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Best Mortgage Refinance Companies in Salt Lake City

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6589 South 1300 East, Salt Lake City, UT 84117
Salt Lake City, UT 84117
Instagram
  • Reverse Mortgages

Salt Lake City-based mortgage refinance company Advanced Funding Home Mortgage Loans has been providing assistance in Utah mortgage loans and home purchasing since 1994. It offers a wide range of mortgages and refinancing options, including VA, FHA, conventional, cash-out, and debt consolidation. The firm serves experienced homeowners and first-time homebuyers and guides them in mortgage loan selection, the pre-qualifying process, and application. Its team of experienced loan officers has over 15 years of combined experience.

6589 South 1300 East, Salt Lake City, UT 84117
Salt Lake City, UT 84117

InstagramWebsite(801) 272-0600

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

119 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

500 North Marketplace Drive, Centerville, UT 84014
Centerville, UT 84014
Instagram
  • Reverse Mortgages
  • NMLS #: 39166

America West Financial Home Loans is a mortgage refinance company that serves clients in Salt Lake City and its surrounding areas. The business helps clients in refinancing and selecting the right mortgage loans with the best interest rates. Its team of professional mortgage brokers handles various types of loans such as FHA, VA, home, conventional, construction, and reverse mortgage. Lee M Yates founded the company in 2003 after working as a certified mortgage advisor for several years.

500 North Marketplace Drive, Centerville, UT 84014
Centerville, UT 84014

InstagramWebsite(801) 750-5423

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

29 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

50 S 200 E Ste 110, Salt Lake City, UT 84111
Salt Lake City, UT 84111
Instagram
  • Reverse Mortgages
  • NMLS #: 39166

Bank of Utah offers services to clients interested in home mortgage refinance in Salt Lake City. This bank helps clients to navigate the application process for refinancing mortgages. It refinances several types of mortgages including conventional, FHA, Utah Housing Corporation, USDA, and VA loans as well as jumbo loans. In some cases it does refinancing for reverse mortgages. Bank of Utah also offers services to clients pursuing a home equity line of credit.

50 S 200 E Ste 110, Salt Lake City, UT 84111
Salt Lake City, UT 84111

InstagramWebsite(801) 409-5000

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143 E Social Hall Ave, Salt Lake City, UT 84111
Salt Lake City, UT 84111
Instagram
  • Reverse Mortgages
  • NMLS #: 39166

Deseret First Credit Union serves the Salt Lake City metro area and offers home loan refinancing options to clients that help them to experience benefits such as lower monthly payments, shortened term lengths, and no-cost options. Its agents help clients to define their goals and pursue multiple types of refinance agreements including rate/term refinance, cash-out refinance, and VA and FHA streamlines. Deseret First Credit Union also assists with short term home loans and debt consolidation processes.

143 E Social Hall Ave, Salt Lake City, UT 84111
Salt Lake City, UT 84111

InstagramWebsite(800) 326-3328

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3865 S Wasatch Blvd Ste 204, Salt Lake City, UT 84109
Salt Lake City, UT 84109

Elite Home Mortgage serves clients in need of mortgage refinance lenders in Salt Lake City. It offers refinancing loan programs to homeowners seeking lower interest rates, lower payments, and the ability to cancel their mortgage insurance policy, among other benefits. This company provides an application process to clients and delivers consultation regarding their qualifications and refinancing options thereafter. Elite Home Mortgage also offers both conventional and specialized loans for first-time home buyers as well as seasoned investors.

3865 S Wasatch Blvd Ste 204, Salt Lake City, UT 84109
Salt Lake City, UT 84109

Website(801) 205-5757

Show Number
3141 W 4700 S, Taylorsville, UT 84129
Taylorsville, UT 84129
Instagram
  • Reverse Mortgages
  • NMLS #: 39166

Hercules First Federal Credit Union offers refinancing programs to clients throughout the Salt Lake City metro area. It provides refinancing options through other lenders but also offers in-house mortgage options to its members that can yield special benefits such as fixed rates or no closing costs. This credit union typically handles conventional and FHA loans with 15 and 30 year amortization periods and also provides home equity line of credit options to clients.

3141 W 4700 S, Taylorsville, UT 84129
Taylorsville, UT 84129

InstagramWebsite(801) 968-9011

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1586 Stratford Avenue South, Salt Lake City, UT 84106
Salt Lake City, UT 84106
  • Reverse Mortgages

Joe Libin is a mortgage specialist working with Latitude Lending. Based in Salt Lake City, Joe and his team of mortgage originators specialize in residential mortgage services. They can assist clients in refinancing their mortgage or apply for new financing options such as USDA loans and fixed-interest mortgages. Joe Libin has been working as a mortgage originator since 2002. In 2020, he originated $60 million over 150 transactions. He was also previously one of the top producers at Wells Fargo Home Mortgage.

1586 Stratford Avenue South, Salt Lake City, UT 84106
Salt Lake City, UT 84106

Website(801) 209-5205

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

144 (Best)

Score Consistency:

Consistent (Best)

4568 Highland Drive, Salt Lake City, UT 84117
Salt Lake City, UT 84117
  • Reverse Mortgages

Loan Remedy provides mortgage and refinancing solutions to clients in the Salt Lake City metro. It assists individuals who already have an existing loan by helping them secure lower interest rates and shorter loan terms, as well as combining two mortgages. The company takes into consideration a person's financial standing and handles the entire process, from comparing different options to dealing with the actual application and closing. Loan Remedy's programs include conventional, FHA, VA, and USDA loans.

4568 Highland Drive, Salt Lake City, UT 84117
Salt Lake City, UT 84117

Website(801) 833-0778

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

203 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

910 East 6600 South, Salt Lake City, UT 84121
Salt Lake City, UT 84121
  • Reverse Mortgages
  • NMLS #: 39166

Mark Moyes - Intercap Lending offers refinancing solutions for home mortgages. It provides information to clients who are interested in refinancing and guides them through the process, often helping them to pursue specific benefits associated with refinancing such as lower payments, fixed interest rates, and the elimination of a need for mortgage insurance. This company frequently assists clients with special goals such as debt consolidation and offers alternative refinancing options such as points-based agreements and low-cost refinancing programs.

910 East 6600 South, Salt Lake City, UT 84121
Salt Lake City, UT 84121

Website(801) 999-0886

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

83 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

9800 S Monroe St, Sandy, UT 84070
Sandy, UT 84070
Instagram
  • Reverse Mortgages
  • NMLS #: 39166

Mountain America Credit Union offers home mortgage refinance programs to clients in the Salt Lake City metro area. It provides applications to interested clients and works with them to determine their best refinancing options based on their individual needs. Its agents are familiar with common refinancing benefits and assist clients as they pursue agreements that yield certain benefits, such as lower monthly payments, shorter terms, and debt consolidation. This credit union is experienced with conventional and mini mortgages too.

9800 S Monroe St, Sandy, UT 84070
Sandy, UT 84070

InstagramWebsite(800) 748-4302

Show Number
7351 Union Park Avenue, Midvale, UT 84047
Midvale, UT 84047
  • New Construction

United First Mortgage is a mortgage refinancing firm that specializes in home loans and refinancing options in the Salt Lake City area. The company comprises NMLS-certified loan specialists and real estate finance professionals committed to helping clients find the best option for their refinancing needs. Some of the firm's options include conventional loans, government loans, and specialty loans that can help reduce monthly payments, cash-out equities, or purchase new properties.

7351 Union Park Avenue, Midvale, UT 84047
Midvale, UT 84047

Website(801) 308-5626

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

4 (Best)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

29 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

200 E South Temple, Salt Lake City, UT 84111
Salt Lake City, UT 84111
Instagram
  • Reverse Mortgages
  • NMLS #: 39166

Utah First Federal Credit Union offers home mortgage refinance in Salt Lake City. It assists owners of residential property as they pursue refinancing for their mortgages and provides the services of mortgage specialists who help clients resolve questions about whether they qualify and make projections about the costs involved. Utah First Federal Credit Union is experienced with mortgage loans, FHA loans, real estate loans, variable loans, and construction loans. This company also handles clean slate mortgages.

200 E South Temple, Salt Lake City, UT 84111
Salt Lake City, UT 84111

InstagramWebsite(800) 234-0729

Show Number
445 East 200 South, Salt Lake City, UT 84111
Salt Lake City, UT 84111
Instagram
  • Reverse Mortgages
  • NMLS #: 39166

Wane Workman is a mortgage refinancing professional serving clients in Salt Lake City. Workman has been in the home loan industry for over 19 years, currently working as the branch manager for Academy Mortgage Corporation. He has been a President's Club Top Producing Loan Officer for the company for almost 13 years. Workman offers various loan options, such as conventional, jumbo, USDA, FHA, and VA loans. He handles all the paperwork, underwritings, and loan closings, striving to provide prompt services.

445 East 200 South, Salt Lake City, UT 84111
Salt Lake City, UT 84111

InstagramWebsite(801) 244-6868

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

172 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Frequently Asked Questions:

Q: What should you expect when refinancing a mortgage?
A: When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.
Q: How often should you refinance your mortgage?
A: There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

Q: Can you refinance a first mortgage and not a second?
A: You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

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