Expertise.com

Best Homeowners Insurance Agencies in Sandy

2024

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Providers

Last updated:

Website
380 East Main Street, Lehi, UT 84043
  • Multiple Policy Types

Why choose this provider?

Vic Hillman is a State Farm insurance agent with significant experience in helping his clients get the coverage they need should a disaster happen in their homes, such as a fire or theft. Additionally, he can extend coverage to meet the costs of liability claims if someone is injured in the home or an accident causes damage to another's property, such as a falling tree. Mr. Hillman's other areas of expertise include life, health, and auto insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (261)
Facebook
4.8 / 5 (41)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
765 East 9000 South, Sandy, UT 84094
  • Multiple Policy Types

Why choose this provider?

Christensen Insurance Group is an independent insurance agency serving individuals and families in the entire state of Utah, including Sandy. Its home insurance experts assist clients with understanding homeowners' insurance policies to determine their needs and ensure they make better decisions. These homeowners' insurance policies typically cover the structure of properties and personal possessions, among others. Christensen Insurance Group was established by Vince Christensen more than seven decades ago in Salt Lake Country, Utah.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (33)
Facebook
5.0 / 5 (3)
Yelp
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
668 East 12225 South, Draper, UT 84020
  • Renter's Insurance
  • Flood
  • Earthquake

Why choose this provider?

For more than 70 years, the Hatch Insurance Group has been helping homeowners and renters get home insurance policies that protect them against the costs of terrible events, such as storm damage, fires, and flooding. Additionally, its independent agents can add on extra coverage to meet the costs of liability claims and the loss of valuable personal items, such as jewelry. Hatch Insurance Group also specializes in earthquake, umbrella, and wedding insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (17)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6796 South 1300 East, Salt Lake City, UT 84121
  • Personal Property Insurance
  • Multiple Policy Types

Why choose this provider?

Direct Insurance Services is an independent agency near Sandy that can trace its history back to 1973. The agency's services include finding the best policies from more than 20 carriers for homeowners and renters who want coverage against an array of possibilities, such as a fire, burglary, and liability claims. Its agents talk their clients through each policy to ensure they fully understand what's covered and assist in filing claims.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
710 New England Drive, Sandy, UT 84094
  • Fire
  • Personal Property Insurance

Why choose this provider?

The Smith Insurance Group, Inc., provides homeowners coverage for clients in Sandy. It offers to help those whose houses are damaged by floods, lightning, and other disasters. Its agents help determine the amount based on the property's age, value, and extent of the damage. The company also provides replacement or reimbursement for belongings that are damaged by electrical problems or crimes like theft. The company and its staff aim to build long-lasting relationships and provide timely advice for insurance concerns.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (4)
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
8494 South 700 East, Sandy, UT 84070
  • Flood
  • Condos

Why choose this provider?

The Naylor Insurance Agency Inc. in Sandy was established by Dan Naylor in 1982. As an insurance agency, it provides different policies that may involve the home, business, automobile, and life. For its homeowners' insurance, it provides financial protection whenever there is a disaster. It will protect the home and even the belongings inside it. Aside from the property damage, it will also cover the liability or legal responsibility of the client whenever an injury happened on the property.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (8)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • How can Sandy residents determine the proper insurance to value for their homeowners' insurance policies in order to properly insure against home damage?

    Sandy homeowners must assess the cost of rebuilding their homes to determine the appropriate insurance to value for their insurance policies. This includes considering a variety of factors, such as the size and layout of their homes, the costs associated with building materials in their area, and any distinguishing features or enhancements present in their residential properties.

  • What topics are frequently discussed with insurance agents that affect Sandy residents' choices regarding homeowners' insurance?

    Topics that Sandy homeowners discuss with insurance agents that influence their decisions about homeowner's insurance include the cost of rebuilding their homes and replacing their belongings if they are damaged or destroyed. Residents also inquire about the insurance company's responsiveness and fairness in claim settlements. Another important aspect that homeowners should discuss with their agents is the procedures for initiating and finalizing a claim.

  • How likely is it that my homeowners' insurance will be voided if I leave my Sandy home for a few weeks?

    If you leave your Sandy home empty for a few weeks, your homeowners' insurance coverage will most likely be voided. The reason for this is that unoccupied houses are more vulnerable to theft, vandalism, and fire. Some insurance policies may consider a home vacant if it has been unoccupied for 60 days or more. A vacant home policy can be purchased if you own a property that will be unoccupied for an extended period of time.

  • What does Sandy City's Public Protection Classification Classification of Class 2 mean for homeowners' insurance premiums?

    Sandy's Class 2 designation reduces homeowners' insurance costs by 3% to 5%. On the Fire Suppression Rating Schedule, the city's fire department received a score of 85.8 out of a possible 105.5 points in a recent evaluation. This represents an increase of more than 5 points over the previous evaluation.

  • What percentage of the insured value of a Sandy home covers the contents of a household under standard homeowners' insurance?

    Standard homeowner's insurance typically covers the costs of repairing damaged property as well as the replacement costs in the event that your home is completely destroyed. The belongings in a Sandy home are insured for a maximum of 40% of the home's insured value under a typical homeowners' insurance policy.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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