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2024

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Best Local Car Insurance Agencies in Sugar Land, TX

Our Recommended Top 14

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Sugar Land Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

63Reviewed

43Curated

14Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

12111 Spring Cypress Road, Tomball, TX 77377
WebsiteLicense: 19457

Expertise.com Rating

Review Sources

Facebook
4.9 (30)
Google
4.9 (9)
Yelp
5.0 (2)

Why choose this provider?

Great Southern Insurance Agency in Tomball is an independent insurance agency that operates in the Sugar Land metro and nearby areas. The company has been around for over 32 years and is currently headed by Julie Jacks Hastings, a licensed agency producer who has been in the insurance industry since she was 16. She and her team write auto insurance policies for clients to help protect them from unexpected expenses caused by car accidents and other damages.

  • Multiple Carriers

13624 Memorial Drive, Houston, TX 77079
WebsiteLicense: 1546285

Expertise.com Rating

Review Sources

Facebook
5.0 (12)
Yelp
4.0 (6)

Why choose this provider?

Memorial Insurance Agency is a family-owned, independent insurance firm that has been serving the people of Sugar Land for more than 20 years. Its close-knit team of professional associates has the experience and skills to help vehicle owners secure car insurance to stay protected in the event of an emergency. They connect with multiple carriers to be able to provide clients with a policy that suits their specific needs and individual risks while meeting the state’s minimum insurance requirements.

  • RV & Motorhome
  • Motorcyle & ATV
  • Boats

5503 4th Street, Katy, TX 77493
WebsiteLicense: 14880

Expertise.com Rating

Review Sources

Facebook
5.0 (5)

Why choose this provider?

G&H Financial Insurance Services, Inc., has been providing a range of insurance solutions, such as auto insurance plans, to clients in Sugar Land since 2002. The agency consists of professional insurance agents that present customers with insurance options customized to their needs. They have access to various insurance carriers, such as AIG, Chubb, Foremost, Hagerty, and MetLife. G&H aims to provide high-quality customer service to better take care of its clients.

  • Bundling Option

14905 Southwest Freeway, Sugar Land, TX 77478
WebsiteLicense: 1647276

Expertise.com Rating

Review Sources

Google
5.0 (33)
Yelp
5.0 (9)

Why choose this provider?

Hoffman Insurance Group is a Sugar Land-based car insurance agency that has been serving the greater Houston area since 1972. Its agents customize insurance plans for cars, trucks, and motorcycles. Available is a variety of auto coverage options that they shop from more than 20 trusted insurance carriers. The company seeks to retain clients year after year by delivering excellent customer service. It maintains memberships with the Houston Association of Health Underwriters and the local and state independent insurance agents associations.

  • Multiple Carriers

906 West Main Street, Tomball, TX 77375
WebsiteLicense: 850361

Expertise.com Rating

Review Sources

Facebook
5.0 (4)

Why choose this provider?

Insurance Discounters of Texas has been providing insurance products and services to Texans in the Sugar Land and Tomball areas since 1995. Its expert insurance agents offer personalized car insurance and are proficient in building comprehensive auto policies tailored to the clients' needs and requirements. Their standard auto insurance is inclusive of coverage for property damage and theft, liability to others in case of bodily harm or property damage, collision and non-collision accidents, and medical expenses. The agency's carriers include SafeCo, MetLife, and Foremost.

  • Multiple Carriers

101 Southwestern Boulevard, Sugar Land, TX 77478

Expertise.com Rating

Review Sources

Google
4.2 (16)
Facebook
4.2 (5)
Yelp
1.0 (1)

Why choose this provider?

Texans Insurance & Financial Group is an independent insurance and investments brokerage in Sugar Land. The company specializes in personal and business lines and writes policies for clients seeking protection for their personal or company-commissioned vehicles. Its offered policies can provide coverage from collisions, liabilities, medical payments, and more. It also insures other motor vehicles such as motorcycles, boats, and recreational vehicles. Texans Insurance & Financial Group has been serving the community since 1991.

  • Multiple Carriers

19875 Southwest Freeway, Sugar Land, TX 77479
WebsiteLicense: 1530072

Expertise.com Rating

Review Sources

Google
4.9 (696)
Facebook
4.8 (103)
Yelp
4.5 (16)

Why choose this provider?

Polo Garcia is a State Farm insurance agent helping businesses and families in Sugar Land. Garcia and his team help clients understand the car insurance coverage they need and find the ideal one for them. State Farm offers a wide range of policy coverages including auto insurance for teen drivers, insurance protection for rental cars, and insurance for sports cars. The personalized insurance options also include collision and comprehensive insurance coverages which offer protection from damages caused by an accident or theft and natural disasters. Services are available in English and Spanish.

  • Multiple Carriers
  • Bundling Option

23904 U.S. 59, Houston, TX 77339
WebsiteLicense: 767646

Expertise.com Rating

Review Sources

Facebook
4.4 (7)

Why choose this provider?

Momentum Insurance and Financial Services, Inc. - Kingwood Main Office is an independent insurance agency that caters to Sugar Land clients' car insurance needs. The firm helps customers choose an appropriate auto insurance policy by representing over 80 global insurance companies, such as Safeco, Kemper Auto, Progressive, The Hartford, Infinity, and MetLife. Additionally, it has more than 50 years of industry experience in providing customers personalized plans that fit their exact needs and budget.

  • Multiple Carriers

955 Dairy Ashford Road, Houston, TX 77079
WebsiteLicense: 1582233

Expertise.com Rating

Review Sources

Google
4.9 (55)
Facebook
4.0 (4)

Why choose this provider?

Parkway Insurance Group, Inc., is a full-service insurance management firm that caters to the insurance needs of individuals and businesses in Sugar Land and surrounding communities. The company protects car owners, drivers, and vehicle operators from unwanted losses and potential risks on the road with an auto insurance policy. Its agents represent top-rated insurance carriers that can provide different coverage options, including property, liability, and medical coverage. They also help clients establish premiums and deductibles based on their financial capacity. The company prides itself on providing friendly and professional service.

  • Boats
  • Motorcyle & ATV

3527 Highway 6, Sugar Land, TX 77478
WebsiteLicense: 2355339

Expertise.com Rating

Review Sources

Google
4.4 (7)

Why choose this provider?

The McCready Agency is a local insurance agency representing Brightway Insurance in Sugar Land. Led by insurance professional Aaron McCready, the firm specializes in insurance products protecting properties, vehicles, and businesses. He and his team are experts in writing auto insurance policies that protect clients from spending huge money for injury claims, property damages, and damages sustained by their vehicles. McCready has over 20 years of experience in the insurance industry.

  • RV & Motorhome
  • Boats
  • Motorcyle & ATV

1100 Travis Street, Richmond, TX 77469
WebsiteLicense: 1338952

Expertise.com Rating

Why choose this provider?

Established in 1990, Grayless Insurance Agency, LLC, is a family-owned and operated independent company serving clients in Sugar Land, Richmond, and their surrounding areas. The agency offers full-service auto insurance that includes property, liability, medical, comprehensive, and collision coverage. These can insure against financial loss in the event of accidents. With over 30 years of experience, Grayless Insurance Agency is committed to finding the best coverage to protect clients and their loved ones. The company also provides business, homeowners', and farm insurance.

  • Multiple Carriers

13100 Wortham Center Drive, Houston, TX 77065
WebsiteLicense: 1808108

Expertise.com Rating

Review Sources

Facebook
4.4 (7)
Google
5.0 (5)

Why choose this provider?

For more than two decades, Steve Campbell Insurance Agency, Inc., has been helping individuals and businesses in Sugar Land protect their vehicle assets with an auto insurance policy. Established in 1992, the independent insurance firm provides a variety of auto coverage options, including liability, comprehensive, collision, medical payments, and uninsured motorists. They also represent multiple carriers that can offer additional coverage for towing services, roadside assistance, rental reimbursements, and uninsured motorists. The company caters to all types of vehicles, including private cars, commercial autos, classic cars, golf carts, and RVs.

  • Boats
  • Motorcyle & ATV

77 Sugar Creek Center Boulevard, Sugar Land, TX 77478
WebsiteLicense: 2162207

Expertise.com Rating

Review Sources

Google
5.0 (43)
Facebook
5.0 (2)

Why choose this provider?

Transparity Insurance Services is an independent insurance agency in Sugar Land, serving all of Texas, as well as Colorado, California, Florida, and Louisiana. The company offers a wide range of insurance products to both individual and commercial clients, including standard auto insurance. Its professional agents work with various reputable carriers to help motorists find car insurance policies that will cover them in the event of an automotive emergency. Transparity Insurance Services also insures other vehicles, such as motorcycles, boats, and RVs.

  • Multiple Carriers

14140 Southwest Freeway, Sugar Land, TX 77478
WebsiteLicense: 1313610

Expertise.com Rating

Review Sources

Google
4.8 (61)
Yelp
5.0 (1)

Why choose this provider?

Insurance Solutions of Texas helps individuals choose the right auto insurance policy depending on the kind of vehicle they have, their preferences, and other particular needs. Serving Sugar Land and the rest of the region since 1993, the independent insurance agency assists clients in every step of the application process. Clients can start their assessment via the agency's online rating tool or through over-the-phone consultation with a professional team of agents that has over 75 years of collective experience.

  • RV & Motorhome
  • Motorcyle & ATV
  • Boats

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
greatsouthernagency.com
12111 Spring Cypress Road, Tomball, TX 77377
Memorial Insurance Agency
13624 Memorial Drive, Houston, TX 77079
G&H Financial Insurance Services, Inc.
5503 4th Street, Katy, TX 77493
Hoffman Insurance Group
14905 Southwest Freeway, Sugar Land, TX 77478
insurancediscountersoftx.com
906 West Main Street, Tomball, TX 77375
Texans Insurance & Financial Group
101 Southwestern Boulevard, Sugar Land, TX 77478
Polo Garcia
19875 Southwest Freeway, Sugar Land, TX 77479
Momentum Insurance and Financial Services, Inc. - Kingwood Main Office
23904 U.S. 59, Houston, TX 77339
Parkway Insurance Group, Inc.
955 Dairy Ashford Road, Houston, TX 77079
The McCready Agency
3527 Highway 6, Sugar Land, TX 77478
Grayless Insurance Agency, LLC
1100 Travis Street, Richmond, TX 77469
Steve Campbell Insurance Agency Inc.
13100 Wortham Center Drive, Houston, TX 77065
Transparity Insurance Services
77 Sugar Creek Center Boulevard, Sugar Land, TX 77478
Insurance Solutions of Texas
14140 Southwest Freeway, Sugar Land, TX 77478

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • In Sugar Land, when is it necessary for a driver to present their proof-of-insurance card?

    In Sugar Land, drivers must present their current proof-of-insurance card when a police officer requests it, after a collision, during car registration or renewal, upon driver's license application or renewal, and when having their vehicle inspected. Prior to leaving the scene of an accident, it is imperative to exchange insurance information with the other driver.

  • What discounts are available for auto insurance in Sugar Land?

    Drivers in Sugar Land can qualify for a variety of auto insurance discounts. Bundling auto insurance with homeowners or renters insurance can save you up to 20%. Rates for married residents are frequently reduced. Other discounts are available for safe driving records, low mileage, home ownership, outstanding student performance, and vehicles with advanced safety features. Furthermore, military personnel, whether active or retired, may benefit. Consultation with an agent can shed light on all available discounts.

  • How can residents of Sugar Land ensure lower car insurance rates through their driving records?

    Residents in Sugar Land should focus on being safe, law-abiding drivers in order to enjoy lower car insurance premiums. This includes avoiding accidents, adhering to speed limits, and obeying traffic laws. Drivers who demonstrate consistent responsibility on the road can demonstrate to insurers that they are a low-risk investment, which can result in lower rates.

  • Do Sugar Land residents require the rental company's liability coverage or damage waiver when renting a car for personal use?

    Sugar Land residents are unlikely to require the rental company's liability coverage or damage waiver for personal use. Their existing auto insurance usually covers private rentals. However, this coverage frequently only applies if the rental is for business purposes. Before signing rental agreements, Sugar Land residents should consult with their insurance agent for specific advice.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.