Expertise.com

Best Mortgage Brokers in Hampton

2024

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls
Mortgage Brokers FAQs 〉

Providers

Last updated:

Website
4461 Cox Road, Glen Allen, VA 23060
  • Mortgages
  • HELOCs
  • Refinancing
  • Purchase Home Loans
  • Multi-Family Homes
  • NMLS #181106
  • Consolidation
  • VA & FHA Loan organizations
  • Home Purchase
  • First Time Home Buyers
  • Reverse Loans
  • Purchase Loan Officer
  • New Construction Mortgage
  • Commercial
  • Commercial Mortgage
  • Purchase Transactions
  • Commercial Loans
  • New Construction
  • Purchase
  • Mortgage Refinance
  • Purchase Label
  • FHA
  • First time buyers
  • VA & FHA Originations
  • First Time Home Buyer Financing
  • Refinance
  • New Construction and Non-QM Loans
  • Mortgage Loan Services in Las Vegas NV
  • NMLS #1907548
  • Education
  • Residential Mortgages
  • Multi-family
  • First Time Homebuyer
  • Bilingual Loan Officers
  • USDA
  • Reverse Mortgages
  • Purchase and Refinance
  • Debt Consolidation
  • FHA Loans
  • Commercial Financing
  • Foreign National Investor Loans
  • VA Specialists
  • No Tax Returns
  • Jumbo Loans
  • Residential Purchase and Refinance Lending
  • Veteran Loan Specialist
  • Non-QM
  • Purchase Loans
  • Renovation
  • VA Loans
  • Mortgage Broker
  • FHA and VA mortgages
  • Purchase and Renovation Loans
  • Home Loans
  • VA Financing
  • Reverse Purchase
  • VA
  • VA Home Loans
  • HECM for Purchase
  • NMLS#376205
  • New Purchase Loan Approvals
  • Home improvement
  • Reverse Mortgage
  • NMLS# 1005078
  • Conventional Loans
  • Purchases
  • VA Home Loan Financing
  • Single-Family Loans
  • Cash-out Refinance
  • Alternative Income Documentation Loans
  • Jumbo / Non-conforming
  • Multi-Family Loans

Why choose this provider?

CapCenter has been serving clients residing in Hampton and the surrounding communities since 1997. The team offers mortgage brokerage services to help clients find the best loan with rates, terms, and fees that will meet their needs. It offers FHA, USDA, and VA loans, as well as fixed and adjustable-rate mortgage programs. The company strives to make the process of buying and refinancing a home as simple and efficient as possible. CapCenter is licensed by the Nationwide Multistate Licensing System & Registry.

License Verified:

License: 67717

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Zillow
5.0 / 5 (431)
Google
4.6 / 5 (229)
Yelp
4.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Price: Free quote

Hampton, VA

Why choose this provider?

Need help contacting a Mortgage Broker in Hampton? Call our Concierge team at 848-Book-Pro (848-266-5776 from 6 am - 4 pm PT | Mon - Fri). They are standing by to help you get the service you need.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Price: Free booking service | Call 848.Book.Pro!

Website
1612 Centerville Turnpike, Virginia Beach, VA 23464
  • New Construction
  • Refinance

Why choose this provider?

Established in 2004, CMS Mortgage Solutions Inc. is a mortgage broker that caters to clients in Hampton and the surrounding communities. It offers a wide range of loan options, including 203k, adjustable- and fixed-rate mortgages, FHA, jumbo, and USDA loans. Moreover, it provides reverse mortgages and VA loans. Corrina Carter, the CEO, started her career in the mortgage industry in 1994, working as a mortgage loan originator. She also has experience in loan processing and underwriting.

License Verified:

License: 212405

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (320)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
600 22nd Street, Virginia Beach, VA 23451
  • Refinance

Why choose this provider?

Kevin O'Neil is a senior loan officer at Advance Financial Group. With over a decade of experience in the mortgage industry, he provides services to clients in Hampton who need refinancing services or assistance in purchasing their first or investment homes. He offers several types of loan programs suitable for different clients. These include FHA that offers flexible credit scores, and USDA loans that are suitable for individuals wanting to buy homes in rural areas. Kevin also offers jumbo, VA, and conventional loans.

License Verified:

License: 681611

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (27)

Website
564 Lynnhaven Parkway, Virginia Beach, VA 23452
  • Refinance

Why choose this provider?

Veterans United Home Loans of Hampton Roads, based in Hampton, is a mortgage firm that provides VA benefits through military perks. It also provides FHA, USDA Rural Development, and conventional loans, as well as refinances and credit advising. Through the Veterans United Foundation, the business seeks to provide veterans and military members with access to home finance, supporting communities around the country. Veterans United Home Loans of Hampton Roads has appeared in prestigious publications such as the New York Times and Military Times.

License Verified:

License: 14593

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (303)
Facebook
5.0 / 5 (34)
Yelp
3.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
780 Lynnhaven Parkway, Virginia Beach, VA 23452
  • Refinance
  • Purchase Transactions

Why choose this provider?

Atlantic Mortgage & Funding, Inc., supports Hampton clients in purchasing real estate properties and refinancing loans. The company has been in operation since 2006 and holds a license in 10 states, including Virginia, California, Florida, and Texas. It works with over 100 investors to offer its clients different types of loan programs, including fixed-rate and adjustable-rate mortgages, conventional and jumbo loans, and home equity lines. Federally funded lending programs, such as FHA and VA loans, are also available.

License Verified:

License: 155675

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.7
Google
4.0 / 5 (82)
Yelp
2.5 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
742 Thimble Shoals Boulevard, Newport News, VA 23606
  • New Construction
  • Refinance

Why choose this provider?

M&M Mortgage Team is an independent brokerage that serves clients in and around Hampton. It offers home purchase, refinance, and reverse mortgages, including FHA, VA, USDA, and jumbo loans. It also provides graduated-payment, interest-only, adjustable-rate, and fixed-rate mortgage options. Additionally, the company employs a digital approach in receiving applications wherein clients can apply online from any device as well as upload and submit documents virtually. One of its owners, Lori Marrow, has been in the mortgage and banking industry for over three decades.

License Verified:

License: 1883990

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (33)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
825 Diligence Drive, Newport News, VA 23606
  • Multi-Family Loans

Why choose this provider?

AnnieMac Home Mortgage is a mortgage broker that serves clients from Hampton. The firm helps individuals in selecting the right mortgage loans for their needs. It offers a wide range of loan options, such as USDA, FHA, VA, and conventional. The firm is an approved seller with Fannie Mae,  Freddie Mac , and Ginnie Mae, so it has access to programs like non-conforming and government mortgages. Over the years, the agency has been helping local organizations like Habitat for Humanity and Toys for Tots.

License Verified:

License: 338923

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (19)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
249 Central Park Avenue, Virginia Beach, VA 23462
  • Refinance

Why choose this provider?

Nate D. Allen is a U.S. Navy veteran and mortgage broker at VA Wholesale Mortgage Inc., who serves clients in Hampton. He offers a variety of mortgage loan options for homeowners and home buyers, including fixed-rate, adjustable-rate, FHA, VA, jumbo, and USDA loans. Nate also determines clients' financial objectives when exploring various financing options that are available for home purchasing and refinancing. His team of loan officers includes Army veteran James Grandy and Navy veteran Chris Reaghard.

License Verified:

License: 1754122

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (17)
Google
5.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3164 William Styron Square North, Newport News, VA 23606
  • Refinance

Why choose this provider?

Jimmy Sgambelluri is a senior loan officer at Homespire Mortgage. As a loan expert for more than 20 years, he has been helping clients in Hampton find appropriate mortgages for purchasing a home, refinancing an existing mortgage, or building and renovating a property. Whether it is a single-family home, condominium, or townhouse mortgage, Jimmy offers a portfolio of loan products, including conventional mortgages, FHA & VA mortgages, jumbo mortgages, and FHA 203K renovation loans.

License Verified:

License: 615259

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (32)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.