Expertise.com

2024

Last updated:

Best Mortgage Brokers in Round Rock

Our Recommended Top 12

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Round Rock Mortgage Brokers on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

40Reviewed

28Curated

12Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

3201 Menchaca Rd., Austin, TX 78704
WebsiteLicense: 264320

Expertise.com Rating

Why choose this provider?

Barton Creek Lending Group has been serving property owners throughout Round Rock for over 15 years. The business provides various loan programs, such as jumbo, conventional, VA, FHA, and home equity mortgage loans. It offers mortgage financing for condo projects, raw land, and commercial and residential properties. Its team of loan officers collaborates with mortgage investors, banks, and lenders to assist customers with the process of home refinancing and buying. Barton Creek Lending Group is also licensed to operate in New Mexico, Colorado, and Florida.

  • Refinance
  • Purchase

5707 Southwest Parkway, Bldg. 2, Suite 150, Austin, TX 78735
WebsiteLicense: 212382

Expertise.com Rating

Review Sources

Google
5.0 (105)
Facebook
5.0 (29)
Zillow
5.0 (9)

Why choose this provider?

The Pronsky Team is a group of professionals providing mortgage services with Legacy Mutual Mortgage. Serving Round Rock clients, Nick and his team offer guidance in buying or refinancing a home by presenting a variety of loan options. These include VA, FHA, USDA, conventional, and down payment assistance loans. In addition to more than 16 years of experience working in the loan industry, Nick has been recognized by Scotsman Guide as a top loan originator in the country.

  • Home Loans
  • Purchase Loan Officer
  • VA Loans

715 Discovery Blvd #212, Cedar Park, TX 78613
WebsiteLicense: 301081

Expertise.com Rating

Review Sources

Google
5.0 (67)
Facebook
5.0 (18)
Yelp
5.0 (4)

Why choose this provider?

Sheri McKim, branch manager at Benchmark Mortgage in Austin, assists homebuyers in navigating loan programs in Round Rock and the surrounding areas. She offers customized loan options tailored to the borrower's specific needs. Sheri is part of Scotsman Guide's top women originators of 2021. Benchmark Mortgage offers over 250 loan programs. It has over two decades of experience in finding the right loans for clients. It has helped thousands of homeowners in more than 80 locations nationwide.

  • Refinance

127 Lake Road, Belton, TX 76513
WebsiteLicense: 317789

Expertise.com Rating

Review Sources

Google
5.0 (109)
Facebook
4.9 (34)

Why choose this provider?

Fairway Independent Mortgage Corporation is a mortgage brokerage firm that caters to home buyers in Round Rock. It provides a range of mortgage loan programs, such as FHA, USDA, VA, conventional, and renovation loans. Some of its other loan programs include refinance, reverse mortgage, power buyer program, and vets housing assistance loans. The Wood Group of Fairway Independent Mortgage Corporation consists of more than 160 mortgage advisers and support specialists.

  • Refinance

5910 Courtyard Drive Suite 160, Austin, Tx 78731
WebsiteLicense: 1936194

Expertise.com Rating

Review Sources

Google
5.0 (112)
Yelp
5.0 (24)

Why choose this provider?

BIG Life Home Loan Group assists residents of Round Rock with property ownership and mortgage options. It offers insight to prospective homebuyers about their financing needs and goals while guiding them through various loan products like jumbo home, FHA home, and VA home loans. For clients who are ready to make an offer, the firm also helps discover if they prequalify for a home loan, which sets them apart from other buyers in the market. Branch manager Amy Oehler has been assisting clients for over 20 years.

  • Refinance
  • Purchase

13809 Research Blvd, 500, Austin, TX 78750
WebsiteLicense: 862188

Expertise.com Rating

Review Sources

Google
5.0 (49)
Facebook
5.0 (7)
Yelp
5.0 (3)

Why choose this provider?

40 Acres Lending is a family-owned business that has been serving Round Rock and the surrounding communities since 1999. It assists individuals who are purchasing or refinancing a home by offering a wide range of loan options, from traditional to no income verification. These include FHA, jumbo, conventional, fix and flip, and new construction for investors. Its mortgage broker, Gena Caudle, considers the client's financial situation and credit scores when recommending loan programs. She is also a real estate agent who is a co-founder of the Texas Women in Business.

  • Refinance
  • Purchase
  • Home Loans

9009 Mountain Ridge Dr, Ste 210, Austin, TX 78759
WebsiteLicense: 554419

Expertise.com Rating

Review Sources

Zillow
5.0 (200)
Google
4.9 (118)

Why choose this provider?

Since 2008, Highlander Mortgage has been providing mortgage solutions for customers in Round Rock and the surrounding areas. Whether a client is purchasing a dream home, refinancing an outstanding mortgage, or consolidating debts, the company's team of mortgage experts helps clients find suitable loan programs based on their needs. The team offers conventional loans, FHA loans, VA loans, jumbo loans, and home equity loans. Firm owner Ashby McDonald has over 15 years of experience as a loan officer and broker.

  • Refinance

4819 Williams Dr, Georgetown, TX 78633
WebsiteLicense: 196278

Expertise.com Rating

Review Sources

Google
5.0 (58)
Facebook
5.0 (54)
Zillow
5.0 (3)

Why choose this provider?

The Steve Ferguson Team is a residential mortgage loan originator with Thrive Mortgage that serves clients in Round Rock. It delivers personalized solutions for 30- and 15-year fixed-rate and adjustable-rate mortgages. Ferguson also offers FHA, VA, construction, jumbo, USDA, and 203K loans, as well as reverse mortgages. Bank statements and asset depletion are also included in the offered programs of The Steve Ferguson Team. In addition to financial products for purchasing a home, he provides refinancing assistance to lower home loan rates.

  • Refinance

3420 Executive Center Drive #G100, Austin, Tx 78731
WebsiteLicense: 177299

Expertise.com Rating

Review Sources

Yelp
4.9 (346)
Facebook
4.9 (117)
Google
4.7 (7)

Why choose this provider?

Founded in 2001, Leaman Team is a mortgage firm that helps borrowers in and around Round Rock. It assists people who are looking for mortgage programs to purchase a new house or refinance their current loans. After closing, the team acts as a consultant for clients, answering their questions or issues about their mortgage. It also recommends contractors, financial experts, law professionals, tax and accounting service providers to clients. Leaman Team also offers home loans for properties located in Colorado.

  • Refinance
  • Purchase

9600 Great Hills Trail Suite 150W, Austin, TX 78759
WebsiteLicense: 209010

Expertise.com Rating

Review Sources

Google
5.0 (229)
Yelp
4.8 (78)

Why choose this provider?

Leahy Lending is a team of mortgage professionals serving Round Rock. It offers a broad range of loan programs, including green mortgage, conventional, and construction loans. The firm also offers government loans such as USDA, FHA, and VA. Leahy Lending was established in 2002 by Ryan Leahy, who has been working in the mortgage industry for over 25 years. He has experienced the highs and lows of the housing industry, which contributed to his knowledge of navigating the mortgage market.

  • Home Loans
  • Purchase Loan Officer

3600 West Parmer Lane, Suite 160, Austin, TX 78727
Website

Expertise.com Rating

Review Sources

Facebook
4.8 (42)
Google
4.8 (22)

Why choose this provider?

Renée Damron is a loan officer for CLM Mortgage who provides services to clients all over Texas. She has more than 15 years of experience in customer service and 10 years in the new home industry. Damron provides her expertise in the mortgage industry and the home buying process by guiding clients through the steps of financing a home. She also specializes in resales and refinances. The agency offers various loan programs, such as FHA, blended, jumbo, and veterans' administration loans, to help home buyers finance their property acquisitions.

8900 Business Park Drive, Austin, TX 78759
WebsiteLicense: 218862

Expertise.com Rating

Why choose this provider?

The Cody Reid Team is a full-service mortgage firm that offers comprehensive solutions to clients in Round Rock. It offers personalized mortgage lending options to meet the needs of clients who are looking to purchase properties. Some of its government loan options include VA, FHA, and USDA loans. Additionally, the firm offers assistance with refinancing options, whether the client intends to cash out, build equity, or just get a better rate and term. The Cody Reid Team is a direct affiliate of NRL Mortgage.

  • Refinance

FAQs

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.