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Best Homeowners Insurance Agencies in Orem

2023

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Website
1774 N University Pkwy #70, Provo, UT 84604
  • Personal Property Insurance

Why choose this provider?

Bear River Mutual offers insurance policy options to residents and business property owners in Orem and the surrounding areas. The standard homeowners' insurance policy has four key components which are dwelling, other structures on the property, personal belongings, and liability. Dwelling refers to the client's house including detached homes, townhouses, and condominiums. Other structures that are also covered in the policy include sheds, fences, and garages. The company has been in the industry since 1981.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (591)
Facebook
5.0 / 5 (35)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2532 Annie Oakley Dr., Park City, UT
  • Personal Property Insurance
  • Multiple Carriers

Why choose this provider?

C & W Premier Insurance Agency offers a wide array of personal and business insurance policies in Park City. The team of local insurance agents is experienced in helping clients select home insurance with the right coverage, offering home insurance plans that are tailored to fit specific needs. The coverage includes fire, wind, and hail damage, freezing pipes, and theft and home invasion. Umbrella liability, property and casualty, and life insurance are also offered.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (10)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1345 West 1600 North, Orem, UT 84057
  • Renter's Insurance
  • Multiple Policy Types

Why choose this provider?

L.A. Bowen Insurance, located in Orem, is an independent insurance agency serving the local community since 1961. It prides itself on being an Insurance Mall, giving its clients the power of choice to help them find the right homeowners insurance policy from more than 50 insurance carriers. In addition to home insurance, the agency also offers renters, condo, RV, business, and commercial insurance policies. L.A. Bowen Insurance won Utah Valley Magazine's award for Best Insurance Agency for 2018, 2019, and 2020.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.3
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1675 Freedom Boulevard 200 West, Provo, UT 84604
  • Renter's Insurance
  • Flood
  • Earthquake
  • Condos

Why choose this provider?

Big Pine Insurance Agency is available to help anyone looking for homeowners insurance near Orem. This agency maintains relationships with several insurance companies so that it can offer clients a variety of different rates. It acts as a middleman and explains terms to clients so they have a full understand of policies before they officially purchase them. Big Pine Insurance Agency also offers coverage for floods, earthquakes, and stolen valuables such as jewelry or collectors items.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (28)
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.5
Responsiveness
Friendliness
Helpfulness
Detail

Website
1160 S State Street, Orem, UT 84097
  • Renter's Insurance
  • Multiple Policy Types
  • Flood

Why choose this provider?

Grandview Insurance is a locally owned and operated insurance agency serving Orem, Salt Lake City, and Park City areas and the entire state. With access to multiple insurance companies and products, it can help clients find the right coverage to protect their homes and investments. This independent insurance agency also analyzes the market to find the maximum value available for home insurance. It also specializes in auto, boat, umbrella, ATV, and life insurance products and services.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (8)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
14572 South 790 West, Bluffdale, UT 84065
  • Multiple Policy Types

Why choose this provider?

Brad Smith, State Farm Insurance Agent, does business with clients throughout the Orem metro area and can assist with a full range of needs when clients want to purchase homeowners insurance. This practice helps those clients to deal with any issues they have and handle problems involved with making insurance claims. It sells package policies that provide coverage for dwellings and everything inside as well as additional structures. Personal liability coverage is provided as well.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (35)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Website
287 East 950 South Street, Orem, UT 84058
  • Renter's Insurance

Why choose this provider?

Astwood Insurance serves the Orem metro area and gives clients access to a multitude of insurance services to help them purchase homeowners insurance plans. Agent J. Jason Astwood has over 20 years of experience serving clients and can address any issues that people face while shopping for plans or with their existing homeowners insurance plans. This agency advises on coverage areas that clients may need and helps them to buy said coverage and make claims when necessary.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (64)
Facebook
5.0 / 5 (16)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1949 East Sunshine Street, Springfield, MO 65804
  • Renter's Insurance
  • Personal Property Insurance

Why choose this provider?

American National Insurance is a full-service insurance company for homeowners in Orem. Its agents examine the houses of clients to create a detailed insurance plan that matches their location and budget. This includes damages to the structure and its detached buildings, as well as medical coverage for guests and residents injured. The company also provides a plan for ID theft or forced relocation. Its agents believe in giving informed advice and supporting clients through all their concerns.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (22)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
248 South State Street, Orem, UT 84058
  • Multiple Policy Types

Why choose this provider?

Advance Insurance provides comprehensive services to clients throughout the Orem metro area and helps with a multitude of needs that they have while serving them in the areas of homeowners insurance and personal property insurance. Its agents provide information and help clients shop for policies to cover the costs of their assets. Liability coverage is also available in case clients are sued by people injured on their properties. Automobile and business insurance plans are offered here too.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (370)
Facebook
4.2 / 5 (35)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
507 Orem Boulevard, Orem, UT 84058
  • Personal Property Insurance

Why choose this provider?

Preferred Choice Insurance is an Orem-based agency that provides assistance in determining insurance policies that suit homeowners' unique needs. The agency helps clients obtain financial protection for the replacement or repair of properties and contents damaged by fire, natural disasters, or other covered events including vandalism and theft. PCI also helps clients secure coverage for liabilities and medical expenses involving injured guests. The agency's insurance specialists have a combined experience of 45 years and also offer auto, business, and life insurance support.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.5 / 5 (6)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.

  • What influences the cost of your homeowners insurance policy in Orem?

    In Orem, the cost of your insurance premium is often influenced by the risk group you belong to. During the underwriting process, insurance companies carefully examine different factors about an individual's property, from the location to its current home value. Those with a low-risk status tend to pay lesser premium costs than homeowners in high-risk groups.

  • When should you purchase a homeowners insurance policy in Orem?

    You should purchase a homeowners insurance policy before moving into your new property in Orem. However, it is also advisable for individuals to shop around for policies at an earlier date before their scheduled move-in. This allows them to compare homeowners insurance plans, review additional coverage options, and customize policies according to their needs.

  • How can Orem-based individuals lower their home insurance costs?

    Orem-based individuals can lower their home insurance costs by utilizing premium discounts. Different insurance companies provide additional discounts to policyholders who have tried minimizing risks within their homes by installing security systems, hurricane shutters, and deadbolt locks. Homeowners can also cut insurance premium costs by comparing policies and raising deductibles.

  • Should Orem residents purchase flood coverage in addition to their homeowners insurance policies?

    Yes, Orem residents should consider purchasing flood coverage in addition to their homeowners insurance policies because a standard home plan does not include insurance coverage for damage caused by natural disasters, like earthquakes, landslides, and flooding. Homeowners living in disaster-prone areas should immediately contact their insurance carriers for other coverage options that can be added to their policies.

  • Do Orem-based insurance carriers perform credit checks when you're applying for a homeowners policy?

    Orem-based insurance carriers often perform soft credit checks when you're applying for a homeowners policy. Most insurance companies make this type of credit inquiry before issuing an insurance policy to homeowners in the area. However, they also look at other factors during the insurance application process, like property location, coverage amount, and possible discounts.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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