Expertise.com

2024

Last updated:

Best Life Insurance Companies in Salt Lake City

Our Recommended Top 17

We did the research for you!

  • Licensing
  • User Reviews
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Our goal is to connect people with the best local professionals. We scored Salt Lake City Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

8063Reviewed

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17Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

623 East 2100 South, Salt Lake City, UT 84106
WebsiteLicense: 618695

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Review Sources

Google
5.0 (48)
Facebook
5.0 (1)

Why choose this provider?

Insurance Max is an independent company providing a wide variety of insurance services to Salt Lake City. These include life, home, renters', motorcycle, boat, and condo insurance products. It also offers Medicare health plans for clients who want to cover the future medical expenses of their families. In addition, the company carries mobile homes, RVs, ATVs, and auto insurance products for individuals seeking protection for their assets and vehicles. Insurance Max partners with Nationwide, Safeco, and Travelers.

  • Life Insurance
  • Health Insurance

282 North Main, Layton, UT 84041
WebsiteLicense: 2414

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Google
4.0 (5)
Facebook
5.0 (3)

Why choose this provider?

Schroader Blackley Insurance is an independent company that delivers a broad range of insurance products and services to clients in Salt Lake City. It offers life and health insurance policies for individuals or groups. The agency also provides insurance coverage for autos and motorcycles, boats and watercraft, homeowners and renters, and business owners. In addition, Schroader Blackley Insurance handles workers' compensation, general liability, and various types of bonds. Some of its insurance carriers include Progressive, Safeco Insurance, and CSE Insurance Group.

  • Life Insurance

90 400 West, Salt Lake City, UT 84101
WebsiteLicense: 471185

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Review Sources

Google
5.0 (5)

Why choose this provider?

Garda Insurance is an owner-firm under Lion Street, Inc., based in Salt Lake City. It specializes in providing life, disability, and business-related insurance plans. The agency offers different policies for single individuals, starting or established families, and empty nesters. Its agents assess clients according to their age, civil status, needs, and capacities and direct them towards options covering these factors. Garda Insurance's team consists of professionals with finance and business backgrounds, each with over 10 years of experience.

  • Individual Plans
  • Life Insurance

231 East 2100 South, Salt Lake City, UT 84115
WebsiteLicense: 770782

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Review Sources

Google
4.0 (227)

Why choose this provider?

Next Level Insurance serves individuals and businesses throughout the Salt Lake City area. The company works with MetLife, New York Life, MassMutual, AIG, Nationwide, and John Hancock Life Insurance to help their clients with their insurance needs. It offers life insurance solutions, such as final expense, term, whole, and universal life policies. The independent agency also offers auto, home, and business insurance. Founders Luis and Colton have a combined experience of nine years in the insurance industry.

  • Multiple Policy Types

West 5400 South, Salt Lake City, UT 84107

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Google
4.0 (23)
Facebook
2.0 (7)
Yelp
3.0 (2)

Why choose this provider?

Established in 1961, Beehive Insurance has been providing its services as a locally owned independent insurance agency to clients in Salt Lake City for more than 50 years. It offers a variety of personal insurance, as well as business, life, and health insurance. The company represents various companies and carriers that provide insurance solutions. Its life insurance will serve as a financial safety net by covering the mortgage, funeral costs, and other expenses.

  • Life Insurance
  • Health Insurance
  • Individual Plans

2307 North Hill Field Road, Layton, UT 84041
WebsiteLicense: 103899

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Google
4.0 (218)
Facebook
5.0 (15)

Why choose this provider?

Stratford Insurance Group is an independent insurance agency that provides insurance services to individuals, families, and businesses in Salt Lake City. It has partnered with multiple insurance carriers that offer a variety of personal and commercial packages. It carries individual and family insurance plans like life insurance, homeowners’ insurance, automobile insurance, condo & renters’ insurance, motorcycle insurance, and umbrella insurance. Additionally, it provides business insurance packages like commercial auto, contractors’ insurance, professional liability plans, commercial building, BOP, and workers’ compensation.

  • Life Insurance

6841 South 1300 East, Cottonwood Heights, UT 84121
WebsiteLicense: 435172

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Review Sources

Facebook
5.0 (24)

Why choose this provider?

Joey Webb is a risk manager who is affiliated with State Farm. One of the products he offers is whole life insurance which covers mortgage costs, educational expenses, and lost income while accumulating tax-deferred cash value. Moreover, he writes term life policies that offer death protection for a specific amount of time. Webb is a Las Vegas native who moved to Utah a decade ago. The Spanish-speaking insurance professional has been with State Farm for more than nine years.

  • Life Insurance
  • Health Insurance

778 East 700 South, Clearfield, UT 84015
WebsiteLicense: 72973

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Review Sources

Facebook
5.0 (6)

Why choose this provider?

Bon Agency Insurance has been serving families in Salt Lake City and nearby communities since 1895. It helps individuals understand their life insurance options and works with them to obtain whole, universal, or term life insurance products. Its agents also provide insurance plans for automobiles, watercraft, homes, and pets. Furthermore, the company offers specialized business insurance for various industries, including aviation, manufacturing, and healthcare. An independent firm, Bon Agency Insurance compares multiple coverage types to give clients the best deal.

  • Life Insurance

2567 South State Street, South Salt Lake, UT 84115
WebsiteLicense: 237058

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Review Sources

Google
5.0 (8)

Why choose this provider?

Weah Agency provides insurance products and services to businesses and individuals in the Salt Lake City metro and the surrounding communities. It helps clients acquire life insurance plans tailored to their personal and financial needs. The company also offers other personal plans, such as home, health, and auto insurance. In addition, it deals with tax filing and estate planning services. Owner Francis Weah brings more than 15 years of experience in the financial services industry.

  • Life Insurance
  • Health Insurance

5679 South Redwood Road, Salt Lake City, UT 84123
WebsiteLicense: 375539

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Review Sources

Google
5.0 (33)
Facebook
5.0 (7)
Yelp
5.0 (1)

Why choose this provider?

Risk Managers is an insurance company that provides insurance solutions to clients in Salt Lake City. It offers a range of insurance products, including life insurance plans that can pay the mortgage, education, and daily living expenses of the policyholders' beneficiaries in the event of death. The firm also offers health insurance, disability insurance, and other coverages to protect its clients' valuable properties. Insurance professionals at Risk Managers have over 100 years of combined experience in the industry.

  • Life Insurance
  • Health Insurance

257 East 200 South, Salt Lake City, UT 84111
WebsiteLicense: 4915

Expertise.com Rating

Review Sources

Google
4.0 (15)

Why choose this provider?

Established in 1989, Stone Hill National is an independent insurance company that handles life and health insurance products for clients in Salt Lake City and surrounding communities. With almost 200 years of combined experience among its team, the company provides term, universal, final expense, and premium finance life insurance plans, as well as disability coverage and health savings accounts. The agency also assists senior clients with financial services. Stone Hill National also offers group health and ancillary coverage.

  • Life Insurance
  • Health Insurance

1516 1100 East, Salt Lake City, UT 84105
WebsiteLicense: 533786

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Review Sources

Google
4.0 (60)
Facebook
5.0 (6)

Why choose this provider?

Kim Hinkle is an agency owner and insurance agent for State Farm Insurance. Originally from Vietnam, Kim had traveled and lived in various places including Michigan, Indonesia, and California. She currently resides in Salt Lake City, providing insurance products such as life, health, auto, and home insurance to residents in the area. Throughout her 20-year career with State Farm, she has been an agent, an executive for an agency in Iowa, and a sales leader in Detroit.

  • Life Insurance

3443 South State Street, Salt Lake City, UT 84115
WebsiteLicense: 337022

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Review Sources

Google
5.0 (17)
Facebook
5.0 (1)

Why choose this provider?

Dario Garcia Insurance Agency has been dedicated to the insurance needs of the residents in Salt Lake City for several years. It is an independent insurance agency that offers individual and group life insurance products. These include policies, such as term life, universal, and whole life insurance. These products can help clients pay off debts, add supplemental income and financial protection, or provide coverage in the event of critical illness that may require long-term care.

  • Life Insurance
  • Health Insurance
  • Term Life Insurance

459 North 300 West, Kaysville, UT 84037
WebsiteLicense: 297267

Expertise.com Rating

Review Sources

Google
4.0 (36)

Why choose this provider?

Full Spectrum Insurance is an insurance agency that serves clients in Salt Lake City and the surrounding communities. It offers term life insurance, flood insurance, earthquake insurance, and homeowners insurance policies. It also provides auto insurance plans, including medical, liability, and property coverage, and health insurance plans, such as fee-for-service and managed care. Moreover, the agency's list of business insurance options includes business owner's policy, commercial auto insurance, general liability insurance, and workers' compensation insurance.

  • Life Insurance

461 North Main Street, Kaysville, UT 84037

Expertise.com Rating

Review Sources

Google
4.0 (76)

Why choose this provider?

A-Insurance Agencies is an independent insurance company serving Salt Lake City and the surrounding areas. It offers a variety of personal insurance plans, including life, car, home, and motorcycle insurance. Commercial coverages, like business owner's packages and general liability, are available as well. The agency selects its carriers and clients are assigned a team of agents to assist them in finding a suitable policy. One of the company's agents, Keeth Kennington, has served as the president of the local Chamber of Commerce.

  • Life Insurance

2055 S Pioneer Road,, Salt Lake City, UT 84104
WebsiteLicense: 531826

Expertise.com Rating

Review Sources

Google
5.0 (16)
Facebook
5.0 (4)

Why choose this provider?

The Luna Group is a finance and risk management specialist that serves families and individuals in West Jordan. The risk management professionals from this company have access to plans from more than 50 companies. They provide various lines of protection, including life, health, home, and auto insurance. In addition, they offer commercial insurance products and wealth accumulation and retirement planning services. The Luna Group is owned by Axel Luna, a former insurance managing director who started working in the industry six years ago.

  • Life Insurance
  • Health Insurance

2005 East 2700 South, Salt Lake City, UT 84109
WebsiteLicense: 47595

Expertise.com Rating

Review Sources

Google
4.0 (12)
Facebook
5.0 (2)

Why choose this provider?

Team Nash is a life insurance agency serving clients from Salt Lake City. The firm provides whole, universal, and term life insurance to ensure security for the clients' loved ones. It also has a wide range of coverage options for disability and health insurance. Team Nash has been providing its services to the community since 1985. This privately held insurance firm is led by Celia Nash who has been in the industry for nearly 40 years.

  • Life Insurance
  • Health Insurance

FAQs

  • Which type of life insurance should you get in Salt Lake City?

    You have two choices when it comes to life insurance plans in Salt Lake City: term and whole life. When choosing which type of life insurance you should get, you need to consider your budget. You may want to go for term life insurance if you have a limited budget. While this will only cover you for a certain number of years, it is a cheap way for you to get protected while you're reaching a specific financial goal. If money is not an issue, go with whole life insurance because it will cover you for life. Plus, it has a cash value.

  • Can you name a charity as your beneficiary for your life insurance in Salt Lake City?

    Yes, you can name a charity as your beneficiary for your life insurance in Salt Lake City. You have the option to list several beneficiaries in your life insurance policy, and a charity will fall under the non-living beneficiary category. This allows policy owners to still be able to support their chosen charities even after they are gone and leave a legacy behind. Make sure that you notify your charity of choice so they can contact your insurance provider in case of your passing.

  • Do you need life insurance in Salt Lake City even if you don't have dependents?

    In Salt Lake City, getting life insurance is not required by law. However, you may still want to reconsider. Life insurance is not just intended to leave something for your beneficiaries. You can set up your own life insurance to pay off any outstanding debts or prepare for future funeral and burial costs.

  • Can you name a minor as a beneficiary in your life insurance policy in Salt Lake City?

    Yes, you can name a minor as a beneficiary in your life insurance policy in Salt Lake City. However, insurance companies will not pay large sums of money directly to a minor. In such cases, the court will choose a guardian or custodian to oversee the minor beneficiary’s death benefits. The funds will only be turned over to the minor beneficiary once he/she reaches legal age.

  • What will happen if there is no named beneficiary in a life insurance policy in Salt Lake City?

    When purchasing a life insurance policy in Salt Lake City, there has to be a named beneficiary. The primary beneficiary receives benefits in the event the policyholder dies. If the primary beneficiary is no longer available, next in line is the secondary beneficiary. Should there be no one named as a beneficiary in a life insurance policy, then the estate of the policyholder will be considered a beneficiary. This means that the policy owner's death benefit will be subject to the claims of his/her creditors.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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