Best Mortgage Refinance Companies in Sandy

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Adam West logo
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License: 1790355

Nationwide Multistate Licensing System and Registry

Adam West

172 N East Promontory, Ste. J-285, Farmington, UT 84025
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  • New Construction
  • Reverse Mortgages

Business Description

Adam West is a senior loan originator with UMortgage, providing mortgage solutions to customers in Sandy and nearby areas. He offers home refinance services that help clients save money over time by changing mortgage terms or dipping into the home equity to get cash out. He shares options based on each client's criteria and scenario, laying down different interest rates and terms. He provides FHA, VA, and jumbo loans with fixed and adjustable rates. West has been in the industry for over three years.

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License: 1790355

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (50)
Alliance Lending Services logo
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License: 304510

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Alliance Lending Services

9730 S. 700 E. Ste. 101, Sandy, UT 84070
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  • New Construction

Business Description

Alliance Lending Services (ALS) is a Sandy-based mortgage broker that provides refinancing solutions to homeowners in the metro. It employs electronic loan processing and daily communication systems to enhance the refinancing experience of borrowers. Its loan officers plan strategies, provide mortgage calculators, and deploy market knowledge to help clients accomplish refinancing transactions. ALS has been catering to the mortgage needs of the community since 2004 and has Personal Loan Center, an online dashboard service.

License Verified:

License: 304510

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (149)
Facebook
5.0 / 5 (27)

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We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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American Loans & Mortgages logo
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License: 245422

Nationwide Multistate Licensing System and Registry

American Loans & Mortgages

8645 S. Harrison St., Sandy, UT 84070
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  • New Construction
  • Reverse Mortgages

Business Description

American Loans & Mortgages assists clients in Sandy find the loan program that fits their situation. The firm has been serving the community for over 27 years, providing refinancing options to help clients consolidate their first and second mortgages and reduce their loan terms. Its refinancing solution also allows borrowers to consolidate their credit cards and home equity lines. Its mortgage professionals provide clients with comprehensive communication throughout the process and offer other loan options, including commercial, construction, remodeling, conventional, and jumbo.

License Verified:

License: 245422

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.8 / 5 (70)
Yelp
3.5 / 5 (6)

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We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Cinch Home Loans logo
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License: 399255

Nationwide Multistate Licensing System and Registry

Cinch Home Loans

11576 S State St. #101A, Draper, UT 84020
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  • Reverse Mortgages

Business Description

Cinch Home Loans serves clients in and around Sandy who need a variety of mortgage and refinancing programs. The team restructures existing debts to take advantage of more favorable terms and conditions that emerge subsequent to the original obligation. Its financing choices include government loans aimed at farmers and veterans, as well as rehabilitation selections that can finance renovation projects. Cinch Home Loans operates across five states and is an independent agency.

License Verified:

License: 399255

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (68)
Facebook
5.0 / 5 (41)
Yelp
5.0 / 5 (2)

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We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Innovative Mortgage Alliance logo
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License: 175407

Nationwide Multistate Licensing System and Registry

Innovative Mortgage Alliance

12401 S. 450 East Suite F1, Draper, UT 84020
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  • New Construction
  • Reverse Mortgages

Business Description

Innovative Mortgage Alliance caters to clients in Sandy. It has mortgage refinancing options for vacation homes, investment properties, condominiums, single-family houses, and multi-unit apartments. In addition, it has fixed-rate and adjustable-rate mortgages with loan terms ranging from five to 30 years. Peter Skaggs, the owner of the brokerage firm, has been in the industry since 2007. He is a former president of the Utah Association of Mortgage Professionals. The company has helped individuals close more than $500 million worth of loans.

License Verified:

License: 175407

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (365)
Facebook
5.0 / 5 (27)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Inspiro Financial logo
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License: 2114609

Nationwide Multistate Licensing System and Registry

Inspiro Financial

6925 S Union Park Center, Suite 150, Cottonwood Heights, UT 84047
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  • New Construction
  • Reverse Mortgages

Business Description

Inspiro Financial helps its clients in Sandy and the neighboring areas with their mortgage refinancing concerns. The company offers different types of refinancing options for individuals who want to improve their credit scores, acquire more savings, and change their loan terms. These options include locking its clients' loan terms into fixed rates and eliminating PMIs. It strives to deliver on its commitment to a transparent lending service by providing Homebot, a tool where clients can check housing updates.

License Verified:

License: 2114609

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (93)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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LendRight Mortgage logo
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License Verified:

License: 1817019

Nationwide Multistate Licensing System and Registry

LendRight Mortgage

11820 S, State St #310, Draper, UT 84020
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  • Reverse Mortgages

Business Description

LendRight Mortgage serves clients in Sandy who require refinancing and loan solutions. Its lending choices include conventional mortgages and jumbo programs. Government-backed plans are on hand for members of the agricultural and national defense sectors. The team also processes refinancing options, and the company has online calculators for computing the variable rates and outcomes associated with each specific product. Owner Rodney Rex has been a veteran of the lending industry for 17 years. He developed his interpersonal skills as a missionary who worked in Brazil.

License Verified:

License: 1817019

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (176)
Facebook
5.0 / 5 (31)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Luneta Home Loans logo
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License: 2027806

Nationwide Multistate Licensing System and Registry

Luneta Home Loans

10542 S Jordan Gtwy, Ste. 300, South Jordan, UT 84095
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Business Description

Luneta Home Loans caters to homeowners and property buyers in Sandy and the surrounding areas. The company offers mortgage refinancing services focusing on reducing clients' interest rates, changing their terms or loan lengths, and lowering their monthly payments. These mortgage refinancing services also allow clients to obtain cash from their home's equity. Its team also guides individuals in choosing loan options suitable for their needs, including jumbo and super jumbo, USDA, VA, and FHA. Home purchasing loans are also available.

License Verified:

License: 2027806

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (74)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Luneta Home Loans logo
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License Verified:

License: 2027806

Nationwide Multistate Licensing System and Registry

Luneta Home Loans

10542 Jordan Gateway Suite 300,, South Jordan, UT 84095
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  • Reverse Mortgages

Business Description

Luneta Home Loans helps people in Sandy refinance their existing mortgages to lower their interest rates. The brokerage offers jumbo, reverse, and adjustable-rate mortgages that match the individual needs and financial resources of homeowners, home buyers, and real estate investors. Its loan officer, Joshua Clayson, has been in the financial services industry for over 13 years. In addition, he is a Xinnix-certified originator who has completed 300 hours of course study, 25 case studies, and 70 lessons covering the mortgage industry.

License Verified:

License: 2027806

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
4.9 / 5 (74)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Momentum Loans logo
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License Verified:

License: 1606597

Nationwide Multistate Licensing System and Registry

Momentum Loans

9490 S 300 W #100, Sandy, UT 84070
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  • New Construction
  • Reverse Mortgages

Business Description

Momentum Loans is a mortgage company that serves clients in the Sandy area. It offers refinancing solutions for primary and second homes and investment properties. It provides a wide variety of programs, including conventional, FHA, VA, USDA, jumbo, and non-traditional loans. It also assists seniors aged 62 and over with reverse mortgages that provide flexibility for monthly cash flows. Momentum Loans holds licenses in 10 states. One of its loan officers, James Cahoon, has over a decade of mortgage industry experience.

License Verified:

License: 1606597

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.9 / 5 (428)
Google
4.0 / 5 (31)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
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––
Olympus Funding logo
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License Verified:

License: 248612

Nationwide Multistate Licensing System and Registry

Olympus Funding

11576 So. State St. Suite 202, Draper, UT 84020
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  • Reverse Mortgages

Business Description

Olympus Funding works with homeowners in Sandy who want to consider mortgage refinancing. It is a mortgage company based in Draper that helps borrowers decide if refinancing is a sound financial move by educating them about its benefits and giving them a variety of options. It guides homebuyers in the process of securing home loan products, such as FHA, VA, and conventional mortgages. In addition, Olympus Funding offers assistance or advice to clients seeking construction loans.

License Verified:

License: 248612

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (60)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Detail
RANLife logo
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License Verified:

License: 3151

Nationwide Multistate Licensing System and Registry

RANLife

9272 South 700 East, Sandy, UT 84070
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  • New Construction

Business Description

RANLife is a mortgage company that serves customers in the Sandy area. It has in-house processors, funders, underwriters, and closers who cater to clients refinancing their mortgage or purchasing a home. Its refinancing options include FHA streamline, cash-out refinance, and 15-year fixed mortgage, allowing customers access to equity to consolidate their debt and lower their monthly mortgage payments. The company donates a portion of its profits to Walk MS, a local organization that supports people affected by multiple sclerosis.

License Verified:

License: 3151

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.7 / 5 (1053)
Facebook
4.5 / 5 (106)
Yelp
2.5 / 5 (42)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Simply Home Mortgage logo
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License Verified:

License: 1754412

Nationwide Multistate Licensing System and Registry

Simply Home Mortgage

11925 S. 700 E., Draper, UT 84020
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  • Reverse Mortgages

Business Description

Simply Home Mortgage serves veteran and first-time homebuyers in Sandy and nearby communities. The agency provides different home loan options, such as reverse mortgages, USDA, ARM, renovation, jumbo, and VA loans. It partners with several lenders to help clients purchase a home with less of a down payment and lower its interest rate. It assists customers throughout the home selling, purchasing, and refinancing process, including appraising their home value. Simply Home Mortgage supports nonprofit organizations, like the Believe International Charity.

License Verified:

License: 1754412

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (86)
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Sundance Lending Company logo
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License Verified:

License: 1904537

Nationwide Multistate Licensing System and Registry

Sundance Lending Company

5445 S 900 E #217, Murray, UT 84117
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  • Reverse Mortgages

Business Description

Sundance Lending Company is a woman-owned business that serves home buyers and sellers in the Sandy community. It assists individuals and families looking to refinance a current mortgage, conducting loan analysis to create a plan and achieve what fits clients' needs. It also offers first-time home buyers walkthrough sessions to educate them about the mortgage process from start to finish. Sundance Lending Company was established in 2019 by loan lady Stacey Van Roosendaal, who closed over 100 loans in her first 12 months in the industry.

License Verified:

License: 1904537

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (67)
Facebook
5.0 / 5 (45)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
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Back to Providers

Frequently Asked Questions

What should you expect when refinancing a mortgage?

When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.

How often should you refinance your mortgage?

There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

Can you refinance a first mortgage and not a second?

You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

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