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Best Homeowners Insurance Agencies in Orem

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advance-insurance.net logo
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advance-insurance.net

248 South State Street, Orem, UT 84058
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  • Multiple Policy Types

Business Description

Advance Insurance provides comprehensive services to clients throughout the Orem metro area and helps with a multitude of needs that they have while serving them in the areas of homeowners insurance and personal property insurance. Its agents provide information and help clients shop for policies to cover the costs of their assets. Liability coverage is also available in case clients are sued by people injured on their properties. Automobile and business insurance plans are offered here too.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.5 / 5 (182)
Facebook
4.5 / 5 (57)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
American National Insurance logo
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American National Insurance

1949 East Sunshine Street, Springfield, MO 65804
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  • Renter's Insurance
  • Personal Property Insurance

Business Description

American National Insurance is a full-service insurance company for homeowners in Orem. Its agents examine the houses of clients to create a detailed insurance plan that matches their location and budget. This includes damages to the structure and its detached buildings, as well as medical coverage for guests and residents injured. The company also provides a plan for ID theft or forced relocation. Its agents believe in giving informed advice and supporting clients through all their concerns.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
5.0 / 5 (22)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Astwood Insurance logo
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Astwood Insurance

287 East 950 South Street, Orem, UT 84058
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  • Renter's Insurance

Business Description

Astwood Insurance serves the Orem metro area and gives clients access to a multitude of insurance services to help them purchase homeowners insurance plans. Agent J. Jason Astwood has over 20 years of experience serving clients and can address any issues that people face while shopping for plans or with their existing homeowners insurance plans. This agency advises on coverage areas that clients may need and helps them to buy said coverage and make claims when necessary.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.5 / 5 (182)
Facebook
4.5 / 5 (57)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Bear River Mutual logo
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Bear River Mutual

1774 N University Pkwy #70, Provo, UT 84604
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  • Personal Property Insurance

Business Description

Bear River Mutual offers insurance policy options to residents and business property owners in Orem and the surrounding areas. The standard homeowners' insurance policy has four key components which are dwelling, other structures on the property, personal belongings, and liability. Dwelling refers to the client's house including detached homes, townhouses, and condominiums. Other structures that are also covered in the policy include sheds, fences, and garages. The company has been in the industry since 1981.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (591)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Big Pine Insurance Agency logo
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Big Pine Insurance Agency

1675 Freedom Boulevard 200 West, Provo, UT 84604
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  • Renter's Insurance
  • Flood
  • Earthquake
  • Condos

Business Description

Big Pine Insurance Agency is available to help anyone looking for homeowners insurance near Orem. This agency maintains relationships with several insurance companies so that it can offer clients a variety of different rates. It acts as a middleman and explains terms to clients so they have a full understand of policies before they officially purchase them. Big Pine Insurance Agency also offers coverage for floods, earthquakes, and stolen valuables such as jewelry or collectors items.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (28)
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Brad Smith - State Farm Insurance Agent logo
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Brad Smith - State Farm Insurance Agent

14572 South 790 West, Bluffdale, UT 84065
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  • Multiple Policy Types

Business Description

Brad Smith, State Farm Insurance Agent, does business with clients throughout the Orem metro area and can assist with a full range of needs when clients want to purchase homeowners insurance. This practice helps those clients to deal with any issues they have and handle problems involved with making insurance claims. It sells package policies that provide coverage for dwellings and everything inside as well as additional structures. Personal liability coverage is provided as well.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.5 / 5 (182)
Facebook
4.5 / 5 (57)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
C & W Premier Insurance Agency logo
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C & W Premier Insurance Agency

2532 Annie Oakley Dr., Park City, UT
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  • Personal Property Insurance
  • Multiple Carriers

Business Description

C & W Premier Insurance Agency offers a wide array of personal and business insurance policies in Park City. The team of local insurance agents is experienced in helping clients select home insurance with the right coverage, offering home insurance plans that are tailored to fit specific needs. The coverage includes fire, wind, and hail damage, freezing pipes, and theft and home invasion. Umbrella liability, property and casualty, and life insurance are also offered.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (10)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Grandview Insurance logo
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Grandview Insurance

1160 S State Street, Orem, UT 84097
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  • Renter's Insurance
  • Multiple Policy Types
  • Flood

Business Description

Grandview Insurance is a locally owned and operated insurance agency serving Orem, Salt Lake City, and Park City areas and the entire state. With access to multiple insurance companies and products, it can help clients find the right coverage to protect their homes and investments. This independent insurance agency also analyzes the market to find the maximum value available for home insurance. It also specializes in auto, boat, umbrella, ATV, and life insurance products and services.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
4.9 / 5 (8)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
L.A. Bowen Insurance logo
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L.A. Bowen Insurance

1345 West 1600 North, Orem, UT 84057
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  • Renter's Insurance
  • Multiple Policy Types

Business Description

L.A. Bowen Insurance, located in Orem, is an independent insurance agency serving the local community since 1961. It prides itself on being an Insurance Mall, giving its clients the power of choice to help them find the right homeowners insurance policy from more than 50 insurance carriers. In addition to home insurance, the agency also offers renters, condo, RV, business, and commercial insurance policies. L.A. Bowen Insurance won Utah Valley Magazine's award for Best Insurance Agency for 2018, 2019, and 2020.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Preferred Choice Insurance logo
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Preferred Choice Insurance

507 Orem Boulevard, Orem, UT 84058
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  • Personal Property Insurance

Business Description

Preferred Choice Insurance is an Orem-based agency that provides assistance in determining insurance policies that suit homeowners' unique needs. The agency helps clients obtain financial protection for the replacement or repair of properties and contents damaged by fire, natural disasters, or other covered events including vandalism and theft. PCI also helps clients secure coverage for liabilities and medical expenses involving injured guests. The agency's insurance specialists have a combined experience of 45 years and also offer auto, business, and life insurance support.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.5 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Introduction

Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.

What determines the price of homeowners insurance premium?

The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

What is the difference between home warranty and homeowners insurance?

Homeowners' insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it's typically covered by insurance, not the warranty.

Does Geico offer homeowners insurance?

Because auto insurance is Geico's focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners' insurance policies that cover dwellings, personal property, and personal liability, among other provisions.

How long does homeowners warranty insurance last?

Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won't be reimbursed.

Does homeowners insurance cover water heaters?

Homeowners' insurance doesn't cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it.

Are RVs covered under homeowners insurance?

Usually, an RV is covered under your homeowners' insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you'll either need car insurance or specialized RV insurance since the risks you'll face on the road do not fall under a homeowner's policy.

Do new buyers need owner\'s title insurance on a new home?

There are unique risks that a buyer of a new home may face. For example, property claims from previous owners or liens from suppliers whom the homebuilders never paid during construction. Title insurance protects the home from these perils, and your mortgage lender may require it.

Do owner builders need home warranty insurance?

In the United States, owner builders are not required to have home warranty insurance. If you're the one who built your home, you're expected to incur the costs of repairs yourself if a structure or appliance breaks down.

Are dogs deaths covered in homeowners insurance?

Usually, the loss of a dog or other pet is not covered by your home insurance. However, many insurance providers offer riders — packages of added coverage — for pets called pet insurance. This ensures that medical costs and property damage caused by your pets are fully covered.

Are earthquakes covered in standard homeowners insurance policies?

Standard homeowners' insurance policies do not cover damage directly caused by earthquakes. Insurance will sometimes cover indirect damage, however. For example, if an earthquake causes a fire in your home, damage from the fire will be covered under a standard home insurance policy.

Are homeowners insurance and car insurance deductible?

Homeowners' insurance and car insurance premiums are not deductible as personal expenses on your taxes. However, some percentage of your premiums may be deductible as business expenses if you own a business and use your car and home for business purposes. This may vary between states.

Are homeowners insurance payouts taxable income?

If you file a claim after a burglary at your home, for example, the insurance company will assess the value of the property lost or damaged and reimburse that amount. This payout is not taxable because it's not income — it's a replacement of lost value.

How frequent should one change auto or homeowners insurance to another provider?  

If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

What should a homeowners insurance include/cover?

A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.

How much homeowners insurance should someone carry?

How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.

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