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Best Homeowners Insurance Agencies in Chesapeake

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757 Insurance Agency logo
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License Verified:

License: 142773

Commonwealth of Virginia State Corporation Commission

757 Insurance Agency

PO Box 9486, Virginia Beach, VA 23450
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  • Multiple Policy Types

Business Description

757 Insurance Agency is an independent firm that caters to clients in Chesapeake and its neighboring metros. It offers a variety of products, including homeowners', renters', condo, and auto insurance. Its agents tailor the client's homeowners' insurance policy to cover their property and belongings against disasters and losses. This coverage includes home rebuilding expenses and stolen item replacement. The company also offers business insurance, such as general liability, workers' compensation, commercial property, and BOP coverage.

License Verified:

License: 142773

Commonwealth of Virginia State Corporation Commission

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Anchor Insurance Group logo
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License Verified:

License: 133809

Commonwealth of Virginia State Corporation Commission

Anchor Insurance Group

5309 Commonwealth Centre Parkway, Chesapeake, VA 23112
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  • Multiple Policy Types

Business Description

Anchor Insurance Group is a locally owned and operated firm that serves Chesapeake and its surrounding areas. Its team works closely with its clients in choosing the right homeowners’ insurance policy, which covers the costs of co-signed debts, estate planning, and funeral and burial preparation services. It offers an umbrella plan to expand the coverage of their existing policies. The firm also provides auto, life, business, long-term care, motorcycle, and watercraft insurance products. Anchor Insurance Group was established in 2013.

License Verified:

License: 133809

Commonwealth of Virginia State Corporation Commission

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.3 / 5 (3)
Centerville Insurance Agency logo
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Centerville Insurance Agency

516 Innovation Drive, Chesapeake, VA 23320
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  • Renter's Insurance
  • Personal Property Insurance
  • Flood
  • Fire
  • Earthquake
  • Condos

Business Description

Formed in 1969, Centerville Insurance Agency is a full-range insurance provider offering financial assistance to residential and commercial customers in Chesapeake and the surrounding areas. The company's home insurance policy covers homeowners' property losses and damages. Legal liability of paying off for injuries and property damages to others is included, as well. Other services and insurance policies are auto insurance, condominium insurance, flood insurance, wedding or special event insurance, umbrella insurance, and tenant insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (65)
Facebook
5.0 / 5 (20)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Detail
Cova Insurance logo
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License Verified:

License: 145213

Commonwealth of Virginia State Corporation Commission

Cova Insurance

900 Stanhope Gardens #100, Chesapeake, VA 23320
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  • Renter's Insurance

Business Description

Cova Insurance is a locally owned and operated company that serves individuals, families, and businesses in Chesapeake and its surrounding areas. Its team of professionals offers homeowners', renters', and secondary dwelling insurance. The firm's other personal solutions include auto, boat, umbrella, and life insurance. The company also offers commercial insurance products, such as general and professional liability, workers’ compensation, and commercial auto coverage. Cova Insurance has been in operation for more than three years.

License Verified:

License: 145213

Commonwealth of Virginia State Corporation Commission

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Erin Zabel logo
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Erin Zabel

801 Volvo Parkway Ste 121, Chesapeake, VA 23320
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  • Renter's Insurance

Business Description

Erin Zabel is a State Farm Insurance agent who caters to individuals, families, and businesses in Chesapeake. She prepares homeowners' insurance plans designed to cover expenses in repairing disaster-inflicted property damage. She also offers coverage for the replacement of stolen keepsakes like jewelry, appliances, and gadgets. Additionally, Zabel provides auto, renters', life, health, and pet insurance products. She curates insurance policies parallel to clients' objectives and budgets. The agent handles matters involving banking, annuities, and mutual funds.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (21)
Facebook
5.0 / 5 (11)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Garlow Insurance Agency logo
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Garlow Insurance Agency

312 Cedar Lakes Drive, Chesapeake, VA 23322
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  • Personal Property Insurance

Business Description

Garlow Insurance Agency is a local agency that is headquartered in Chesapeake. Its insurance agents offer custom home insurance plans with basic coverage that includes renovation for damage to a home, personal property damage, other structure protection, personal liability, and medical and additional living expenses. The agency also provides other policies for cars, businesses, boats or watercraft, and aircraft. Garlow Insurance Agency represents insurance companies like Zurich, Progressive, and Liberty Mutual.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (26)
Facebook
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
John Daves - State Farm Insurance Agent logo
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John Daves - State Farm Insurance Agent

501 N Battlefield Blvd, Chesapeake, VA 23320
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  • Renter's Insurance
  • Personal Property Insurance

Business Description

John Daves - State Farm Insurance Agent provides homeowners insurance in Chesapeake, Virginia. Daves helps clients plan for any damages to their houses from natural disasters or malfunctioning electricals and plumbing. His plans can be customized to fit condo tenants, secondary residence owners, and owners going on vacation. John also provides additional coverage options for those with pets, sports equipment, or customized automobiles. He has worked in State Farm for over 50 years and speaks both English and German.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (59)
Google
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Marc Kincaid - State Farm Insurance Agent logo
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Marc Kincaid - State Farm Insurance Agent

3333 Station House Rd A, Chesapeake, VA 23321
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  • Personal Property Insurance
  • Multiple Policy Types

Business Description

Marc Kincaid - State Farm Insurance Agent is an independently-owned agency that provides insurance solutions for clients in Chesapeake and nearby areas. Its insurance agent, Marc Kincaid, offers personalized home insurance policies that safeguard families from financial loss due to natural disasters, heating and cooling system issues, and accidental water damages. The insurance also protects valuable items like jewelry, musical instruments, lawn decorations, and collectible items. The agency also has different business line insurances that include workers' compensation, commercial umbrella, errors and commissions, and employment practices liability.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.7 / 5 (20)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Member's Assurance Property & Casualty logo
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Member's Assurance Property & Casualty

830 Greenbrier Circle, Chesapeake, VA 23320
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  • Condos
  • Personal Property Insurance
  • Renter's Insurance

Business Description

Member's Assurance Property & Casualty is an independent insurance agency located in Chesapeake that has been serving the community for over a decade. The agency provides varying levels of homeowners insurance, securing properties against incidences such as crime, accident, and natural disaster. Policies can also protect only against specific losses, depending on the customer's needs. The policies can protect houses and condominiums, including their contents or freestanding structures such as sheds. The company also offers renters, auto, flood, life, commercial, and group health insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Nina Ambrose logo
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License Verified:

License: 579813

Commonwealth of Virginia State Corporation Commission

Nina Ambrose

800 Juniper Crescent, Suite #C, Chesapeake, VA 23320
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  • Condos
  • Renter's Insurance

Business Description

Nina Ambrose has been a State Farm agent for over 30 years. She assists clients in Chesapeake and other nearby communities in finding suitable homeowners' insurance products. Ambrose assists consumers with picking their policies by informing them about available coverage details. She also caters to customers who need auto, renters', property, and business insurance. Other products she offers are suitable for those who need life, health, and pet indemnity plans, as well as banking products and annuities. 

License Verified:

License: 579813

Commonwealth of Virginia State Corporation Commission

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (39)
Google
4.9 / 5 (13)
Parker Reigle Insurance Agency logo
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Parker Reigle Insurance Agency

1015 Eden Way N suite C, Chesapeake, VA 23320
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  • Personal Property Insurance
  • Multiple Policy Types

Business Description

Parker Reigle Insurance Agency is a locally-owned and independent insurance agency that caters to clients in Chesapeake. It offers insurance products, such as homeowners' insurance, from a variety of highly-rated carriers. The home insurance policies can cover the repair or rebuilding of homes damaged by an insured event. Other coverage options include personal liability, medical coverage, additional living expenses, and personal property. Parker Reigle Insurance Agency provides clients access to more than a dozen insurance companies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.4 / 5 (14)
Facebook
5.0 / 5 (2)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Stephanie Grayson logo
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License Verified:

License: 647636

Commonwealth of Virginia State Corporation Commission

Stephanie Grayson

1111 Eden Way N, Chesapeake, VA 23320
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  • Multiple Policy Types

Business Description

Stephanie Grayson is a local State Farm agent that caters to individuals and business owners in the Chesapeake metro. She prepares homeowners' insurance policies designed to cover expenses for repairing property damage caused by disasters. She can also include coverage for the replacement of stolen keepsakes like jewelry, appliances, and gadgets. Grayson has more than 20 years of experience in the insurance and financial planning industries. Her office also offers renters', auto, life, health, and pet insurance products.

License Verified:

License: 647636

Commonwealth of Virginia State Corporation Commission

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (41)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Introduction

Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.

What determines the price of homeowners insurance premium?

The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

What is the difference between home warranty and homeowners insurance?

Homeowners' insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it's typically covered by insurance, not the warranty.

Does Geico offer homeowners insurance?

Because auto insurance is Geico's focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners' insurance policies that cover dwellings, personal property, and personal liability, among other provisions.

How long does homeowners warranty insurance last?

Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won't be reimbursed.

Does homeowners insurance cover water heaters?

Homeowners' insurance doesn't cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it.

Are RVs covered under homeowners insurance?

Usually, an RV is covered under your homeowners' insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you'll either need car insurance or specialized RV insurance since the risks you'll face on the road do not fall under a homeowner's policy.

Do new buyers need owner\'s title insurance on a new home?

There are unique risks that a buyer of a new home may face. For example, property claims from previous owners or liens from suppliers whom the homebuilders never paid during construction. Title insurance protects the home from these perils, and your mortgage lender may require it.

Do owner builders need home warranty insurance?

In the United States, owner builders are not required to have home warranty insurance. If you're the one who built your home, you're expected to incur the costs of repairs yourself if a structure or appliance breaks down.

Are dogs deaths covered in homeowners insurance?

Usually, the loss of a dog or other pet is not covered by your home insurance. However, many insurance providers offer riders — packages of added coverage — for pets called pet insurance. This ensures that medical costs and property damage caused by your pets are fully covered.

Are earthquakes covered in standard homeowners insurance policies?

Standard homeowners' insurance policies do not cover damage directly caused by earthquakes. Insurance will sometimes cover indirect damage, however. For example, if an earthquake causes a fire in your home, damage from the fire will be covered under a standard home insurance policy.

Are homeowners insurance and car insurance deductible?

Homeowners' insurance and car insurance premiums are not deductible as personal expenses on your taxes. However, some percentage of your premiums may be deductible as business expenses if you own a business and use your car and home for business purposes. This may vary between states.

Are homeowners insurance payouts taxable income?

If you file a claim after a burglary at your home, for example, the insurance company will assess the value of the property lost or damaged and reimburse that amount. This payout is not taxable because it's not income — it's a replacement of lost value.

How frequent should one change auto or homeowners insurance to another provider?  

If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

What should a homeowners insurance include/cover?

A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.

How much homeowners insurance should someone carry?

How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.

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