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Best Life Insurance Companies in Ogden

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2023
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A Insurance Agencies logo

A Insurance Agencies

6061 South 1900 West, Roy, UT 84067
  • Life Insurance

Business Description

A-Insurance Agencies is a full-service insurance company operating in Ogden. The firm possesses an extensive portfolio of personal and business insurance products, including life insurance plans. The company is affiliated with over a dozen providers that can deliver term life and permanent life coverage options. The team also offers additional lines of life insurance for buy-or-sell funding purposes. Owner and principal agent Roger Grow specializes in personal, commercial, and life insurance. He led the company's expansion to serve clients in Arizona, Idaho, and Utah.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (64)
Facebook
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Blackburn Jones Co. logo
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License Verified:

License: 412425

Utah Insurance Department

Blackburn Jones Co.

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905 24th Street, Ogden, UT 84401
  • Life Insurance

Business Description

Founded in 1920, Blackburn Jones Co. is an independent insurance agency serving clients in Ogden. It offers individual and group life insurance policies as well as coverage for long-term care and disabilities. Additionally, clients can avail of personal coverage options for auto, watercraft, real estate, and identity theft. The company also offers business insurance plans and solutions for specific industries such as alarm contractors, craft breweries, and prosthetics. Blackburn Jones Co. gives back to the community by supporting and donating to local organizations in Utah.

License Verified:

License: 412425

Utah Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.0 / 5 (25)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Cornerstone Insurance Agency logo
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License Verified:

License: 519115

Utah Insurance Department

Cornerstone Insurance Agency

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585 24th Street, Ogden, UT 84401
  • Life Insurance

Business Description

Cornerstone Insurance Agency provides life insurance policies for clients in Ogden and other surrounding cities. It understands the clients' budget, lifestyle, and financial goals and helps them choose the right coverage that fits their needs. It offers whole life and term life insurance as well as child life and long-term care policies. The agency also provides protection for a client's home through homeowners', condo, and renters' insurance. For automobile owners, it offers comprehensive, collision, and liability coverage.

License Verified:

License: 519115

Utah Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (78)
Facebook
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Craig Speechly logo
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License Verified:

License: 33037

Utah Insurance Department

Craig Speechly

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3619 Brinker Avenue, Ogden, UT 84403
  • Life Insurance
  • Health Insurance

Business Description

Craig Speechly is a State Farm insurance agent who has been serving the Ogden and Weber County area for over four decades. He started his career in 1978. Together with his State Farm team, they bring over 100 years of combined experience in serving insurance policyholders and offering products, such as auto, business, health, home, pet, and life insurance. Some of their other offerings are mutual funds, banking services, and annuities.

License Verified:

License: 33037

Utah Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
4.0 / 5 (35)
Facebook
5.0 / 5 (2)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Garry Hoxer logo
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License Verified:

License: 31675

Utah Insurance Department

Garry Hoxer

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5790 Harrison Boulevard, Ogden, UT 84403
  • Life Insurance
  • Health Insurance

Business Description

Garry Hoxer is a State Farm insurance agent serving personal and commercial clients in the Ogden area. He offers term, whole, and universal life insurance policies to help clients secure the future of their families. Additionally, his team can provide risk management solutions for health and pets as well as for personal properties, such as auto, real estate, jewelry, and sports equipment. Hoxer provides business insurance options, such as commercial auto policy and workers’ compensation. Services for banking and annuities are also available.

License Verified:

License: 31675

Utah Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Heiner's Insurance Center logo
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License Verified:

License: 1426

Utah Insurance Department

Heiner's Insurance Center

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606 Washington Boulevard, Ogden, UT 84404
  • Life Insurance
  • Health Insurance
  • Individual Plans
  • Group Plans
  • Whole Life Insurance
  • Long Term Care
  • Term Life Insurance

Business Description

Heiner's Insurance Center is a multi-line agency that assists individuals and businesses in Ogden. Its team customizes policies according to clients' individual lifestyles, and the agents furnish various types of protection plans, including life insurance which has different types, namely variable life, term life, and long-term care. Health, home, flood, vacant dwelling, and classic car insurance are among the other products they offer. Heiner's Insurance Center maintains a challenging work environment to motivate its team to commit to industry-standard performance.

License Verified:

License: 1426

Utah Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.8
Google
3.0 / 5 (31)
Facebook
5.0 / 5 (2)
Yelp
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Jay Carnahan logo
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License Verified:

License: 370303

Utah Insurance Department

Jay Carnahan

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2572 East South Weber Drive, South Weber, UT 84405
  • Life Insurance
  • Health Insurance

Business Description

Jay Carnahan is an insurance agent who has been working with StateFarm Insurance for 10 years. Serving the residents and businesses of Ogden, Jay offers a selection of insurance products, including life, auto, home, and property insurance. He helps his clients obtain suitable coverages and walks them through the insurance process. With over 30 years of collective experience, his team assists small business owners and provides commercial insurance. Moreover, Jay's office handles residential relocations in Davis County.

License Verified:

License: 370303

Utah Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (98)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Just Protect Insurance logo
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License Verified:

License: 637660

Utah Insurance Department

Just Protect Insurance

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2120 North Washington Road Boulevard, Ogden, UT 84414
  • Life Insurance

Business Description

Just Protect Insurance is a local brokerage that caters to Ogden. It offers life insurance products from numerous companies to give its clients the right financial coverage they need. The brokerage was founded by Jesse Porch and is backed by five years of insurance industry experience. It is also a member of the Trusted Choice Insurance Carriers and the SIAA. In addition, it strives to provide a personalized and professional process and updated technology to offer a fast and hassle-free experience to its customers.

License Verified:

License: 637660

Utah Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (10)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Keyes Insurance Services, Inc. logo
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License Verified:

License: 396592

Utah Insurance Department

Keyes Insurance Services, Inc.

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5075 1500 West, Riverdale, UT 84405
  • Life Insurance

Business Description

Keyes Insurance Services, Inc., is an independent agency serving individuals, families, and business owners in the Ogden metro. It has been providing insurance solutions for over 25 years. The company helps clients acquire life insurance plans as well as health and home coverages. It also offers disability, business liability, and workers' compensation insurance. Its insurance specialists have 50 years of combined industry experience. They work with more than 40 insurance companies in creating policies tailored to clients' personal needs.

License Verified:

License: 396592

Utah Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Facebook
4.0 / 5 (7)
Google
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
McKay Bybee logo
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License Verified:

License: 293831

Utah Insurance Department

McKay Bybee

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3384 West 4600 South, West Haven, UT 84401
  • Life Insurance
  • Health Insurance

Business Description

McKay Bybee has been a State Farm agent since 2006 providing insurance packages in the Ogden area. He specializes in helping families choose the right life insurance package that meets their individual needs. McKay also offers retirement and financial services, as well as auto, fire, and business insurance. McKay takes a competitive approach to help his clients, most of whom are relocating families, make wise financial decisions for their future.

License Verified:

License: 293831

Utah Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (80)
Facebook
5.0 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Nate Cressall Agency logo
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License Verified:

License: 291541

Utah Insurance Department

Nate Cressall Agency

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1638 North Washington Boulevard, North Ogden, UT 84414
  • Life Insurance
  • Health Insurance

Business Description

Nate Cressall Agency is an insurance firm that caters to clients in Ogden and the surrounding areas. It offers term life, ​cash value term life, whole life, and ​indexed universal life insurance policies. It also carries auto, property, and supplemental insurance packages, including cancer, accident, and short-term disability insurance. In addition, Nate Cressall Agency provides classroom funding and retirement planning services, as well as student loan solutions. Its team is led by its owner, Nathan Cressall, who speaks English and Spanish.

License Verified:

License: 291541

Utah Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (23)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
R & R Group Inc. logo
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License Verified:

License: 98030

Utah Insurance Department

R & R Group Inc.

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5319 South 500 East, Washington Terrace, UT 84405
  • Life Insurance

Business Description

R & R Group, Inc. has been providing financial services to clients in Ogden and the surrounding areas for more than 38 years. It offers life insurance solutions, including individual and group life plans. The company also carries home, auto, disability, health, and commercial insurance products. It manages other services, including estate planning, income strategy, and beneficiary reviews. Robin Stanzione, the company's president and CEO, has over a decade of experience in finance.

License Verified:

License: 98030

Utah Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Sessions Insurance logo
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License Verified:

License: 652957

Utah Insurance Department

Sessions Insurance

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585 24th Street, Ogden, UT 84401
  • Life Insurance

Business Description

Sessions Insurance is an independent agency helping clients with insurance needs in Ogden, Bountiful, Provo, St. George, and the surrounding areas. The company provides life insurance, as well as policies for automobiles, homeowners, and businesses. Sessions Insurance also represents a variety of insurance carriers, like Pacific Life, Banner Life, Lincoln, New York Life, Safeco Insurance, and Progressive. Its founder, Haydn Sessions, has been in the industry for four years after realizing his mission to help people lead a secured future.

License Verified:

License: 652957

Utah Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (44)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Tate Secrist logo
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License Verified:

License: 243134

Utah Insurance Department

Tate Secrist

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2271 North Washington Boulevard, North Ogden, UT 84414
  • Life Insurance

Business Description

Tate Secrist is a Farm Bureau insurance agent who has been serving clients in Ogden and the surrounding communities for almost 10 years. He offers whole life and indexed universal life insurance policies, as well as 10-year to 30-year level, increasing, income guard, and return of premium term life insurance plans. He also provides other insurance programs such as auto, home, property, farm, and ranch insurance. In addition, Tate is licensed to operate in Utah and Idaho.

License Verified:

License: 243134

Utah Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (161)
Facebook
4.9 / 5 (1)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Insurance Center, LLC logo
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License Verified:

License: 102913

Utah Insurance Department

The Insurance Center, LLC

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1741 North 2000 West, Farr West, UT 84404
  • Life Insurance
  • Health Insurance

Business Description

The Insurance Center, LLC is a life insurance firm that serves clients from Ogden and nearby areas. The company provides term life and whole life insurance plans and a wide range of coverage options that depend on various factors, like potential earnings and clients' number of children. In addition to life insurance, plans for renters and vehicles are available. The Insurance Center has been serving the community for more than 25 years.

License Verified:

License: 102913

Utah Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (50)
Facebook
4.0 / 5 (24)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Trevor Murray logo

License Verified:

License: 209602

Utah Insurance Department

Trevor Murray

1812 North 2000 West, Farr West, UT 84404
  • Life Insurance

Business Description

Trevor Murray is an insurance agent serving clients in Ogden. He is a financial services specialist representing American National, an insurance company providing clients with a wide selection of insurance coverages. Trevor carries over 17 years of experience in the industry, specializing in providing life insurance coverage, such as term and whole life, designed to protect the clients' assets and financial goals. He has received several industry awards, including the 2020 Presidents Club. Moreover, he is a NAIFA member.

License Verified:

License: 209602

Utah Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.0 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

  • How does life insurance work?

    The details of how life insurance works depend on your individual plan, but the basics are as follows: 

    • You pay a premium to purchase the insurance. Typically the premium is paid monthly, but it could be rolled into quarterly, bi-annual, or annual payments. 
    • As long as you are meeting or have met premium obligations, if you pass away, the insurance company makes the agreed-upon payment to the beneficiaries you designated. 
    • Beneficiaries usually have to provide the insurance company with a death certificate to receive their payments.
  • How much is life insurance?

    The cost of life insurance ranges widely. Term life insurance can cost as little as a few dollars a day, and whole life insurance can cost thousands per month on the high end. Factors that impact the cost of your life insurance include whether you're choosing term life insurance or whole life insurance, your age, how much coverage you want, your overall health, and your gender.

  • Is life insurance taxable?

    Life insurance proceeds are the funds paid via your plan to your beneficiaries if you pass away. These are also called death benefits. Typically, these are not considered income for taxes. If you take out cash value from a whole life insurance investment and the amount exceeds how much you paid in premiums, the difference may be considered taxable income.


  • Can I buy health insurance that is not Obamacare?

    When people say "Obamacare insurance," they typically mean insurance within the health insurance marketplace. You can get health insurance outside of the marketplace by going through your employer, choosing COBRA coverage if you leave your job, or buying a short-term health insurance policy through an insurance agent. ACA-compliant plans meet all the benefits and coverage requirements of the Affordable Care Act. But you may be able to find supplemental or short-term coverage that simply provides peace of mind for major medical expenses.

  • Can I buy health insurance anytime?

    To buy health insurance in the marketplace, you must purchase it within open or special enrollment periods. But you can purchase short-term coverage to bridge the gap between now and the next open enrollment period. These plans are meant to be used for less than a year. You can purchase them online or via insurance agents, but they may not be ACA-compliant.