Expertise.com

2024

Last updated:

Best Pet Insurance Companies in Waco

Our Recommended Top 7

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Waco Pet Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

2495Reviewed

1499Curated

7Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

1617 N Valley Mills Dr, Waco, TX 76710
WebsiteLicense: 2527226

Expertise.com Rating

Review Sources

Google
4.6 (37)
Facebook
5.0 (1)

Why choose this provider?

Tim Sherwood is an Allstate insurance agent that helps individuals and families in Waco get their assets protected. He offers a wide variety of insurance plans, including pet health insurance policies that cover medical expenses in case of a cat or dog's serious health problem or injury and vet visits for routine wellness care. Other insurance products he offers include auto, home, condo, life, and business. Sherwood and his team provide their services in both English and Spanish.

  • Policy Bundle Discount

4 South 9th Street, Temple, TX 76501
WebsiteLicense: 1608026

Expertise.com Rating

Review Sources

Facebook
5.0 (86)
Google
4.6 (16)

Why choose this provider?

BKCW provides personal and business insurance to clients in Waco. The agency offers insurance that will help pay in the event of accidental injuries, poisonings, and illnesses of pets. It assists in selecting a policy based on the animal's age, health profile, and owner's budget. BKCW utilizes PIVOT to identify risk management strategies for individual and commercial clients. It has been recognized by the Independent Insurance Agents and Brokers of America as the Top Performing Agency for four different years.

  • Accident Only
  • Military Discount

2554 E Villa Maria Rd, Bryan, TX 77802
WebsiteLicense: 2140091

Expertise.com Rating

Review Sources

Facebook
4.9 (39)
Yelp
4.5 (3)

Why choose this provider?

Mynde Kessler is an insurance agent who offers various policies to individuals, families, and businesses in Waco. She provides pet insurance plans that protect clients from financial repercussions when their pets are involved in accidents resulting in lacerations and broken bones or fall ill due to diabetes, cancer, and allergies. Additionally, these plans cover physical rehabilitation, prescription medicines, and surgeries. She also carries other products, such as home, auto, life, and commercial insurance. Kessler brings over 24 years of experience working under Farmers Insurance.

  • Policy Bundle Discount

700 W 2nd Ave., Waco, TX 75110
WebsiteLicense: 944940

Expertise.com Rating

Review Sources

Google
4.7 (25)
Facebook
4.4 (12)

Why choose this provider?

Stewart Insurance Agency caters to cat and dog owners in Waco. It offers Safeco pet insurance plans which cover accidental injuries, illnesses, congenital conditions, behavioral therapy, and alternative medicine. Wellness coverage for preventative procedures, such as vaccinations and deworming, is also available. The independent insurance agency is able to compare policies from multiple carriers. Its agents work one-on-one with clients to understand their coverage requirements and find a package that meets them. Stewart Insurance Agency also offers commercial and personal insurance.

  • Policy Bundle Discount

1221 Hewitt Dr, Suite C, Waco, TX 76712
WebsiteLicense: 847978

Expertise.com Rating

Why choose this provider?

Matt Dill is a State Farm insurance agent who serves families and businesses in the Waco area. He assists with pet medical insurance policies for dogs and cats with Trupanion. He also offers term, whole, and universal life policies, individual medical coverage plans, and Medicare supplements. His agency has insurance plans to protect homeowners, renters, automobiles, collectibles, sports equipment, and businesses. Matt has been in the insurance industry for over 26 years. He handles out-of-state transfers.

2703 Osler Blvd, Bryan, TX 77802
WebsiteLicense: 2292562

Expertise.com Rating

Review Sources

Google
4.8 (49)
Facebook
5.0 (4)

Why choose this provider?

Courtney Boring is an insurance agent providing services to clients in Waco and the surrounding cities. She helps individuals apply for pet medical plans to protect their pets from future health conditions and treatments caused by illnesses or injuries. These plans cover dogs of different breeds, including huskies, poodles, and hounds, as well as ragdolls, shorthairs, tuxedos, and persians. In addition to pet medical, Courtney carries personal health, life, and disability insurance products. She also supports and volunteers at Amazing Grace Women’s Shelter.

  • Personal Property Insurance
  • Multiple Policy Types

Waco, TX 76712
WebsiteLicense: 2252408

Expertise.com Rating

Review Sources

Facebook
5.0 (6)

Why choose this provider?

Impact Financial is an independent insurance agency and broker serving individuals and families with pets in Waco and nearby locations since 2017. It offers pet insurance plans to protect pet owners from unforeseen veterinary costs associated with illnesses and accidents, as well as chronic, congenital, and hereditary conditions. Its agents — who are pet owners themselves — have access to more than 100 insurance carriers that they can approach to find the best coverage for clients' needs.

  • Accident Only
  • Policy Bundle Discount

FAQs

  • How does pet health insurance work in Waco?

    Pet health insurance plans in Waco reimburse pet parents for veterinary expenses, though some plans directly pay veterinarians who participate in the plan. Pet owners must submit receipts for reimbursement after paying the veterinarian. Coverage may exclude pre-existing conditions. Reimbursement percentages may vary based on the insurer's assessment of charges compared to standard fees for services or procedures.

  • What are the differences in pet insurance coverage available to animal owners in Waco?

    The variety of pet insurance coverages available to pet parents in Waco differs depending on whether congenital and hereditary conditions are covered. Coverages also differ on how the reimbursement is calculated, whether the deductible is on a per-incident or an annual basis, or whether caps are applied per incident, per year, or over the pet’s lifetime.

  • Which animals are covered by pet health insurance in Waco?

    In Waco, pet health insurance extends beyond dogs and cats. Pet plans also cover birds, rabbits, and horses. Accident-only plans are available to pet owners who feel assured about managing expenses related to vaccinations, tooth cleaning, and yearly checkups. Comprehensive coverage can be achieved by adding illness and wellness coverage.

  • Who benefits the most from pet insurance in Waco?

    Investing in pet insurance is a wise decision for Waco residents managing multiple pets, as they face higher veterinary costs. Pet plans are also advantageous for dog breeders, individuals who travel with their pets, and those who rescue stray animals to support shelters. Note that pet insurance is most beneficial for young and healthy pets.

  • Will the insurance premiums of Waco animal owners increase as their pets get older?

    Yes, as older pets are susceptible to illnesses, injuries, and degenerative conditions. The expenses associated with pet insurance in Waco may also rise due to the increasing use of new technologies in the treatment of domestic animals by veterinarians. An insurance claim history can affect the premiums for pet insurance, but some insurance companies do not consider this factor when assessing premiums.