Expertise.com

2024

Last updated:

Best Health Insurance Agencies in Waco

Our Recommended Top 10

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Waco Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

2493Reviewed

1499Curated

10Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

2012 Lake Air Drive, Waco, TX 76710
WebsiteLicense: 1026536
Website

Expertise.com Rating

Review Sources

Google
5.0 (5)
Facebook
5.0 (2)

Why choose this provider?

Lillard Financial & Insurance Services is an insurance business headquartered in Waco. Its independent insurance agent and advisor, Gil Lillard, founded the business in 1985. Gil was recognized as the Most Outstanding Life Agent. He offers health insurance plans that cover hospital and prescription bills when faced with health problems. Additionally, other products are annuities, Medicare plans, final expense insurance, auto, and life insurance policies. Furthermore, Gil Lillard also helps develop strategies for retirement, estate, and Medicare planning.

  • Individual Plans
  • Life Insurance

900 Austin Avenue, Waco, TX 76701
WebsiteLicense: 2580408
Website

Expertise.com Rating

Review Sources

Google
5.0 (9)
Facebook
5.0 (2)

Why choose this provider?

Headquartered in Waco, Truett Insurance is a veteran-owned insurance agency that provides insurance services to residents and businesses in the local metro. Its list of health insurance plans for those under 65 years old includes accident coverage, critical illness, dental, vision, medical, and health matching accounts. Additionally, it carries health packages for those over 65 years old like Medicare supplements, Medicare advantage plans, Medicare/Medicaid dual plans, and prescription drug plans. Owner, Randy Truett, moved the business to Waco in the spring of 2017.

  • Individual Plans

112 Sharron Dr, Waco, TX 76712
WebsiteLicense: 16064
Website

Expertise.com Rating

Review Sources

Facebook
5.0 (6)
Google
5.0 (1)

Why choose this provider?

Pinnacle Insurance Group, Inc., is a locally owned and operated insurance agency in Waco. It offers individual & family, group, medical expense, supplemental, and child health insurance. The agency represents various insurance providers, including Texas Mutual, Zurich, Blue Cross Blue Shield, and MetLife. In addition, the specialists offer home, auto, life, business, and farm insurance plans and 24-hour customer service. Pinnacle Insurance Group is a member of the Independent Insurance Agencies of Texas and Trusted Choice.

  • Life Insurance

6801 Steinbeck Bend Drive, Waco, TX 76708
WebsiteLicense: 2301427

Expertise.com Rating

Review Sources

Google
5.0 (9)
Facebook
5.0 (7)

Why choose this provider?

Keith Sanders Insurance Group is an insurance agency that serves clients in Waco. It offers various healthcare, vision, critical illness, Medicare Supplement, long-term care, and dental insurance plans from providers, such as Hagerty, Berkshire Hathaway, and American Modern. It also provides other types of insurance products and services for classic cars, motorcycles, and roadside assistance. The agency has been serving the insurance needs of individuals, families, and businesses in the metro and its surrounding communities since 2005.

  • Life Insurance

720 Lake Air Drive, Waco, TX 76710
WebsiteLicense: 759934

Expertise.com Rating

Review Sources

Google
5.0 (4)

Why choose this provider?

Blake Harrell is a State Farm agent since 1992 and has been in the insurance business for almost four decades now. Some of the insurance coverages he is offering together with State Farm include health insurance, auto insurance, homeowners' insurance, renters' insurance, personal articles, and life insurance. His place of practice is in Waco, and he is accepting clients through walk-ins or by appointments. Blake Harrell is a National Convention Qualifier and a graduate of Baylor University.

  • Life Insurance

12701 China Spring Road, China Spring, TX 76633
WebsiteLicense: 1759669

Expertise.com Rating

Review Sources

Google
5.0 (2)

Why choose this provider?

Seniors Complete Insurance & Financial Agency, LLC, specializes in health insurance. The company near Waco offers assistance in Medicare Supplement insurance, Medicare Advantage plans, and Medicare Prescription Drugs plans. Teresa A Hyden-Cassidy, a certified senior advisor, leads the agency. She was born and raised in West Texas and then moved to the area in 1989, where her husband started their insurance agency. Teresa has been in the industry for 21 years. She is also a certified charitable advisor and a certified senior advisor.

  • Individual Plans
  • Life Insurance

7213 New Sanger Road, Waco, TX 76712
WebsiteLicense: 1361282

Expertise.com Rating

Review Sources

Google
4.8 (47)
Yelp
5.0 (1)

Why choose this provider?

Richard Kruger addresses the health insurance needs of clients in Waco. He started his career in the industry in 2006, providing health, life, auto, pet, and business insurance, in addition to annuities and banking services. His additional products include renters, condos, and homeowners insurance. Richard is an Ambassador Travel Qualifier and a member of various local organizations, including the Hewitt Chamber of Commerce and the Waco Founder Lions Club. Furthermore, his office in Waco is dog friendly and wheelchair accessible.

  • Individual Plans
  • Life Insurance

105 Old Hewitt Road, Waco, TX 76712
WebsiteLicense: 11784
Website

Expertise.com Rating

Review Sources

Google
4.0 (2)

Why choose this provider?

High & Associates, Inc., is an insurance agency that serves individuals and businesses in Waco. It helps clients protect their family and assets by offering various insurance policies, including health, home and auto, recreational vehicles, and umbrella. In addition, it provides bonds, buy-sale, commercial property, general liability, and workers' compensation insurance products. High & Associates comprises financial professionals who are focused on working hand-in-hand with customers to help them make informed decisions. This firm has been in the business for over 25 years.

  • Individual Plans
  • Group Plans
  • Life Insurance

1821 South Valley Mills Drive, Waco, TX 76711
WebsiteLicense: 1633213

Expertise.com Rating

Review Sources

Facebook
4.1 (40)
Google
4.8 (5)

Why choose this provider?

Copeland Insurance Group provides clients in Waco and the surrounding areas with health insurance products and services. Its team of agents assesses the needs of every client and designs a personalized health insurance plan with tailored coverages and premiums. They help clients find suitable health insurance options, whether Medicare Supplement insurance, Medicare Advantage, prescription drug coverage, hospital insurance, and other medical insurance plans. The company has over 50 years of experience obtaining policies covering different needs and reducing its clients' costs.

  • Individual Plans
  • Life Insurance

225 South 5th Street, Waco, TX 76701
WebsiteLicense: 2415

Expertise.com Rating

Review Sources

Google
5.0 (3)
Facebook
3.0 (3)

Why choose this provider?

Insurors of Texas is a risk management firm based in Waco. The multi-line agency provides different types of protection, including group health benefits for employees. With access to policies from different regional and national providers, its team can customize health insurance coverages that meet clients' needs. In addition, the agents furnish life, home, and farm insurance policies. Insurors of Texas, which traces its roots back to 1900, is headed by George Chase who has nearly 20 years of industry experience.

  • Individual Plans
  • Life Insurance

FAQs

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • Is there a free health insurance program available to Waco residents?

    Yes, Waco residents can apply for Medicaid, which is a government-run program that provides free health insurance. Seniors, pregnant women, parents of children under the age of 18, and people with disabilities can all benefit from this. This program is also open to people whose yearly household income before taxes is less than $28,869 for an individual or $59,400 for a family of four.

  • Are there short-term health insurance plans available to the residents of Waco?

    Waco residents can purchase short-term health insurance with coverage terms of up to 364 days for the initial coverage term, which can begin within one or two days of applying for coverage. Policyholders may be able to renew their insurance for a total coverage period of up to 36 months. However, the majority of medical treatments covered by an ACA-compliant major medical plan are not covered by Texas short-term health insurance.

  • What insurance providers provide short-term health insurance options to the people of Waco?

    Waco residents can apply for short-term health insurance through one of six Texas insurers: Allstate (National Insurance), Companion Life, Everest Reinsurance, Moda Health, North River Insurance Company, and United Healthcare (Golden Rule). Individuals should carefully review the terms and conditions of any plan they are considering and compare them to their specific healthcare needs.

  • Can a newly employed person in Waco apply for short-term healthcare insurance?

    Yes, individuals in Waco who have recently secured employment and have registered for their employer's health plan but are subject to a waiting period before it becomes active are eligible to seek a short-term policy. They may also choose to enroll in a health plan through the Texas marketplace while they wait for their new employer's insurance coverage to begin.

  • Is it possible to get health insurance in Waco for people who recently left their jobs?

    When a Waco resident loses their job and, with it, their job-related health insurance, they are automatically eligible for a Special Enrollment Period. This special designation enables them to enroll in a Marketplace insurance plan at any time of year, ensuring they have access to critical healthcare coverage when they need it the most.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

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