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Best Local Car Insurance Agencies in Orem

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AA Action Insurance Agency logo
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License Verified:

License: 265502

Utah Insurance Department

AA Action Insurance Agency

1411 North State, Orem, UT 84057-2585
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  • Multiple Carriers

Business Description

AA Action Insurance Agency offers vehicle insurance options in Orem and Lehi. Having been in the business for over four decades, the firm can help car owners find the appropriate insurance policies regardless of their driving records. It works with more than 50 insurance carriers, including The Hartford, Gainsco Auto Insurance, and Viking Auto Insurance Company. Clients can choose from different insurance policies, such as motorcycle, recreational vehicle, and boat insurance. AA Action Insurance Agency operates five days a week.

License Verified:

License: 265502

Utah Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.4 / 5 (21)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
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Big Pine Insurance Agency logo
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License Verified:

License: 113587

Big Pine Insurance Agency

1675 North Freedom Boulevard, Provo, UT 84604
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  • Multiple Carriers

Business Description

Big Pine Insurance Agency is an independent insurance agency that offers insurance products and services to its clients in Orem. It represents several of the largest and most reliable insurance companies that provide car insurance, such as State Auto, Safeco, Encompass, Travelers, The Hartford, and Nationwide. Its agents establish relationships with every client and perform policy reviews and necessary updates on a yearly basis. Clients have the convenience of working with agents over the phone, via email, or in person.

License Verified:

License: 113587

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (28)
Facebook
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Brad Smith logo
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License Verified:

License: 260838

Utah Insurance Department

Brad Smith

14572 South 790 West, Bluffdale, UT 84065
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  • Multiple Carriers
  • Bundling Option

Business Description

Brad Smith is a State Farm insurance agent that operates an office in Bluffdale. He also offers auto insurance services in Orem. Operating for 15 years, Smith and his team of insurance agents are committed to helping clients with their specific insurance needs. They can also provide other products like homeowners' and life insurance. Additionally, they are able to assist small business owners with State Farm's array of commercial insurance policies.

License Verified:

License: 260838

Utah Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
gmiins.com logo
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License Verified:

License: 2417

Utah Insurance Department

gmiins.com

1355 North University Avenue, Provo, UT 84604
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  • Multiple Carriers

Business Description

GMI Insurance is a car insurance agency serving the residents of Orem and its nearby places. Established in 1980, this company has grown from a sole operator to five agents. It represents different auto insurance providers and helps car owners obtain adequate financial protection. Its insurance agents inform clients of various coverage options, including trip loss expenses and classic car coverages. GMI Insurance has an online contact form that clients can fill out to receive guidance from its insurance advisors.

License Verified:

License: 2417

Utah Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (33)
Facebook
5.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Grandview Insurance logo
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License Verified:

License: 528501

Utah Insurance Department

Grandview Insurance

1160 S State Street, Orem, UT 84097
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  • Multiple Carriers

Business Description

Grandview Insurance is an Orem-based independent insurance agency that offers car insurance. As a locally owned company, it strives to provide personalized service in order to address the unique needs of its clients. Its agents are well-versed in determining which insurance carrier and policy would suit their clients. The company's car insurance policies can cover a wide range of matters, including bodily injury liabilities, properties, and collisions. It also offers coverage for cases of uninsured and underinsured liabilities.

License Verified:

License: 528501

Utah Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
4.9 / 5 (11)
Facebook
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Hill Insurance and Investments logo
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License Verified:

License: 98337

Utah Insurance Department

Hill Insurance and Investments

183 East 840 South, Orem, UT 84058
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  • RV & Motorhome
  • Motorcyle & ATV
  • Boats

Business Description

Since 2002, Hill Insurance and Investments has been providing vehicle owners in Orem the assistance they need to secure car insurance policies that will protect them in the event of an automotive emergency. Its agents have the skills and experience to help clients choose the suitable insurance plan that matches their needs, drawing up various quotes from multiple carriers. A minimum of liability coverage is required by law, but motorists may opt to add more protection options to their policy.

License Verified:

License: 98337

Utah Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.7 / 5 (33)
Facebook
4.1 / 5 (7)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Keystone Insurance Services logo
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License Verified:

License: 406455

Utah Insurance Department

Keystone Insurance Services

1774 North University Parkway #70, Provo, UT 84604
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  • Multiple Carriers
  • Motorcyle & ATV
  • Boats
  • RV & Motorhome

Business Description

Keystone Insurance Services is a local insurance agency for Bear River Mutual that provides insurance products and services to clients in the Orem metro and nearby areas. The firm has its roots in 1981 and was officially formed in 2003 by Brent Thurman. It has since written auto insurance policies to clients that require coverage for bodily injury liabilities, property damages, uninsured/underinsured motorists, and personal injury protection. It also provides special insurance plans for underaged drivers.

License Verified:

License: 406455

Utah Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (592)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
L.A. Bowen Insurance logo
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License Verified:

License: 269073

Utah Insurance Department

L.A. Bowen Insurance

1345 West 1600 North, Orem, UT 84057
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  • Multiple Carriers

Business Description

L.A. Bowen Insurance is an independent agency that works with 50 different insurance carriers to provide insurance plans to individuals, families, and businesses in Orem and the nearby areas. Since 1961, the company has been helping its clients find the right car insurance plans that are customized according to their needs. Its team of agents has over 175 years of combined experience in the industry and also offers life, health, and recreational vehicle insurance policies.

License Verified:

License: 269073

Utah Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (321)
Facebook
4.5 / 5 (8)
Yelp
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Lender Insurance, Inc. logo
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License Verified:

License: 480039

Utah Insurance Department

Lender Insurance, Inc.

382 West Center Street, Orem, UT 84057
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  • Multiple Carriers
  • Bundling Option

Business Description

Lender Insurance, Inc., has been serving the auto insurance needs of clients in Orem since 1981. The insurance agency works to provide its clients with the most appropriate auto insurance policy that meets their needs. The policies typically cover property damage, bodily injury, personal injury protection, and uninsured motorists. Lender Insurance has a strong focus on ensuring the assets of its clients are protected. Established in Utah, the agency also aims to give back to its community.

License Verified:

License: 480039

Utah Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
5.0 / 5 (18)
Facebook
4.4 / 5 (7)
Neal Dastrup Insurance - Pleasant Grove logo
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License Verified:

License: 2978

Utah Insurance Department

Neal Dastrup Insurance - Pleasant Grove

922 South State Road, Pleasant Grove, UT 84062
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  • Multiple Carriers

Business Description

Operating since 1974, Neal Dastrup Insurance is a family-owned and operated car insurance agency that provides various insurance services in Orem. The Utah-based insurance company offers home, auto, life and health, business, workers compensation, and RV and Boat. Neal Dastrup Insurance has professional and dedicated insurance agents that are committed to providing clients with personalized service. The company also represents some of the best insurance companies like Progressive, Liberty Mutual Insurance, Travellers, The Hartford, and Nationwide.

License Verified:

License: 2978

Utah Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (125)
Facebook
1.0 / 5 (1)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
pciutah.com logo
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License Verified:

License: 378036

Utah Insurance Department

pciutah.com

507 South Orem Boulevard, Orem, UT 84058
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  • Bundling Option

Business Description

Preferred Choice Insurance, LLC, is a locallly owned subsidiary of the Strategic Insurance Agency Alliance that provides car insurance policies to drivers in Orem. With 45 years of combined experience, the agency's specialists assist clients in getting the best insurance package for their needs. It is focused on building and managing a portfolio of innovative products and solutions, with its policies offering coverage for bodily injury liability, property damage, medical payments, uninsured motorists, collision, and comprehensive. Preferred Choice Insurance also offers home, business, and life insurance.

License Verified:

License: 378036

Utah Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.5 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Quality Insurance Group logo
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License Verified:

License: 316232

Utah Insurance Department

Quality Insurance Group

766 South 400 East, Orem, UT 84097
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  • Bundling Option

Business Description

Quality Insurance Group is an independent car insurance agency based in Orem. It is owned by Cameron Moon, who has partnered with Celeste Fitzhugh to provide its roster of insurance policies. Its agents have a combined experience of more than 19 years, representing more than 25 auto insurance companies. The agency's mission is to provide value, security, and peace of mind for clients while highlighting that education is the key to protection. Quality Insurance Group also offers home and life insurance.

License Verified:

License: 316232

Utah Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Salmon Insurance, LLC. logo
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License Verified:

License: 237085

Utah Insurance Department

Salmon Insurance, LLC.

1391 South 740 East, Orem, UT 84097
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  • Multiple Carriers
  • Motorcyle & ATV
  • Boats

Business Description

Salmon Insurance, LLC., has been providing insurance products to clients in the Orem area for more than a decade. Its team of insurance agents offers a wide range of insurance products, including auto insurance. Its auto insurance policies protect its clients from whatever may come their way. The agency analyzes the lifestyle of its clients before creating insurance policies that meet their needs. Additionally, Salmon Insurance has a strong focus on earning and keeping its clients' trust.

License Verified:

License: 237085

Utah Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
5.0 / 5 (13)
Facebook
4.6 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Introduction

A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

What is car insurance?

Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

How does car insurance work?

Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

What does car insurance cover?

Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

Does car insurance cover theft?

Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

How does a car insurance deductible work?

A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

Do you need insurance to register a car?

Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.

Can you get car insurance without a license?

In most states in the United States, a license isn't required to purchase car insurance. This means that an unlicensed driver can purchase a policy for a licensed driver. However, most insurance companies won't allow an unlicensed driver to be listed on a policy, either as a primary or a secondary driver.

Do you need car insurance?

Yes. Car insurance isn't optional, and neglecting to purchase and maintain a minimum level of coverage can result in penalties, such as the suspension of your vehicle registration or driver's license. In addition, the cost of a car accident can add up to tens of thousands of dollars, which can be an unsustainable burden without insurance.

How much is car insurance a month?

Car insurance costs depend on factors such as where a person lives and their driving history. Drivers living in states with high insurance rates who've had accidents will pay more than drivers with clean records living in lower-cost states. In general, monthly car insurance costs can range from $50 to $500 or more.

Why is my car insurance so high?

Car insurance can be expensive for many reasons. Unsafe or expensive cars, a history of accidents, DUIs, and having multiple cars and drivers on a policy can all lead to higher monthly costs. Driver age may also play a role. For example, teens are more expensive to insure than adults.

How can I get lower car insurance?

Getting lower-cost car insurance may be possible depending on your personal circumstances. To find a cheaper policy, drivers are encouraged to get prices from multiple companies, bundle car insurance with home insurance, or use monitoring devices to demonstrate safe driving.

Do you need insurance to rent a car?

In most areas, car insurance isn't required to rent a car. However, most personal car insurance policies extend to rental vehicles. For those who don't have insurance coverage and want to stay protected, most car rental agencies offer supplemental insurance coverage for an added fee.

Does my car insurance cover rental cars?

Most car insurance policies do cover rental cars. However, this coverage isn't universal. Before renting a car, it's recommended that you check your policy details or speak to your insurance agent to be sure rental car coverage is included at an appropriate level.

Can I insure a car not in my name?

In most states, it's possible to insure a car that isn't registered in the name of the policyholder. This commonly occurs when a parent purchases and insures a car for an adult child. However, many states and insurance agencies require the policyholder to have a financial stake in the vehicle they're insuring.

Can you cancel car insurance at any time?

In general, it's possible to cancel car insurance at any time, provided proper notice is given. Notice requirements are outlined in policy documents. Unlike health insurance that can require personal circumstance changes or a specialized enrollment period, auto insurance policies can be canceled or adjusted at any time.

How can I change car insurance?

Changing car insurance is as easy as notifying your current car insurance company and purchasing a new policy from a different agency. Even policies that have been paid up front can be canceled, and companies will issue a refund for any time remaining on the policy term.

How do you become a car insurance agent?

In most states, working as a car insurance agent requires having a state license for selling insurance products. Generally, this process involves taking classes and earning a passing score on a licensing exam. Some agencies may allow individuals to shadow or assist current agents while working on their licensing requirements.

How do car insurance agents get paid?

Most car insurance agents are paid on a commission basis. This means they receive a percentage of the amount their clients pay for their insurance coverage. Some agents may also earn a flat salary. Commissions range from 5% to 20%, on average, but this can vary based on the company or policy type.

How much do car insurance agents make?

Car insurance agent earnings depend on commission percentages, any base salary in addition to commission, sales proficiency, and sales experience. According to the Bureau of Labor Statistics, the average insurance sales agent makes around $52,000 per year. This may vary from state to state and company to company.

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