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Best Life Insurance Companies in Ogden

2024

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Providers

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Website
606 Washington Boulevard, Ogden, UT 84404
  • Life Insurance
  • Health Insurance
  • Individual Plans
  • Group Plans
  • Whole Life Insurance
  • Long Term Care
  • Term Life Insurance

Why choose this provider?

Heiner's Insurance Center is a multi-line agency that assists individuals and businesses in Ogden. Its team customizes policies according to clients' individual lifestyles, and the agents furnish various types of protection plans, including life insurance which has different types, namely variable life, term life, and long-term care. Health, home, flood, vacant dwelling, and classic car insurance are among the other products they offer. Heiner's Insurance Center maintains a challenging work environment to motivate its team to commit to industry-standard performance.

License Verified:

License: 1426

Utah Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.1
Google
3.0 / 5 (31)
Facebook
5.0 / 5 (2)
Yelp
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5075 1500 West, Riverdale, UT 84405
  • Life Insurance

Why choose this provider?

Keyes Insurance Services, Inc., is an independent agency serving individuals, families, and business owners in the Ogden metro. It has been providing insurance solutions for over 25 years. The company helps clients acquire life insurance plans as well as health and home coverages. It also offers disability, business liability, and workers' compensation insurance. Its insurance specialists have 50 years of combined industry experience. They work with more than 40 insurance companies in creating policies tailored to clients' personal needs.

License Verified:

License: 396592

Utah Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Facebook
4.0 / 5 (7)
Google
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
585 24th Street, Ogden, UT 84401
  • Life Insurance

Why choose this provider?

Sessions Insurance is an independent agency helping clients with insurance needs in Ogden, Bountiful, Provo, St. George, and the surrounding areas. The company provides life insurance, as well as policies for automobiles, homeowners, and businesses. Sessions Insurance also represents a variety of insurance carriers, like Pacific Life, Banner Life, Lincoln, New York Life, Safeco Insurance, and Progressive. Its founder, Haydn Sessions, has been in the industry for four years after realizing his mission to help people lead a secured future.

License Verified:

License: 652957

Utah Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (44)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3619 Brinker Avenue, Ogden, UT 84403
  • Life Insurance
  • Health Insurance

Why choose this provider?

Craig Speechly is a State Farm insurance agent who has been serving the Ogden and Weber County area for over four decades. He started his career in 1978. Together with his State Farm team, they bring over 100 years of combined experience in serving insurance policyholders and offering products, such as auto, business, health, home, pet, and life insurance. Some of their other offerings are mutual funds, banking services, and annuities.

License Verified:

License: 33037

Utah Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (35)
Facebook
5.0 / 5 (2)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2271 North Washington Boulevard, North Ogden, UT 84414
  • Life Insurance

Why choose this provider?

Tate Secrist is a Farm Bureau insurance agent who has been serving clients in Ogden and the surrounding communities for almost 10 years. He offers whole life and indexed universal life insurance policies, as well as 10-year to 30-year level, increasing, income guard, and return of premium term life insurance plans. He also provides other insurance programs such as auto, home, property, farm, and ranch insurance. In addition, Tate is licensed to operate in Utah and Idaho.

License Verified:

License: 243134

Utah Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (161)
Facebook
4.9 / 5 (1)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3384 West 4600 South, West Haven, UT 84401
  • Life Insurance
  • Health Insurance

Why choose this provider?

McKay Bybee has been a State Farm agent since 2006 providing insurance packages in the Ogden area. He specializes in helping families choose the right life insurance package that meets their individual needs. McKay also offers retirement and financial services, as well as auto, fire, and business insurance. McKay takes a competitive approach to help his clients, most of whom are relocating families, make wise financial decisions for their future.

License Verified:

License: 293831

Utah Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (80)
Facebook
5.0 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
905 24th Street, Ogden, UT 84401
  • Life Insurance

Why choose this provider?

Founded in 1920, Blackburn Jones Co. is an independent insurance agency serving clients in Ogden. It offers individual and group life insurance policies as well as coverage for long-term care and disabilities. Additionally, clients can avail of personal coverage options for auto, watercraft, real estate, and identity theft. The company also offers business insurance plans and solutions for specific industries such as alarm contractors, craft breweries, and prosthetics. Blackburn Jones Co. gives back to the community by supporting and donating to local organizations in Utah.

License Verified:

License: 412425

Utah Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (25)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
5790 Harrison Boulevard, Ogden, UT 84403
  • Life Insurance
  • Health Insurance

Why choose this provider?

Garry Hoxer is a State Farm insurance agent serving personal and commercial clients in the Ogden area. He offers term, whole, and universal life insurance policies to help clients secure the future of their families. Additionally, his team can provide risk management solutions for health and pets as well as for personal properties, such as auto, real estate, jewelry, and sports equipment. Hoxer provides business insurance options, such as commercial auto policy and workers’ compensation. Services for banking and annuities are also available.

License Verified:

License: 31675

Utah Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1741 North 2000 West, Farr West, UT 84404
  • Life Insurance
  • Health Insurance

Why choose this provider?

The Insurance Center, LLC is a life insurance firm that serves clients from Ogden and nearby areas. The company provides term life and whole life insurance plans and a wide range of coverage options that depend on various factors, like potential earnings and clients' number of children. In addition to life insurance, plans for renters and vehicles are available. The Insurance Center has been serving the community for more than 25 years.

Attorney Information

Attorney NamesExperience
Shawn Iverson - Principal12 yrs

License Verified:

License: 102913

Utah Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
5.0 / 5 (50)
Facebook
4.0 / 5 (24)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1812 North 2000 West, Farr West, UT 84404
  • Life Insurance

Why choose this provider?

Trevor Murray is an insurance agent serving clients in Ogden. He is a financial services specialist representing American National, an insurance company providing clients with a wide selection of insurance coverages. Trevor carries over 17 years of experience in the industry, specializing in providing life insurance coverage, such as term and whole life, designed to protect the clients' assets and financial goals. He has received several industry awards, including the 2020 Presidents Club. Moreover, he is a NAIFA member.

License Verified:

License: 209602

Utah Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
5319 South 500 East, Washington Terrace, UT 84405
  • Life Insurance

Why choose this provider?

R & R Group, Inc. has been providing financial services to clients in Ogden and the surrounding areas for more than 38 years. It offers life insurance solutions, including individual and group life plans. The company also carries home, auto, disability, health, and commercial insurance products. It manages other services, including estate planning, income strategy, and beneficiary reviews. Robin Stanzione, the company's president and CEO, has over a decade of experience in finance.

License Verified:

License: 98030

Utah Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
585 24th Street, Ogden, UT 84401
  • Life Insurance

Why choose this provider?

Cornerstone Insurance Agency provides life insurance policies for clients in Ogden and other surrounding cities. It understands the clients' budget, lifestyle, and financial goals and helps them choose the right coverage that fits their needs. It offers whole life and term life insurance as well as child life and long-term care policies. The agency also provides protection for a client's home through homeowners', condo, and renters' insurance. For automobile owners, it offers comprehensive, collision, and liability coverage.

License Verified:

License: 519115

Utah Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (78)
Facebook
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1638 North Washington Boulevard, North Ogden, UT 84414
  • Life Insurance
  • Health Insurance

Why choose this provider?

Nate Cressall Agency is an insurance firm that caters to clients in Ogden and the surrounding areas. It offers term life, ​cash value term life, whole life, and ​indexed universal life insurance policies. It also carries auto, property, and supplemental insurance packages, including cancer, accident, and short-term disability insurance. In addition, Nate Cressall Agency provides classroom funding and retirement planning services, as well as student loan solutions. Its team is led by its owner, Nathan Cressall, who speaks English and Spanish.

License Verified:

License: 291541

Utah Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (23)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2572 East South Weber Drive, South Weber, UT 84405
  • Life Insurance
  • Health Insurance

Why choose this provider?

Jay Carnahan is an insurance agent who has been working with StateFarm Insurance for 10 years. Serving the residents and businesses of Ogden, Jay offers a selection of insurance products, including life, auto, home, and property insurance. He helps his clients obtain suitable coverages and walks them through the insurance process. With over 30 years of collective experience, his team assists small business owners and provides commercial insurance. Moreover, Jay's office handles residential relocations in Davis County.

License Verified:

License: 370303

Utah Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (98)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2120 North Washington Road Boulevard, Ogden, UT 84414
  • Life Insurance

Why choose this provider?

Just Protect Insurance is a local brokerage that caters to Ogden. It offers life insurance products from numerous companies to give its clients the right financial coverage they need. The brokerage was founded by Jesse Porch and is backed by five years of insurance industry experience. It is also a member of the Trusted Choice Insurance Carriers and the SIAA. In addition, it strives to provide a personalized and professional process and updated technology to offer a fast and hassle-free experience to its customers.

License Verified:

License: 637660

Utah Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (10)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6061 South 1900 West, Roy, UT 84067
  • Life Insurance

Why choose this provider?

A-Insurance Agencies is a full-service insurance company operating in Ogden. The firm possesses an extensive portfolio of personal and business insurance products, including life insurance plans. The company is affiliated with over a dozen providers that can deliver term life and permanent life coverage options. The team also offers additional lines of life insurance for buy-or-sell funding purposes. Owner and principal agent Roger Grow specializes in personal, commercial, and life insurance. He led the company's expansion to serve clients in Arizona, Idaho, and Utah.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (64)
Facebook
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • What are the top benefits of having life insurance in Ogden?

    Life insurance can help cover expenses like funerals, debts, and daily living costs after a policyholder's death, easing the emotional and financial burden on loved ones during a difficult time. It can also serve as an essential estate planning tool in Ogden, enabling individuals to leave legacies to their beneficiaries.

  • How does group life insurance work in Ogden?

    Group life insurance in Ogden is vital to an employer's benefits package, offering valuable coverage for employees and their families. Employers get tax benefits and affordable protection for their workforce, which can boost productivity and loyalty. In other words, group life insurance safeguards employees and their families financially while benefiting businesses.

  • How can disability insurance provide assistance to people in Ogden?

    Disability insurance in Ogden helps people who cannot work due to sickness or injury. It covers part of their income, usually 50-70%, so they can pay their bills and support their families without falling into debt. The policy terms vary, like a two or five-year plan, and benefits only apply if the disability happens during that time.

  • What are the limitations or exclusions of permanent life insurance in Ogden?

    If you are considering buying permanent life insurance in Ogden, it's crucial to understand the policy's limitations. These are called the contestability clause and the suicide clause. The contestability clause means the insurance company may not pay the death benefit if you lie on your life insurance application. On the other hand, the suicide clause means that if you commit suicide within two years of buying this policy, the insurance company may not pay out the death benefit.

  • What options do you have when your term insurance expires in Ogden?

    When your term life insurance in Ogden is nearing expiration, you can renew your plan and extend your policy with a new term that maintains the same benefit amount. You can also convert your term policy into a permanent one, ensuring lifelong coverage with the same benefit. Lastly, you can terminate the policy because you no longer require coverage or prefer to allocate your resources differently.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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