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Best Credit Repair Companies in Orem

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11451 S 700 E Ste A, Draper, UT 84020
Draper, UT 84020
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  • Credit Monitoring

Premier Credit assists clients in Orem and the surrounding areas in resolving credit issues that are preventing them from reaching their financial goals. Its service professionals work with mortgage originators, home builders, and real estate agents to provide customized creditworthiness restoration plans. Unlimited disputing, creditor validation and negotiation solutions, and three-bureau credit score monitoring are some of the services offered by the company. Premier Credit has been in business for over a decade and has assisted over 10,000 customers.

11451 S 700 E Ste A, Draper, UT 84020
Draper, UT 84020

InstagramWebsite(801) 513-2020

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.6 / 5 ( Best)

Total Reviews:

181 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

P.O. Box 1206, Orem, UT 84059
Orem, UT 84059
  • Debt Consolidation

Vantage Capital Alliance addresses the needs of clients in Orem and the surrounding areas. Its founding partner, Lawrence Law, holds over 24 years of experience of industry experience. He offers credit, debt, and financial consulting services to individuals and businesses. Law works closely with clients to determine their situation and provide a customized strategy to increase their scores. The company also offers financial planning, family banking, debt elimination, student loan consolidation, income stream, and business funding services.

P.O. Box 1206, Orem, UT 84059
Orem, UT 84059

Website(801) 769-9443

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

5 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Frequently Asked Questions:

Q: How do you repair credit after identity theft?
A:

Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.
Q: Is credit repair legal?
A: Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.
Q: Can a credit repair company remove late payments?
A: Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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