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Best Mortgage Refinance Companies in Centreville

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2023
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Bluestone Home Loans logo
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License Verified:

License: 1756752

Nationwide Multistate Licensing System and Registry

Bluestone Home Loans

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14382 Flourcastle Ct, Centreville, VA 20120
  • New Construction
  • Reverse Mortgages

Business Description

Bluestone Home Loans meets the mortgage needs of residents in Centreville and the surrounding metros. Its loan officers help prospective buyers make informed decisions by illustrating the mortgage process and delivering loan and refinancing options. It teams up with a selection of wholesale lenders to provide clients with plans such as jumbo, non-traditional, reverse, and conforming. The company was established by Matt McMahon, who earned his knowledge of the industry while working for a large regional bank in mortgage originations.

License Verified:

License: 1756752

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)
CapCenter logo

License Verified:

License: 67717

CapCenter

4461 Cox Road, Glen Allen, VA 23060
  • Construction
  • First Time Home Buyers
  • Refinancing
  • Resale Purchase
  • NMLS#: 1833428
  • NMLS #181106
  • Bank Statement Loans for Self-employed
  • Home Purchase
  • Refinance
  • Purchase Mortgage and Refinance
  • New Purchases
  • Mortgage Broker
  • Purchase Refinance
  • Purchase
  • Conventional
  • Residential Mortgages
  • Purchased Mortgage
  • DSCR
  • VA Home Loans
  • Residential
  • New Construction
  • Mortgage Refinance
  • Private Lending
  • Jumbo Loans
  • Home Equity Cash Out
  • Mortgage Lender
  • Renovation Loan
  • Commercial
  • NMLS#376205
  • Hard Money Loans
  • Government Programs
  • Education
  • Investment Buyers
  • NMLS #: 1522344
  • Purchase and Refinance
  • NMLS # 331480
  • Cash-out Refinance
  • Government
  • NMLS #: 1820
  • Home Loans
  • VA Loans
  • NLMS# 209402
  • Investment Home Opportunities
  • Commercial Financing
  • Investor Loan
  • Conventional Lending
  • FHA Loans
  • NMLS#: 148028
  • Commercial Loans
  • Multi-Family Loans
  • Reverse Mortgages
  • NMLS# 208913
  • Purchases
  • Conventional Loans
  • Alternative Income Documentation Loans
  • Purchase Transactions
  • NMLS# 1005078
  • Divorce Mortgage

Business Description

Founded in 1977, Capital Center provides services throughout Centreville and the surrounding areas. It helps homeowners apply to refinance their existing mortgage loans to guide them In achieving their financial needs. These refinancing services allow them to reduce their interest rates and monthly payments. In addition to mortgage and real estate, the agency is available for insurance services to help clients protect their homes, rental properties, and automobiles. Its founder, Gary Piacentini, uses his 20 years of experience as a mortgage banking subsidiary attorney to handle his current clients' mortgage needs.

License Verified:

License: 67717

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (12)
Yelp
4.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
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DMV Home Funding logo
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License Verified:

License: 1874961

Nationwide Multistate Licensing System and Registry

DMV Home Funding

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14151 A Robert Paris CT, Chantilly, VA 20151
  • New Construction

Business Description

DMV Home Funding is a mortgage firm that serves clients in and around Centreville. It works with borrowers seeking to refinance their present mortgages for various purposes, such as consolidating debts, shortening loan terms, lowering monthly payments, and cashing out equity. There are also home purchasing loan products available for first-time homebuyers, like FHA and VA mortgages. The company partners with more than 100 investors to find loan programs and rates that match clients' unique financing requirements.

License Verified:

License: 1874961

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (164)
Fairfax Mortgage Investments logo
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License Verified:

License: 117990

Nationwide Multistate Licensing System and Registry

Fairfax Mortgage Investments

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3900 University Dr #300, Fairfax, VA 22030
  • Reverse Mortgages

Business Description

Fairfax Mortgage Investments is a boutique firm serving homeowners in Centreville since 1990. It helps financially struggling borrowers pay off multiple debts by consolidating them into one mortgage. Its staff, who treats complex cases as challenges, consults with customers to enhance their credit scores and build them custom loan packages. Fairfax Mortgage Investments also offers specialty programs like home improvement, down payment assistance, FHA, and VA loans to renovating homeowners, first-time buyers, veterans, and active-duty personnel.

License Verified:

License: 117990

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (104)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
First Mortgage Group, Inc. logo
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License Verified:

License: 276891

Nationwide Multistate Licensing System and Registry

First Mortgage Group, Inc.

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10807 Fieldwood Drive, Fairfax, VA 22030
  • New Construction

Business Description

First Mortgage Group, Inc. offers refinancing options to Centreville homeowners. Its team walks clients through the process of refinancing, including finding ideal interest rates and payment terms. Besides refinance, the company’s other loan programs include purchase and specialized loans, such as jumbo, FHA, conventional, and VA plans. Its website has online tools such as debt consolidation, amortization, qualification, and biweekly payment calculators. Loan officers Don Bruce and Ron Reinhardt conduct in-depth consultations with clients to find out their needs.

License Verified:

License: 276891

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)
Jefferson Mortgage Group LLC logo
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License Verified:

License: 935554

Nationwide Multistate Licensing System and Registry

Jefferson Mortgage Group LLC

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2536 Leeds Rd., Oakton, VA 22124
  • New Construction

Business Description

Jefferson Mortgage Group LLC addresses customers' needs in Centreville. President and principal broker George Omilan has been in the industry for over 30 years, providing loan options to people purchasing or refinancing a property. His company caters to 1099 workers, self-employed business owners, and wage earners, offering jumbo, FHA, and VA loan options. The firm also offers options for HECM reverse mortgages for high-priced homes and has a full menu of investor financing programs, which include blanket loans and investor credit lines.

License Verified:

License: 935554

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (12)
Yelp
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Monarch Mortgage logo
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License Verified:

License: 448992

Nationwide Multistate Licensing System and Registry

Monarch Mortgage

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4114 Legato Road, Suite 320, Fairfax, VA 22033
  • Reverse Mortgages

Business Description

Monarch Mortgage serves the refinancing needs of homeowners throughout Centreville and nearby areas. The firm works closely with clients to help them achieve their refinancing objectives, whether to reduce their monthly payments, obtain a lower interest rate, consolidate their debt, convert an adjustable-rate mortgage to a fixed-rate loan, or remove private mortgage insurance. Monarch Mortgage is a Division of Blue Ridge Bank, which was chartered in 1893. It also has offices throughout North and South Carolina.

License Verified:

License: 448992

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (231)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Premium Mortgage Corporation logo
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License Verified:

License: 200026

Nationwide Multistate Licensing System and Registry

Premium Mortgage Corporation

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4229 Lafayette Center Drive, Suite 1300, Chantilly, VA 20151
  • New Construction
  • Reverse Mortgages

Business Description

Premium Mortgage Corporation serves home buyers and owners in the Centreville metro. Its team helps individuals with their refinancing and purchasing needs by offering a wide range of mortgage loan options, including FHA and USDA. It also provides conventional loan and home path programs. Premium Mortgage Corporation extends its services across Linganore, Eldersburg, New Market, La Plata, Ashburn, and Mt. Airy. It has more than two decades of experience handling and resolving clients' mortgage issues.

License Verified:

License: 200026

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.9 / 5 (312)
Google
4.6 / 5 (190)
St. Michael Mortgage, LLC logo
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License Verified:

License: 1843404

Nationwide Multistate Licensing System and Registry

St. Michael Mortgage, LLC

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14120A Lee Hwy # 133, Centreville, VA 20122
  • New Construction

Business Description

St. Michael Mortgage, LLC, is a full-service residential mortgage and consulting firm that provides its services to homeowners in and around Centreville. Its staff helps clients look for ways to reduce the monthly rate and overall interest they are paying to maintain home ownership. It also offers a variety of mortgage options, so clients may choose the rates that fit their needs and preferences. The founder and managing broker of the company, Dr. Fouad K. Moussa, is a finance and real estate professor at Gallaudet University.

License Verified:

License: 1843404

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (26)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Topaz Mortgage logo

License Verified:

License: 131548

Nationwide Multistate Licensing System and Registry

Topaz Mortgage

4000 Legato Road, Suite 1100, Fairfax, VA 22033
  • New Construction

Business Description

Topaz Mortgage caters to individuals and families throughout the Centreville community and the surrounding cities. It helps clients get approved for mortgage refinancing to help achieve and resolve their financial matters and goals. The company also serves first-time home buyers needing assistance choosing loan programs suitable for their needs. Topaz Mortgage is licensed to operate in Florida, Indiana, and Maryland. It was founded by Todd LaBorwit, who has been working in the financial industry since 1997.

License Verified:

License: 131548

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (19)
Google
5.0 / 5 (5)
Vellum Mortgage logo
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License Verified:

License: 1657323

Nationwide Multistate Licensing System and Registry

Vellum Mortgage

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12700 Fair Lakes Circle Suite 400, Fairfax, VA 22033
  • New Construction
  • Reverse Mortgages

Business Description

Vellum Mortgage serves Centreville residents. It offers refinancing loans for various purposes, from securing low interest rates and switching to a fixed-rate mortgage to removing mortgage insurance and cashing out on equity. It aims to provide a simplified and transparent loan process using digital solutions, such as the Mortgage Checkup and Verified by Vellum. These solutions allow clients to determine when it is ideal to get refinanced and compare mortgage options they qualify for, all online. Vellum Mortgage also deals with home purchase loans.

License Verified:

License: 1657323

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (25)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

    Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

    Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.
  • How do you refinance a mortgage?

    Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.

  • How does mortgage refinance work?

    The mortgage refinance process begins with choosing a broker and filling out loan application information. The process continues through underwriting and closing. The new mortgage is then used to pay off and close your original mortgage loan. This leaves you with a new loan and mortgage payment to manage each month.

  • When should you refinance a mortgage?

    If your credit score has improved or mortgage interest rates have dropped, refinancing can potentially save you money. Other reasons to refinance your mortgage include getting a fixed rate instead of an adjustable one or getting a shorter loan term. An increase in your home’s value that can let you access more equity is another reason to refinance.

  • How much does it cost to refinance a mortgage?

    The average cost to refinance a mortgage is $5,000. This amount varies, based on the state and county where the property is located and the loan amount. Common fees incurred when refinancing a mortgage include:

    • Appraisal fee
    • Broker’s fee
    • Credit check fee
    • Loan application fee
    • Recording fee
    • Title search and insurance fee

  • How soon can you refinance a mortgage?

    Some lenders make borrowers wait a minimum of six months before accepting a new mortgage refinancing application. However, when that happens, borrowers can check with other lenders to find one that doesn’t require a wait before refinancing. A mortgage refinance broker can guide you to lenders that allow immediate refinancing.

  • How long does it take to refinance a mortgage?

    The average amount of time it takes to refinance a mortgage is 45 days. In some cases, it may be possible to get it done faster. There also may be times when it takes longer to get a mortgage refinanced.