AFS - Insurance Services in Salt Lake City offers insurance products and services in the area. Its homeowners' insurance includes protection from floods, major hurricanes, tornadoes under its replacement cost policy. It can also cover most personal belongings, with optional floaters for more expensive items. Aside from homeowners insurance, it also provides services for personal coverage policies like auto, condo, medicare, and life, among many others. Its business insurance policies include business owners' insurance, commercial property, commercial general liability, and surety bonds.