Best Mortgage Refinance Companies in Temple

Laurels
Laurels

We did the research for you!

Learn more
  • checkboxLicensing
  • checkboxUser Reviews
  • checkboxMystery Shopping Calls

Mortgage Refinance Companies FAQs

Learn more
Bradley Dragoo logo
Visit WebsiteWebsite

License Verified:

License: 270043

Nationwide Multistate Licensing System and Registry

Bradley Dragoo

3923 S. General Bruce Drive, Temple, TX 76502
Visit WebsiteWebsite
  • Reverse Mortgages

Business Description

Bradley Dragoo is a local mortgage branch manager who has been with Fairway Independent Mortgage Corporation for more than 15 years. He serves people in the Temple metro who want to apply for a loan program to buy their first homes, as well as those seeking to refinance their current mortgages to change loan rates or terms. Dragoo offers refinance programs for extracting cash equity, helping clients find the appropriate loan and guiding them throughout the borrowing procedure.

License Verified:

License: 270043

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
4.9 / 5 (83)
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Growing Home Mortgage logo
Visit WebsiteWebsite

License Verified:

License: 2168523

Nationwide Multistate Licensing System and Registry

Growing Home Mortgage

225 Nolan Ridge Dr., Nolanville, TX 76559
Visit WebsiteWebsite
  • Reverse Mortgages

Business Description

Growing Home Mortgage helps clients in Temple get better loan terms through refinancing. It helps clients decide on the best repayment terms and fixed or adjustable rates depending on their needs. Besides refinancing, the company’s loan options include FHA, VA, Jumbo, USDA, and 203K plans. It extends its services to clients seeking mortgage loan pre-approval. Growing Home conducts financial analysis reporting for its clients prior to starting the refinancing process. It also has resources such as payment calculators and pre-approval letters available on its site.

License Verified:

License: 2168523

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

What should you expect when refinancing a mortgage?

When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.

How often should you refinance your mortgage?

There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

Can you refinance a first mortgage and not a second?

You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

Read All FAQS