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Best Mortgage Refinance Companies in Arlington

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2023
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4Ever Lending USA logo
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License Verified:

License: 2051275

Nationwide Multistate Licensing System and Registry

4Ever Lending USA

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8245 Boone Blvd Ste 450, Vienna, VA 22182
  • New Construction

Business Description

4Ever Lending USA is a full-service brokerage firm that caters to investors, buyers, and sellers in Arlington. It addresses the mortgage needs of individuals and families who want to refinance various types of residential properties. The company offers different mortgage programs, such as conventional, VA, and FHA loans. It also deals with matters related to ITIN loan programs, bank statements, and foreign and self-employed loan issues. The team has more than 15 years of combined industry experience.

License Verified:

License: 2051275

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (90)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Aurora Financial logo

License Verified:

License: 35959

Nationwide Multistate Licensing System and Registry

Aurora Financial

2010 Corporate Ridge Road, Suite 420, McLean, VA 22102
  • New Construction
  • Reverse Mortgages

Business Description

Aurora Financial fulfills the mortgage refinancing needs of Arlington residents. It commits to helping them get easy financing as well as the best available rates. The company caters to families and businesses. It offers mortgage options for clients who want to buy or refinance their homes, such as FHA and VA loans. FHA home loans offer flexibility while VA loans particularly benefit military personnel and veterans. The company also offers 15- and 30-year fixed and adjustable rate mortgages. Aurora Financial is an Equal Housing Lender.

License Verified:

License: 35959

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.4 / 5 (58)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Chanin Wisler logo
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License Verified:

License: 206900

Nationwide Multistate Licensing System and Registry

Chanin Wisler

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2233 Wisconsin Ave #232, Washington, DC 20007
  • New Construction
  • Reverse Mortgages

Business Description

Chanin Wisler is a mortgage lender who has been in the industry for more than 25 years. She accommodates home buyers, homeowners, and investors with home purchasing and refinancing. She helps senior citizens navigate reverse mortgages, which allows them to stay in their homes without a mortgage payment. Chanin also works with real estate agents in the Washington, D.C. area and teaches GCAAR Continuing Education courses for Realtor CE credits. She serves clients in and around Arlington.

License Verified:

License: 206900

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (98)
Facebook
5.0 / 5 (72)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Cornerstone First Financial logo
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License Verified:

License: 292897

Nationwide Multistate Licensing System and Registry

Cornerstone First Financial

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2300 Wisconsin Ave NW #100b, Washington, DC 20007
  • New Construction
  • Reverse Mortgages

Business Description

Cornerstone First Financial delivers refinancing solutions to individuals and families in Arlington. The company customizes refinancing programs for existing mortgage borrowers to help them get lower interest rates, shorten terms, and secure equity. Its team, led by Founder Mark Livingstone, guides clients during home appraisal, loan pre-qualification, and title search. Livingstone has over 27 years of experience in the industry and is a member of the Maryland Association of Mortgage Brokers and The Rockville Volunteer Fire Department.

License Verified:

License: 292897

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (241)
Facebook
5.0 / 5 (85)
Yelp
3.5 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
First Meridian Mortgage Corporation logo
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License Verified:

License: 180004

Nationwide Multistate Licensing System and Registry

First Meridian Mortgage Corporation

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8305 Richmond Hwy, Suite 12A, Alexandria, VA 22309
  • New Construction

Business Description

First Meridian Mortgage Corporation provides clients in Arlington and nearby communities with customizable refinancing options. These include refinancing with a VA loan as well as no closing cost refinancing. First Meridian has provided over two billion dollars in loan financing since 1996. The company is also authorized to conduct business in Maryland, North Carolina, and the District of Columbia. Kevin Retcher, the company's president, has been in the lending industry since 1992. He is a licensed loan officer, mortgage broker, insurance agent, and realtor.

License Verified:

License: 180004

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
4.9 / 5 (32)
Facebook
5.0 / 5 (31)
Yelp
5.0 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Fitzgerald Financial Group logo
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License Verified:

License: 512138

Nationwide Multistate Licensing System and Registry

Fitzgerald Financial Group

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600 Jefferson Plaza, Suite 400, Rockville, MD 20852
  • Reverse Mortgages

Business Description

Fitzgerald Financial Group is a full-service community lender that caters to clients in Arlington. It helps them in improving their finances, lower their monthly mortgage payments, or consolidate their debt by offering them refinancing. Its team also helps borrowers purchase their first or second homes by finding options that are custom-fit with their specific needs and financial situations. Fitzgerald Financial Group has in-house processors and underwriters who aim to make the entire application process more efficient, from pre-approval to the closing table.

License Verified:

License: 512138

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (92)
Facebook
4.9 / 5 (57)
Yelp
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Heather Devoto logo
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License Verified:

License: 186983

Nationwide Multistate Licensing System and Registry

Heather Devoto

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1355 Beverly Road Suite 215, McLean, VA 22101
  • New Construction
  • Reverse Mortgages

Business Description

Heather Devoto serves the mortgage needs of the residents in and around Arlington. Heather is the branch manager of the First Home Mortgage Corporation, a financial institution that has been in business for over three decades. She and her team work with individuals to find refinancing solutions that reduce their monthly payments or interest rates and shorten the loan's term. They also assist homeowners interested in converting their home's equity to pay for home improvement projects.

License Verified:

License: 186983

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (20)
Facebook
5.0 / 5 (20)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Jeff Morelli logo

License Verified:

License: 877077

Nationwide Multistate Licensing System and Registry

Jeff Morelli

6404 Ivy Lane Suite 700, Greenbelt, MD 20770
  • New Construction

Business Description

Jeff Morelli offers residents of Arlington various mortgage and refinancing options under the Caliber Home Loans banner. He delivers FHA, USDA, and conventional products. His client base includes buyers looking for newly constructed houses and military service personnel. Refinancing products are also available to obtain less onerous rates and terms of payment. His affiliation, Caliber Home Loans, started from a merger between Caliber Funding and Vericrest Financial in 2008. Each branch is staffed by locals with an intimate knowledge of their area.

License Verified:

License: 877077

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (104)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Lisa West logo

License Verified:

License: 1501911

Nationwide Multistate Licensing System and Registry

Lisa West

1100 15th St NW, Washington, DC 20005
  • New Construction

Business Description

Lisa West is a loan consultant under Movement Mortgage who helps and assists clients in Arlington opting to process mortgage refinancing with their home property. Through a mortgage refinancing service, clients can gain flexibility with their cash because of loan restructuring by having lower mortgage rates and interest. Lisa has been able to accommodate a variety of clients that range from investment buyers, first-time home buyers, and move-up and second-home buyers to refinancing homeowners with their loans and mortgage concerns.

License Verified:

License: 1501911

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Monument Home Loans logo
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License Verified:

License: 1760605

Nationwide Multistate Licensing System and Registry

Monument Home Loans

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4075 Wilson Blvd 823, Arlington, VA 22203
  • Reverse Mortgages
  • New Construction

Business Description

Monument Home Loans is a family-owned business serving families and individuals in Arlington and the surrounding areas. It caters to first-time homebuyers and veterans seeking refinancing solutions. The company helps clients achieve their dream investment spaces by providing them with a selection of mortgage programs, including USDA RD, VA, FHA, and conventional loans. It also processes construction, renovation, and reverse mortgage loans. Monument Home Loans has been working with investors for more than three decades.

License Verified:

License: 1760605

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (95)
Facebook
5.0 / 5 (12)
Rate Smart Home Mortgage logo
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License Verified:

License: 2262067

Nationwide Multistate Licensing System and Registry

Rate Smart Home Mortgage

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1934 Old Gallows Road, Suite 350, Tysons Corner, VA 22182
  • New Construction

Business Description

Rate Smart Home Mortgage assists the residents of Arlington in lowering their interest rates and reducing their loan terms through refinancing. It provides VA and FHA home loans to help clients achieve their homeownership dreams. In addition, the lender offers cash-out programs for owner-occupied and non-owner-occupied homes. Its loan officers use online technologies, including mobile applications, as well as fax machines to accommodate clients who are not technology savvy. The mortgage company has been in business for more than 20 years.

License Verified:

License: 2262067

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
XHL Mortgage logo
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License Verified:

License: 1285703

Nationwide Multistate Licensing System and Registry

XHL Mortgage

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1984 Isaac Newton Square W, Suite 304, Reston, VA 20190
  • New Construction

Business Description

XHL Mortgage offers various home loan options to clients in Arlington and the surrounding areas. In addition to finding financing solutions for new home purchases, the team assists those looking to refinance their mortgage, whether the goal is to shorten the loan, reduce the monthly payment, or take cash out. Its loan originators work closely with borrowers to reach closings within 21 days. One of the mortgage professionals, Ben Taheri, has closed over 1,630 residential real estate transactions and funded over $652 million in loans.

License Verified:

License: 1285703

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (104)
Google
4.9 / 5 (90)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––

Frequently Asked Questions

  • Introduction

    Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

    Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

    Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.
  • How do you refinance a mortgage?

    Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.

  • How does mortgage refinance work?

    The mortgage refinance process begins with choosing a broker and filling out loan application information. The process continues through underwriting and closing. The new mortgage is then used to pay off and close your original mortgage loan. This leaves you with a new loan and mortgage payment to manage each month.

  • When should you refinance a mortgage?

    If your credit score has improved or mortgage interest rates have dropped, refinancing can potentially save you money. Other reasons to refinance your mortgage include getting a fixed rate instead of an adjustable one or getting a shorter loan term. An increase in your home’s value that can let you access more equity is another reason to refinance.

  • How much does it cost to refinance a mortgage?

    The average cost to refinance a mortgage is $5,000. This amount varies, based on the state and county where the property is located and the loan amount. Common fees incurred when refinancing a mortgage include:

    • Appraisal fee
    • Broker’s fee
    • Credit check fee
    • Loan application fee
    • Recording fee
    • Title search and insurance fee

  • How soon can you refinance a mortgage?

    Some lenders make borrowers wait a minimum of six months before accepting a new mortgage refinancing application. However, when that happens, borrowers can check with other lenders to find one that doesn’t require a wait before refinancing. A mortgage refinance broker can guide you to lenders that allow immediate refinancing.

  • How long does it take to refinance a mortgage?

    The average amount of time it takes to refinance a mortgage is 45 days. In some cases, it may be possible to get it done faster. There also may be times when it takes longer to get a mortgage refinanced.