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Best Local Car Insurance Agencies in Provo

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Corey Chapman logo
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License Verified:

License: 427194

Utah Insurance Department

Corey Chapman

726 South 1600 West, Mapleton, UT 84664
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  • Bundling Option

Business Description

Corey Chapman is a State Farm insurance agent providing auto coverage for clients in and nearby Provo. He and his staff cater to both English and Spanish-speaking drivers, helping them understand the meaning of different coverages like medical liabilities and collision. Corey and his wife Chelsea, who works as an account manager, review customers' policies to find any possible deductibles to save money. Corey also provides insurance plans for homeowners, businesses, and pets. Additionally, he donates food to the local charity group Tabitha's Way.

License Verified:

License: 427194

Utah Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
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––
Express Insurance logo
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License Verified:

License: 859602

Utah Insurance Department

Express Insurance

1982 W Pleasant Grove Blvd Suite H1, Pleasant Grove, UT 84062
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  • Multiple Carriers
  • Bundling Option
  • RV & Motorhome

Business Description

Express Insurance is an independent agency serving individuals, families, and business owners throughout Provo and the neighboring metros. The firm protects drivers and motorists against accidents, liabilities, and uninsured drivers with insurance policies that range from basic collision coverage to comprehensive plans that cover thefts, fire, hitting animals on the road, or vandalism. Its agents also assist with commercial, life, and home insurance policies. Some of the insurance carriers that the agency partners with include Safeco, Liberty Mutual, Nationwide, Travelers, The Hartford, and Sun Coast.

License Verified:

License: 859602

Utah Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Foote Insurance Agency - Provo logo
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License Verified:

License: 2256

Utah Insurance Department

Foote Insurance Agency - Provo

305 North Freedom Boulevard, Provo, UT 84601
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  • Multiple Carriers
  • Motorcyle & ATV

Business Description

Foote Insurance Agency is a Provo insurance provider offering auto protection plans to car owners. The independent business has agents who explore the insurance market to gather vehicle policies that match the clients' priorities and budget. Drivers, whether with perfect or poor driving records, can ask for personalized auto insurance assistance. The team handles coverages such as towing and rental reimbursement, personal injury protection, comprehensive, collision, and uninsured motorist. The company has been offering personal and commercial lines since 1977.

License Verified:

License: 2256

Utah Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.4 / 5 (23)
Facebook
5.0 / 5 (1)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
GMI Insurance logo
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License Verified:

License: 2417

Utah Insurance Department

GMI Insurance

1355 North University Avenue, Provo, UT 84604
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  • Motorcyle & ATV

Business Description

GMI Insurance is an insurance agency based in Provo that provides auto, home, and business insurance products to clients in the metro. The agency was founded by George Mills in 1980 and has grown to have a team of five experienced insurance agents. His team has extensive experience writing auto insurance policies that cover state minimum and maximum requirements for bodily injury liabilities, collisions, as well as physical and property damages.

License Verified:

License: 2417

Utah Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (33)
Facebook
5.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Neal Dastrup Insurance - Provo logo
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License Verified:

License: 2978

Utah Insurance Department

Neal Dastrup Insurance - Provo

1840 North State Street, Provo, UT 84604
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  • Multiple Carriers

Business Description

Neal Dastrup Insurance is an independent insurance agency operating out of Provo that provides auto, home, life, and business insurance products to clients in the metro. The company was founded in 1974 and has since offered auto insurance policies that protect clients and their cars from traffic accidents and collision damages. The family-owned company is committed to providing highly personalized insurance solutions. It has other offices in Orem, Pleasant Grove, and Spanish Fork for convenience.

License Verified:

License: 2978

Utah Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
3.8 / 5 (43)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

Introduction

A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

What is car insurance?

Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

How does car insurance work?

Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

What does car insurance cover?

Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

Does car insurance cover theft?

Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

How does a car insurance deductible work?

A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

Do you need insurance to register a car?

Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.

Can you get car insurance without a license?

In most states in the United States, a license isn't required to purchase car insurance. This means that an unlicensed driver can purchase a policy for a licensed driver. However, most insurance companies won't allow an unlicensed driver to be listed on a policy, either as a primary or a secondary driver.

Do you need car insurance?

Yes. Car insurance isn't optional, and neglecting to purchase and maintain a minimum level of coverage can result in penalties, such as the suspension of your vehicle registration or driver's license. In addition, the cost of a car accident can add up to tens of thousands of dollars, which can be an unsustainable burden without insurance.

How much is car insurance a month?

Car insurance costs depend on factors such as where a person lives and their driving history. Drivers living in states with high insurance rates who've had accidents will pay more than drivers with clean records living in lower-cost states. In general, monthly car insurance costs can range from $50 to $500 or more.

Why is my car insurance so high?

Car insurance can be expensive for many reasons. Unsafe or expensive cars, a history of accidents, DUIs, and having multiple cars and drivers on a policy can all lead to higher monthly costs. Driver age may also play a role. For example, teens are more expensive to insure than adults.

How can I get lower car insurance?

Getting lower-cost car insurance may be possible depending on your personal circumstances. To find a cheaper policy, drivers are encouraged to get prices from multiple companies, bundle car insurance with home insurance, or use monitoring devices to demonstrate safe driving.

Do you need insurance to rent a car?

In most areas, car insurance isn't required to rent a car. However, most personal car insurance policies extend to rental vehicles. For those who don't have insurance coverage and want to stay protected, most car rental agencies offer supplemental insurance coverage for an added fee.

Does my car insurance cover rental cars?

Most car insurance policies do cover rental cars. However, this coverage isn't universal. Before renting a car, it's recommended that you check your policy details or speak to your insurance agent to be sure rental car coverage is included at an appropriate level.

Can I insure a car not in my name?

In most states, it's possible to insure a car that isn't registered in the name of the policyholder. This commonly occurs when a parent purchases and insures a car for an adult child. However, many states and insurance agencies require the policyholder to have a financial stake in the vehicle they're insuring.

Can you cancel car insurance at any time?

In general, it's possible to cancel car insurance at any time, provided proper notice is given. Notice requirements are outlined in policy documents. Unlike health insurance that can require personal circumstance changes or a specialized enrollment period, auto insurance policies can be canceled or adjusted at any time.

How can I change car insurance?

Changing car insurance is as easy as notifying your current car insurance company and purchasing a new policy from a different agency. Even policies that have been paid up front can be canceled, and companies will issue a refund for any time remaining on the policy term.

How do you become a car insurance agent?

In most states, working as a car insurance agent requires having a state license for selling insurance products. Generally, this process involves taking classes and earning a passing score on a licensing exam. Some agencies may allow individuals to shadow or assist current agents while working on their licensing requirements.

How do car insurance agents get paid?

Most car insurance agents are paid on a commission basis. This means they receive a percentage of the amount their clients pay for their insurance coverage. Some agents may also earn a flat salary. Commissions range from 5% to 20%, on average, but this can vary based on the company or policy type.

How much do car insurance agents make?

Car insurance agent earnings depend on commission percentages, any base salary in addition to commission, sales proficiency, and sales experience. According to the Bureau of Labor Statistics, the average insurance sales agent makes around $52,000 per year. This may vary from state to state and company to company.

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