Expertise.com

2024

Last updated:

Best Mortgage Refinance Companies in Arlington

Our Recommended Top 14

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Arlington Mortgage Refinance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

128Reviewed

82Curated

14Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

4461 Cox Road, Glen Allen, VA 23060
WebsiteLicense: 67717

Expertise.com Rating

Review Sources

Zillow
5.0 (584)
Google
4.6 (293)
Facebook
4.5 (31)

Why choose this provider?

CapCenter is a mortgage firm serving clients in and around Arlington. It assists people searching for mortgage products to refinance current loans or purchase a new house. Its lending professionals support borrowers throughout the entire process, from application to closing. Among the mortgage options they offer are VA, FHA, jumbo, conventional, and adjustable-rate loans. The firm is led by Gary Piacentini, a real estate professional with over 20 years of legal experience. Piacentini developed a thorough understanding of the mortgage industry while serving as counsel for various banks' mortgage banking divisions.

  • Realty Purchase
  • Insurance
  • Mortgage Refinance
  • Purchase Mortgages
  • Realty Sell

Arlington, VA

Expertise.com Rating

Why choose this provider?

Need help contacting a Mortgage Refinance Company in Arlington? Call our Concierge team at 848-Book-Pro (848-266-5776 from 6 am - 4 pm PT | Mon - Fri). They are standing by to help you get the service you need.

2233 Wisconsin Ave #232, Washington, DC 20007
WebsiteLicense: 206900

Expertise.com Rating

Review Sources

Google
5.0 (109)
Facebook
5.0 (72)

Why choose this provider?

Chanin Wisler is a mortgage lender who has been in the industry for more than 25 years. She accommodates home buyers, homeowners, and investors with home purchasing and refinancing. She helps senior citizens navigate reverse mortgages, which allows them to stay in their homes without a mortgage payment. Chanin also works with real estate agents in the Washington, D.C. area and teaches GCAAR Continuing Education courses for Realtor CE credits. She serves clients in and around Arlington.

  • New Construction
  • Reverse Mortgages

6404 Ivy Lane Suite 700, Greenbelt, MD 20770
WebsiteLicense: 877077

Expertise.com Rating

Review Sources

Google
4.8 (104)

Why choose this provider?

Jeff Morelli offers residents of Arlington various mortgage and refinancing options under the Caliber Home Loans banner. He delivers FHA, USDA, and conventional products. His client base includes buyers looking for newly constructed houses and military service personnel. Refinancing products are also available to obtain less onerous rates and terms of payment. His affiliation, Caliber Home Loans, started from a merger between Caliber Funding and Vericrest Financial in 2008. Each branch is staffed by locals with an intimate knowledge of their area.

  • New Construction

8245 Boone Blvd Ste 450, Vienna, VA 22182
WebsiteLicense: 2051275

Expertise.com Rating

Review Sources

Google
5.0 (90)
Facebook
5.0 (4)

Why choose this provider?

4Ever Lending USA is a full-service brokerage firm that caters to investors, buyers, and sellers in Arlington. It addresses the mortgage needs of individuals and families who want to refinance various types of residential properties. The company offers different mortgage programs, such as conventional, VA, and FHA loans. It also deals with matters related to ITIN loan programs, bank statements, and foreign and self-employed loan issues. The team has more than 15 years of combined industry experience.

  • New Construction

1934 Old Gallows Road, Suite 350, Tysons Corner, VA 22182
WebsiteLicense: 2262067

Expertise.com Rating

Review Sources

Google
5.0 (33)
Facebook
5.0 (12)
Yelp
5.0 (4)

Why choose this provider?

Rate Smart Home Mortgage assists the residents of Arlington in lowering their interest rates and reducing their loan terms through refinancing. It provides VA and FHA home loans to help clients achieve their homeownership dreams. In addition, the lender offers cash-out programs for owner-occupied and non-owner-occupied homes. Its loan officers use online technologies, including mobile applications, as well as fax machines to accommodate clients who are not technology savvy. The mortgage company has been in business for more than 20 years.

  • New Construction

600 Jefferson Plaza, Suite 400, Rockville, MD 20852
WebsiteLicense: 512138

Expertise.com Rating

Review Sources

Google
4.9 (92)
Facebook
4.9 (57)
Yelp
5.0 (4)

Why choose this provider?

Fitzgerald Financial Group is a full-service community lender that caters to clients in Arlington. It helps them in improving their finances, lower their monthly mortgage payments, or consolidate their debt by offering them refinancing. Its team also helps borrowers purchase their first or second homes by finding options that are custom-fit with their specific needs and financial situations. Fitzgerald Financial Group has in-house processors and underwriters who aim to make the entire application process more efficient, from pre-approval to the closing table.

  • Reverse Mortgages

2010 Corporate Ridge Road, Suite 420, McLean, VA 22102
WebsiteLicense: 35959

Expertise.com Rating

Review Sources

Google
4.4 (58)

Why choose this provider?

Aurora Financial fulfills the mortgage refinancing needs of Arlington residents. It commits to helping them get easy financing as well as the best available rates. The company caters to families and businesses. It offers mortgage options for clients who want to buy or refinance their homes, such as FHA and VA loans. FHA home loans offer flexibility while VA loans particularly benefit military personnel and veterans. The company also offers 15- and 30-year fixed and adjustable rate mortgages. Aurora Financial is an Equal Housing Lender.

  • New Construction
  • Reverse Mortgages

8305 Richmond Hwy, Suite 12A, Alexandria, VA 22309
WebsiteLicense: 180004

Expertise.com Rating

Review Sources

Google
4.9 (32)
Facebook
5.0 (31)
Yelp
5.0 (18)

Why choose this provider?

First Meridian Mortgage Corporation provides clients in Arlington and nearby communities with customizable refinancing options. These include refinancing with a VA loan as well as no closing cost refinancing. First Meridian has provided over two billion dollars in loan financing since 1996. The company is also authorized to conduct business in Maryland, North Carolina, and the District of Columbia. Kevin Retcher, the company's president, has been in the lending industry since 1992. He is a licensed loan officer, mortgage broker, insurance agent, and realtor.

  • New Construction

2300 Wisconsin Ave NW #100b, Washington, DC 20007
WebsiteLicense: 292897

Expertise.com Rating

Review Sources

Google
4.9 (241)
Facebook
5.0 (85)
Yelp
3.5 (9)

Why choose this provider?

Cornerstone First Financial delivers refinancing solutions to individuals and families in Arlington. The company customizes refinancing programs for existing mortgage borrowers to help them get lower interest rates, shorten terms, and secure equity. Its team, led by Founder Mark Livingstone, guides clients during home appraisal, loan pre-qualification, and title search. Livingstone has over 27 years of experience in the industry and is a member of the Maryland Association of Mortgage Brokers and The Rockville Volunteer Fire Department.

  • New Construction
  • Reverse Mortgages

4075 Wilson Blvd 823, Arlington, VA 22203
WebsiteLicense: 1760605

Expertise.com Rating

Review Sources

Facebook
5.0 (145)
Google
4.9 (121)

Why choose this provider?

Monument Home Loans is a family-owned business serving families and individuals in Arlington and the surrounding areas. It caters to first-time homebuyers and veterans seeking refinancing solutions. The company helps clients achieve their dream investment spaces by providing them with a selection of mortgage programs, including USDA RD, VA, FHA, and conventional loans. It also processes construction, renovation, and reverse mortgage loans. Monument Home Loans has been working with investors for more than three decades.

  • Reverse Mortgages
  • New Construction

1355 Beverly Road Suite 215, McLean, VA 22101
WebsiteLicense: 186983

Expertise.com Rating

Review Sources

Facebook
5.0 (23)
Google
5.0 (21)

Why choose this provider?

Heather Devoto serves the mortgage needs of the residents in and around Arlington. Heather is the branch manager of the First Home Mortgage Corporation, a financial institution that has been in business for over three decades. She and her team work with individuals to find refinancing solutions that reduce their monthly payments or interest rates and shorten the loan's term. They also assist homeowners interested in converting their home's equity to pay for home improvement projects.

  • New Construction
  • Reverse Mortgages

1984 Isaac Newton Square W, Suite 304, Reston, VA 20190
WebsiteLicense: 1285703

Expertise.com Rating

Review Sources

Facebook
5.0 (106)
Google
4.8 (90)
Yelp
5.0 (3)

Why choose this provider?

XHL Mortgage offers various home loan options to clients in Arlington and the surrounding areas. In addition to finding financing solutions for new home purchases, the team assists those looking to refinance their mortgage, whether the goal is to shorten the loan, reduce the monthly payment, or take cash out. Its loan originators work closely with borrowers to reach closings within 21 days. One of the mortgage professionals, Ben Taheri, has closed over 1,630 residential real estate transactions and funded over $652 million in loans.

  • New Construction

1100 15th St NW, Washington, DC 20005
WebsiteLicense: 1501911

Expertise.com Rating

Review Sources

Google
5.0 (91)

Why choose this provider?

Lisa West is a loan consultant under Movement Mortgage who helps and assists clients in Arlington opting to process mortgage refinancing with their home property. Through a mortgage refinancing service, clients can gain flexibility with their cash because of loan restructuring by having lower mortgage rates and interest. Lisa has been able to accommodate a variety of clients that range from investment buyers, first-time home buyers, and move-up and second-home buyers to refinancing homeowners with their loans and mortgage concerns.

  • New Construction

FAQs

  • Introduction

    Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

    Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

    Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.
  • Would it be possible for a borrower in Arlington to refinance their primary residence to an interest-only loan?

    Yes. Refinancing an interest-only loan is usually popular among property investors because of its tax benefits. Homeowners in Arlington can qualify if they have a valid reason for the change, substantial financial means, and strong credit history. They must apply their primary residence's mortgage to an interest-only loan only if the new loan amount is 80% or less of the total home value. However, some lenders allow up to 90% with some strict guidelines.

  • Can you refinance an Arlington home that has a tax lien?

    It is possible but it will make the refinancing process more complicated. You will have to go through the procedure of federal tax lien subordination, which is basically asking the IRS to let the refinance loan be the first priority on the home's debt repayment instead of the pending taxes. If you need to verify if your Arlington home has a tax lien, call 1-866-722-2551 or send mail to the address below. Clerk’s Office, State Corporation Commission PO Box 1197 Richmond VA 23218

  • For a Fannie Mae cash-out refinance in Arlington, do you need to have another borrower's name on the title?

    Having another borrower's name on the title for at least six months is one of the eligibility requirements of a Fannie Mae cash-out refinance. There are exceptions to this six-month waiting period rule. Some of these are the property in Arlington being an inheritance or legally awarded in a divorce and meeting the delayed financial requirements. If the borrower is the primary beneficiary of a trust, the counting of the waiting period may start at the time the property was held in the trust.

  • What can you do if your refinancing application in Arlington is denied?

    Check the reason why your application in Arlington is denied. There are many reasons for this, and some include having a low credit score and too much debt and being late with your mortgage payments. Take the time to improve your credit score if this is the reason. If your problem is being underwater on your mortgage, try applying for Freddie Mac’s Enhanced Relief Refinance Mortgage program or the High Loan-to-Value Refinance from Fannie Mae when you have either of these loans.

  • Should you need to review your credit score thoroughly before you refinance your mortgage in Arlington?

    Yes, according to statistics, about a third of the population found errors on their credit reports. You will use your credit score to get approved for refinancing by a lender in Arlington and even to qualify for a better interest rate. Therefore, it is crucial to check the report thoroughly. Obtain a free copy of your report from TransUnion, Equifax, and Experian, as they give these reports each year.

  • How do you refinance a mortgage?

    Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.