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Best Mortgage Refinance Companies in West Jordan

2024

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Providers

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Website
2651 W South Jordan Parkway, South Jordan, UT 84095
  • Reverse Mortgages

Why choose this provider?

Aspen Hills Mortgage works with residential property buyers in and around West Jordan. It helps investors, families, and individuals lower their mortgage payments or interest rates and maximize their monthly income through its refinancing solutions. The company also caters to first- and second-time homebuyers who want to avail of various types of mortgage programs, such as fixed- and adjustable rate, VA, and FHA loans. Agency president Corey Moser brings over more than 25 years of mortgage industry experience.

License Verified:

License: 245511

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (52)
Facebook
5.0 / 5 (47)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
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Website
2100 Pleasant Grove Blvd Ste 160, Pleasant Grove, UT 84062
  • New Construction

Why choose this provider?

Josh Clayson Mortgage is a loan officer who caters to West Jordan clients needing refinancing services. He aims to help people obtain their ideal home in the soonest possible time. Clayson serves first home buyers, refinancers, and real estate investors. He offers fixed mortgage, Hero Next Door, VA, FHA, Jumbo, and USDA loans. He also provides adjustable rate mortgage, 203K, and reverse mortgage loans. Clayson is an NMLS-licensed broker who has been in the finance industry for 13 years.

License Verified:

License: 1040051

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (84)
Facebook
5.0 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
11576 S. State Street, Suite 102-B, Draper, UT 84020
  • New Construction

Why choose this provider?

Simple Mortgage Utah offers refinance loans to homeowners in and around the West Jordan area. It helps individuals who want to convert an adjustable loan to a fixed rate, lower their monthly payments and shorten their loan terms, or get cash from equity for home improvements and educational expenses obtain a variety of refinancing loans. It also offers 15-year and 30-year fixed-rate loans, adjustable-rate mortgages, balloon mortgages, first-time buyer programs, and home equity lines of credit.

License Verified:

License: 314781

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (25)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
8645 S. Harrison St., Sandy, UT 84070
  • New Construction

Why choose this provider?

American Loans & Mortgages has been accommodating the home purchasing needs of individuals and families in West Jordan and nearby locations for more than 27 years. It assists clients with refinancing their loans, reducing the length of their mortgages, and obtaining low interest rates. It provides loan programs for construction and remodeling projects, investment and rental properties, and businesses, along with conventional and jumbo mortgages. The company also offers subprime mortgages for people who do not meet conventional guidelines.

License Verified:

License: 245422

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (68)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1258 W. South Jordan Parkway, Ste 102, South Jordan, UT 84095
  • New Construction

Why choose this provider?

Integrity First Lending provides services to clients across West Jordan and the surrounding cities. It specializes in refinancing clients' existing loan options to help them take cash from their home's equity, reduce their interest rates, and change their monthly payments. These refinancing options also aim to reduce clients' monthly payments, allowing them to meet their financial objectives. It offers FHA, USDA, VA, jumbo, and super jumbo loan options to people looking to buy a home.

License Verified:

License: 1006977

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.8 / 5 (444)
Yelp
4.0 / 5 (20)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
8821 South Redwood Rd. Suite B, West Jordan, UT 84088
  • New Construction
  • Reverse Mortgages

Why choose this provider?

First Fidelity Financial Services is a mortgage planning firm located in West Jordan. It helps clients reduce their monthly payments and pay off their loans faster by offering mortgage refinance loans. In addition, the firm assists individuals in achieving their homeownership goals through purchase loans and helps seniors obtain their financial goals through reverse mortgage loans. It is owned by Bryan Pettit, a certified mortgage planner who has been in the industry since 1995.

License Verified:

License: 252287

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (72)
Facebook
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
7158 S Fl Smidth Dr. 3rd Floor, Midvale, UT 84047
  • New Construction
  • Reverse Mortgages

Why choose this provider?

Equihome Mortgage caters to home purchasers residing in West Jordan who need refinancing and loan options. These products are aimed at buyers of single-family homes and multi-unit residences intended for personal occupation or rental investment. The team rearranges existing debts into more easily payable setups. Contracts range from five-year adjustable-rate mortgages to 30-year fixed rates. Equihome Mortgage is part of the Association of Independent Mortgage Experts and has been featured on media outlets like USA Today.

License Verified:

License: 1665303

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (158)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5272 College Dr Ste 101, Murray, UT 84107
  • New Construction
  • Reverse Mortgages

Why choose this provider?

Trillion Mortgage has been serving clients in West Jordan and the surrounding areas since 2003. Its loan officers educate borrowers about the mortgage refinancing process and help them decide on what type of loan suits their needs. They provide a variety of loan options, including reverse mortgages, FHA, VA, jumbo, and conventional loans. They help customers who may find it difficult to close a loan due to their employment status, including self-employed individuals, factory workers, craftsmen, and commissioned salespersons.

License Verified:

License: 313391

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
4.7 / 5 (30)
Google
4.7 / 5 (23)

Website
1258 W South Jordan Parkway Suite 102, South Jordan, UT 84095
  • New Construction

Why choose this provider?

Integrity First Lending caters to residents of West Jordan who need home financing contracts. The team has options backed by Veterans Affairs and the FHA. It has products aimed at renovation projects and conventional choices. The company also refinances pre-existing debts to secure less onerous terms on behalf of the customer. An online calculator is available to give preliminary information before meeting with an agent. Integrity First Lending operates across five states and serves first-time buyers and seasoned investors.

License Verified:

License: 1006977

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (449)
Facebook
4.8 / 5 (29)
Yelp
4.0 / 5 (23)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
10542 S Jordan Gtwy, Ste. 300, South Jordan, UT 84095

Why choose this provider?

Luneta Home Loans serves clients in West Jordan. It is an independently owned business with a team of over 30 mortgage brokers that are adept at creating, processing, and organizing loans. The company renders refinancing services and also provides a homebuying program for teachers, healthcare professionals, firefighters, and law enforcers, as well as military veterans and reservists. Its owner, Braxton Young, holds a bachelor’s degree in Finance. Other offerings include jumbo, 203K, FHA, and USDA home loan options.

License Verified:

License: 2027806

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (79)
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3731 South Jordan Parkway Ste 102-122, South Jordan, UT 84009
  • Reverse Mortgages

Why choose this provider?

Jerry Holland is a mortgage broker for New Point Lending providing services to customers in West Jordan and its surrounding areas. The expert provides refinancing options for homeowners who want to lower their interest rates or cash out. Holland assists clients in organizing their finances and locating the best loan program for their needs. He also offers a variety of services to first-time homebuyers, investors, and seniors looking for reverse mortgages. Holland founded his own company in 2021.

License Verified:

License: 1608953

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
11240 S. River Heights Drive, Suite 100, South Jordan, UT 84095
  • New Construction

Why choose this provider?

Amanda Madsen caters to refinance clients in West Jordan and the surrounding areas. She is a mortgage specialist from SecurityNational Mortgage Company. She helps borrowers who want to consolidate their debt or change their mortgage program from adjustable to fixed-rate by providing them with a variety of loan refinance options. Some of the loan programs she offers are FHA, jumbo, USDA, conventional, and VA. Madsen's areas of expertise include construction, investor, and stated income loans.

License Verified:

License: 220721

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (17)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

    Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

    Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.
  • Can borrowers in West Jordan rely on the refinance rates found online?

    Borrowers in West Jordan should avoid relying on the refinance rates found online since most of this information is generic and cannot be applied to an individual's unique situation. Those who want accurate refinance rates should contact their mortgage lending company to perform an assessment using different factors, like employment history, credit score, and debt-to-income ratio. Afterward, the lender will provide a quote showing the actual rate of their refinance loan.

  • Is there a mortgage loan appropriate for West Jordan borrowers who want to avoid closing fees?

    West Jordan borrowers should participate in a no-cost mortgage program to avoid paying upfront expenses during closing procedures. In this program, lenders can temporarily shoulder an individual's closing fees and increase their loan's interest rate or principal amount. Closing expenses like title insurance, loan application, and appraisal fees are eventually paid throughout the specified loan period.

  • Can borrowers undergoing bankruptcy still apply for a new loan in West Jordan?

    Borrowers who are currently undergoing bankruptcy cannot apply for a new loan. This is because bankruptcy, short sale, or foreclosure can affect an individual’s potential to get approved for a loan. Most mortgage lenders and investors in West Jordan also follow strict guidelines. They only allow borrowers to undergo the loan application process after a two-year waiting period from the date of their bankruptcy dismissal.

  • Do you need a co-signer to qualify for a mortgage loan in West Jordan if you have bad credit?

    If you have bad credit, you may need the help of a co-signor to qualify for a new mortgage loan in West Jordan. A co-signer can be a relative or friend who meets the lender's different loan requirements, from financial status to credit criteria. Co-signers should be aware of the implications since they can be held accountable when you cannot settle the monthly payments.

  • What happens to your credit score after taking out a mortgage loan in West Jordan?

    Your credit score can temporarily drop after taking out a mortgage loan in West Jordan. Most lenders check your creditworthiness during pre-approval procedures by contacting different credit reporting agencies. These hard inquiries can cause a lower score. However, borrowers can also continue to improve their FICO scores by settling their monthly payments on time.

  • How do you refinance a mortgage?

    Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.