range from 5% to 20%, on average, but this can vary based on the company or policy type.

How much do car insurance agents make?

Car insurance agent earnings depend on commission percentages, any base salary in addition to commission, sales proficiency, and sales experience. According to the Bureau of Labor Statistics, the average insurance sales agent makes around $52,000 per year. This may vary from state to state and company to company.

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