Best Health Insurance Agencies in West Valley City

Frequently Asked Questions

• Introduction

  If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.
  

• Why is enrolling in a silver plan important for West Valley City residents?

  Enrolling in a silver plan is recommended for those who qualify for additional savings on the federal health insurance marketplace. It is the only way for West Valley City individuals to obtain additional savings in the form of cost-reduction sharing. The savings are given to those who meet income eligibility requirements when buying plans on the federal health insurance marketplace. The silver plan has a competitively lower premium and reduced out-of-pocket costs whenever a benefit is used, such as when visiting a doctor or getting treatment.

• Why should a resident in West Valley City get a Medigap policy?

  A Medigap policy can pay for some healthcare costs not covered by the original Medicare plan. It can be bought from private insurance companies in West Valley City. The policy can cover the costs of blood transfusions, Medicare Part B covered services, and stays in nursing home facilities and hospitals.

• How much income should a resident of West Valley City have to qualify for Medicaid?

  Residents of West Valley City must have income that falls between 55% and 133% of the federal poverty level to qualify, depending on the category. Income can come from different sources, including salary, Social Security benefits, child support, and investment interest. There are different kinds of Medicaid programs. Beneficiaries must qualify each month to ensure continued coverage.

• Does one in West Valley City need stand-alone vision insurance for eye diseases?

  No, standard health insurance that meets the Affordable Care Act should cover eye diseases and chronic conditions. These diseases include age-related macular degeneration, diabetes complications, cataracts, and glaucoma. In general, vision insurance covers non-medical eye problems. Individuals in West Valley City can purchase stand-alone vision insurance if they need coverage for contact lenses, prescription glasses, and annual eye exams.

• How can aging residents of West Valley City obtain medical assistance from the county government?

  Aging residents of West Valley City and their caregivers can seek medical assistance from the Salt Lake County Aging and Adult Services. They can enroll in programs such as Home & Community Based Care, Rides for Wellness, and Medicare Counseling. The county agency is located at 4090 South 3600 West, West Valley City, UT 84119, and can be reached at 801-965-5822.

• How can you find affordable health insurance? 

  Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.