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Best Health Insurance Agencies in Round Rock

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Alejandra De La Torre logo
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License Verified:

License: 2606827

Texas Department of Insurance

Alejandra De La Torre

2200 North A.W. Grimes Boulevard, Round Rock, TX 78665
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  • Life Insurance

Business Description

Alejandra De La Torre has been working as a State Farm agent for nearly two decades. Her line of service primarily focuses on addressing the health, home, and auto insurance needs of locals in Round Rock. She additionally has an educational background in business management and carries a firm passion for assisting small business owners in protecting their commercial assets. Fluent in the English and Spanish languages, her team is able to work with customers who come from Hispanic communities.

License Verified:

License: 2606827

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (20)
Facebook
4.0 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
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Detail
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Brandy Whiteside logo
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License Verified:

License: 1791112

Texas Department of Insurance

Brandy Whiteside

2501 W Wm Cannon Drive, Austin, TX 78745
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  • Individual Plans
  • Life Insurance

Business Description

Brandy Whiteside is an insurance agent representing State Farm. She caters to clients in the Round Rock area and specializes in commercial and personal insurance lines. She is a second-generation State Farm agent and was recently nominated as Top Insurance Agent by Austin American Statesman in 2021. She offers various life insurance products, such as term life, whole life, and variable life insurance policies, that help clients financially prepare for unexpected accidents, losses, and deaths.

License Verified:

License: 1791112

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Facebook
4.0 / 5 (9)
Yelp
4.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Callahan Branch logo
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License Verified:

License: 1225972

Texas Department of Insurance

Callahan Branch

101 West 1st Suite A, B, & C, Elgin, TX 78621
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  • Individual Plans
  • Life Insurance

Business Description

Callahan Branch of TWFG Insurance Services is a family-owned insurance agency established in 2010. It helps clients in Round Rock find health insurance plans that meet their needs. Additionally, it offers life insurance, auto insurance, home insurance, and commercial insurance. The principal, Matthew Callahan, has been in the insurance industry since 1991 as an agent for an insurance company. Then, he became an independent agent through TWFG Insurance Services in 2010. Callahan is also affiliated with multiple insurance carriers.

License Verified:

License: 1225972

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Facebook
4.0 / 5 (2)
CECO Insurance logo
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License Verified:

License: 1718591

Texas Department of Insurance

CECO Insurance

304 West Main Street, Round Rock, TX 78664
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  • Individual Plans
  • Life Insurance

Business Description

CECO Insurance caters to the insurance needs of individuals and businesses in and around the Round Rock metro area. It offers a range of insurance packages, including health insurance products that are either fee-for-service or managed care plans. It can be used to pay for medical, surgical, hospital charges, prescription drugs, and dental care. Disability insurance and long-term care may also be included in the health insurance policy. Furthermore, homeowners, auto, life, and commercial insurance are available.

License Verified:

License: 1718591

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Diversified Insurance logo
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Diversified Insurance

3100 West Slaughter Lane, Austin, TX 78748
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  • Individual Plans

Business Description

For 37 years, Diversified Insurance Marketing has been catering to the insurance needs of individuals, families, and businesses in Round Rock and the surrounding communities, like Austin and Harker Heights. It directly represents local and national insurance carriers, allowing it to provide its clients with access to various personal and business plans. It carries life insurance plans like term life, universal life, and whole life insurance. Additionally, it provides products that benefit seniors, like Medicare Supplement coverage.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
4.3 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Health Markets logo
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Health Markets

3407 Wells Branch Parkway, Austin, TX 78728
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  • Life Insurance

Business Description

Health Markets is operated by Gabrielle Sones, an insurance agent serving individuals and families in Round Rock. Sones offers health, critical illness, cancer, dental, and vision insurance plans. She assists clients who are 65 years old or over with Medicare Supplement plans and Medical Advantage plans. She also consults with business owners and employers looking to provide their employees with insurance protection. Her other services include disability insurance, life insurance, long-term care insurance, annuities, and wellness programs.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Lori Tuggle logo
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License Verified:

License: 1183304

Texas Department of Insurance

Lori Tuggle

815 State Highway 71, Bastrop, TX 78602
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  • Individual Plans
  • Life Insurance

Business Description

Lori Tuggle is a health insurance agent who serves clients in Round Rock and nearby areas. She offers a variety of health insurance products and coverage options. She also provides insurance plans for properties, vehicles, homes, and businesses. Annuities and mutual funds are available as well. Tuggle has been working with State Farm since 2002. Aside from leading her own insurance office, Tuggle is also the chair of the board of the Bastrop Chamber of Commerce.

License Verified:

License: 1183304

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Facebook
4.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Premier Medicare Solutions logo
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License Verified:

License: 2335468

Texas Department of Insurance

Premier Medicare Solutions

3001 Joe Dimaggio Boulevard, Round Rock, TX 78665
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  • Individual Plans

Business Description

Premier Medicare Solutions serves clients in the Round Rock metro. Founded by Mackenzie Anderson, who used to work for a senior-focused healthcare company, the agency assists clients who are considering the idea of getting health insurance. Depending on the client's needs, it offers a diverse range of insurance plans, including health maintenance organizations (HMO), preferred provider organizations (PPO), and discount dental plans. These plans cover a client's dental and vision concerns. The agency caters to individuals, families, and small businesses.

License Verified:

License: 2335468

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
RF Insurance Masters logo
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License Verified:

License: 1591739

Texas Department of Insurance

RF Insurance Masters

10815 Ranch Road 2222, Austin, TX 78730
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  • Health Insurance

Business Description

RF Insurance Masters is an insurance brokerage that has been serving Round Rock and the rest of Texas since 2009. It assists families and businesses in navigating through health insurance options such as individual, group, short-term, Medicare, and COBRA health insurance. With a focus on customer protection, it also works with various companies to craft dental, vision, and life insurance policies. In addition to health plans, RF Insurance Masters recommends supplemental coverage to its clients.

License Verified:

License: 1591739

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (12)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Safe Beacon Insurance logo
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License Verified:

License: 1370419

Texas Department of Insurance

Safe Beacon Insurance

3309 Forest Creek Drive, Round Rock, TX 78664
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  • Life Insurance

Business Description

Safe Beacon Insurance is an independent insurance company that provides solutions to the financial security needs of individuals, families, and businesses within the Round Rock metro. It offers life insurance policies to clients from different industries. The local company has a team of agents that walks each client through the different options and simplifies the application process. Furthermore, it extends its insurance coverage to vehicles, homes, contractors, and business policies through its partnership with a variety of carrier companies.

License Verified:

License: 1370419

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Texas Medicare Advisors logo
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Texas Medicare Advisors

1640 Highland Falls Drive, Leander, TX 78641
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  • Life Insurance
  • Health Insurance

Business Description

Texas Medicare Advisors guides clients in finding healthcare coverage that fits their needs. The company is located in Leander and serves the local community and its surrounding areas, including Round Rock. Its insurance professionals specialize in Medicare enrollment and obtaining additional coverage to increase the customer's healthcare benefits. They also provide long-term care insurance, cancer insurance, hospital indemnity plans, and life insurance. Texas Medicare Advisors is affiliated with NSSA and NAHU and belongs to the Elite Marketplace Circle of Champions.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (44)
Facebook
5.0 / 5 (7)
Yelp
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Health Company logo
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The Health Company

4131 Spicewood Springs Road, Austin, TX 78750
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  • Individual Plans

Business Description

For more than 25 years, Health Company has been assisting individuals, families, and businesses in Round Rock and the rest of Texas. The insurance agency provides an array of insurance solutions, including health coverage for groups, individuals, and families. It also provides Medicare, short-term care, dental, and vision policies. Additionally, medical coverage for travelers is available. The agency represents different insurance carriers, and it aims to help clients find the policies that suit their needs.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Way Finder Insurance & Financial logo
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License Verified:

License: 1959817

Texas Department of Insurance

Way Finder Insurance & Financial

3407 Wells Branch Parkway, Austin, TX 78728
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  • Individual Plans
  • Life Insurance

Business Description

Way Finder Insurance & Financial is a health insurance agency that serves individuals and families in the Round Rock area. Brothers Caleb and Casey Reynolds aim to help their clients with their healthcare needs. Other than health insurance, they also provide disability, life, long-term care, Medicare, and supplemental insurance policies from carriers, such as Blue Cross, Cigna, Nationwide, and Prudential Financial. Caleb used to have corporate work while Casey worked in construction before establishing Way Finder Insurance & Financial in 2016 in Austin.

License Verified:

License: 1959817

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (17)
Google
5.0 / 5 (5)
Wilson Consulting Group logo
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Wilson Consulting Group

3808 Powder Horn Drive, Round Rock, TX 78681
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  • Life Insurance

Business Description

Wilson Consulting Group provides insurance products to individuals, families, and businesses in Round Rock. As an insurance broker, the company carries products from different insurance providers, including Family Heritage, Aetna, and Humana. Its health insurance options include individual plans, family plans, dental and vision plans, Medicare, and medical travel insurance. Wilson Consulting Group also offers financial planning assistance, identity theft protection, and prepaid legal services. Pension design, debt elimination, and estate planning are also available.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (8)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Back to Providers

Frequently Asked Questions

Introduction

If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

How can you find affordable health insurance? 

Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

What is health insurance?

Health insurance policies are contracts that require an insurer to pay some or all of a beneficiary's health care expenses in exchange for a premium and deductible. Plans cover preventive care and emergency medical services arising from an injury or illness. They may also offer optional coverage for dental and vision.

How do health insurance companies make money?

Health insurance companies make money by collecting premiums from consumers and reinvesting the funds. Federal law requires insurers to put approximately 80-85% of collected funds toward claims, and 15-20% is used to pay for administrative expenses.

What is subsidized health insurance?

Subsidized health insurance is available exclusively through the Health Insurance Marketplace. This system applies federal tax credits that can reduce or eliminate premiums. Tax credits are available to consumers who earn up to 400% of the federal poverty level based on household size.

What is a health insurance deductible? 

A deductible is a fixed amount you must pay out-of-pocket before normal copays or coinsurance rates apply. Under the Affordable Care Act, some services, such as annual physicals and wellness screenings, must be covered at no charge.

Is it illegal to not have health insurance?

No. Starting in 2019, the federal government eliminated the penalty that applied to individuals who could afford health insurance but chose not to purchase it. Financial penalties still apply in California, Massachusetts, New Jersey, Rhode Island, Vermont, and Washington, D.C.

Does health insurance cover therapy? 

All Marketplace plans must cover behavioral health care services, including counseling, inpatient care, and substance abuse treatments. However, there are coverage limits, and preauthorization may be required.

What is a copay?

A copay is a fixed price that you pay at the time of service after your deductible is satisfied. Insurance companies set specific rates for primary and specialty care and other services, such as emergency room visits and X-rays. Alternatively, plans may have coinsurance rates that require beneficiaries to pay a certain percentage of covered charges.

What is the Health Insurance Marketplace?

The Health Insurance Marketplace is a federal service designed to help consumers compare and purchase subsidized health insurance plans that comply with the Affordable Care Act. A number of states operate their own insurance marketplaces, including California, Colorado, New York, and Pennsylvania.

How can you find health insurance without a job?

Individuals who don't have access to health insurance through their job can purchase ACA-compliant plans through the Health Insurance Marketplace. Off-exchange plans are also available through private insurers and independent agents. The Consolidated Omnibus Budget Reconciliation Act (COBRA) gives certain individuals who are losing their coverage the right to maintain the same plan for a limited time period. 

Can you cancel health insurance at any time? 

Consumers can cancel their health coverage at any time. Cancellations may be effective immediately or at a specified date. However, you must wait until Open Enrollment to sign up for a new plan unless you qualify for a Special Enrollment period.

Can you have more than one health insurance policy?

It's possible to have primary and secondary health insurance. This is most common with Medicare and Medicaid beneficiaries, including dual enrollees and individuals who purchase supplemental plans. Secondary plans can cover some additional expenses, but you're still responsible for premiums and deductibles.

Is health insurance pretax?

Premiums for employer-sponsored health plans are generally deducted from the worker's pretax income. The same is true for voluntary contributions made to Flexible Spending Accounts and Health Savings Accounts that are paired with a qualifying high-deductible health plan.

How long can a child stay on a parent\'s health insurance policy?

Children can stay on their parents' health insurance plan until their 26th birthday. There's a 60-day special enrollment period following this date. Exemptions allow disabled adult children to remain on their parents' policy beyond this age.

Do you have to pay a health insurance deductible upfront?

In most cases, out-of-pocket expenses for approved services count toward your deductible. However, it's increasingly common for hospitals to request all or part of the deductible upfront when scheduling major services, such as CT scans and surgeries.

Do employers have to offer health insurance?

The Affordable Care Act requires companies with at least 50 full-time employees to make essential health benefits available to 95% of their workforce. Companies that choose not to offer such benefits may have to pay a penalty.

Is there a tax credit for having health insurance?

The Advance Premium Tax Credit is a federal tax rebate designed to lower the cost of health insurance plans purchased through the Marketplace. Eligibility is based on income and household size. Consumers can decide how much of their tax credit to put toward their premiums.

Read all FAQs