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Best Homeowners Insurance Agencies in Sandy

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Christensen Insurance Group logo
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Christensen Insurance Group

765 East 9000 South, Sandy, UT 84094
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  • Multiple Policy Types

Business Description

Christensen Insurance Group is an independent insurance agency serving individuals and families in the entire state of Utah, including Sandy. Its home insurance experts assist clients with understanding homeowners' insurance policies to determine their needs and ensure they make better decisions. These homeowners' insurance policies typically cover the structure of properties and personal possessions, among others. Christensen Insurance Group was established by Vince Christensen more than seven decades ago in Salt Lake Country, Utah.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (33)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Direct Insurance Services logo
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Direct Insurance Services

6796 South 1300 East, Salt Lake City, UT 84121
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  • Personal Property Insurance
  • Multiple Policy Types

Business Description

Direct Insurance Services is an independent agency near Sandy that can trace its history back to 1973. The agency's services include finding the best policies from more than 20 carriers for homeowners and renters who want coverage against an array of possibilities, such as a fire, burglary, and liability claims. Its agents talk their clients through each policy to ensure they fully understand what's covered and assist in filing claims.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Hatch Insurance Group logo
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Hatch Insurance Group

668 East 12225 South, Draper, UT 84020
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  • Renter's Insurance
  • Flood
  • Earthquake

Business Description

For more than 70 years, the Hatch Insurance Group has been helping homeowners and renters get home insurance policies that protect them against the costs of terrible events, such as storm damage, fires, and flooding. Additionally, its independent agents can add on extra coverage to meet the costs of liability claims and the loss of valuable personal items, such as jewelry. Hatch Insurance Group also specializes in earthquake, umbrella, and wedding insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (17)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Naylor Insurance Agency Inc logo
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Naylor Insurance Agency Inc

8494 South 700 East, Sandy, UT 84070
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  • Flood
  • Condos

Business Description

The Naylor Insurance Agency Inc. in Sandy was established by Dan Naylor in 1982. As an insurance agency, it provides different policies that may involve the home, business, automobile, and life. For its homeowners' insurance, it provides financial protection whenever there is a disaster. It will protect the home and even the belongings inside it. Aside from the property damage, it will also cover the liability or legal responsibility of the client whenever an injury happened on the property.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Price Insurance Agency logo
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Price Insurance Agency

1958 East Terra Vista Way, Sandy, UT 84093
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  • Renter's Insurance
  • Multiple Policy Types
  • Condos

Business Description

Price Insurance Agency is a family-owned independent insurance agency that provides personal and commercial protection solutions to clients in the Sandy metro. The company offers homeowners' insurance plans to clients seeking to protect their physical residence as well as its contents from weather damage, theft, vandalism, and fire. These policies also protect clients from liability arising from accidents that might happen to other people within the premises of their property.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Smith Insurance Group, Inc. logo
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The Smith Insurance Group, Inc.

710 New England Drive, Sandy, UT 84094
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  • Fire
  • Personal Property Insurance

Business Description

The Smith Insurance Group, Inc., provides homeowners coverage for clients in Sandy. It offers to help those whose houses are damaged by floods, lightning, and other disasters. Its agents help determine the amount based on the property's age, value, and extent of the damage. The company also provides replacement or reimbursement for belongings that are damaged by electrical problems or crimes like theft. The company and its staff aim to build long-lasting relationships and provide timely advice for insurance concerns.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (4)
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Vic Hillman - State Farm Insurance Agent logo
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Vic Hillman - State Farm Insurance Agent

380 East Main Street, Lehi, UT 84043
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  • Multiple Policy Types

Business Description

Vic Hillman is a State Farm insurance agent with significant experience in helping his clients get the coverage they need should a disaster happen in their homes, such as a fire or theft. Additionally, he can extend coverage to meet the costs of liability claims if someone is injured in the home or an accident causes damage to another's property, such as a falling tree. Mr. Hillman's other areas of expertise include life, health, and auto insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (261)
Facebook
4.8 / 5 (41)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

Introduction

Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.

What determines the price of homeowners insurance premium?

The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

What is the difference between home warranty and homeowners insurance?

Homeowners' insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it's typically covered by insurance, not the warranty.

Does Geico offer homeowners insurance?

Because auto insurance is Geico's focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners' insurance policies that cover dwellings, personal property, and personal liability, among other provisions.

How long does homeowners warranty insurance last?

Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won't be reimbursed.

Does homeowners insurance cover water heaters?

Homeowners' insurance doesn't cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it.

Are RVs covered under homeowners insurance?

Usually, an RV is covered under your homeowners' insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you'll either need car insurance or specialized RV insurance since the risks you'll face on the road do not fall under a homeowner's policy.

Do new buyers need owner\'s title insurance on a new home?

There are unique risks that a buyer of a new home may face. For example, property claims from previous owners or liens from suppliers whom the homebuilders never paid during construction. Title insurance protects the home from these perils, and your mortgage lender may require it.

Do owner builders need home warranty insurance?

In the United States, owner builders are not required to have home warranty insurance. If you're the one who built your home, you're expected to incur the costs of repairs yourself if a structure or appliance breaks down.

Are dogs deaths covered in homeowners insurance?

Usually, the loss of a dog or other pet is not covered by your home insurance. However, many insurance providers offer riders — packages of added coverage — for pets called pet insurance. This ensures that medical costs and property damage caused by your pets are fully covered.

Are earthquakes covered in standard homeowners insurance policies?

Standard homeowners' insurance policies do not cover damage directly caused by earthquakes. Insurance will sometimes cover indirect damage, however. For example, if an earthquake causes a fire in your home, damage from the fire will be covered under a standard home insurance policy.

Are homeowners insurance and car insurance deductible?

Homeowners' insurance and car insurance premiums are not deductible as personal expenses on your taxes. However, some percentage of your premiums may be deductible as business expenses if you own a business and use your car and home for business purposes. This may vary between states.

Are homeowners insurance payouts taxable income?

If you file a claim after a burglary at your home, for example, the insurance company will assess the value of the property lost or damaged and reimburse that amount. This payout is not taxable because it's not income — it's a replacement of lost value.

How frequent should one change auto or homeowners insurance to another provider?  

If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

What should a homeowners insurance include/cover?

A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.

How much homeowners insurance should someone carry?

How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.

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