Expertise.com

2024

Last updated:

Best Homeowners Insurance Agencies in West Jordan

Our Recommended Top 9

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored West Jordan Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

74Reviewed

48Curated

9Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

6575 South Redwood Road, Taylorsville, UT 84123

Expertise.com Rating

Review Sources

Google
4.8 (53)

Why choose this provider?

Smart Insurance has been providing homeowners' insurance to clients in West Jordan since 2013. It employs financial experts who can identify and assess the needs of clients to provide the appropriate insurance policy. Their homeowners' insurance can take care of any unexpected financial hazards that may occur in the home. It covers losses sustained from a house fire, theft, and vandalism. Clients of Smart Insurance have commended the agency's friendly and informative service.

  • Renter's Insurance
  • Multiple Policy Types
  • Condos

8539 S Redwood Rd Suite B-2, West Jordan, UT 84088

Expertise.com Rating

Review Sources

Google
4.7 (13)
Facebook
5.0 (2)

Why choose this provider?

Jordan River Insurance offers homeowners' insurance to clients in West Jordan and nearby areas. It is associated with multiple insurance carriers to provide a range of coverage for clients with different home insurance needs. Among its insurance partners are PLM, Progressive, Proper Insurance, The Hartford, and many more. According to customers, agents at Jordan River Insurance provide friendly and professional service. The agency also deals with auto, life, and health insurance.

  • Multiple Carriers
  • Multiple Policy Types

2273 West 7800 South, West Jordan, UT 84088

Expertise.com Rating

Review Sources

Google
4.7 (247)
Facebook
5.0 (67)
Yelp
1.0 (1)

Why choose this provider?

Four Seasons Insurance Agency, Inc. is an insurance agency in West Jordan that offers a comprehensive range of insurance services and products. It partners with premier insurance providers to help clients find the right home insurance policy for their specific needs. This agency offers a variety of homeowners' insurance options to protect the family's assets. Standard coverage includes dwelling, liability, and personal property coverage. Four Seasons Insurance Agency also offers auto, commercial, life, motorcycle, and RV insurance.

  • Renter's Insurance
  • Personal Property Insurance

1414 East 4500 South, Suite 4C, Salt Lake City, UT 84117

Expertise.com Rating

Review Sources

Google
5.0 (18)

Why choose this provider?

Shelton Insurance is a firm offering homeowners insurance to clients throughout the greater West Jordan area. The company works with individuals seeking to obtain financial protection in the event their home sustains damage. It can source policies from top carriers that cover both structures and contents for single family homes and condominiums. For non-homeowners, it also offers renters insurance policies. Shelton Insurance has been in the homeowners insurance industry for over 10 years.

  • Personal Property Insurance
  • Multiple Policy Types

8783 S Redwood Rd Ste B, West Jordan, UT 84088

Expertise.com Rating

Review Sources

Google
4.7 (14)

Why choose this provider?

Dean Bowen State Farm Insurance Agent makes itself available to help clients over the phone 24 hours a day. It provides assistance with buying home and other personal insurance products from State Farm, as well as assistance with policy changes and insurance claims. Agent Dean Bowen has been serving clients in the West Jordan area for more than 15 years. Other types of insurance this agency sells include auto, pet, and health coverage.

  • Personal Property Insurance
  • Multiple Policy Types

8138 South State Street, Midvale, UT 84047

Expertise.com Rating

Review Sources

Facebook
5.0 (1)

Why choose this provider?

Serving the greater West Jordan area, Gillen & Associates is a locally owned firm offering numerous homeowners insurance policies to clients. This agency's licensed insurance agents are capable of securing policies for clients that cover their homes and their valuable personal belongings. As an independent firm, it partners with multiple insurance carriers to obtain the best rates and most coverage for clients. Gillen & Associates has been serving the area since 1978.

  • Renter's Insurance
  • Multiple Policy Types

8833 South Redwood Road, West Jordan, UT 84088

Expertise.com Rating

Review Sources

Google
5.0 (104)
Yelp
5.0 (3)
Facebook
5.0 (1)

Why choose this provider?

One Stop Insurance has been providing insurance products and services to residents and business owners in West Jordan since 2003. The company assists individuals and families in choosing the right homeowners insurance policy that best suits their needs. Its licensed agents handle several types of home insurance, including privately-owned homes, condominiums, rental properties, and personal belongings. They also help policyholders in filing claims for structural and personal asset replacement costs, water backup through sewers, and rebuilding expenses due to ordinances. Other insurance products include auto, health and life, travel and commercial coverages.

  • Fire
  • Personal Property Insurance

2785 9000 South, West Jordan, UT 84088

Expertise.com Rating

Review Sources

Google
4.8 (44)

Why choose this provider?

GMI Insurance Agency of Utah is an independent agency established in 2002 that provides insurance services to West Jordan. These services include home insurance that protects homeowners' property and possessions from disasters. It also has personal liability coverage that protects the homeowners from lawsuits regarding their property. The insurance agents walk clients through the more unfamiliar features of home insurance, so homeowners have better insight when creating a policy with the agency.

  • Renter's Insurance

7625 South 3200 West, West Jordan, UT 84084

Expertise.com Rating

Review Sources

Google
5.0 (11)

Why choose this provider?

Ability Insurance Agency guides homeowners in safeguarding their homes and assets in and around West Jordan. The homeowners' insurance agency protects clients' homes from accidental damages caused by fires, storms, hail, and strong winds. It supports provisions for clients when their homes need repairs or when they need to be replaced. Along with these insurance services, Ability Insurance Agency also covers the personal property losses of clients. The agency also provides auto, business, and life and health insurance.

  • Multiple Policy Types

FAQs

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • How much does West Jordan homeowners' insurance typically cost?

    In West Jordan, the typical annual cost for homeowners' insurance that offers coverage for a dwelling valued at $300,000, liability protection of $100,000, and a $1,000 deductible amounts to $1,350. This rate is $1,067 below the national average of $2,282. Home insurance premiums in this region are influenced by various variables, such as the size, age, and geographical location of residences.

  • Why is having homeowners’ insurance important to West Jordan residents?

    Having homeowners' insurance is important to residents of West Jordan because it provides financial security in case of unexpected incidents affecting their residences or personal possessions. This type of insurance covers perils caused by fires, vandalism, and other unanticipated events. In situations where a residence sustains damage, homeowners' insurance covers temporary living costs, such as accommodations in hotels. This guarantees that homeowners and their families have a place to reside while their properties undergo repairs.

  • What are some types of damage that a typical homeowners’ insurance policy in West Jordan does not cover?

    Common exclusions from standard homeowners' insurance in West Jordan include flood, earthquake, and termite damage. Additionally, high-value personal possessions like jewelry, collectibles, and fine art are often left out of standard coverage. If residents wish to protect against these particular risks, they must purchase separate insurance policies or endorsements.

  • What credit score level can lead to a lower homeowners' insurance rate in West Jordan?

    West Jordan residents with credit scores exceeding 700 frequently secure more favorable rates than those who do not. This is because insurance companies often believe that individuals with higher credit scores are more financially responsible and less likely to file claims. However, the specific credit score threshold that leads to lower rates can vary from one insurance company to another.

  • What coverage options do West Jordan residents have for their homeowners’ insurance?

    People living in West Jordan can choose between two coverage options, including the actual cash value, which considers depreciation when determining the cost of replacing a home. The second option is replacement value, where the cost to replace a residential property is set at a fixed amount. Homeowners must have at least 80% of their home's value covered by their policy as the recommended minimum coverage amount.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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