Expertise.com

Best Health Insurance Agencies in Orem

2024

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Providers

featured provider = Featured Provider

222 N Orem Boulevard, Orem, UT 84057
WebsiteLicense: 75159

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Why choose this provider?

C&W Premier Insurance Agency Inc. provides a range of personal protection coverages to individuals and families in the Orem metro. It offers health insurance plans that include HDHP, PPO, and HMO policies. The independent company aims to protect policyholders from financial losses caused by medical expenses. It also serves business owners who want to acquire general liability, property and casualty, and workers' compensation insurance. C&W Premier Insurance Agency works with multiple carriers, such as MetLife, Progressive, and Safeco.

  • Health Insurance

566 West 800 North Suite 203, Orem, UT 84057
WebsiteLicense: 715462

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Review Sources

Google
5.0 (659)

Why choose this provider?

Miller & Associates Insurance Advisors is an independent firm that offers health insurance policies for individuals and families in Orem and nearby areas. Its agents work closely with clients by discussing individual needs and financial conditions to help discover the right health insurance coverage. Its health plans reimburse medical expenses, such as maternity care, prescription drug costs, regular doctor visits, and preventive health treatments. In addition, Miller & Associates Insurance Advisors provides auto and life insurance solutions.

  • Individual Plans

202 East 800 South Suite 103, Orem, UT 84058
WebsiteLicense: UT-292781

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Review Sources

Google
4.5 (47)
Facebook
4.8 (11)
Yelp
5.0 (1)

Why choose this provider?

Shay Conder is a State Farm insurance agent who serves clients in Orem and nearby areas. He offers risk management solutions for individual, family, and senior citizen health. The policies may cover Medicare Supplemental plans, medical expenses, supplemental health options, and disability paycheck protection. In addition, he has insurance products for businesses, homes, automobiles, rental properties, and personal articles. Shay and his team can also provide financial services related to banking, annuities, mutual funds, and retirement planning.

  • Health Insurance

1824 N State Street, Orem, UT 84057
WebsiteLicense: 67016

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Why choose this provider?

Pete Mazeika is a State Farm insurance agent that serves clients in the Orem metro. He offers health insurance products and educates individuals on further coverage options, like Medicare supplement and disability insurance. Mazeika also provides business insurance options like workers' compensation and builder's risk insurance. His other offerings include auto, home, and life insurance. Mazeika has over three decades of experience in finance and served as a financial analyst for the Ford Motor Company.

  • Life Insurance

Frequently Asked Questions

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • How does the prior authorization affect health insurance policyholders in Orem?

    Prior authorization assists Orem health insurance policyholders in lowering their costs for treatments or prescription medications that are not covered by their insurance plan. Prior authorization is approved by insurance companies to ensure that the suggested treatment outside of the policy is both economical and medically necessary. Certain situations, such as physical therapy, non-emergency hospital stays, advanced imaging tests, and various surgeries, necessitate prior authorization.

  • What is travel health insurance in Orem?

    Purchasing travel health insurance in Orem can protect individuals from accidents or illnesses when traveling across the country or internationally. This policy may cover personal belongings, canceled trips, lost luggage, personal liability, and delayed departure. Furthermore, travel health policies cover payments for emergency medical situations such as car accidents, accidental death, sickness, and loss of vision or hearing.

  • In Orem, what are the available low-cost health insurance plans?

    The Medicaid program in Orem provides free or low-cost health insurance policies to qualified applicants, including pregnant women, the elderly, people with disabilities, and those earning between 55% and 133% of the federal poverty level. The Advance Premiums Tax Credits allow policyholders to reduce their monthly premiums by up to $49 per year. If their household income is less than 250% of the federal poverty level, they may be eligible for cost-sharing reduction assistance to help with out-of-pocket expenses and deductibles.

  • Where do small business owners in Orem obtain health insurance policies for their employees?

    Small business owners in Orem with fewer than 50 employees can purchase health insurance through an insurance agent, private broker, or the state healthcare exchange. Meanwhile, those who purchased policies through the state healthcare exchange are eligible for tax credits of up to 50% of premium costs. Small business owners are legally required to provide at least one ACA-compliant health insurance plan to their employees or face $2,000 fines per worker.

  • Can residents of Orem obtain both Medicare Advantage and Medigap?

    No, individuals in Orem must choose between Medigap and Medicare Advantage. Insurance companies that sell both products are vulnerable to fraud, and victims can file a complaint with the Centers for Medicare & Medicaid Service at 1-800-633-4227. On the other hand, qualified applicants can change or disenroll from Medicare Advantage to Medigap during the open or special enrollment period.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

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