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Best Mortgage Refinance Companies in Saint George

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2023
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Brandon Hansen & Associates logo
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License Verified:

License: 283559

Nationwide Multistate Licensing System and Registry

Brandon Hansen & Associates

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1224 S. River Road, Building B-106, St. George, UT 84790
  • New Construction
  • Reverse Mortgages

Business Description

Brandon Hansen & Associates assists Saint George locals with homeownership needs. It is headed by Brandon Hansen, who also works as a managing broker and senior adviser at Cherry Creek Mortgage. His company provides senior HECM FHA-insured loans, conventional financing-refinancing, and construction loans. He focuses on senior clients and has an office at SunRiver St. George, which has the biggest active adult population in Utah. Hansen is a licensed investment adviser representative and is connected to all aspects of insurance in Utah.

License Verified:

License: 283559

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Facebook
4.3 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Detail
Frontline Financial logo
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License Verified:

License: 132166

Nationwide Multistate Licensing System and Registry

Frontline Financial

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20 N Main St., Ste 201B, St. George, UT 84770
  • New Construction

Business Description

Frontline Financial is a mortgage brokerage firm serving Saint George. The company specializes in VA loans, working with veterans and military spouses in realizing their homeownership dreams. The team only hires top-producing mortgage loan officers who actively source home loans and engage in sales activities in a variety of settings. The organization also has a co-marketing platform for real estate agents, which helps clients select an agent who shares their values and commitment. The firm works to set a high standard in the mortgage industry by putting the people they serve first.

License Verified:

License: 132166

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (76)
Facebook
4.9 / 5 (42)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Gideon Reverse Mortgage logo
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License Verified:

License: 933889

Nationwide Multistate Licensing System and Registry

Gideon Reverse Mortgage

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1060 S Main St 102b, St. George, UT 84770
  • Reverse Mortgages

Business Description

Gideon Reverse Mortgage is a full-service brokerage firm that serves individuals and families in Saint George and the surrounding areas. It provides HECM (Home Equity Conversion Mortgage) to HECM refinance programs, which help clients downsize or upgrade their homes. It also offers HECM Reverse Mortgage refinancing for seniors who wish to access their home equity. Principal Justin Bundy has more than a decade of experience in the mortgage industry. He accommodates clients in English and Tagalog.

License Verified:

License: 933889

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
Hampton Home Loans logo
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License Verified:

License: 1610253

Nationwide Multistate Licensing System and Registry

Hampton Home Loans

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135 N 900 E, #2, Saint George, UT 84770
  • New Construction
  • Reverse Mortgages

Business Description

Hampton Home Loans provides independent advice regarding mortgage and real estate options. Owner Nathan Hampton caters to clients in Saint George, offering mortgage refinance, home purchase, and veteran loan services. His refinancing services allow borrowers to obtain funds from their home's equity and achieve a lower loan rate. His company has management, sales, and marketing experts working with 39 lenders. Hampton and his team also serve first-time home buyers and assist them in applying for a loan and filing the necessary paperwork.

License Verified:

License: 1610253

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (25)
Facebook
5.0 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Heritage Reverse Mortgage logo
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License Verified:

License: 1497455

Nationwide Multistate Licensing System and Registry

Heritage Reverse Mortgage

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1060 S Main St Bldg A Ste 101B St, George, UT 84770
  • Reverse Mortgages

Business Description

Heritage Reverse Mortgage serves the real estate needs of residents in Saint George. It offers HECM refinancing assistance to individuals who are 62 years old and older. The company helps seniors refinance their loans to access home equity, consolidate debts, and reduce monthly payments and interest rates. Its team also provides reverse mortgage loan products to allow clients to purchase their dream residential spaces. President Trevor Carlson is a mortgage specialist who has been working with Utah clients since 2006.

License Verified:

License: 1497455

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (104)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Mortgage HQ logo
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License Verified:

License: 2022461

Nationwide Multistate Licensing System and Registry

Mortgage HQ

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2889 E Sycamore Ln, St. George, UT 84790
  • New Construction

Business Description

Mortgage HQ accommodates real estate investors and first-time property buyers in Saint George and its nearby communities. The agency offers different home loan options, such as ARM and 15-and 30-year fixed-rate mortgages. Its website features a refinance calculator, enabling customers to see their annual interest savings. Its team of loan officers guides clients throughout the process of home selling, purchasing, and refinancing. They are also licensed to cater to the mortgage needs of Colorado residents.

License Verified:

License: 2022461

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (38)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Patriot Home Mortgage logo
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License Verified:

License: 715386

Nationwide Multistate Licensing System and Registry

Patriot Home Mortgage

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619 South Bluff Street, Tower 2, Ste 1B, St. George, UT 84770
  • Reverse Mortgages

Business Description

Based in Saint George, Patriot Home Mortgage is a direct lender serving the refinancing goals of locals in the metro. Its consultants search for interest rates that fit borrowers' needs and implement strategies to make the refinancing process smooth. In addition, the company deploys products from over 30 lending lines and regulatory support to improve each client's refinance experience. Russ Brown founded the company in 2011 and was named the 2013 Entrepreneur of the Year by The St. George City Chamber of Commerce.

License Verified:

License: 715386

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.6 / 5 (79)
Facebook
4.6 / 5 (41)
Yelp
2.5 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Peoples Home Mortgage logo
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License Verified:

License: 1767718

Nationwide Multistate Licensing System and Registry

Peoples Home Mortgage

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619 S Bluff Street Tower 1 Suite 101, St. George, UT 84770
  • Reverse Mortgages

Business Description

Peoples Home Mortgage caters to individuals and families who want to purchase investment properties in Saint George. It helps clients achieve their dream of homeownership through its selection of refinancing solutions. The company guides buyers and investors during the underwriting process and assists them in creating strategies to reduce their interest rates and monthly mortgage payments. It also provides reverse, jumbo, conventional, FHA, USDA, and VA loan products. Owners Scott Moss and Jeremy Schudde bring over three decades of combined industry experience.

License Verified:

License: 1767718

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (257)
Facebook
5.0 / 5 (32)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Platinum Mortgage Inc. logo
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License Verified:

License: 864523

Nationwide Multistate Licensing System and Registry

Platinum Mortgage Inc.

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352 E Riverside Dr Suite A-5, St. George, UT 84790
  • New Construction

Business Description

Platinum Mortgage Inc. partners with an extensive network of lenders to provide a variety of refinancing options to clients in and around Saint George. Over the last 16 years, the company has served the mortgage requirements of individuals and families in the area, assisting clients in reducing their interest rates, shortening their loan terms, eliminating their mortgage insurance, or accessing the equity in their houses. Founder Ryan Gubler has been in the industry since 2005 and is a former Chairman of the St. George Area Chamber of Commerce.

License Verified:

License: 864523

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (58)
Facebook
4.7 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Red Rock Home Loans logo
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License Verified:

License: 288780

Nationwide Multistate Licensing System and Registry

Red Rock Home Loans

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169 West 2710 S Circle Ste 202A, St. George, UT 84790
  • New Construction

Business Description

Red Rock Home Loans is a lending company providing a range of loan and mortgage options to the locals of the Saint George metro. The company provides a variety of mortgage programs, including hybrid ARMs, fixed-rate and adjustable-rate mortgages, and reverse loans. Its team offers a variety of loan options, including cash-out homes, jumbo, state and local housing programs, VA, and FHA loans. The staff also advises clients on matters involving refinance and purchase loans.

License Verified:

License: 288780

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (25)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Ryan Bolton logo
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License Verified:

License: 299717

Nationwide Multistate Licensing System and Registry

Ryan Bolton

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283 Auto Mall Dr, Suite 3, St. George, UT 84770
  • New Construction

Business Description

Ryan Bolton is a local mortgage resource with Synergy One Lending, Inc., catering its clients in the Saint George metro and the neighboring communities. He has been assisting clients refinance their homes for over 25 years. The company has provided a unique experience for its client through its user-friendly mobile app called S1 FinFit. This financial management app allows clients to set their financial goals, identify mortgage readiness, and monitor the value and equity of their properties.

License Verified:

License: 299717

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (54)
Facebook
5.0 / 5 (20)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Sun American Mortgage logo

License Verified:

License: 160265

Nationwide Multistate Licensing System and Registry

Sun American Mortgage

241 W Tabernacle St, St. George, UT 84770
  • New Construction

Business Description

Sun American Mortgage provides refinancing solutions for homeowners residing in Saint George. It caters to borrowers who want to refinance their mortgages in order to lower their monthly payments and save more money for future events, such as retirement and children's college expenses. It also has refinance options for homeowners seeking to shorten their loan terms or pay off high-interest credit card debt. Sun American Mortgage has more than 35 years of experience in helping borrowers with their refinancing needs.

License Verified:

License: 160265

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (667)
Facebook
5.0 / 5 (212)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Staples Group logo
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License Verified:

License: 1759196

Nationwide Multistate Licensing System and Registry

The Staples Group

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221 East St. George Boulevard, Saint George, UT 84770
  • Multi-Family Loans

Business Description

The Staples Group has been assisting residents in Saint George with their refinancing issues for over 35 years. The company offers different refinancing options to help individuals and families decrease their monthly mortgage payments. It also provides reverse mortgages for older homeowners who want to use their equity for other needs. The Staples Group strives to give its clients a stress-free application process by giving them the option to do it online and get pre-approved in minutes.

License Verified:

License: 1759196

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (743)
Facebook
5.0 / 5 (235)
Yelp
4.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

    Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

    Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.
  • How do you refinance a mortgage?

    Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.

  • How does mortgage refinance work?

    The mortgage refinance process begins with choosing a broker and filling out loan application information. The process continues through underwriting and closing. The new mortgage is then used to pay off and close your original mortgage loan. This leaves you with a new loan and mortgage payment to manage each month.

  • When should you refinance a mortgage?

    If your credit score has improved or mortgage interest rates have dropped, refinancing can potentially save you money. Other reasons to refinance your mortgage include getting a fixed rate instead of an adjustable one or getting a shorter loan term. An increase in your home’s value that can let you access more equity is another reason to refinance.

  • How much does it cost to refinance a mortgage?

    The average cost to refinance a mortgage is $5,000. This amount varies, based on the state and county where the property is located and the loan amount. Common fees incurred when refinancing a mortgage include:

    • Appraisal fee
    • Broker’s fee
    • Credit check fee
    • Loan application fee
    • Recording fee
    • Title search and insurance fee

  • How soon can you refinance a mortgage?

    Some lenders make borrowers wait a minimum of six months before accepting a new mortgage refinancing application. However, when that happens, borrowers can check with other lenders to find one that doesn’t require a wait before refinancing. A mortgage refinance broker can guide you to lenders that allow immediate refinancing.

  • How long does it take to refinance a mortgage?

    The average amount of time it takes to refinance a mortgage is 45 days. In some cases, it may be possible to get it done faster. There also may be times when it takes longer to get a mortgage refinanced.