Best Mortgage Refinance Companies in Round Rock

Forty Acres Lending is a mortgage company that serves Round Rock with a focus on residential home loans. It helps move-up purchasers, self-employed, veterans, and first-time home buyers obtain a house or mortgage refinancing. With loan refinance, clients may reduce their DTI, interest rates, and monthly payments. Forty Acres Lending is a family-owned business that has been in the mortgage industry since 1999. It is headquartered in Austin and also operates in Fort Collins, Colorado.

56 Home Loans is a locally owned and operated mortgage broker that serves individuals and families in Round Rock and the surrounding areas. It assists with mortgage refinancing, which reduces clients' mortgage terms or monthly payments. Its refinancing programs also help clients consolidate high-interest debt or get cash out. The brokerage refinances different types of properties, including single-family and multi-family homes, townhouses, and condominiums. The professionals of 56 Home Loans have more than three decades of mortgage experience.

Austin Mortgage Associates serves Round Rock homeowners and buyers. It offers mortgage refinancing programs for a variety of residential properties, including single-family homes, multi-family residences, condominiums, townhouses, and manufactured homes. Its refinance advisors help clients narrow down their program options based on their personal and financial requirements. They also offer loan programs such as FHA, VA, Jumbo, USDA, fixed-rate, ARM, and interest-only mortgages. The firm—which is a certified Divorce Lending Practice—has closed over $500,000 worth of mortgage plans since 2000.

Capital City Mortgage is a residential and commercial mortgage brokerage company that serves clients in Round Rock. It offers home refinancing services with various mortgage plans, including conventional and government loans with fixed-rate, adjustable, and combination rates. Loan types include USDA, FHA, VA, and reverse. It also provides a bad credit home loan program that assists borrowers to bring up their credit scores to qualify for home purchases. Capital City Mortgage has access to over 50 financial institutions.

Home Loans by JCI is a full-service company that serves clients in the Round Rock metro and the surrounding areas. It offers traditional mortgage options including home equity, conventional, FHA, VA, USDA, and jumbo loans. It also has a second chance purchase program available for borrowers who are experiencing or have experienced foreclosure, short sale, and bankruptcy. The company's website has a mortgage calculator tool that can help clients get an idea of how much their monthly payment is going to be.

HomeTown Texas is an Austin-based brokerage that offers services in communities throughout Round Rock. Its staff has a selection of loan programs and refinancing options that accommodate the financial goals and needs of first-time homebuyers and those with existing mortgages. It is led by the agency's owner, Ryan Leahy, who is a Certified Mortgage Planning Specialist. HomeTown Texas also has a proprietary mobile application that grants access to relevant resources and allows applicants to upload required files and documents.

JB Mortgage Group serves individuals and families in Round Rock and the surrounding areas. It specializes in reducing clients' monthly mortgage payments, lower rates, and consolidating high-interest debts by refinancing their existing loan programs. It also offers cash-out refinance solutions for individuals wishing to obtain cash from their home's equity. In addition to refinancing services, its team serves homebuyers needing FHA, jumbo, and VA loan programs. The company's founder, Justin Boyd, started his career in the mortgage industry in 2006.

Ken Calvert is a senior loan officer that assists clients in Round Rock to refinance their mortgages. He provides clients with options to reduce interest rates, decrease monthly amortization, adjust the term of the loan, or cash out from their home's equity. Calvert has more than 20 years of experience in the industry. He is a retired veteran with more than 20 years of active reserve service and active duty as a USAF C-5 Flight Engineer.

Main St. Mortgage provides Round Rock residents with assistance in finding and applying for mortgage options and refinancing plans tailored to their financial needs and circumstances. It offers government-supported lending options like FHA and VA loans alongside lending options with fixed or adjustable rates. For clients with existing mortgages, its staff provides them with refinancing analyses and professional consultations to help them choose refinancing plans suited to their criteria. Branch manager Michael Howard has over a decade of experience in the financial services industry.

Mortgage Austin is a service provider that offers refinancing solutions to borrowers in the Round Rock area. The company helps homeowners refinance existing mortgages to rate-and-term, cash-out, and cash-in programs. Its loan officers advise clients regarding prepayment penalties, closing costs, industry guidelines, and financial tips. They assist in navigating the refinancing process from assessment and application to underwriting and funding. Founder Anthony Ferrando started his career in the real estate financing industry in 2012 as a Realtor.

Nina Thomason is a residential mortgage loan officer serving clients in Round Rock. She provides first-time home buyers with programs like conventional loans, fixed and ARMs, FHA, and VA loans. The agent also assists borrowers and investors with various residential home mortgage solutions like refinance, new purchases, investment properties, and vacation houses, helping families and individuals fulfill their goals of having their dream homes. Nina's team of loan processors assists clients step by step throughout the application process.

ZippyHomeLoans.com comprises Shalinee and Sunit Bhardwaj, mortgage advisors based out of Austin who cater to prospective mortgage applicants in and around the area, including Round Rock. They offer tailor-made refinancing solutions for clients. These include adjustable- and fixed-rate mortgages, which provide options for reduced interest rates and home equity cash-outs. They employ an informative approach by providing applicants with comprehensive reports on financial risks, property value changes, and potential monthly payments involving each offered plan. Shalinee and Sunit also assist those who wish to apply for conventional, VA, USDA, FHA, and non-QM loan programs.