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2024

Last updated:

Best Local Car Insurance Agencies in San Antonio

Our Recommended Top 18

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored San Antonio Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

783Reviewed

477Curated

18Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
Shavano Drive, Shavano Park, TX 78231

Why choose this provider?

Anglesey Insurance Agency is an independent insurance business based in Shavano Park, Texas, serving clients from the greater San Antonio area and the surrounding communities. With over two decades of experience in the insurance industry, the firm understands the local auto insurance landscape in depth. Its agents help auto insurance buyers to find suitable policies that provide comprehensive coverage at affordable prices. Anglesey Insurance Agency also offers home, commercial, boat, and umbrella insurance products.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2060 Universal City Blvd Ste B, Universal City, TX 78148

Why choose this provider?

Liberatore Insurance Group is an independent insurance agency near San Antonio that specializes in auto, home, commercial, and individual life insurance. It provides no-obligation quotes from leading carriers, offers impartial advice on the pros and cons of competing policies, and ensures clients fully understand their level of coverage. Its agents arrange an array of policies that manage risk, such as mortgage protection should the holder lose their income, and universal life, protecting the policyholder throughout their years.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (22)
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
539 N General McMullen, Ste 110, San Antonio, TX 78228
  • Multiple Carriers

Why choose this provider?

VSC Insurance is a San Antonio-based firm that caters to first-time and longtime city residents. It offers auto insurance for various types of drivers, including those with previous accidents and misdemeanors. The firm advises each client on potential coverages for their cars, such as repairs and SR-22s. In addition, it can file claims and enroll clients in auto policies through a 24/7 service. The firm's other services include casualty coverage, property damage coverage, and surety bonds. VSC Insurance was established in 2006,

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.5 / 5 (13)
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
13210 US Highway 87 W, La Vernia, TX 78121

Why choose this provider?

BDI Insurance is an independent insurance agency in La Vernia, Texas, serving residents in communities across the San Antonio metro area and South Texas. The company works with motorists who own standard cars, motorcycles, classic cars, and recreational vehicles to construct insurance policies that fit the needs of each vehicle and its driver. Policies include collision coverage, comprehensive coverage, and protection for uninsured or underinsured motorists. BDI Insurance also assists clients with homeowners and tenants insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
13409 NW Military Hwy Ste 308, San Antonio, TX 78231

Why choose this provider?

Texan's Choice Insurance Agency helps residents throughout the greater San Antonio, Texas, area obtain the auto insurance coverage they require. Agents provide clients with a hassle-free process by taking the time to explain insurance protection options, such as collision and comprehensive policies, liability limits, and deductibles, to ensure they select the plan that's right for them. The agency works with multiple insurance providers, including The Hartford, Safeco Insurance, Travelers, and Progressive to compare rates and plans for its clients

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (51)
Facebook
4.6 / 5 (11)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6021 Callaghan Road, San Antonio, TX 78228
  • Multiple Carriers

Why choose this provider?

Primera Insurance & Tax Services provides financial security solutions to people through its three locations all over the San Antonio metro. It offers auto, home, business, and recreation insurance policies for individuals and commercial clients. The independent agency's policy options include comprehensive coverage, protection from vehicle theft and weather-related damage, personal liability, and roadside assistance. It saves resources by facilitating getting quotes from multiple carriers with the information that clients submit once. Its experienced agents personally communicate with clients to understand their needs.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
930 SW Military Drive Suite 102, San Antonio, TX 78221
  • Bundling Option

Why choose this provider?

Insurance Xchange offers coverage plans to clients from San Antonio and neighboring cities in need of vehicular protection policies. To help consumers decide which product to avail, its agents inform them about the coverages for property, liability, medical treatment. They also cater to the needs of customers searching for available business, home, health, and motorcycle indemnity options. Insurance Xchange has been operating since 2015. It is an independent agency representing carriers like Gainsco, Travelers, and Kemper.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (49)
Facebook
5.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1534 Contour Dr Ste 101, San Antonio, TX 78212

Why choose this provider?

ARM Insurance Agency Inc. is a family-owned insurance company in San Antonio, Texas. The company has over 25 years of experience working with The Hartford, Nationwide, and several other insurance carriers to assist individuals and businesses with auto insurance policies. Policies include liability, comprehensive, collision, and uninsured motorist coverages. Clients may choose to add rental reimbursement and personal injury protection coverages to the insurance plan. ARM Insurance also writes homeowners insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.4 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
16620 San Pedro Ave Suite 100, San Antonio, TX 78232
  • Multiple Carriers

Why choose this provider?

Westex Insurance Services caters to San Antonio clients. It provides vehicle insurance policies that include coverages for boats, motorcycles, and ATVs. Insurance products for recreational vehicles such as trailers, motorhomes, and campers are also available. The company provides coverage options that include the injured driver and passengers. Its other offerings are home, specialty, umbrella, and life insurance. Westex has been providing financial protection for clients for over 15 years. It is a member of the Insurance Agency Owners Alliance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (13)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4429 De Zavala Rd, San Antonio, TX 78249
  • Multiple Carriers

Why choose this provider?

Shavano Insurance Agency, LLC, is a local car insurance provider that writes policies for clients in the San Antonio area. Its policies include coverage options for collision, comprehensive, liabilities, uninsured motorists, emergency roadside assistance, and rental reimbursement. It also offers policies for classic cars, watercraft, motorcycles, motor homes, and recreational vehicles. Its products are sourced from multiple carriers, including Hagerty, Gainsco Auto Insurance, Kemper Auto, and State Auto. It allows clients to combine policies from different carriers.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (42)
Google
4.9 / 5 (35)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5050 S. Flores St., Suite #3, San Antonio, TX 78214
  • Motorcyle & ATV

Why choose this provider?

The JJ Landin Insurance Agency has been serving clients in San Antonio since 2000. It offers auto insurance to compensates people who get into road crashes. The policy covers vehicle repairs and medical bills for injured occupants, theft, vandalism, and damage caused by uninsured drivers. The firm also provides insurance for homes and rental properties and commercial policies to cover vehicle fleets and professional liability suits. Clients can choose from more than 30 insurance providers.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (24)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
20742 Stone Oak Pkwy #105, San Antonio, TX 78258
  • Motorcyle & ATV

Why choose this provider?

Echelon Insurance Agency LLC has more than 50 years of combined experience providing quotes and policies to clients in San Antonio and the surrounding areas. It is an independent agency that has access to multiple insurance providers. One of its offered products is auto insurance, which covers the risk of financial liability or losses from collisions that result in property or physical damage. In addition, it also offers coverage for classic and exotic cars.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (25)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
5152 Fredericksburg Rd. Ste 240, San Antonio, TX 78229
  • Multiple Carriers
  • Motorcyle & ATV

Why choose this provider?

Skyline Insurance offers car protection plans for clients in San Antonio. The agency assists clients in obtaining the appropriate coverages of Progressive car insurance. Its agents inform shoppers about the features each plan covers to help them in their selection of products to purchase. There are also plans suitable for motorcycle and commercial truck owners. Those who own or use watercraft like boats and jet skis are also accommodated by the company's representatives. Other options available are roadside assistance packages and homeowners' or renters' insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1739 Citadel Plaza, San Antonio, TX 78209
  • Motorcyle & ATV

Why choose this provider?

Independent Insurance Center Inc. provides its services to individuals, families, and businesses in San Antonio and the neighboring areas. It offers auto insurance plans that cover a variety of car types, including pick-ups, sedans, classic cars, and sports utility vehicles. Its agents write policies for recreational vehicles, watercraft, airplanes, and farms. It also caters to high-net-worth individuals and estates that require high liability limits and umbrella coverage. The company brings over 100 years of industry experience, representing carriers like Hagerty, Foremost, and MetLife.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.9 / 5 (55)
Google
4.2 / 5 (6)

Website
6827 Camp Bullis Rd #302, San Antonio, TX 78256
  • Motorcyle & ATV

Why choose this provider?

HD Insurance Agency is a local independent firm that helps clients shop for car indemnity plans in San Antonio and the neighboring areas. It informs consumers about the coverages offered in car insurance products, so they could choose policies that are appropriate for their needs. Its agents compare available products from various carriers, so customers may obtain their needed collision, comprehensive, and property damage features. Plans with bodily liability and uninsured/underinsured protection are also available.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
5.0 / 5 (60)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
14400 Northbrook Dr Ste 150 # Ste, San Antonio, TX 78232

Why choose this provider?

Billy Greaves Insurance Agency Inc. is located in San Antonio, Texas, and has been serving clients in the area since 1936. It offers a wide range of insurance products, including auto insurance from major providers such as America First Insurance, Travelers, and Progressive. Its policies include personal and bodily injury liability coverage, and customers can choose to upgrade their policy to include options such as comprehensive and collision coverage. In addition to auto insurance, the company offers home, life, and commercial insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2700 NE Loop 410, Suite 330, San Antonio, TX 78217
  • Bundling Option

Why choose this provider?

Global Green Insurance Agency caters to individuals and businesses in San Antonio and its neighboring metros. The company offers a wide selection of products, including auto, home, life, and health insurance, in addition to recreational vehicles and business coverage. Its auto insurance policy covers classic cars, non-owner, standard, and SR-22. The company works with various carriers, including Hartford, Progressive, Travelers, Safeco, State Auto, and Dairyland. One of its associates, Tanya Palmer, has been a local insurance agent since 2006.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (28)
Facebook
5.0 / 5 (12)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
San Antonio, TX
  • Multiple Carriers

Why choose this provider?

Wildcard Insurance caters to the residents of San Antonio. The independent agency offers auto insurance to cover repairs, replacements, and towing in case of car accidents and other covered events. The appropriate coverage also protects car owners from liabilities and negotiations with other parties involved. Its team works with more than 30 carriers, including Progressive and Safeco, to help clients choose policies suitable to their needs and budgets. Wildcard Insurance also assists with motorcycle, home, renter, and flood coverage.

License Verified:

License: 2587879

Texas Department of Insurance

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • Why are car insurance rates surging in San Antonio?

    In San Antonio, car insurance rates shoot up due to a rise in claims and current economic challenges, like mechanic costs. Individuals experience an increase of about 23%, with another 10% hike expected within a year. Higher claims and the economy's struggle with shortages drive this surge. Though rates across insurers remain similar, bundling home and auto or choosing yearlong policies can help curb the increase.

  • Are car insurance rates in San Antonio influenced by driving-related circumstances?

    Yes, car insurance rates in San Antonio are influenced by driving-related circumstances. When one receives a speeding citation, their car insurance premiums increase by approximately $400. In the event of an accident, this amount rises to around $800. A DWI offense can result in a substantial premium increase, nearing $2,000. Moreover, adding a teenage driver to one's policy may lead to a notable spike of about $2,300. Hence, exhibiting prudence on roads proves financially advantageous.

  • What does state law mandate for drivers in San Antonio?

    Under state law, San Antonio obligates drivers to prove financial responsibility for potential accident costs. The majority of people fulfill this duty by acquiring auto liability coverage, which covers damages to other cars, properties, and medical bills when they are responsible for an accident. If they still owe money on their vehicle, their lender will also insist on collision and comprehensive coverage as a requirement.

  • When is proof of car insurance required in San Antonio?

    In San Antonio, individuals must furnish proof of insurance when requested by law enforcement during traffic stops, following accidents, for vehicle registration, or for driver's license issuance or renewal. They must also provide proof of insurance as part of the annual vehicle inspection process. Hence, drivers are advised to store their insurance ID cards in the glove compartment for swift access to prepare for these situations.

  • Is a person covered by insurance when driving someone else's car in San Antonio?

    When an authorized individual drives another person's car in San Antonio, they are often covered under the owner's insurance. In the event of an accident, the car owner's insurance serves as the primary source of coverage, with the possibility of the driver's own auto insurance policy being applied depending on its specific terms and conditions.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.