John Leonard, PLLC is a law firm that has been serving Wichita Falls and the surrounding areas since 2006. The bankruptcy attorneys at the firm represent creditors and debtors in chapters 7, 11, 12, and 13. They offer legal advice and representation at a fair cost to individuals, small and large businesses, and non-profit organizations. John Leonard, the firm's founding attorney, is Board-certified by the Texas Board of Legal Specialization in Consumer and Business Bankruptcy Law.
900 8th Street, Wichita Falls, TX 76301
Wichita Falls, TX 76301
Law Office of Gregory A Ross PC has offered legal solutions for bankruptcy matters for clients in Wichita Falls for over 28 years. Lawyer Gregory A Ross assists creditors and debtors in Chapter 7 and 13 cases, representing them during hearings in bankruptcy courts. He helps negotiate payment schedules and principal balance interest. Ross also assists creditors and debtors with cases surrounding foreclosures, garnishments, receiverships, and collection and creditor's rights. He is a member of the National Association of Consumer Bankruptcy Attorneys.
4245 Kemp Boulevard, Wichita Falls, TX 76308
Wichita Falls, TX 76308
Although possible, due to the damaging nature of bankruptcy, filing bankruptcy more than once isn't recommended. Filing multiple times puts a serious burden on one's credit report, making it harder to get a loan, buy a house, buy a car, or even open credit cards.
Note that filing for bankruptcy isn't something that can be done at a filer's leisure. There are time limits following bankruptcy cases that dictate when it's permissible to file again. For example, after Chapter 7 bankruptcy, filers must wait at least eight years before filing Chapter 7 again or four years before filing Chapter 13.