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Best Local Car Insurance Agencies in West Valley City

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Briceno Insurance logo
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Briceno Insurance

1601 West 3500 South, West Valley City, UT 84119
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  • Multiple Carriers

Business Description

Briceno Insurance, LLC, is a full-service insurance company that has been serving West Valley City and neighboring localities for more than a decade. The firm assists individuals and businesses in obtaining an auto insurance policy that can insure damages to their vehicles, as well as the damages incurred on other cars and passengers in the event of an accident. Its independent insurance agents represent multiple carriers that can provide several coverage options, including liability, comprehensive, collision, and personal injury protection.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.1 / 5 (112)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
CLEAR Insurance Solutions logo
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License Verified:

License: 412365

Utah Insurance Department

CLEAR Insurance Solutions

110 North Main Street, Bountiful, UT 84010
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  • RV & Motorhome
  • Motorcyle & ATV
  • Boats

Business Description

CLEAR Insurance Solutions is a business that offers policies for car owners in West Valley City and nearby areas. It also crafts insurance plans for owners of classic and collector cars, campers, and trailers. The independent agency works with various insurance companies to help clients find the right coverage for their needs. Its partner carriers include Safeco Insurance, Progressive, Liberty Mutual, and Nationwide. CLEAR Insurance Solutions also provides health, life, and business owners' policies.

License Verified:

License: 412365

Utah Insurance Department

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
John Henry Smith Insurance logo
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License Verified:

License: 412426

Utah Insurance Department

John Henry Smith Insurance

563 West 2600 South, Bountiful, UT 84010
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  • Multiple Carriers

Business Description

John Henry Smith Insurance is a third-generation, family-owned company that serves residents in West Valley City. Included in its line of products is auto insurance. The agents create insurance plans that are tailored to car owners' needs, and these policies may include liability coverage, collision coverage, road trouble service coverage, and comprehensive coverage. They review policies from various carriers like Auto-Owners Insurance, Travelers, Progressive, and Safeco Insurance. John Henry Smith Insurance has been in business since 1954.

License Verified:

License: 412426

Utah Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.4 / 5 (19)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Thomas Insurance Agency logo
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Thomas Insurance Agency

3165 South Highland Drive, Salt Lake City, UT 84106
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  • Multiple Carriers

Business Description

Thomas Insurance Agency is a car insurance provider that serves clients based in West Valley City. Headquartered in Salt Lake City, the agency's staff has more than 50 years of experience in providing expert advice to clients that need an auto insurance program with maximum benefits. They represent several companies, including Auto-Owners Insurance, Dairyland Auto Cycle Insurance, Safeco Insurance, and Travelers Insurance. Thomas Insurance Agency operates on weekdays from 8:30 a.m. to 5:00 p.m.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Valley Insurance - Taylorsville logo
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License Verified:

License: 91056

Utah Insurance Department

Valley Insurance - Taylorsville

3818 West 5400 South, Salt Lake City, UT 84129
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  • Multiple Carriers

Business Description

Valley Insurance is a locally owned and operated independent insurance agency with multiple office locations in Utah, including one in Taylorsville. The agency provides clients in West Valley City with a vast range of insurance policies from more than 20 insurance carriers. These policies include auto, homeowners, personal, life, health, and business insurance. The firm also offers insurance products for farm and ranch owners, recreational vehicles, accounting firms, alarm contractors, arborists, construction businesses, and employees. Valley Insurance maintains another location in Heber City.

License Verified:

License: 91056

Utah Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.4 / 5 (26)
Yelp
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Wayne Eckman logo
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License Verified:

License: 61269

Utah Insurance Department

Wayne Eckman

98 West 200 North, Bountiful, UT 84010
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  • Multiple Carriers

Business Description

Wayne Eckman is the owner of an insurance firm that specializes in car policies. The firm's team of insurance brokers has more than 75 years of cumulative insurance experience and has been serving citizens of West Valley City and the surrounding areas for more than 30 years. Car insurance options such as collision insurance, leasing, comprehensive, and rideshare insurance are all available through this agency. Furthermore, the auto insurance company provides roadside assistance 24/7.

License Verified:

License: 61269

Utah Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

Introduction

A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

What is car insurance?

Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

How does car insurance work?

Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

What does car insurance cover?

Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

Does car insurance cover theft?

Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

How does a car insurance deductible work?

A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

Do you need insurance to register a car?

Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.

Can you get car insurance without a license?

In most states in the United States, a license isn't required to purchase car insurance. This means that an unlicensed driver can purchase a policy for a licensed driver. However, most insurance companies won't allow an unlicensed driver to be listed on a policy, either as a primary or a secondary driver.

Do you need car insurance?

Yes. Car insurance isn't optional, and neglecting to purchase and maintain a minimum level of coverage can result in penalties, such as the suspension of your vehicle registration or driver's license. In addition, the cost of a car accident can add up to tens of thousands of dollars, which can be an unsustainable burden without insurance.

How much is car insurance a month?

Car insurance costs depend on factors such as where a person lives and their driving history. Drivers living in states with high insurance rates who've had accidents will pay more than drivers with clean records living in lower-cost states. In general, monthly car insurance costs can range from $50 to $500 or more.

Why is my car insurance so high?

Car insurance can be expensive for many reasons. Unsafe or expensive cars, a history of accidents, DUIs, and having multiple cars and drivers on a policy can all lead to higher monthly costs. Driver age may also play a role. For example, teens are more expensive to insure than adults.

How can I get lower car insurance?

Getting lower-cost car insurance may be possible depending on your personal circumstances. To find a cheaper policy, drivers are encouraged to get prices from multiple companies, bundle car insurance with home insurance, or use monitoring devices to demonstrate safe driving.

Do you need insurance to rent a car?

In most areas, car insurance isn't required to rent a car. However, most personal car insurance policies extend to rental vehicles. For those who don't have insurance coverage and want to stay protected, most car rental agencies offer supplemental insurance coverage for an added fee.

Does my car insurance cover rental cars?

Most car insurance policies do cover rental cars. However, this coverage isn't universal. Before renting a car, it's recommended that you check your policy details or speak to your insurance agent to be sure rental car coverage is included at an appropriate level.

Can I insure a car not in my name?

In most states, it's possible to insure a car that isn't registered in the name of the policyholder. This commonly occurs when a parent purchases and insures a car for an adult child. However, many states and insurance agencies require the policyholder to have a financial stake in the vehicle they're insuring.

Can you cancel car insurance at any time?

In general, it's possible to cancel car insurance at any time, provided proper notice is given. Notice requirements are outlined in policy documents. Unlike health insurance that can require personal circumstance changes or a specialized enrollment period, auto insurance policies can be canceled or adjusted at any time.

How can I change car insurance?

Changing car insurance is as easy as notifying your current car insurance company and purchasing a new policy from a different agency. Even policies that have been paid up front can be canceled, and companies will issue a refund for any time remaining on the policy term.

How do you become a car insurance agent?

In most states, working as a car insurance agent requires having a state license for selling insurance products. Generally, this process involves taking classes and earning a passing score on a licensing exam. Some agencies may allow individuals to shadow or assist current agents while working on their licensing requirements.

How do car insurance agents get paid?

Most car insurance agents are paid on a commission basis. This means they receive a percentage of the amount their clients pay for their insurance coverage. Some agents may also earn a flat salary. Commissions range from 5% to 20%, on average, but this can vary based on the company or policy type.

How much do car insurance agents make?

Car insurance agent earnings depend on commission percentages, any base salary in addition to commission, sales proficiency, and sales experience. According to the Bureau of Labor Statistics, the average insurance sales agent makes around $52,000 per year. This may vary from state to state and company to company.

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