Best Credit Repair Companies in Orem

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Credit Experts logo
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Credit Experts

587 W 800 N, Orem, UT 84057
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  • Credit Audit

Business Description

Credit Experts offers its services to individuals and business owners in Orem and the surrounding areas. The company searches the client's credit reports for negative or unfair accounts that are harming their credit scores and must be removed from their credit profile. It organizes and executes plans to meet the client's credit score goals, resolves discrepancies as a result of its disputes, and keeps clients updated on the results. Credit Experts communicates with Experian, Equifax, and TransUnion in conducting its repair services.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
5.0 / 5 (27)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
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Detail
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Credit Experts

Premier Credit logo
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Premier Credit

11451 S 700 E Ste A, Draper, UT 84020
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  • Credit Monitoring

Business Description

Premier Credit assists clients in Orem and the surrounding areas in resolving credit issues that are preventing them from reaching their financial goals. Its service professionals work with mortgage originators, home builders, and real estate agents to provide customized creditworthiness restoration plans. Unlimited disputing, creditor validation and negotiation solutions, and three-bureau credit score monitoring are some of the services offered by the company. Premier Credit has been in business for over a decade and has assisted over 10,000 customers.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (180)
Facebook
4.2 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Premier Credit

Vantage Capital Alliance logo
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Vantage Capital Alliance

P.O. Box 1206, Orem, UT 84059
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  • Debt Consolidation

Business Description

Vantage Capital Alliance addresses the needs of clients in Orem and the surrounding areas. Its founding partner, Lawrence Law, holds over 24 years of experience of industry experience. He offers credit, debt, and financial consulting services to individuals and businesses. Law works closely with clients to determine their situation and provide a customized strategy to increase their scores. The company also offers financial planning, family banking, debt elimination, student loan consolidation, income stream, and business funding services.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (4)
Google
5.0 / 5 (2)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit Website

Vantage Capital Alliance

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Frequently Asked Questions

Can credit repair companies remove bankruptcies?

A Chapter 7 bankruptcy can stay on someone's credit report for up to 10 years from the original petition date. A Chapter 13 bankruptcy can stay on someone's credit report for up to 7 years from the original petition date. Credit repair companies may be able to dispute a bankruptcy reported on someone's credit history if it's not their bankruptcy or if it's appearing outside of the date range stated above.

How do you repair credit after identity theft?

Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.

Is credit repair legal?

Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.

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