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Best Health Insurance Agencies in San Antonio

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Buchanan Insurance Agency logo
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License Verified:

License: 2580778

Texas Department of Insurance

Buchanan Insurance Agency

84 Northeast Interstate 410 Loop, San Antonio, TX 78216
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  • Individual Plans
  • Life Insurance

Business Description

Buchanan Insurance Agency is a San Antonio-based brokerage company working with local individuals, families, and business owners for their health insurance needs. Its offerings include private, employer group, and short-term medical insurance. Ancillary products, such as disability, accident, and dental insurance policies, are also available. Its agents can also assist clients with Medicare Supplements, Medicare Advantage, and prescription drug plans. Buchanan Insurance Agency works with multiple health insurance providers to provide its clients with a comprehensive array of policies for their needed coverage and protection.

License Verified:

License: 2580778

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (53)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Carnahan Insurance logo
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License Verified:

License: 687062

Texas Department of Insurance

Carnahan Insurance

601 Embassy Oaks, San Antonio, TX 78216
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  • Life Insurance

Business Description

Carnahan Insurance Agency is an independent insurance agency offering extensive insurance solutions for the residents in San Antonio and the whole of Texas. It offers its services in personal insurance, business insurance, and employee benefits. Its agents also assist with home, renters', auto, condo, and umbrella insurance. Carnahan Insurance Agency also offers BOP, workers' compensation, brewery insurance, farm insurance, contractor insurance, and trucking insurance. Jerry Carnahan serves as the president of the agency. He has been an insurance advisor since 1977.

License Verified:

License: 687062

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.0 / 5 (40)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
​Complete Care Insurance Group LLC logo
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License Verified:

License: 2295082

Texas Department of Insurance

​Complete Care Insurance Group LLC

1923 Culebra Road, San Antonio, TX 78201
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  • Life Insurance

Business Description

CompleteCare Insurance Group LLC is an independent insurance agency serving clients in San Antonio. Its Spanish-speaking personal risk advisors work with a vast network of health insurance companies that provide coverage for medical, surgical, and hospital expenses. Additionally, the agency helps clients understand their Medicare options and arrange supplemental plans to cover deficiencies in their policies. CompleteCare Insurance Group was founded in 2008 and has an El Paso office that extends its services to locals of Southeast New Mexico.

License Verified:

License: 2295082

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Coverage2Care logo
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License Verified:

License: 2298286

Texas Department of Insurance

Coverage2Care

4522 Fredericksburg Road, San Antonio, TX 78201
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  • Individual Plans
  • Life Insurance

Business Description

Coverage2Care has been assisting the locals of San Antonio and the neighboring areas with their health insurance needs since 2015. With more than 40 years of combined industry experience, the firm's agents mainly focus on small group employee benefits and help clients secure health insurance policies that provide coverage for medical, surgical, and prescription drug expenses. Additionally, the agency helps clients aged 65 and up understand their Medicare options from Part A to Part D.

License Verified:

License: 2298286

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (20)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
FutureWise logo
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License Verified:

License: 2308504

Texas Department of Insurance

FutureWise

900 Northeast Interstate 410 Loop, San Antonio, TX 78209
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  • Individual Plans
  • Life Insurance

Business Description

FutureWise provides comprehensive health insurance solutions to clients in the San Antonio area. These include short-term medical care, individual and family coverage, and small group care. Dental and vision insurance are also available. Additionally, the company offers assistance with Medicare Advantage, Medicare Supplement, and Medicare Part D plans. FutureWise also deals with term and permanent life insurance, as well as disability policies. The company works with multiple agencies, including Blue Cross Blue Shield, United Healthcare, and Aetna.

License Verified:

License: 2308504

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (92)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
GBMB Insurance logo
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License Verified:

License: 1618160

Texas Department of Insurance

GBMB Insurance

120 Oak Creek Court, San Antonio, TX 78232
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  • Group Plans

Business Description

GBMB Insurance is an independent agency that provides insurance and financial services in San Antonio. It offers group health insurance coverage for commercial clients. Its personal insurance options include coverage for cars, boats, mobile homes, and recreational vehicles, as well as homes, farms, ranch, condos, and rental properties. Flood and personal umbrella options are also available. GBMB Insurance has a wide range of commercial insurance options, including EPLI insurance, cyber liability, commercial property, and workers' compensation coverage.

License Verified:

License: 1618160

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.0 / 5 (5)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Health and Life Insurance Enrollment Center logo
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Health and Life Insurance Enrollment Center

10728 Perrin Beitel Road, San Antonio, TX 78217
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  • Individual Plans
  • Group Plans
  • Life Insurance

Business Description

Health and Life Insurance Enrollment Center is a health insurance agency serving clients from San Antonio and nearby areas. The firm offers a wide range of health insurance products for individuals and families, such as Medicare parts A, B, and C that cover various benefits like emergency care and lab testing. There are also insurance plans for vision, dental, and cancer. The company has partnered with various insurance carriers, including Oscar, UnitedHealthOne, and Blue Cross Blue Shield.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (25)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Keystone Insurance Services, Inc. logo
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License Verified:

License: 1785313

Texas Department of Insurance

Keystone Insurance Services, Inc.

13740 North Highway 183, Building K Suite 6, Austin, TX 78750
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  • Individual Plans

Business Description

Keystone Insurance Services, Inc., is a Trusted Choice independent insurance agency located in Austin and serving the insurance needs of businesses and individuals throughout Texas. It offers products from insurance companies such as Aetna, All Savers, BlueCross BlueShield, Humana, UnitedHealthcare. The company provides health, dental, vision, disability, and life indemnity coverages. It extends its services to clients looking for property and casualty policy plans. Its agents help clients in choosing appropriate protection from its group and individual dental, health, and long-term care insurance options.

License Verified:

License: 1785313

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
4.5 / 5 (81)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Luis Moreno Insurance logo
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License Verified:

License: 988455

Texas Department of Insurance

Luis Moreno Insurance

8865 Grissom Road, San Antonio, TX 78251
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  • Individual Plans
  • Life Insurance

Business Description

Luis Moreno Insurance is an agency that handles the insurance needs of individuals and business owners in and around the San Antonio metro. Owner Luis Moreno has more than two decades of experience as an insurance agent and is fluent in English and Spanish. He specializes in healthcare policies, including Medicare, Obamacare, and employer group coverage. The agency also provides personal insurance coverage for its clients' automobiles, homes, motorcycles, and valuable items. Commercial insurance plans, including general and professional liability, are likewise available.

License Verified:

License: 988455

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (22)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
MAR Financial Group logo
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License Verified:

License: 85065

Texas Department of Insurance

MAR Financial Group

1534 West Contour Drive, San Antonio, TX 78212
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  • Individual Plans
  • Group Plans
  • Life Insurance

Business Description

Since 1990, MAR Financial Group has been delivering health insurance plans to clients in San Antonio. Accredited as a Trusted Choice agency, some of its healthcare packages cover individuals and families, dental, vision, travel, and disability. The agents at this firm educate the clients before helping them choose healthcare policies for their valuables and loved ones. The firm has partnerships with Humana, Aetna, OneAmerica, and Aflac. Its other insurance products include employee insurance, life insurance, disability insurance, and Medicare.

License Verified:

License: 85065

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Texas State Financial & Health logo
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License Verified:

License: 1725214

Texas Department of Insurance

Texas State Financial & Health

2700 Northeast Interstate 410 Loop, San Antonio, TX 78217
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  • Individual Plans
  • Group Plans

Business Description

Texas State Financial & Health, established in 2013, offers health insurance options for individuals, families, and business owners throughout San Antonio. Other coverage plans include dental and vision, short-term major medical, ancillary products, medicare, and group medical plans. Recognized by the Elite Marketplace Circle of Champions, the company has addressed the insurance needs of thousands of clients. Justin Holland started the company and has lived in San Antonio for the past 10 years.

License Verified:

License: 1725214

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
5.0 / 5 (29)
Facebook
4.0 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Harrin Group logo
Visit WebsiteWebsite

License Verified:

License: 1960998

Texas Department of Insurance

The Harrin Group

906 Lightstone Drive, San Antonio, TX 78258
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  • Individual Plans
  • Life Insurance

Business Description

The Harrin Group is a veteran-owned business serving clients in the San Antonio area with health insurance services. Its founder and owner, Barry Harrin, is an electrical engineer with over 15 years of experience in the insurance industry. He specializes in several health care plans for families, students, self-employed individuals, veterans, pregnant women, and senior citizens. Harrin is the author of A Manager's Guide to Guerilla Warfare and The Islamic Conquest of Europe 2020.

License Verified:

License: 1960998

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (121)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Insurance Solutions Experts logo
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License Verified:

License: 2327309

Texas Department of Insurance

The Insurance Solutions Experts

16111 San Pedro Avenue #101, San Antonio, TX 78232
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  • Individual Plans
  • Life Insurance

Business Description

The Insurance Solutions Experts works with over 100 carriers, including Chubb and Molina Healthcare, to provide health insurance solutions in San Antonio. Its agents offer a variety of insurance products, such as Medigap coverage, annuities, group benefits, and disability insurance. They carry health insurance plans that are tied up with HMOs and EPOs, educate clients about High Deductible Health Plans (HDHP), and offer catastrophic health insurance coverage. The Insurance Solutions Experts has served over 20,000 businesses and individuals since it started.

License Verified:

License: 2327309

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.0 / 5 (61)
Facebook
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Medicare Space logo
Visit WebsiteWebsite

License Verified:

License: 1359812

Texas Department of Insurance

The Medicare Space

3463 Magic Drive, San Antonio, TX 78229
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  • Individual Plans
  • Life Insurance

Business Description

Since 2005, The Medicare Space has been providing insurance services to San Antonio and the neighboring areas. It specializes in Medicare plans and health insurance education. It designs health insurance policies that provide policyholders with a variety of advantages, such as coverage for medical expenses, hospice care, and emergency care. Its team also strives to obtain the best coverage for its clients while keeping the insurance procedures as simple as possible. Dental, vision, life, and final expense insurance products are also available.

License Verified:

License: 1359812

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (11)
Google
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
VOS Insurance Agency logo
Visit WebsiteWebsite

License Verified:

License: 1683737

Texas Department of Insurance

VOS Insurance Agency

11467 Huebner Road Suite 255, San Antonio, TX 78230
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  • Individual Plans
  • Life Insurance

Business Description

VOS Insurance Agency is a firm in San Antonio that helps clients secure a coverage policy for life or health. Its agents, considered as partners, were trained to assist clients who are seeking help for auto and homeowner's insurance, CGL, professional liability, and worker's compensation. The agency, drafted in its mission statement, endeavors to leverage innovations and mobile technology in order to transform the insurance industry to benefit its prospects and existing clients towards personalized solutions.

License Verified:

License: 1683737

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (33)
Facebook
5.0 / 5 (28)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Zinn Insurance logo
Visit WebsiteWebsite

License Verified:

License: 1768908

Texas Department of Insurance

Zinn Insurance

1141 North Loop 1604 East, San Antonio, TX 78232
Visit WebsiteWebsite
  • Individual Plans
  • Life Insurance

Business Description

Zinn Insurance is a provider of health insurance to individuals and families in San Antonio and the surrounding areas. Its health insurance plans include short-term, health share, traditional major medical, medical travel, and health reimbursement. It partners with all major healthcare providers to give clients a wide range of health coverage choices. Furthermore, its team of experienced professionals guides clients through the entire process, which includes discussing the clients' needs, designing of customized solutions, implementation of benefits, enrollment, and optimization.

License Verified:

License: 1768908

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (6)
Google
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Back to Providers

Frequently Asked Questions

Introduction

If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

How can you find affordable health insurance? 

Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

What is health insurance?

Health insurance policies are contracts that require an insurer to pay some or all of a beneficiary's health care expenses in exchange for a premium and deductible. Plans cover preventive care and emergency medical services arising from an injury or illness. They may also offer optional coverage for dental and vision.

How do health insurance companies make money?

Health insurance companies make money by collecting premiums from consumers and reinvesting the funds. Federal law requires insurers to put approximately 80-85% of collected funds toward claims, and 15-20% is used to pay for administrative expenses.

What is subsidized health insurance?

Subsidized health insurance is available exclusively through the Health Insurance Marketplace. This system applies federal tax credits that can reduce or eliminate premiums. Tax credits are available to consumers who earn up to 400% of the federal poverty level based on household size.

What is a health insurance deductible? 

A deductible is a fixed amount you must pay out-of-pocket before normal copays or coinsurance rates apply. Under the Affordable Care Act, some services, such as annual physicals and wellness screenings, must be covered at no charge.

Is it illegal to not have health insurance?

No. Starting in 2019, the federal government eliminated the penalty that applied to individuals who could afford health insurance but chose not to purchase it. Financial penalties still apply in California, Massachusetts, New Jersey, Rhode Island, Vermont, and Washington, D.C.

Does health insurance cover therapy? 

All Marketplace plans must cover behavioral health care services, including counseling, inpatient care, and substance abuse treatments. However, there are coverage limits, and preauthorization may be required.

What is a copay?

A copay is a fixed price that you pay at the time of service after your deductible is satisfied. Insurance companies set specific rates for primary and specialty care and other services, such as emergency room visits and X-rays. Alternatively, plans may have coinsurance rates that require beneficiaries to pay a certain percentage of covered charges.

What is the Health Insurance Marketplace?

The Health Insurance Marketplace is a federal service designed to help consumers compare and purchase subsidized health insurance plans that comply with the Affordable Care Act. A number of states operate their own insurance marketplaces, including California, Colorado, New York, and Pennsylvania.

How can you find health insurance without a job?

Individuals who don't have access to health insurance through their job can purchase ACA-compliant plans through the Health Insurance Marketplace. Off-exchange plans are also available through private insurers and independent agents. The Consolidated Omnibus Budget Reconciliation Act (COBRA) gives certain individuals who are losing their coverage the right to maintain the same plan for a limited time period. 

Can you cancel health insurance at any time? 

Consumers can cancel their health coverage at any time. Cancellations may be effective immediately or at a specified date. However, you must wait until Open Enrollment to sign up for a new plan unless you qualify for a Special Enrollment period.

Can you have more than one health insurance policy?

It's possible to have primary and secondary health insurance. This is most common with Medicare and Medicaid beneficiaries, including dual enrollees and individuals who purchase supplemental plans. Secondary plans can cover some additional expenses, but you're still responsible for premiums and deductibles.

Is health insurance pretax?

Premiums for employer-sponsored health plans are generally deducted from the worker's pretax income. The same is true for voluntary contributions made to Flexible Spending Accounts and Health Savings Accounts that are paired with a qualifying high-deductible health plan.

How long can a child stay on a parent\'s health insurance policy?

Children can stay on their parents' health insurance plan until their 26th birthday. There's a 60-day special enrollment period following this date. Exemptions allow disabled adult children to remain on their parents' policy beyond this age.

Do you have to pay a health insurance deductible upfront?

In most cases, out-of-pocket expenses for approved services count toward your deductible. However, it's increasingly common for hospitals to request all or part of the deductible upfront when scheduling major services, such as CT scans and surgeries.

Do employers have to offer health insurance?

The Affordable Care Act requires companies with at least 50 full-time employees to make essential health benefits available to 95% of their workforce. Companies that choose not to offer such benefits may have to pay a penalty.

Is there a tax credit for having health insurance?

The Advance Premium Tax Credit is a federal tax rebate designed to lower the cost of health insurance plans purchased through the Marketplace. Eligibility is based on income and household size. Consumers can decide how much of their tax credit to put toward their premiums.

Read all FAQs