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Best Mortgage Brokers in San Antonio

2024

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Providers

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Website
8700 Crownhill Boulevard, San Antonio, TX 78209
  • Reverse Mortgages

Why choose this provider?

Rubiola Realty Mortgage is a mortgage broker committed to making real estate experiences effortless for San Antonio clients. It works with different lenders to provide customers with a wide array of mortgage products. It offers conventional loans, jumbo loans, refinancing, reverse mortgages, payment assistance, and private lending. Additionally, it provides insurance solutions for home, auto, fire, theft, and life. Owner JC Rubiola has 22 years of experience in the real estate and mortgage industry.

License Verified:

License: 348049

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Facebook
5.0 / 5 (17)
Google
4.0 / 5 (13)
Yelp
4.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1202 East Sonterra Boulevard, San Antonio, TX 78258
  • Refinance

Why choose this provider?

Established in 1932, Wallick & Volk Mortgage opened a new brokerage firm in San Antonio managed by Lisa Alonzo. Having over 31 years of experience enables her team to build financial trust with clients -- leading them to the right decision. Each of these choices creates an impact on their client’s future. Some of their offered loan programs include conventional, fixed and adjustable rates, rural development, and reverse mortgages. Contacting the firm can be done through their website, e-mail address, or phone number.

License Verified:

License: 184191

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (10)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5727 Farinon Drive, San Antonio, TX 78249
  • Refinance

Why choose this provider?

Aligned Mortgage acts as an intermediary between borrowers and lenders throughout the San Antonio metro. It helps clients with VA loans, USDA home loans, FHA home loans, and refinancing. The firm conducts live seminars for military veterans and service members to inform them about VA home loan benefits. It simplifies processes using its online resources, including military pay and debt-to-income calculators. Aligned Mortgage has served 12,842 families and educated over 175,000 veterans. It also runs offices in Hawaii, California, Missouri, and Nevada.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (71)
Google
4.8 / 5 (24)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2929 Mossrock Drive Ste 118, San Antonio, TX 78230

Why choose this provider?

Clarity Mortgage serves clients in San Antonio and the surrounding areas. The firm offers different types of mortgage programs, including FHA, USDA, VA, and conventional loans. Its professionals guide borrowers through the loan process and keep them informed. They also work with veterans seeking mortgage products. Founder Geoff Snyder and his staff have decades of experience in the lending industry. His company supports a number of causes, including the Crisis Center of Comal County, which helps abused women and children.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (57)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
13526 George Road, Suite 208, San Antonio, TX 78230
  • New Construction

Why choose this provider?

Synergy Home Loans, LLC, is a locally owned mortgage company serving San Antonio and the surrounding locations. It offers a wide variety of loan programs, from jumbo and construction to conventional loans. Its team also helps clients apply for government loans. Additionally, the loan officers offer products suitable for seasoned investors with up to ten funded properties. They also help clients, who are 62 years and old apply for reverse mortgages, whether to supplement retirement income or pay off outstanding mortgages.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
19210 Huebner Road, San Antonio, TX 78258
  • New Construction

Why choose this provider?

Megamerica Mortgage Group is a full-service mortgage broker that has been serving the clients of San Antonio for over 20 years. With a staff experienced in every area of home lending, it offers personalized services that will help clients determine the loan that meets their needs. Among the mortgage loan products it provides are adjustable-rate, fixed-rate, jumbo, VA, USDA, and FHA loans. Megamerica Mortgage Group also offers a wide range of mortgage resources on its company website.

License Verified:

License: 208142

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
211 North Loop 1604 East, San Antonio, TX 78232
  • Refinance

Why choose this provider?

CLM Mortgage is a San Antonio-based company that specializes in new construction and resale home buying. It offers a variety of mortgage products with flexible qualification requirements. Some of its products include fixed-rate and adjustable-rate loans, USDA rural development housing, FHA loans, VA loans, and blended loans. CLM Mortgage specializes in providing financing for buyers of newly built homes. Loan officers assist clients at every step of the process — from the application to underwriting and approval.

License Verified:

License: 215239

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Facebook
4.4 / 5 (31)
Google
4.6 / 5 (17)
Yelp
3.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
5152 Fredericksburg Road, San Antonio, TX 78229
  • Refinance

Why choose this provider?

NextGen Mortgage is a mortgage brokerage that serves clients in San Antonio. The firm specializes in finding mortgage lending solutions that suit its clients’ budgets and real estate goals. It also offers consultations and accurate quotes. Clients can avail themselves of refinancing options and debt consolidation services for single-family and multi-family homes, condominiums, and townhouses. Additionally, NextGen Mortgage handles conventional, jumbo, and VA and FHA loans via the Harp 2.0 program.

License Verified:

License: 1300515

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (39)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
9111 John Barrett Drive, San Antonio, TX 78240
  • New Construction

Why choose this provider?

Rodsan Mortgage LLC offers several loan programs to customers living in San Antonio. It delivers products with fixed, hybrid, or adjustable rates and supported by the FHA or private entities. The team also gives refinancing deals to debtors who wish to rearrange their obligations in a manner less burdensome to pay. The firm handles every step of the process from pre-qualification to application and closing. Rodsan Mortgage has a consumer base that includes members of the military and their families.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (31)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1175 W. Bitters Bldg. #1 Suite 101, San Antonio, TX 78216

Why choose this provider?

Texas Heartland Mortgage San Antonio, Texas, caters to homebuyers in the city. It provides mortgage solutions to people looking to purchase their first homes. Among its mortgage programs are conventional and FHA loans, which apply to clients who qualify with minimum credit score requirements. The firm also offers VA loans to active duty personnel and individuals with previous military service. Clients may apply for VA loans for a 15 or 30-year term, available in fixed-rate and adjustable-rate mortgages.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6609 Blanco Road, San Antonio, TX 78216
  • Reverse Mortgages

Why choose this provider?

Mortgage of Texas & Financial LLC is a residential and small commercial mortgage broker owned by Charles Guy Stidham III. He has been in the mortgage industry for more than 20 years, serving clients in San Antonio and other areas. The company specializes in reverse mortgages and loans for military personnel, law enforcement, firefighters, and EMTs. The firm's Community Heroes Advantage program has special financing options offered to borrowers who serve, protect, and fight for the community and country.

License Verified:

License: 485501

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (13)
Facebook
4.7 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
8000 IH 10 West, Suite 600, San Antonio, TX 78230
  • New Construction

Why choose this provider?

San Antonio Mortgage provides several lending options to homebuyers in the metro. The company offers mortgages from the FHA and USDA, plus products with 5- to 30-year terms and adjustable rates. It also refinances existing arrangements, reconstructing contracts to obtain more favorable terms and conditions. San Antonio Mortgage works on each step from pre-approvals to the selection of choices. The firm has been open since 1987. The team has served over 1,920 families, including those of military personnel.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (26)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
San Antonio, TX 78214
  • Refinance
  • Reverse Mortgages

Why choose this provider?

Edge Home Finance Corporation serves homeowners and homebuyers in the San Antonio metro. The mortgage broker provides a variety of loans programs for different needs, including conventional fixed-rate, adjustable-rate, FHA, jumbo, VA, and reverse mortgage loans. Its team helps clients have confidence in their selected loan program by providing guidance on ideal loan terms and comprehensive assistance with loan processing. The mortgage broker also offers construction loans for clients who are building their own homes. It has a certified mortgage advisor on staff.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (134)
Facebook
4.8 / 5 (104)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
11602 Elm Bluff, San Antonio, TX 78230
  • New Construction
  • Refinance

Why choose this provider?

Founded in 2001, Accredited Mortgage Services is a veteran-owned company serving clients in San Antonio. It provides a variety of mortgage loan options for homeowners, homebuyers, and investors that include fixed-rate, jumbo, cash-out, FHA, and VA loans. Owner Boyd Byerly has been active in the mortgage industry in the area since 1999. He was a licensed Realtor from 2000 to 2002 and uses his experience to guide clients through the processes involved in real estate transactions.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (78)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
12222 Merit Dr Ste 1820, San Antonio, TX 75251
  • Refinance

Why choose this provider?

Churchill Mortgage is a team of home loan specialists based in San Antonio. They guide clients throughout the home loan process, whether they are purchasing a home or refinancing outstanding loans. They evaluate clients' situations and help them navigate the process of applying for loans. They also help homeowners shorten mortgage terms and consolidate debt through refinance loans. Churchill Mortgage has served more than 100,000 families since 1992. It also has offices in Plano, Lakeway, and Austin.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Facebook
4.6 / 5 (288)
Zillow
5.0 / 5 (13)
Google
5.0 / 5 (9)

(+1 additional source)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.