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Best Mortgage Refinance Companies in Orem

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2023
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Bentley Advisory Group logo
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License Verified:

License: 178787

Nationwide Multistate Licensing System and Registry

Bentley Advisory Group

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576 S State St, Orem, UT 84058
  • Reverse Mortgages

Business Description

Bentley Advisory Group supports clients residing in Orem and the surrounding communities. It helps owners of condominiums and single-family and multifamily dwellings lower their monthly payments and interest rates or alter the terms of their loans by providing them with mortgage refinancing services. The company partners with several lenders to assist homebuyers in securing a loan program that meets their needs, whether a fixed-rate, adjustable-rate, VA, or FHA loan. One customer commended the company's staff for helping and responding to all of his questions.

License Verified:

License: 178787

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Evergreen Mortgage logo
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License Verified:

License: 1303163

Nationwide Multistate Licensing System and Registry

Evergreen Mortgage

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560 S State St ste H-1, Orem, UT 84097
  • New Construction
  • Reverse Mortgages

Business Description

Evergreen Mortgage provides refinancing services for residents based in Orem. Its goal is to help people understand how to navigate the process of home buying and inform them of their options. It provides loans to clients who are purchasing homes or seeking to obtain mortgage refinancing programs. Owner Kjell McCord has over 19 years of experience in the mortgage, marketing, and real estate industries. His company has helped clients reduce their payments by an average of 32% with an average lifetime interest savings of $106,000.

License Verified:

License: 1303163

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (12)
Google
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Lana Lesser logo
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License Verified:

License: 251997

Nationwide Multistate Licensing System and Registry

Lana Lesser

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1145 S 800 E, Orem, UT 84097
  • Multi-Family Loans

Business Description

Lana Lesser helps customers in Orem with refinancing excessively onerous loans or obtain new ones. The team has FHA-backed choices for borrowers who need more generous downpayment choices and jumbo mortgages for assets with high values. The clientele includes real estate investors and homebuyers upgrading from their current homes to more comfortable accommodations. Lana Lesser owns Preferred Mortgage Inc. and enjoys the benefits that working with the company for over 20 years brings, including forming long-term relationships with clients.

License Verified:

License: 251997

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Superior Lending Associates, LC logo
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License Verified:

License: 3152

Nationwide Multistate Licensing System and Registry

Superior Lending Associates, LC

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813 N 900 W, Orem, UT 84057
  • New Construction

Business Description

Superior Lending Associates, LC, works with clients across Orem. The company delivers a variety of mortgage programs for aspiring homeowners, ranging from USDA and VA loans to conventional mortgages. It provides the FHA 203(k) loan, a program for borrowers aiming to finance home renovation projects or property rehabilitation work. Reverse mortgage is also available to senior homeowners who want to access their property's equity. Superior Lending Associates has been addressing clients' mortgage needs since 2001.

License Verified:

License: 3152

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (180)
Facebook
4.8 / 5 (72)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Work Harding Home Mortgage Team logo
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License Verified:

License: 269043

Nationwide Multistate Licensing System and Registry

Work Harding Home Mortgage Team

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242 W 1000 S, Lehi, UT 84043
  • Reverse Mortgages

Business Description

Work Harding Home Mortgage Team provides various lending options to the locals of Orem. The company offers a variety of mortgage loan alternatives, including FHA, VA, reverse, lender-paid mortgage insurance, fixed rates, adjustable rates, and reverse mortgages. The team also assists clients in applying for other loan choices that include a long-term rate lock program, investor cash flow, building and lot, grant money, and no-closing cost loans. President and loan officer Ryan Harding has more than two decades of experience in the field.

License Verified:

License: 269043

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (144)
Google
4.9 / 5 (132)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

  • Introduction

    Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

    Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

    Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.

  • How do you refinance a mortgage?

    Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.

  • How does mortgage refinance work?

    The mortgage refinance process begins with choosing a broker and filling out loan application information. The process continues through underwriting and closing. The new mortgage is then used to pay off and close your original mortgage loan. This leaves you with a new loan and mortgage payment to manage each month.

  • When should you refinance a mortgage?

    If your credit score has improved or mortgage interest rates have dropped, refinancing can potentially save you money. Other reasons to refinance your mortgage include getting a fixed rate instead of an adjustable one or getting a shorter loan term. An increase in your home’s value that can let you access more equity is another reason to refinance.

  • How much does it cost to refinance a mortgage?

    The average cost to refinance a mortgage is $5,000. This amount varies, based on the state and county where the property is located and the loan amount. Common fees incurred when refinancing a mortgage include:

    • Appraisal fee
    • Broker’s fee
    • Credit check fee
    • Loan application fee
    • Recording fee
    • Title search and insurance fee

  • How soon can you refinance a mortgage?

    Some lenders make borrowers wait a minimum of six months before accepting a new mortgage refinancing application. However, when that happens, borrowers can check with other lenders to find one that doesn’t require a wait before refinancing. A mortgage refinance broker can guide you to lenders that allow immediate refinancing.

  • How long does it take to refinance a mortgage?

    The average amount of time it takes to refinance a mortgage is 45 days. In some cases, it may be possible to get it done faster. There also may be times when it takes longer to get a mortgage refinanced.