Expertise.com
Get Listed

Best Mortgage Brokers in The Woodlands

2023

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls
Mortgage Brokers FAQs 〉

Last updated:

Website
19500 State Hwy 249, Ste 210, Houston, TX 77070
  • Refinance
  • New Construction

Why choose this provider?

Capital Home Mortgage Team serves individuals and families in The Woodlands and the surrounding areas. Its group of experts assists customers by offering FHA 203(b), FHA 203(k), one-time close construction, and Native American home loans as a Full Eagle FHA mortgage lender. For clients with existing FHA loans, it also provides standard rate-to-rate refinance and streamline refinance programs. The company also has offices in Austin, Corpus, Christi Dallas, El Paso, New Caney, and San Antonio.

License Verified:

License: 3277

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
9400 Grogans Mill Road, Suite 205, The Woodlands, TX 77380
  • Refinance
  • New Construction

Why choose this provider?

Kelly Malatesta serves prospective home and property buyers in The Woodlands. She is a senior residential loan consultant for First United Mortgage Group and shares more than 30 years of combined industry experience with her staff. Malatesta and her team assist clients throughout the mortgage transaction process and have originated over 6,000 loans. She carries products such as jumbo, conventional, FHA, and VA. She also provides plans for investment properties and one-time construction and renovations.

License Verified:

License: 614071

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (106)
Facebook
4.9 / 5 (23)
Zillow
5.0 / 5 (20)

Website
24900 Pitkin Road Suite 308, Spring, TX 77386
  • Reverse Mortgages
  • Refinance

Why choose this provider?

Michelle Thompson Group is a woman-owned mortgage brokerage that offers residential home loans. It accommodates clients from The Woodlands, helping them navigate the process of securing loans to finance their home purchase, construction, and renovation. Its selection of programs includes conventional, FHA, VA, USDA, and first-time homebuyer loans. Assistance for down-payment, 203K, 203H, and refinancing is also available. The group is led by Michelle Thompson and Summer Walker, who are mortgage and real estate professionals with over 30 years of industry experience.

License Verified:

License: 298522

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (55)
Google
5.0 / 5 (6)
Zillow
5.0 / 5 (4)

(+1 additional source)

Website
5959 West Loop S. Suite #470, Bellaire, TX 77401
  • Refinance

Why choose this provider?

Homestart Capital has been catering to clients in The Woodlands and the surrounding communities since 2007. It helps first-time and experienced buyers achieve their homeownership dreams by offering Fannie Mae and Freddie Mac loan programs. It also serves those who are refinancing their mortgages. The firm assists the clients throughout the home buying process, including pre-qualification, home search, pre-approval, underwriting, appraisal, and closing. Daniel Jara, the owner, holds a business degree in Finance. He extends his services to Spanish-speaking clients.

License Verified:

License: 329177

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
4.9 / 5 (150)
Facebook
5.0 / 5 (138)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
26615 Oak Ridge Dr., The Woodlands, TX 77380
  • Refinance

Why choose this provider?

Storehouse Mortgage LLC helps individuals in The Woodlands finance their dreams. Owner and mortgage broker Eddie Skinner has worked with 10 different banks in his 20 years of industry experience. He works with people looking to refinance their existing mortgage with a new home loan, which includes options like VA, FHA, USDA, and conventional. Skinner guides clients throughout the process, from pre-approval and home shopping to underwriting and loan closing. He directs them to the company website, featuring tools such as mortgage and title calculators.

License Verified:

License: 1658565

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (93)
Facebook
5.0 / 5 (33)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
500 Spring Hill Dr, Ste 140, Spring, TX 77386
  • Multi-Family Loans

Why choose this provider?

Spring Mortgage supports clients throughout The Woodlands. It offers various financial products to assist purchasers of single-family and multifamily units, townhouses, and condominiums. Whether clients need to buy a property as their primary residence, investment, or vacation home, the company provides them with FHA, VA, USDA, or jumbo loans. Spring Mortgage also helps homeowners looking to refinance their existing mortgages to lower their interest rates, consolidate their debts, or change their loan terms. Founder Daniel Perez carries more than five years of industry experience.

License Verified:

License: 2072285

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (16)
Facebook
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2170 Buckthorne Pl Suite 100, The Woodlands, TX 77380
  • Refinance

Why choose this provider?

Texas United Mortgage caters to clients in and around The Woodlands metro. The firm, which was established in 2020, primarily focuses on home loan mortgages, assisting clients with a wide selection of loan options. These include conventional loans such as 30-year, 15-year, 10-year, and customized term options as well as government loans like FHA, VA, and USDA mortgages. Reverse mortgages are likewise available for residents who are 62 or older and have paid off most of their mortgage.

License Verified:

License: 129122

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (42)
Zillow
4.9 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
9595 Six Pines Dr Ste 6200, The Woodlands, TX 77380
  • Reverse Mortgages

Why choose this provider?

Jonathan Gonzalez caters to customers from The Woodlands who require mortgage and refinance products. He operates under the Cherry Creek Mortgage banner and has options ranging from conventional to FHA-backed selections. The agent educates purchasers on topics such as property taxes, insurance, and interest obligations. Loan and affordability calculators are available online to give initial information and the agent's clientele extends to military service veterans. Jonathan Gonzalez is bilingual and conversant in the Spanish language.

License Verified:

License: 1172713

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2001 Timberloch Place Suite 500, The Woodlands, TX 77380
  • Refinance

Why choose this provider?

Texas Premier Mortgage attends to the financing needs of its clients in The Woodlands. It provides mortgage solutions targeting home purchasing, refinancing, and home equity loan matters. Its team presents refinancing term options, such as 30, 25, 20, and 15 years. It also offers products for credit such as FHA, VA, USDA, and jumbo loans. In addition, Texas Premier Mortgage assists clients with conventional loan concerns. The local brokerage utilizes more than 100 years of accumulated mortgage industry experience.

License Verified:

License: 898360

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (87)
Google
5.0 / 5 (63)
Zillow
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
9999 Bellaire Blvd, Houston, TX 77036
  • Refinance

Why choose this provider?

The Caballero Team provides comprehensive financial options for clients of AmCap Home Loans in the Woodlands metro. Its tailored choices include VA, FHA, USDA, and conventional loans, as well as ITIN and bank statement programs. Its loan officers adjust their recommendations based on regular assessments of an applicant's financial standing and changes in the market and local interest rates. The Caballero Team also works alongside other AmCap groups in supporting several non-profit organizations, including Habitat for Humanity and the Killeen Food Care Center.

License Verified:

License: 1005123

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2001 Timberloch Place, The Woodlands, TX 77380
  • Refinance

Why choose this provider?

Traditions Mortgage Group comprises loan officers who serve The Woodlands residents. The team offers personalized loan products to first-time home buyers and helps them assess the differences between types of mortgages. It provides 30-year and 15-year loans at fixed rates as well as government-aided VA, FHA, 203k, and USDA mortgages. Options also include adjustable-rate and jumbo programs. Additionally, Traditions Mortgage Group assists refinancers, builders, and seasoned investors and provides decision-making aids like valuation estimates and payment calculator tools.

License Verified:

License: 1824987

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
11133 I-45 South Suite 310A, Conroe, TX 77302
  • Refinance
  • New Construction

Why choose this provider?

Commonwealth Mortgage provides home financing solutions to clients in The Woodlands and nearby locations. It offers various mortgage programs designed to help people purchase new houses, invest in new properties, or refinance existing loans. Some of the programs it provides are FHA and FHA 203K, jumbo, Harp 2.0, conforming, and conventional loans. The mortgage rate options available to borrowers are fixed- and adjustable rates. Danitha Ezell, the agency's residential mortgage loan originator, has been in the business for more than three decades.

License Verified:

License: 89745

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Zillow
5.0 / 5 (85)
Google
5.0 / 5 (12)
Facebook
5.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
18001 Hwy 105 West Suite 109, Montgomery, TX 77356
  • Refinance

Why choose this provider?

Crystal Clear Mortgage serves clientele in and around The Woodlands and its neighboring communities. Its primary service is helping clients acquire various lending options through its proprietary digital application process. The selection of lending options includes reverse mortgages, balloon mortgages, and fixed- or adjustable-rate loans. Its insurance professionals advise clients on available lending options and recommend options based on their specifications. Co-owners Bryan Ward and Adam Simmons have over two decades of collective industry experience.

License Verified:

License: 270528

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (101)
Google
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to top

Frequently Asked Questions

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.

  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.