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Best Life Insurance Companies in Richardson

2024

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Website
6060 North Central Expressway, Dallas, TX 75206
  • Life Insurance
  • Health Insurance

Why choose this provider?

John Crist is the founder of Prestizia Insurance, an independent agency that caters to clients in Richardson and nearby communities. He provides life insurance policies for individuals, families, and businesses. He can also add coverages for final expenses and burial insurance. John spent over 25 years in the industry before establishing the agency. He and his team are partnered with over 50 different companies and carriers, including Bankers Life and TransAmerica.

License Verified:

License: 903009

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (3)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
12770 Coit Road, Dallas, TX 75251
  • Life Insurance
  • Health Insurance
  • Individual Plans

Why choose this provider?

Thumann Agency, Inc., is a financial services firm in Richardson connecting clients with life insurance policies that serve to protect their long-term financial interests. It has been in business for more than 22 years, and it informs clients of their life insurance options and finds policies that benefit their dependents in crucial ways, such as replacing the provider's lost income or paying for future educational expenses. This firm manages term life, whole life, and universal life insurance plans.

License Verified:

License: 1550117

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (86)
Facebook
4.0 / 5 (37)
Yelp
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
7120 Campbell Road, Dallas, TX 75248
  • Life Insurance
  • Whole Life Insurance
  • Term Life Insurance

Why choose this provider?

Sean Gregory is an insurance professional who is affiliated with State Farm. He assists Richardson residents in a number of areas, including life insurance, which has three kinds: universal life, whole life, and term life. Depending on clients' needs, he can furnish policies that provide permanent or temporary protection. Gregory, who has a background in business management, has been serving Dallas and the surrounding areas for the past five years. He can accommodate Spanish-speaking clients.

License Verified:

License: 2099149

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (8)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
608 East Ennis Avenue, Richardson, TX 75119
  • Life Insurance
  • Health Insurance

Why choose this provider?

Insurance4u4Less.com is an insurance agency that has been in business since 1947 with six offices across the state. The family-owned company works with more than 100 insurance carriers to provide options for its clients in Richardson and the surrounding areas. It offers an array of insurance products, including life, health, and home insurance, as well as Medicare solutions. Insurance4u4Less.com also crafts insurance plans for automobiles and motorcycles. In addition, it handles Mexico travel insurance policies.

License Verified:

License: 1439941

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
10935 Estate Lane, Dallas, TX 75238
  • Life Insurance

Why choose this provider?

Founded in 1986, the Bankhead Insurance Agency is a locally-owned insurance agency that caters to the Richardson community. As an independent agency, the company is capable of providing customized life insurance policies to its clients. The agency represents multiple insurance carriers such as Safeco, Progressive, MetLife Home and Auto, and Travelers Insurance. Clients can expect the agents from the company to work closely with them to determine their needs and provide them with convenient policy options.

License Verified:

License: 1910555

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (4)
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
375 Municipal Drive, Richardson, TX 75080
  • Life Insurance

Why choose this provider?

Abco Insurance provides risk management solutions from its Richardson office. Being an independent company allows its team of agents to furnish a wide range of protection plans, from life, long-term healthcare, disability, and home to commercial auto insurance. It maintains partnerships with both regional and national carriers, including Texas Security General, Kemper Preferred, National General, The Hartford, and Zurich. Abco Insurance has been providing risk management assistance for individuals and businesses for nearly three decades.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.0 / 5 (11)
Facebook
5.0 / 5 (7)
Yelp
3.5 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3501 Custer Parkway, Richardson, TX 75080
  • Life Insurance

Why choose this provider?

Brightway Insurance is an independent agency working with many carriers to build personalized policies for its clients in Richardson. It provides options like term and whole life insurance. The company’s team of agents also handles property coverage for homes, condos, renters, and personal articles. In addition, the firm offers insurance plans for vehicles including cars, motorcycles, recreational vehicles, and boats. Other available services include business and umbrella coverage. Company owner, Thy Phan, has over eight years of industry experience.

License Verified:

License: 2260631

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (55)
Facebook
5.0 / 5 (14)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Website
1221 Abrams Road, Richardson, TX 75081
  • Life Insurance

Why choose this provider?

Classic Insurance is a locally-owned and locally-operated company that provides life insurance policies and other insurance products to individuals and families in Richardson and the surrounding areas. In addition to personal insurance—including motorcycle, boat, renters, homeowners, and health—it offers commercial insurance that covers business properties, general liabilities, healthcare facilities, and workers' compensation. Classic Insurance is an independent business that assists in analyzing needs and partners with multiple insurance companies to help clients personalize insurance policies.

License Verified:

License: 1482945

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
5.0 / 5 (9)
Facebook
4.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5999 Summerside Drive, Dallas, TX 75252
  • Life Insurance

Why choose this provider?

Coverica is an independent insurance company that offers personal and commercial insurance solutions to its clients in Richardson and neighboring communities. It provides life insurance policies with term, whole, and universal indexed life options. For nearly 40 years of being in the business, it has partnered with several top-rated insurance carriers with a national and regional focus, such as AIG, MetLife, Nationwide, Principal, and Assurity. Coverica is a consistent recipient of the Best Practices Agency Award given by the Independent Insurance Agents Brokers of America.

License Verified:

License: 14102

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (38)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
3400 North Central Expressway, Richardson, TX 75080
  • Life Insurance

Why choose this provider?

Sandy Garza & Associates is an insurance firm serving customers throughout Richardson. It helps its clients secure a term or whole life insurance policy to protect their families from financial loss in the event of their passing. It also offers auto, general liability, renters', homeowners', business liability, and workers' compensation insurance. The company's agents are available 24/7 to address emergencies and work with carriers such as MetLife, AIG, and Liberty Mutual Insurance to find an insurance program that fits clients' unique needs.

License Verified:

License: 12120

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
5.0 / 5 (37)
Facebook
4.0 / 5 (9)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2730 North Stemmons Freeway, Dallas, TX 75207
  • Life Insurance

Why choose this provider?

Liz Insurance Agency is an insurance firm located in Dallas that provides service to the residents of Richardson. It was founded in the early 2000s and continues to provide personal and business insurance to clients. It offers life insurance policies to cover death benefits, funeral costs, and other potential coverages. It also covers health, home, and personal auto insurance. Liz Insurance Agency also specializes in commercial auto insurance, such as coverages for general liability, physical damage, and cargo.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.5
Responsiveness
Friendliness
Helpfulness
Detail

Website
304 East McDermott Drive, Allen, TX 75002
  • Life Insurance
  • Term Life Insurance
  • Permanent Life Insurance Policy

Why choose this provider?

Hempkins Insurance in Richardson has delivered life insurance plans to personal and commercial clients since 1981. The company has two categories: term life and permanent life. Both offer death benefits, with the latter insurance policy having an added cash value benefit. Business insurance plans such as property, bond, and business auto are also provided. Accredited by Trusted Choice as an independent insurance agent, they have broad connectivity to insurance carriers. The company works with insurance providers, such as Progressive, Nationwide, and Zurich.

License Verified:

License: 2213306

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
100 North Central Expressway, Richardson, TX 75080
  • Life Insurance

Why choose this provider?

Bireley Insurance Agency is a firm in Richardson that offers various insurance plans. It has a wide range of life insurance products, which include term, universal, whole, guarantee issue whole, and final expense. The agency also covers its clients' home, auto, renter's, motorcycle, and business insurance needs. Bireley Insurance Agency works with different insurance providers such as Kemper, Liberty Mutual, Mercury, MetLife, and Prudential. It is owned by Frank Bireley, who has been in the business.

License Verified:

License: 687338

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Website
12700 Park Central Drive, Dallas, TX 75251
  • Life Insurance

Why choose this provider?

C1 Insurance Group is an insurance provider that serves Richardson and the surrounding areas. People looking to transfer their wealth or keep their family's financial security can take advantage of term life insurance policies that range from one to 30 years. The company also offers auto insurance covering cars, trucks, and motorcycles. In addition, C1 Insurance Group's home insurance products protect clients against damages caused by storms, fires, or theft. The company also believes in the value of having clients and agents engage personally instead of going through an automated system.

License Verified:

License: 1723263

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Facebook
4.0 / 5 (38)
Google
4.0 / 5 (22)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
13747 Montfort Drive, Dallas, TX 75240
  • Life Insurance
  • Health Insurance
  • Long Term Care

Why choose this provider?

Glazer Financial Network is a financial firm that has been serving the residents of Richardson for more than 60 years. It offers life insurance, as well as health insurance and long-term care insurance. Its work has been featured in the New York Times. CEO Maurice M. Glazer has been working in the financial services industry for more than 40 years. He has delivered lectures for medical associations such as the American Medical Association, Oklahoma Medical Association, and Texas Academy of Family Physicians.

License Verified:

License: 1784366

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Facebook
4.0 / 5 (14)
Google
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.3
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
9868 Plano Road, Dallas, TX 75238
  • Life Insurance
  • Health Insurance

Why choose this provider?

Borden Hamman is a national brokerage general agency serving clients in Richardson and Dallas. The life insurance company offers life insurance, long-term care, annuities, contracting, and supplemental products. Its licensed insurance agents are prepared to assist clients in enrollment, applications and forms, underwriting and conversion guidelines, and running term quotes. With partnerships with AIG, Assurity, Prudential, and Americo, Borden Hamman is constantly growing to meet the needs of clients, providing creative solutions that cater to client needs.

License Verified:

License: 3449

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.3 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
13601 Preston Road | Suite E1000, Dallas, TX 75240
  • Life Insurance
  • Health Insurance

Why choose this provider?

Game Changing Benefits assists its clients in Richardson and surrounding areas to ensure financial security with a life insurance plan. Its offerings include term, universal, and whole life insurance. Its agents also provide final expense that covers costs related to death and end-of-life expenses, such as funeral expenses and settling debts. Other insurance policies, such as health and retirement insurance, are also available. Game Changing Benefits is an independent insurance agency that allows its agents to look for policies that meet its client's needs.

License Verified:

License: 1733467

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
5.0 / 5 (11)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
11325 Pegasus Street, Dallas, TX 75238
  • Life Insurance
  • Health Insurance
  • Long Term Care

Why choose this provider?

Benefits Dallas is a full-service independent insurance agency located in Dallas. It has over 60 years of combined experience in providing group, senior, and individual insurance policies among its staff. They offer life insurance, health insurance, annuities, long-term care, and disability insurance. They serve different types of clients, from well-qualified clients to those with less ideal backgrounds, such as recent graduates, self-employed, or those who lost their coverage. Benefits Dallas also provides online platforms for insurance enrollment, benefits administration, and HR Support.

License Verified:

License: 14775

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
12160 Abrams Road, Dallas, TX 75243
  • Life Insurance

Why choose this provider?

Porter-Brandenburg Agency, Inc., was established in 1995, and it provides life insurance policies to customers in the Richardson area. It is committed to helping customers identify the life insurance and financial assistance they need. The firm has access to multiple companies and insurance carriers to deliver specific products to customers efficiently. Porter-Brandenburg Agency can also educate clients about the claim process to guarantee a prompt and fair resolution. In addition, the firm also specializes in business and commercial insurance.

License Verified:

License: 1866659

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.0 / 5 (20)
Facebook
5.0 / 5 (10)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4251 East Renner Road, Richardson, TX 75082
  • Life Insurance
  • Health Insurance

Why choose this provider?

Kay Patel is a professional who helps clients choose the right life insurance policy to protect their family's financial future. Kay has been providing insurance solutions to the community of Richardson and nearby areas for 15 years. She also provides assistance with business, home, auto, and renters' insurance needs. In addition, she is a State Farm insurance agent who assists clients with out-state transfers. Kay can provide services in several languages such as Nepalese, Tamil, Spanish, Hindi, and Gujarati.

License Verified:

License: 1273835

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.0 / 5 (40)
Facebook
5.0 / 5 (6)
Yelp
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • What are the risk factors that can impact the cost of life insurance in Richardson?

    Several key factors can influence the cost of life insurance in Richardson, including tobacco consumption, occupational or recreational hazards, and the health or medical background of policyholders. Additionally, the policyholder's selected life insurance plan type, age, gender, location, and driving history can impact premium costs.

  • Can new life insurance be bought in Richardson during the COVID-19 pandemic?

    Yes, but the prospective policyholder in Richardson must still complete a medical evaluation in order to access the life insurance offered by carriers. It is worth noting that the hospitals performing these assessments adhere to stringent safety protocols. After the insurance policy is endorsed, the insured can promptly commence premium payments and secure their chosen plan.

  • What important aspects should a life insurance applicant take into account when selecting an insurance company in Richardson?

    Individuals seeking life insurance in Richardson should evaluate the financial stability of the insurance company and its capacity to meet its commitments over the long term. Prospective policyholders must also examine the range of life insurance options and how well they align with their goals and needs. The customer service and claim processing protocols of providers must also be scrutinized.

  • What are the two main types of term life insurance in Richardson?

    In Richardson, residents can select level-term life insurance, where the premiums and death benefits remain consistent throughout the policy's duration. Should policyholders pass away during this period, their beneficiaries will receive the complete death benefit. With decreasing-term life insurance, the death benefit decreases gradually throughout the policy's term.

  • Which type of life insurance is ideal for younger families in Richardson who are not yet earning their peak incomes?

    Term life insurance is particularly cost-effective for younger families in Richardson with constrained financial resources. It offers the advantage of being the most affordable insurance type to initiate. Premiums remain constant during the initial 10 to 30 years of the policy. As long as the policyholder continues to pay the premiums, term life insurance ensures coverage, typically up to the age of 90.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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