Expertise.com

2024

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Best Local Car Insurance Agencies in West Valley City

Our Recommended Top 5

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored West Valley City Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

82Reviewed

51Curated

5Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

3165 South Highland Drive, Salt Lake City, UT 84106

Expertise.com Rating

Review Sources

Google
4.4 (7)

Why choose this provider?

Thomas Insurance Agency is a car insurance provider that serves clients based in West Valley City. Headquartered in Salt Lake City, the agency's staff has more than 50 years of experience in providing expert advice to clients that need an auto insurance program with maximum benefits. They represent several companies, including Auto-Owners Insurance, Dairyland Auto Cycle Insurance, Safeco Insurance, and Travelers Insurance. Thomas Insurance Agency operates on weekdays from 8:30 a.m. to 5:00 p.m.

  • Multiple Carriers

563 West 2600 South, Bountiful, UT 84010
WebsiteLicense: 412426
Website

Expertise.com Rating

Review Sources

Google
4.4 (19)
Facebook
5.0 (5)

Why choose this provider?

John Henry Smith Insurance is a third-generation, family-owned company that serves residents in West Valley City. Included in its line of products is auto insurance. The agents create insurance plans that are tailored to car owners' needs, and these policies may include liability coverage, collision coverage, road trouble service coverage, and comprehensive coverage. They review policies from various carriers like Auto-Owners Insurance, Travelers, Progressive, and Safeco Insurance. John Henry Smith Insurance has been in business since 1954.

  • Multiple Carriers

3818 West 5400 South, Salt Lake City, UT 84129
WebsiteLicense: 91056

Expertise.com Rating

Review Sources

Google
4.4 (26)
Yelp
4.0 (4)

Why choose this provider?

Valley Insurance is a locally owned and operated independent insurance agency with multiple office locations in Utah, including one in Taylorsville. The agency provides clients in West Valley City with a vast range of insurance policies from more than 20 insurance carriers. These policies include auto, homeowners, personal, life, health, and business insurance. The firm also offers insurance products for farm and ranch owners, recreational vehicles, accounting firms, alarm contractors, arborists, construction businesses, and employees. Valley Insurance maintains another location in Heber City.

  • Multiple Carriers

98 West 200 North, Bountiful, UT 84010
WebsiteLicense: 61269

Expertise.com Rating

Review Sources

Google
4.7 (17)

Why choose this provider?

Wayne Eckman is the owner of an insurance firm that specializes in car policies. The firm's team of insurance brokers has more than 75 years of cumulative insurance experience and has been serving citizens of West Valley City and the surrounding areas for more than 30 years. Car insurance options such as collision insurance, leasing, comprehensive, and rideshare insurance are all available through this agency. Furthermore, the auto insurance company provides roadside assistance 24/7.

  • Multiple Carriers

1601 West 3500 South, West Valley City, UT 84119

Expertise.com Rating

Review Sources

Google
4.1 (112)
Facebook
5.0 (11)

Why choose this provider?

Briceno Insurance, LLC, is a full-service insurance company that has been serving West Valley City and neighboring localities for more than a decade. The firm assists individuals and businesses in obtaining an auto insurance policy that can insure damages to their vehicles, as well as the damages incurred on other cars and passengers in the event of an accident. Its independent insurance agents represent multiple carriers that can provide several coverage options, including liability, comprehensive, collision, and personal injury protection.

  • Multiple Carriers

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • How long do accidents and tickets impact West Valley City car insurance rates on average?

    On average, accidents and tickets can lead to an increase in insurance rates for a period of three years in West Valley City. Receiving a speeding ticket results in a 20% higher insurance premium, while an accident can increase rates by 47%. Furthermore, a DUI or DWI can lead to a 43% increase in insurance costs.

  • Are West Valley City residents required to provide proof of car insurance following a traffic violation stop or accident?

    In accordance with Utah state laws, West Valley City residents must furnish proof of car insurance when stopped for a traffic violation or following an accident. Do note that the state allows the use of digital insurance cards displayed on a mobile phone, allowing drivers to conveniently access their insurance information through a mobile app.

  • How does the average cost of car insurance in West Valley City compare with the state and national averages?

    A comprehensive car insurance policy in West Valley City costs $1,162 per year, and in comparison to the national average, car insurance in this city is $212 less expensive. However, it is still $109 more affordable than the average cost of car insurance in the state of Utah.

  • Is there such a thing as SR-22 car insurance in West Valley City?

    In essence, the SR-22 is a formal document that needs to be submitted to the DMV as evidence of a West Valley City motorist’s financial responsibility, but it does not function as a form of insurance, such as liability coverage, collision coverage, or comprehensive coverage. The insurer must submit an SR-22 form to reinstate the driving privileges of a high-risk driver.

  • How can low-income West Valley City residents obtain affordable car insurance?

    West Valley City drivers seeking cost-effective car insurance can explore state-supported programs designed for individuals with low incomes. Certain non-profit organizations may also offer subsidized car insurance options to those with limited financial means. Additionally, insurance companies offer discounts and flexible payment arrangements to accommodate residents with lower incomes.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.