Best Mortgage Refinance Companies in Ogden

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Great American Lending logo
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License Verified:

License: 201546

Nationwide Multistate Licensing System and Registry

Great American Lending

2650 N 300 E St #220, North Ogden, UT 84414
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  • Reverse Mortgages

Business Description

Great American Lending caters to clients in and around Ogden. It aids people in achieving their financial objectives, whether they want to purchase properties or refinance a mortgage. The firm's mortgage specialists help clients determine their loan eligibility and guide them through the borrowing procedure. Great American Lending collaborates with a number of mortgage institutions to find the deal that best meets the demands of its clients. It has been in the industry for more than three decades.

License Verified:

License: 201546

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (25)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Great American Lending

One Point Mortgage logo
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License Verified:

License: 367926

Nationwide Multistate Licensing System and Registry

One Point Mortgage

Ogden, UT 84201
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  • New Construction

Business Description

One Point Mortgage is an Ogden-based brokerage that offers personalized mortgage products and loan origination services to residential and commercial borrowers in and around the area. It places a range of mortgages, from the ones for the self-employed to those for purchase, equity takeout, refinance, debt consolidation, and renewal. The brokerage specializes in cash-out refinancing and closes most loan applications within two weeks. One Point Mortgage is an equal opportunity lender and a member of the Association of Independent Mortgage Experts.

License Verified:

License: 367926

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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One Point Mortgage

Village Mortgage Inc. logo
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License Verified:

License: 91658

Nationwide Multistate Licensing System and Registry

Village Mortgage Inc.

3852 S Washington Blvd, South Ogden, UT 84403
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  • New Construction

Business Description

Village Mortgage Inc. is a locally owned and operated brokerage serving the residents of Ogden. It provides refinancing to help homeowners, home buyers, and real estate investors consolidate debt, lower interest rates, and alter mortgage terms. Its brokers connect borrowers with more than 30 lenders that offer conventional, reverse, and jumbo loans tailored to their income, assets, and credit. Village Mortgage has been in business since 1998. It provides a mortgage calculator to help clients project their potential expenses.

License Verified:

License: 91658

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (55)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit Website

Village Mortgage Inc.

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Frequently Asked Questions

What should you expect when refinancing a mortgage?

When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.

How often should you refinance your mortgage?

There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

Can you refinance a first mortgage and not a second?

You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

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