Expertise.com

Best Life Insurance Companies in San Angelo

2024

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls
Life Insurance Companies FAQs 〉

Providers

Last updated:

Website
3433 Windmill Drive, San Angelo, TX 76904
  • Life Insurance

Why choose this provider?

Bren Holland Financials is a financial consultant that serves clients in San Angelo. It offers several life insurance options, such as term, whole life, and return of premium plans. Bren Holland Financials also crafts guaranteed universal life plans that can be used to build a client's estate. It has formed partnerships with several insurance companies, including Great American Life, National Life Group, and American Equity, to deliver insurance coverage that suits the needs of its clients.

Website
1121 South Abe Street, San Angelo, TX 76903
  • Life Insurance

Why choose this provider?

Chunky Nelms Insurance Agency is a multi-line insurance company serving the San Angelo metro area and the surrounding communities. The firm provides life insurance policies that can adequately secure the financial future of individuals and their dependents during unforeseen events. As an independent insurance broker, the agency represents over 25 carriers and helps clients choose the right life coverage option akin to their needs. The team also delivers auto, home, toy, and business insurance. Nelms has been working in the financial industry since 1999.

License Verified:

License: 2646740

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (7)
Google
5.0 / 5 (1)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
202 West Beauregard Avenue, San Angelo, TX 76903
  • Life Insurance

Why choose this provider?

Younts Insurance Agency provides life and health insurance through its office in San Angelo. It offers various types of insurance coverage which include indemnity, managed care, and government-sponsored. It is a family-run independent agency that offers different policies from multiple carriers such as Travelers, The Hartford, and Kemper. Younts Insurance Agency was established in 1985 as a health product supplier and has diversified its products through the years. Some of the products include homeowners', automobile, and business insurance policies.

License Verified:

License: 1607917

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Facebook
4.0 / 5 (10)
Google
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
2001 West Beauregard Avenue, San Angelo, TX 76901
  • Life Insurance

Why choose this provider?

Wetz Insurance Group is an independent agency operating in San Angelo. It provides term, whole, and universal life insurance policies that are beneficial for different circumstances. The coverages are used for a wide range of personal and business needs including child education funding, mortgage protection, charitable giving, business continuation, paying off household debt, and retirement income supplement. The agency also offers auto, umbrella, and homeowners' insurance. It partners with multiple insurance companies to present customizable solutions.

License Verified:

License: 1338176

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)

Website
4160 W Houston Harte Expy, San Angelo, TX 76901
  • Life Insurance

Why choose this provider?

Family Insurance Services assists San Angelo-based clients in shopping for a life insurance solution catered to their needs. Collaborating with insurance carriers such as Allstate, Progressive, Safeco Insurance, Liberty Manual, Foremost Insurance Group, and Lighthouse Property Insurance Corporation, the company provides its clients with insurance options that protect their residential properties. It also offers insurance solutions for automobiles, motorcycles, RVs, and watercraft. Family Insurance Services also works with business owners by providing them insurance policies that cover general liability and workers' compensation.

License Verified:

License: 1537315

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (24)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1102 North Chadbourne Street, San Angelo, TX 76903
  • Life Insurance
  • Health Insurance
  • Group Plans

Why choose this provider?

San Angelo Insurance is a homegrown insurance business that serves the community of San Angelo. It represents a wide variety of insurance carriers and crafts customized life insurance policies according to each client's budget and needs. Life insurance products can give the insured and their families financial security in the event of the insured's demise. Its founder, Ricky Villarreal, has operated businesses in San Angelo for more than 15 years and actively helps the community.

License Verified:

License: 1392894

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (299)
Facebook
2.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3505 Wildewood Drive, San Angelo, TX 76904
  • Life Insurance

Why choose this provider?

1CFCU Insurance Services is a company offering term and permanent life insurance plans to the community of San Angelo. It also provides health, automobile, motorcycle, watercraft, recreational vehicle, and renters' insurance. In addition, this insurance agency helps older adults and mentally and physically disabled patients by providing short and long-term disability insurance options. It also offers Medicare plans, including Medicare Advantage and Medicare Supplemental insurance plans. 1CFCU Insurance Services has been in the business for 25 years.

License Verified:

License: 2039835

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Facebook
4.0 / 5 (62)
Google
5.0 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5301 Knickerbocker Road, San Angelo, TX 76904
  • Life Insurance

Why choose this provider?

Cecil A. Ross Investment & Insurance Group is an independent agency that caters to clients in San Angelo. It offers life insurance plans that include benefits and features, like business succession planning, estate preservation, mortgage pay-offs, retirement income, and wealth transfer. Additionally, auto, commercial, group health, home, and Medicare Supplement insurance policies are provided. Cecil A. Ross, the firm's president, has been working in the insurance industry since 1988. Besides being an insurance professional, he has a passion for mountain biking, running, and tennis.

License Verified:

License: 772496

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (42)
Facebook
4.0 / 5 (30)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
201 South Chadbourne Street, San Angelo, TX 76903
  • Life Insurance
  • Health Insurance
  • Individual Plans
  • Group Plans

Why choose this provider?

Trimble-Batjer is an insurance brokerage that has been serving residents and businesses in San Angelo since 1883. It offers many risk management solutions, including health and life insurance and coverage for homeowners, automobiles, farms, and ranches. The locally owned agency also provides surety bonds and extensive policies for businesses and commercial entities. The fifth-generation brokerage is a member of the K&S Group Inc., and it is licensed to operate in more than 30 states.

License Verified:

License: 5050

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
5.0 / 5 (4)
Facebook
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
522 East 19th Street, San Angelo, TX 76903
  • Life Insurance
  • Health Insurance

Why choose this provider?

Lynn Johnson is a State Farm insurance agent located in San Angelo. With over 45 years of experience, Lynn has the expertise to help individual and commercial clients navigate the complexities of insurance and find the best policy for their needs. He offers life insurance, health insurance, homeowners' insurance, auto insurance, and business insurance. He also provides policies for personal articles, such as jewelry and collectibles. Lynn is a member of the National Association of Insurance and Financial Advisors.

License Verified:

License: 683911

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
2009 West Beauregard Avenue, San Angelo, TX 76901
  • Life Insurance
  • Health Insurance

Why choose this provider?

PK Kelley Insurance Agency, LLC, is an independent insurance agency offering a wide array of policies and coverage plans to the San Angelo area. These policies range from permanent and term life insurance to commercial liability and business crime insurance. Its insurance professionals shop from various insurers such as Dairyland Insurance and Foremost Insurance Group to find the coverage plan that meets the client's needs. The staff at the PK Kelley Insurance Agency have over 20 years of combined industry experience.

License Verified:

License: 7912

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.0 / 5 (59)
Facebook
5.0 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • How can San Angelo residents verify the licensing of an insurance agent or company in Texas?

    Residents of San Angelo can check the licensing status of an insurance agent or firm by using the Look up a company or agent tool on the Texas Department of Insurance website or calling their Consumer Help Line at 800-252-3439. It is critical to choose a licensed entity; if an unlicensed company fails, the beneficiary may not receive the claim. Licensed businesses are members of a guaranty association that ensures claim payouts for defunct businesses.

  • How are death benefits from life insurance policies typically disbursed in San Angelo?

    In San Angelo, life insurance death benefits are frequently provided as a one-time lump sum. Other payment methods, however, are available, as chosen by either the policyholder or the beneficiary. These include the interest option, in which the insurer retains the principal and pays periodic interest; fixed period payouts, which distribute the death benefit and interest over a specified timeframe; and the life refund option, in which the beneficiary receives a fixed monthly sum for life, potentially exceeding the initial death benefit.

  • Is there an age limit for acquiring life insurance in San Angelo?

    Individuals in San Angelo can seek life insurance coverage at almost any age, from early childhood to retirement. While term life insurance may be less necessary, whole life insurance is still available. Residents can typically apply for whole life policies until they reach the age of 80, ensuring they have coverage options throughout their lives.

  • For San Angelo residents, is it feasible to receive a better rate on a term life insurance policy?

    Yes, San Angelo residents can potentially lower their term life insurance premiums by adopting healthier habits such as quitting smoking and managing medical conditions through treatments or weight loss. Individuals may be eligible for lower rates within one to two years, depending on their circumstances. The adjusted rate is applied to their current policies after re-underwriting.

  • Can life insurance be used to offset funeral expenses in San Angelo?

    Yes, residents of San Angelo can use life insurance proceeds to cover funeral expenses. However, because funeral expenses can be unexpectedly high, it is critical to ensure that the policy amount is not solely dedicated to this purpose. A more comprehensive policy is recommended to provide beneficiaries with financial assistance that extends beyond funeral-related costs.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

Related Articles

Featured6 Best Life Insurance Companies of 2023 Hero Image

6 Best Life Insurance Companies of 2023

Our top pick for the best life insurance company of 2023 is MassMutual, which features a wide variety of policies and riders ...