Expertise.com

2024

Last updated:

Best Local Car Insurance Agencies in Provo

Our Recommended Top 4

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Provo Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

69Reviewed

43Curated

4Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
305 North Freedom Boulevard, Provo, UT 84601
  • Multiple Carriers
  • Motorcyle & ATV

Why choose this provider?

Foote Insurance Agency is a Provo insurance provider offering auto protection plans to car owners. The independent business has agents who explore the insurance market to gather vehicle policies that match the clients' priorities and budget. Drivers, whether with perfect or poor driving records, can ask for personalized auto insurance assistance. The team handles coverages such as towing and rental reimbursement, personal injury protection, comprehensive, collision, and uninsured motorist. The company has been offering personal and commercial lines since 1977.

License Verified:

License: 2256

Utah Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.4 / 5 (23)
Facebook
5.0 / 5 (1)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1982 W Pleasant Grove Blvd Suite H1, Pleasant Grove, UT 84062
  • Multiple Carriers
  • Bundling Option
  • RV & Motorhome

Why choose this provider?

Express Insurance is an independent agency serving individuals, families, and business owners throughout Provo and the neighboring metros. The firm protects drivers and motorists against accidents, liabilities, and uninsured drivers with insurance policies that range from basic collision coverage to comprehensive plans that cover thefts, fire, hitting animals on the road, or vandalism. Its agents also assist with commercial, life, and home insurance policies. Some of the insurance carriers that the agency partners with include Safeco, Liberty Mutual, Nationwide, Travelers, The Hartford, and Sun Coast.

License Verified:

License: 859602

Utah Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1840 North State Street, Provo, UT 84604
  • Multiple Carriers

Why choose this provider?

Neal Dastrup Insurance is an independent insurance agency operating out of Provo that provides auto, home, life, and business insurance products to clients in the metro. The company was founded in 1974 and has since offered auto insurance policies that protect clients and their cars from traffic accidents and collision damages. The family-owned company is committed to providing highly personalized insurance solutions. It has other offices in Orem, Pleasant Grove, and Spanish Fork for convenience.

License Verified:

License: 2978

Utah Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.8
Google
3.8 / 5 (43)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1355 North University Avenue, Provo, UT 84604
  • Motorcyle & ATV

Why choose this provider?

GMI Insurance is an insurance agency based in Provo that provides auto, home, and business insurance products to clients in the metro. The agency was founded by George Mills in 1980 and has grown to have a team of five experienced insurance agents. His team has extensive experience writing auto insurance policies that cover state minimum and maximum requirements for bodily injury liabilities, collisions, as well as physical and property damages.

License Verified:

License: 2417

Utah Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (33)
Facebook
5.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • What is the typical annual cost of car insurance premiums in Provo?

    Provo's typical yearly car insurance premiums cost around $1,407, exceeding the statewide average of $1,306. This rate falls below the national average of $1,548. Teenage drivers pay an average annual rate of $5,580. After entering their twenties, the average annual rates decrease by over 50%. Individuals in their 60s pay a more modest $1,375 per year.

  • Can Provo drivers' auto insurance policies be transferred to a vehicle they are borrowing?

    Provo follows Utah's regulations, which generally stipulate that a driver's auto insurance policies typically do not extend coverage to vehicles they have borrowed. However, these policies may still offer protection for the drivers themselves as individuals. In most situations, though, they do not provide coverage for the owners of the borrowed vehicles or their property.

  • What major factors can drive up car insurance rates in Provo?

    Several variables affect car insurance rates in Provo, including the age of the driver. Younger drivers, particularly teenagers, tend to pay higher insurance rates because they are statistically more likely to be involved in accidents. The driving records of motorists also play a significant factor in insurance rates. Motorists with a history of accidents, traffic violations, or DUI convictions are likely to pay higher premiums.

  • Can Provo drivers who rarely drive pay less for auto insurance?

    Yes, Provo motorists can opt to get usage-based insurance, which offers lower premiums to people who do not drive very much. This type of car insurance policy calculates premiums based on how motorists drive instead of relying solely on traditional factors such as age, gender, and driving history to determine insurance rates.

  • How long can an individual's insurance premiums be affected by a moving violation in Provo?

    A moving violation can affect a Provo driver’s car insurance premium for up to three years following the violation date. Under Utah law, accumulating three speeding tickets within a span of 12 months may lead to the suspension of a driver's license for a maximum duration of one year. The state also mandates an extra charge for motorists seeking to reinstate their suspended driver's license.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.