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2024

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Best Mortgage Brokers in San Antonio, TX

Our Recommended Top 14

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored San Antonio Mortgage Brokers on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

340Reviewed

209Curated

14Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

1202 East Sonterra Boulevard, San Antonio, TX 78258
WebsiteLicense: 184191

Expertise.com Rating

Review Sources

Facebook
5.0 (10)
Yelp
5.0 (1)

Why choose this provider?

Established in 1932, Wallick & Volk Mortgage opened a new brokerage firm in San Antonio managed by Lisa Alonzo. Having over 31 years of experience enables her team to build financial trust with clients -- leading them to the right decision. Each of these choices creates an impact on their client’s future. Some of their offered loan programs include conventional, fixed and adjustable rates, rural development, and reverse mortgages. Contacting the firm can be done through their website, e-mail address, or phone number.

  • Refinance

8700 Crownhill Boulevard, San Antonio, TX 78209
WebsiteLicense: 348049

Expertise.com Rating

Review Sources

Facebook
5.0 (17)
Google
4.0 (13)
Yelp
4.0 (5)

Why choose this provider?

Rubiola Realty Mortgage is a mortgage broker committed to making real estate experiences effortless for San Antonio clients. It works with different lenders to provide customers with a wide array of mortgage products. It offers conventional loans, jumbo loans, refinancing, reverse mortgages, payment assistance, and private lending. Additionally, it provides insurance solutions for home, auto, fire, theft, and life. Owner JC Rubiola has 22 years of experience in the real estate and mortgage industry.

  • Reverse Mortgages

2929 Mossrock Drive Ste 118, San Antonio, TX 78230

Expertise.com Rating

Review Sources

Google
4.9 (57)
Yelp
5.0 (1)

Why choose this provider?

Clarity Mortgage serves clients in San Antonio and the surrounding areas. The firm offers different types of mortgage programs, including FHA, USDA, VA, and conventional loans. Its professionals guide borrowers through the loan process and keep them informed. They also work with veterans seeking mortgage products. Founder Geoff Snyder and his staff have decades of experience in the lending industry. His company supports a number of causes, including the Crisis Center of Comal County, which helps abused women and children.

13526 George Road, Suite 208, San Antonio, TX 78230

Expertise.com Rating

Review Sources

Google
4.5 (8)

Why choose this provider?

Synergy Home Loans, LLC, is a locally owned mortgage company serving San Antonio and the surrounding locations. It offers a wide variety of loan programs, from jumbo and construction to conventional loans. Its team also helps clients apply for government loans. Additionally, the loan officers offer products suitable for seasoned investors with up to ten funded properties. They also help clients, who are 62 years and old apply for reverse mortgages, whether to supplement retirement income or pay off outstanding mortgages.

  • New Construction

6609 Blanco Road, San Antonio, TX 78216
WebsiteLicense: 485501

Expertise.com Rating

Review Sources

Google
4.7 (13)
Facebook
4.7 (6)

Why choose this provider?

Mortgage of Texas & Financial LLC is a residential and small commercial mortgage broker owned by Charles Guy Stidham III. He has been in the mortgage industry for more than 20 years, serving clients in San Antonio and other areas. The company specializes in reverse mortgages and loans for military personnel, law enforcement, firefighters, and EMTs. The firm's Community Heroes Advantage program has special financing options offered to borrowers who serve, protect, and fight for the community and country.

  • Reverse Mortgages

San Antonio, TX 78214

Expertise.com Rating

Review Sources

Google
4.7 (134)
Facebook
4.8 (104)

Why choose this provider?

Edge Home Finance Corporation serves homeowners and homebuyers in the San Antonio metro. The mortgage broker provides a variety of loans programs for different needs, including conventional fixed-rate, adjustable-rate, FHA, jumbo, VA, and reverse mortgage loans. Its team helps clients have confidence in their selected loan program by providing guidance on ideal loan terms and comprehensive assistance with loan processing. The mortgage broker also offers construction loans for clients who are building their own homes. It has a certified mortgage advisor on staff.

  • Refinance
  • Reverse Mortgages

1175 W. Bitters Bldg. #1 Suite 101, San Antonio, TX 78216

Expertise.com Rating

Review Sources

Google
5.0 (2)

Why choose this provider?

Texas Heartland Mortgage San Antonio, Texas, caters to homebuyers in the city. It provides mortgage solutions to people looking to purchase their first homes. Among its mortgage programs are conventional and FHA loans, which apply to clients who qualify with minimum credit score requirements. The firm also offers VA loans to active duty personnel and individuals with previous military service. Clients may apply for VA loans for a 15 or 30-year term, available in fixed-rate and adjustable-rate mortgages.

9111 John Barrett Drive, San Antonio, TX 78240

Expertise.com Rating

Review Sources

Google
4.9 (31)
Facebook
5.0 (2)

Why choose this provider?

Rodsan Mortgage LLC offers several loan programs to customers living in San Antonio. It delivers products with fixed, hybrid, or adjustable rates and supported by the FHA or private entities. The team also gives refinancing deals to debtors who wish to rearrange their obligations in a manner less burdensome to pay. The firm handles every step of the process from pre-qualification to application and closing. Rodsan Mortgage has a consumer base that includes members of the military and their families.

  • New Construction

12222 Merit Dr Ste 1820, San Antonio, TX 75251

Expertise.com Rating

Review Sources

Facebook
4.6 (288)
Zillow
5.0 (13)
Google
5.0 (9)

Why choose this provider?

Churchill Mortgage is a team of home loan specialists based in San Antonio. They guide clients throughout the home loan process, whether they are purchasing a home or refinancing outstanding loans. They evaluate clients' situations and help them navigate the process of applying for loans. They also help homeowners shorten mortgage terms and consolidate debt through refinance loans. Churchill Mortgage has served more than 100,000 families since 1992. It also has offices in Plano, Lakeway, and Austin.

  • Refinance

211 North Loop 1604 East, San Antonio, TX 78232
WebsiteLicense: 215239

Expertise.com Rating

Review Sources

Facebook
4.4 (31)
Google
4.6 (17)
Yelp
3.0 (4)

Why choose this provider?

CLM Mortgage is a San Antonio-based company that specializes in new construction and resale home buying. It offers a variety of mortgage products with flexible qualification requirements. Some of its products include fixed-rate and adjustable-rate loans, USDA rural development housing, FHA loans, VA loans, and blended loans. CLM Mortgage specializes in providing financing for buyers of newly built homes. Loan officers assist clients at every step of the process — from the application to underwriting and approval.

  • Refinance

19210 Huebner Road, San Antonio, TX 78258
WebsiteLicense: 208142

Expertise.com Rating

Review Sources

Yelp
5.0 (1)

Why choose this provider?

Megamerica Mortgage Group is a full-service mortgage broker that has been serving the clients of San Antonio for over 20 years. With a staff experienced in every area of home lending, it offers personalized services that will help clients determine the loan that meets their needs. Among the mortgage loan products it provides are adjustable-rate, fixed-rate, jumbo, VA, USDA, and FHA loans. Megamerica Mortgage Group also offers a wide range of mortgage resources on its company website.

  • New Construction

5152 Fredericksburg Road, San Antonio, TX 78229
WebsiteLicense: 1300515

Expertise.com Rating

Review Sources

Google
4.9 (39)

Why choose this provider?

NextGen Mortgage is a mortgage brokerage that serves clients in San Antonio. The firm specializes in finding mortgage lending solutions that suit its clients’ budgets and real estate goals. It also offers consultations and accurate quotes. Clients can avail themselves of refinancing options and debt consolidation services for single-family and multi-family homes, condominiums, and townhouses. Additionally, NextGen Mortgage handles conventional, jumbo, and VA and FHA loans via the Harp 2.0 program.

  • Refinance

11602 Elm Bluff, San Antonio, TX 78230

Expertise.com Rating

Review Sources

Google
5.0 (78)

Why choose this provider?

Founded in 2001, Accredited Mortgage Services is a veteran-owned company serving clients in San Antonio. It provides a variety of mortgage loan options for homeowners, homebuyers, and investors that include fixed-rate, jumbo, cash-out, FHA, and VA loans. Owner Boyd Byerly has been active in the mortgage industry in the area since 1999. He was a licensed Realtor from 2000 to 2002 and uses his experience to guide clients through the processes involved in real estate transactions.

  • New Construction
  • Refinance

8000 IH 10 West, Suite 600, San Antonio, TX 78230

Expertise.com Rating

Review Sources

Google
4.8 (26)

Why choose this provider?

San Antonio Mortgage provides several lending options to homebuyers in the metro. The company offers mortgages from the FHA and USDA, plus products with 5- to 30-year terms and adjustable rates. It also refinances existing arrangements, reconstructing contracts to obtain more favorable terms and conditions. San Antonio Mortgage works on each step from pre-approvals to the selection of choices. The firm has been open since 1987. The team has served over 1,920 families, including those of military personnel.

  • New Construction

Compare our Top Mortgage Brokers

NameExpertise RatingAddressPromotionsLearn more
Lisa Alonzo
1202 East Sonterra Boulevard, San Antonio, TX 78258
Rubiola Realty & Mortgage
8700 Crownhill Boulevard, San Antonio, TX 78209
Clarity Mortgage
2929 Mossrock Drive Ste 118, San Antonio, TX 78230
Synergy Home Loans, LLC
13526 George Road, Suite 208, San Antonio, TX 78230
Mortgage of Texas & Financial LLC
6609 Blanco Road, San Antonio, TX 78216
Edge Home Finance Corporation
Texas Heartland Mortgage San Antonio, Texas
1175 W. Bitters Bldg. #1 Suite 101, San Antonio, TX 78216
Rodsan Mortgage LLC
9111 John Barrett Drive, San Antonio, TX 78240
Churchill Mortgage
12222 Merit Dr Ste 1820, San Antonio, TX 75251
CLM Mortgage - San Antonio
211 North Loop 1604 East, San Antonio, TX 78232
Megamerica Mortgage Group
19210 Huebner Road, San Antonio, TX 78258
NextGen Mortgage Innovation
5152 Fredericksburg Road, San Antonio, TX 78229
Accredited Mortgage Services
11602 Elm Bluff, San Antonio, TX 78230
San Antonio Mortgage
8000 IH 10 West, Suite 600, San Antonio, TX 78230

FAQs

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.