Expertise.com

2024

Last updated:

Best Health Insurance Agencies in Round Rock

Our Recommended Top 13

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Round Rock Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

2189Reviewed

1318Curated

13Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

10815 Ranch Road 2222, Austin, TX 78730
WebsiteLicense: 1591739

Expertise.com Rating

Review Sources

Google
5.0 (12)
Yelp
5.0 (3)

Why choose this provider?

RF Insurance Masters is an insurance brokerage that has been serving Round Rock and the rest of Texas since 2009. It assists families and businesses in navigating through health insurance options such as individual, group, short-term, Medicare, and COBRA health insurance. With a focus on customer protection, it also works with various companies to craft dental, vision, and life insurance policies. In addition to health plans, RF Insurance Masters recommends supplemental coverage to its clients.

  • Health Insurance

1640 Highland Falls Drive, Leander, TX 78641

Expertise.com Rating

Review Sources

Google
5.0 (44)
Facebook
5.0 (7)
Yelp
5.0 (5)

Why choose this provider?

Texas Medicare Advisors guides clients in finding healthcare coverage that fits their needs. The company is located in Leander and serves the local community and its surrounding areas, including Round Rock. Its insurance professionals specialize in Medicare enrollment and obtaining additional coverage to increase the customer's healthcare benefits. They also provide long-term care insurance, cancer insurance, hospital indemnity plans, and life insurance. Texas Medicare Advisors is affiliated with NSSA and NAHU and belongs to the Elite Marketplace Circle of Champions.

  • Life Insurance
  • Health Insurance

3309 Forest Creek Drive, Round Rock, TX 78664
WebsiteLicense: 1370419

Expertise.com Rating

Review Sources

Google
4.0 (5)

Why choose this provider?

Safe Beacon Insurance is an independent insurance company that provides solutions to the financial security needs of individuals, families, and businesses within the Round Rock metro. It offers life insurance policies to clients from different industries. The local company has a team of agents that walks each client through the different options and simplifies the application process. Furthermore, it extends its insurance coverage to vehicles, homes, contractors, and business policies through its partnership with a variety of carrier companies.

  • Life Insurance

3407 Wells Branch Parkway, Austin, TX 78728

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Health Markets is operated by Gabrielle Sones, an insurance agent serving individuals and families in Round Rock. Sones offers health, critical illness, cancer, dental, and vision insurance plans. She assists clients who are 65 years old or over with Medicare Supplement plans and Medical Advantage plans. She also consults with business owners and employers looking to provide their employees with insurance protection. Her other services include disability insurance, life insurance, long-term care insurance, annuities, and wellness programs.

  • Life Insurance

304 West Main Street, Round Rock, TX 78664
WebsiteLicense: 1718591

Expertise.com Rating

Review Sources

Yelp
5.0 (1)

Why choose this provider?

CECO Insurance caters to the insurance needs of individuals and businesses in and around the Round Rock metro area. It offers a range of insurance packages, including health insurance products that are either fee-for-service or managed care plans. It can be used to pay for medical, surgical, hospital charges, prescription drugs, and dental care. Disability insurance and long-term care may also be included in the health insurance policy. Furthermore, homeowners, auto, life, and commercial insurance are available.

  • Individual Plans
  • Life Insurance

3808 Powder Horn Drive, Round Rock, TX 78681

Expertise.com Rating

Review Sources

Google
5.0 (9)
Yelp
5.0 (1)

Why choose this provider?

Wilson Consulting Group provides insurance products to individuals, families, and businesses in Round Rock. As an insurance broker, the company carries products from different insurance providers, including Family Heritage, Aetna, and Humana. Its health insurance options include individual plans, family plans, dental and vision plans, Medicare, and medical travel insurance. Wilson Consulting Group also offers financial planning assistance, identity theft protection, and prepaid legal services. Pension design, debt elimination, and estate planning are also available.

  • Life Insurance

4131 Spicewood Springs Road, Austin, TX 78750

Expertise.com Rating

Review Sources

Yelp
5.0 (3)
Google
5.0 (2)

Why choose this provider?

For more than 25 years, Health Company has been assisting individuals, families, and businesses in Round Rock and the rest of Texas. The insurance agency provides an array of insurance solutions, including health coverage for groups, individuals, and families. It also provides Medicare, short-term care, dental, and vision policies. Additionally, medical coverage for travelers is available. The agency represents different insurance carriers, and it aims to help clients find the policies that suit their needs.

  • Individual Plans

3001 Joe Dimaggio Boulevard, Round Rock, TX 78665
WebsiteLicense: 2335468

Expertise.com Rating

Review Sources

Facebook
5.0 (1)

Why choose this provider?

Premier Medicare Solutions serves clients in the Round Rock metro. Founded by Mackenzie Anderson, who used to work for a senior-focused healthcare company, the agency assists clients who are considering the idea of getting health insurance. Depending on the client's needs, it offers a diverse range of insurance plans, including health maintenance organizations (HMO), preferred provider organizations (PPO), and discount dental plans. These plans cover a client's dental and vision concerns. The agency caters to individuals, families, and small businesses.

  • Individual Plans

2501 W Wm Cannon Drive, Austin, TX 78745
WebsiteLicense: 1791112

Expertise.com Rating

Review Sources

Facebook
4.0 (9)
Yelp
4.0 (7)

Why choose this provider?

Brandy Whiteside is an insurance agent representing State Farm. She caters to clients in the Round Rock area and specializes in commercial and personal insurance lines. She is a second-generation State Farm agent and was recently nominated as Top Insurance Agent by Austin American Statesman in 2021. She offers various life insurance products, such as term life, whole life, and variable life insurance policies, that help clients financially prepare for unexpected accidents, losses, and deaths.

  • Individual Plans
  • Life Insurance

101 West 1st Suite A, B, & C, Elgin, TX 78621
WebsiteLicense: 1225972

Expertise.com Rating

Review Sources

Facebook
4.0 (2)

Why choose this provider?

Callahan Branch of TWFG Insurance Services is a family-owned insurance agency established in 2010. It helps clients in Round Rock find health insurance plans that meet their needs. Additionally, it offers life insurance, auto insurance, home insurance, and commercial insurance. The principal, Matthew Callahan, has been in the insurance industry since 1991 as an agent for an insurance company. Then, he became an independent agent through TWFG Insurance Services in 2010. Callahan is also affiliated with multiple insurance carriers.

  • Individual Plans
  • Life Insurance

3407 Wells Branch Parkway, Austin, TX 78728
WebsiteLicense: 1959817

Expertise.com Rating

Review Sources

Facebook
5.0 (17)
Google
5.0 (5)

Why choose this provider?

Way Finder Insurance & Financial is a health insurance agency that serves individuals and families in the Round Rock area. Brothers Caleb and Casey Reynolds aim to help their clients with their healthcare needs. Other than health insurance, they also provide disability, life, long-term care, Medicare, and supplemental insurance policies from carriers, such as Blue Cross, Cigna, Nationwide, and Prudential Financial. Caleb used to have corporate work while Casey worked in construction before establishing Way Finder Insurance & Financial in 2016 in Austin.

  • Individual Plans
  • Life Insurance

815 State Highway 71, Bastrop, TX 78602
WebsiteLicense: 1183304

Expertise.com Rating

Review Sources

Facebook
4.0 (6)

Why choose this provider?

Lori Tuggle is a health insurance agent who serves clients in Round Rock and nearby areas. She offers a variety of health insurance products and coverage options. She also provides insurance plans for properties, vehicles, homes, and businesses. Annuities and mutual funds are available as well. Tuggle has been working with State Farm since 2002. Aside from leading her own insurance office, Tuggle is also the chair of the board of the Bastrop Chamber of Commerce.

  • Individual Plans
  • Life Insurance

3100 West Slaughter Lane, Austin, TX 78748

Expertise.com Rating

Review Sources

Facebook
4.3 (3)

Why choose this provider?

For 37 years, Diversified Insurance Marketing has been catering to the insurance needs of individuals, families, and businesses in Round Rock and the surrounding communities, like Austin and Harker Heights. It directly represents local and national insurance carriers, allowing it to provide its clients with access to various personal and business plans. It carries life insurance plans like term life, universal life, and whole life insurance. Additionally, it provides products that benefit seniors, like Medicare Supplement coverage.

  • Individual Plans

FAQs

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • How are health insurance costs determined for Round Rock residents and what affects their premiums?

    In Round Rock, insurance premiums depend on an individual's age, location, tobacco use, and coverage type, either individual or family. There are no influencing factors based on gender or health history. Individual plan premiums remain constant for one year, but may increase upon renewal due to advancing age and rising medical costs. Justification is required for rate hikes of 10% or more. If covered by an employer, premiums are determined by group metrics, with possible tobacco-use surcharges, and employers can make varying contributions.

  • When can Round Rock residents enroll in health insurance plans and what exceptions allow for off-cycle enrollments?

    The primary enrollment period for Round Rock residents to enroll in marketplace or individual insurance is from November 1 to December 15. However, losing existing coverage or going through life events like marriage or adoption allow for off-cycle enrollments. Joining an employer's health plan after being hired or going through a significant life change results in a 31-day decision period, possibly followed by a 90-day wait. It is not permitted to change this work-related coverage outside of its designated enrollment period.

  • How do health plans in Round Rock address mental health and substance use disorder services in terms of coverage and regulatory oversight?

    In Round Rock, fully insured health plans covering individual, small, and large employer groups must cover mental health and substance use disorder services, equating these to physical health benefits. Self-funded plans, which are frequently offered by large employers, are not required to provide such services. If they do, physical health benefits must be equalized. Look for TDI or DOI on ID cards to determine plan type. The Texas Department of Insurance oversees fully insured plans, while the federal Department of Labor oversees self-funded ones.

  • How can Round Rock residents effectively utilize their health plan's provider directory and drug formulary to optimize care and costs?

    Residents in Round Rock should consult their health plan's suggested provider list to identify in-network professionals and facilities for optimal health coverage. This list, which is updated on a regular basis, assists in locating doctors and alerts about potential out-of-network charges. Furthermore, by reviewing their plan's drug list, they can predict medication costs and seek alternative, cost-effective drugs. Residents have digital access to both resources, and they can also request print copies.

  • Can Round Rock residents obtain health insurance if they have prior health issues?

    Because of the Affordable Care Act, insurers in Round Rock are prohibited from denying coverage or charging higher fees to individuals based on prior health issues, also known as pre-existing conditions. Furthermore, gender-based pricing differences are not permitted. Residents should be aware that an exception, known as grandfathered plans, may not cover such conditions and may have other limitations.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.