Expertise.com

2024

Last updated:

Best Local Car Insurance Agencies in Layton

Our Recommended Top 10

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Layton Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

48Reviewed

32Curated

10Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
262 North University Avenue, Farmington, UT 84025
  • Multiple Carriers

Why choose this provider?

Choice Plus Insurance offers personal and business insurance products in the Layton area. This agency helps car owners understand auto insurance terms and guides clients on necessary factors such as liability limits and optional coverage types. Its insurance agents walk clients through coverage packages, such as medical payments, liability, collision, and comprehensive coverage options. Policyholders can also receive financial compensation for personal injury and damages due to uninsured motorists. Choice Plus Insurance also offers insurance solutions for antique cars.

License Verified:

License: 415053

Utah Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (9)
Google
5.0 / 5 (2)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1992 Antelope Drive, Layton, UT 84041
  • RV & Motorhome
  • Home & Auto Insurance

Why choose this provider?

Taylor & Walker Insurance Group is an independent local agency that provides Layton drivers with customized automobile insurance plans. Its specialists bring around 40 years of combined industry experience to deliver a variety of personalized insurance services. Customers are provided with several coverage options that can be combined into a single insurance plan to give them the protection that they need. Some of these options offer coverage for liabilities, collision, roadside assistance, personal injury protection, and medical payments.

License Verified:

License: 451915

Utah Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (20)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
459 North 300 West, Kaysville, UT 84037
  • Multiple Carriers

Why choose this provider?

Full Spectrum Insurance provides car insurance policies to vehicle owners in Layton. The firm's professional associates source quotes from dozens of insurance carriers to make the selection process easier for the clients. Auto insurance policies available usually cover property damage, liability, and medical expenses. Motorists have the option to add other types of protection that are not required by the state. Full Spectrum Insurance also provides assistance to individuals looking to insure their recreational vehicles.

License Verified:

License: 221841

Utah Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
282 Main Street, Layton, UT 84041
  • Multiple Carriers

Why choose this provider?

Schroader Blackley Insurance is a Layton-based company that provides auto insurance solutions to residents in the metro. It adopts the independent agency model, which allows it to tie up with various insurance providers nationwide and offer a wider range of insurance products and packages. It writes auto insurance policies that include both collision and comprehensive coverage, as well as financial protection for vehicle damages, property damages, and personal injury liabilities.

License Verified:

License: 536284

Utah Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (4)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.5
Responsiveness
Friendliness
Helpfulness
Detail

Website
101 North Fort Lane, Layton, UT 84041
  • Home & Auto Insurance
  • Boat Insurance

Why choose this provider?

Mountain Ridge Insurance Group is an independent agency based in Layton that represents with various carriers as Bear River Mutual, Central Mutual, And Acuity. It offers auto insurance that covers repair expenses following an accident, vandalism, or theft. Its insurance agents also help individuals get a policy for protection against uninsured or underinsured motorists, personal injuries, and medical payments. Mountain Ridge Insurance Group offers other insurance products such as homeowners, renters, life, and commercial. It is owned by Matt Holbrook and Rick Koci, who carry years of industry experience.

License Verified:

License: 402171

Utah Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (77)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
22 East 200 North, Farmington, UT 84025
  • Multiple Carriers
  • Motorcyle & ATV
  • Boats
  • RV & Motorhome
  • Bundling Option

Why choose this provider?

Thomas Jones Insurance Agency started in 2001 and serves clients in Layton. The company provides policy plans for automobile insurance, working with tenured businesses like State Auto and Travellers Insurance. Its agents compare different options and point out special features like vehicular repair and theft coverage. It also helps clients file claims, assessments, and policy changes. Its founder, Thomas Jones, has been working in insurance for over two decades. Previous clients praise him for being informative and quick to respond.

License Verified:

License: 351962

Utah Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (29)

Website
47 South 100 East, Farmington, UT 84025
  • Bundling Option

Why choose this provider?

A State Farm insurance agent, Mike Rowan offers auto, business, health, home, life, and renters' insurance to the Layton community. He aims to help people protect themselves, their investments, and their future by presenting them with suitable insurance solutions. Rowan opened his own State Farm Insurance agency in 2017 after nine years of only providing his assistance to other State Farm agents as a field consultant. He and his team serve Farmington City and the whole of Davis County.

License Verified:

License: 227649

Utah Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (16)
Facebook
5.0 / 5 (5)

Website
461 North Main Street, Kaysville, UT 84037
  • Boats
  • Motorcyle & ATV

Why choose this provider?

A Insurance Agencies in Kaysville offers various risk management solutions for Layton residents, including car insurance which may include liability, medical payments, and collision coverage. In addition, its team of agents can furnish policies that reimburse losses in case the policyholder gets injured by an uninsured driver. They work with different providers like The Hartford and Hagerty, allowing them to access a wide range of protection plans. A Insurance Agencies is committed to educating clients on their risk management options.

License Verified:

License: 425305

Utah Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (76)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2307 North Hill Field Road, Layton, UT 84041
  • Bundling Option
  • Home & Auto Insurance

Why choose this provider?

Stratford Insurance Group is a multi-line agency based in Layton. It offers a full range of products, including auto insurance, and its agents can also customize protection plans for owners of motorcycles, boats, and recreational vehicles. They utilize a collaborative approach that involves learning about clients' concerns and providing recommendations accordingly. Stratford Insurance Group started out as a four-employee team in 2004. It was founded by lifelong Utah resident, Val Stratford, who has two decades of industry experience.

License Verified:

License: 103899

Utah Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (219)
Facebook
5.0 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
778 East 700 South, Clearfield, UT 84015
  • RV & Motorhome
  • Motorcyle & ATV

Why choose this provider?

The Bon Agency Insurance is an independent insurance agency based in Clearfield that services the nearby Layton metro. The company is committed to delivering efficient and friendly services and has another office in Casper to better reach clients. It writes auto insurance policies that prevent clients from experiencing significant financial losses and inconvenience caused by a lack of transportation. Coverage includes protection from liabilities, property damages, medical payments, and physical damages.

License Verified:

License: 307263

Utah Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • What are the minimum coverage requirements for local car insurance in Layton?

    The minimum coverage requirements for local car insurance in Layton are the same as those in the state of Utah, which include 25,000 dollars per person in liability coverage for bodily injury. For liability insurance for bodily injury per incident, 65,000 dollars is the minimum. The state also requires 15,000 dollars per incident in property damage liability and 3,000 dollars per person in personal injury protection or PIP.

  • Is the PIP coverage required of Layton local car insurance policyholders unique?

    On the state level, the PIP coverage required of Layton local car insurance policyholders is unique. Utah’s specifications regarding PIP are different because it pays for various costs, including lost wages and medical costs incurred due to victims’ injuries. It also covers household replacement services, which include tasks in the home that victims would have finished themselves but have been prevented from doing so. PIP covers the expense of hiring professionals to finish these tasks.

  • Who do local car insurance companies in Layton consider to be a high-risk driver?

    Insurance companies in Layton consider drivers to have a high probability of making claims if they:

    • Have a history of car accidents, DUIs, or speeding tickets.
    • Have a low credit score.
    • Have a car with a poor safety rating.
    • Are under 25 years old.
    • Drive a car that is easily damaged or prone to theft.
    • Live in an area with high crime rates and traffic accidents.
    • Drive their car frequently.
  • What is a Layton salvage title, and can it have local car insurance?

    A salvage title in Layton is assigned to a vehicle that cannot have local car insurance because it has already been classified as a total loss, even if its owner decides to retain or sell it. If a car has a salvage title, this means that it is no longer roadworthy and may not be legally insured or driven.

  • What situations are typically not covered by local car insurance in Layton?

    Some situations that local car insurance in Layton usually does not cover include:

    • Natural disasters, such as floods, mudslides, and earthquakes.
    • Damage due to hitting an animal on the road.
    • Damage due to wear and tear and poor upkeep.
  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.