Expertise.com

2024

Last updated:

Best Renter's Insurance Companies in Wichita Falls

Our Recommended Top 7

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Wichita Falls Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

44Reviewed

29Curated

7Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

2500 Shepherds Glen Ste A, Wichita Falls, TX 76308
WebsiteLicense: 894063

Expertise.com Rating

Review Sources

Google
5.0 (83)
Facebook
4.6 (21)

Why choose this provider?

Mike Morris operates a State Farm agency that has been serving clients in Wichita Falls since 1998. Morris and his team of insurance professionals help clients find coverage that matches their specific needs. They write policies for renters that may cover their damaged or stolen belongings like clothing and furniture. Additional living expenses may also be provided when the home is uninhabitable due to a covered loss. Morris qualified for the Million Dollar Round Table for Life Insurance and Financial Services in 2020.

  • Home and Auto Insurance

1401 Kemp Blvd., Wichita Falls, TX 76309
WebsiteLicense: 2390222

Expertise.com Rating

Review Sources

Google
4.5 (91)

Why choose this provider?

Mark Inman Insurance Agency provides risk management solutions in the Wichita Falls metro. Serving families and individuals, the independent company offers a range of personal insurance products, which include renters' coverages. It aims to protect policyholders from financial losses caused by unforeseen events like natural disasters and theft. Its agents also help clients acquire homeowners', automobile, and motorcycle insurance. They work with more than 25 carriers, including Dairyland, Travelers, and Safeco. Mark Inman Insurance Agency has been in business for over 30 years.

  • Multiple Policy Types

2106 9th Street, Wichita Falls, TX 76301
WebsiteLicense: 983269

Expertise.com Rating

Review Sources

Google
5.0 (23)

Why choose this provider?

Since 2001, Morris Stone has been providing financial solutions to clients in Wichita Falls. He works with the insurance firm State Farm to deliver renter's insurance products for tenants looking to protect their personal belongings. Stone deals with other insurance solutions, including business, life, and health insurance. He also provides auto insurance services and advises clients on coverage options like collision insurance. Before becoming an insurance agent, Stone served as a trainer with State Farm, educating agents on health insurance products for over two years.

  • Multiple Policy Types

3901 Wayne Avenue, Wichita Falls, TX 76308
WebsiteLicense: 2103965

Expertise.com Rating

Review Sources

Google
5.0 (247)
Facebook
5.0 (19)

Why choose this provider?

Kenneth Cluley is a State Farm insurance agent that offers a broad range of products for individuals and businesses in Wichita Falls and neighboring areas. His insurance product offerings include those for homes and properties, life, business, auto, and health. Whether it is a condominium, apartment, or rental home, Kenneth provides renters' insurance to protect personal belongings like electronics, appliances, furniture, and clothing in the rented place. As a Wichita Falls native, he understands the insurance needs of his community.

  • Multiple Policy Types
  • Home and Auto Insurance

4511 Southwest Pkwy, Wichita Falls, TX 76308​
WebsiteLicense: 1649617

Expertise.com Rating

Review Sources

Google
4.6 (15)
Yelp
1.0 (1)

Why choose this provider?

Morris Insurance Agency, LLC, is a family-owned business serving clients in Wichita Falls and its surrounding areas. It offers renters' insurance policies with the aim of helping renters get coverage for possible personal property losses caused by theft, fire, and vandalism. The agency also provides home, life, and flood insurance plans, as well as auto, ATV, and motorcycle coverages. The company's insurance carriers include Progressive and Germania Insurance. Clients can use its website as a resource.

  • Multiple Policy Types

1100 8th Street, Wichita Falls, TX 76301
WebsiteLicense: 9630

Expertise.com Rating

Review Sources

Facebook
5.0 (36)
Google
5.0 (4)

Why choose this provider?

Barnard Insurance Group is an independent brokerage serving residents and businesses in Wichita Falls since 1930. It offers a range of risk management solutions, including insurance for renters and homeowners. Policies for landlords, condominiums, and townhomes are also available. In addition, the brokerage provides life and health insurance, commercial property coverage, and general liability. Policy buyers can utilize the brokerage's Our Beyond Insurance® program to identify, understand, implement, and monitor their risk management strategies.

  • Multiple Policy Types

250 S Main St, Jacksboro, TX 76458
WebsiteLicense: 2285708

Expertise.com Rating

Review Sources

Facebook
4.3 (93)
Yelp
4.8 (74)
Google
3.9 (13)

Why choose this provider?

Kara Hutton is an American National insurance agent that serves clients in Wichita Falls and nearby areas. She offers renters' insurance with customizable coverage, protecting personal properties and covering expenses for relocation and content replacement. The plans may cover damages from fires, burglary, vandalism, medical liability, and identity theft. In addition, she can provide a wide range of risk management solutions for life, annuities, farms, and businesses. Kara has been named as a member of the Career Club 2018.

  • Home and Auto Insurance

FAQs

  • Are renters in Wichita Falls advised to purchase flood insurance in addition to their renters insurance?

    Texas law advises Wichita Falls tenants that standard renters' insurance does not cover flood damage and encourages them to consider additional flood coverage. While renters' insurance covers fire, theft, and certain water damages, it excludes flood losses. Renters concerned about flood risks can acquire separate flood policies through agents or the National Flood Insurance Program.

  • How frequently should Wichita Falls residents re-evaluate their renters insurance options?

    Residents in Wichita Falls should assess their renters insurance annually before their current policy expires, as there are no penalties for switching insurers. This practice ensures they get the best renters insurance rates and coverage options available. Additionally, bundling renters insurance with an existing car insurance policy may provide a discount.

  • In Wichita Falls, which natural hazards are not covered by standard renters insurance policies?

    Standard renters insurance policies in Wichita Falls usually do not cover damage to personal property brought on by earthquakes or floods. Local natural disasters like hurricanes, storms, and fires should be known to residents, who are also recommended to speak with their insurance brokers about policies that cover these kinds of events.

  • Should Wichita Falls residents consider extra insurance coverage for collectibles?

    Collectors in Wichita Falls who buy antiques or rare cards often require extra insurance coverage because their renters policies might not cover these kinds of items in full. They should let their insurer know about their collections and may look for a specialized provider to guarantee complete protection. To properly modify policy limits and expedite claims, appraisals and receipts must be maintained current and safe. Additional coverage may have lower deductibles and cover damages of all kinds, including flood-related ones.

  • Does renters insurance in Wichita Falls provide coverage for hurricane-related damages?

    Renters insurance in Wichita Falls generally covers damage from windstorms, fire, hail, or lightning caused by a hurricane but usually excludes flood or storm surge water damage. When a claim is filed post-hurricane, the insurance company will discern damages attributable to covered perils from those due to excluded water damage. Renters should review their policies for specific coverage details concerning natural disasters.

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