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Best Life Insurance Companies in Richardson

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2023
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Abco Insurance logo

Abco Insurance

375 Municipal Drive, Richardson, TX 75080
  • Life Insurance

Business Description

Abco Insurance provides risk management solutions from its Richardson office. Being an independent company allows its team of agents to furnish a wide range of protection plans, from life, long-term healthcare, disability, and home to commercial auto insurance. It maintains partnerships with both regional and national carriers, including Texas Security General, Kemper Preferred, National General, The Hartford, and Zurich. Abco Insurance has been providing risk management assistance for individuals and businesses for nearly three decades.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.0 / 5 (11)
Facebook
5.0 / 5 (7)
Yelp
3.5 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Bankhead Insurance Agency logo

License Verified:

License: 1910555

Texas Department of Insurance

Bankhead Insurance Agency

10935 Estate Lane, Dallas, TX 75238
  • Life Insurance

Business Description

Founded in 1986, the Bankhead Insurance Agency is a locally-owned insurance agency that caters to the Richardson community. As an independent agency, the company is capable of providing customized life insurance policies to its clients. The agency represents multiple insurance carriers such as Safeco, Progressive, MetLife Home and Auto, and Travelers Insurance. Clients can expect the agents from the company to work closely with them to determine their needs and provide them with convenient policy options.

License Verified:

License: 1910555

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (4)
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Benefits Dallas logo
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License Verified:

License: 14775

Texas Department of Insurance

Benefits Dallas

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11325 Pegasus Street, Dallas, TX 75238
  • Life Insurance
  • Health Insurance
  • Long Term Care

Business Description

Benefits Dallas is a full-service independent insurance agency located in Dallas. It has over 60 years of combined experience in providing group, senior, and individual insurance policies among its staff. They offer life insurance, health insurance, annuities, long-term care, and disability insurance. They serve different types of clients, from well-qualified clients to those with less ideal backgrounds, such as recent graduates, self-employed, or those who lost their coverage. Benefits Dallas also provides online platforms for insurance enrollment, benefits administration, and HR Support.

License Verified:

License: 14775

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Bireley Insurance Agency logo

License Verified:

License: 687338

Texas Department of Insurance

Bireley Insurance Agency

100 North Central Expressway, Richardson, TX 75080
  • Life Insurance

Business Description

Bireley Insurance Agency is a firm in Richardson that offers various insurance plans. It has a wide range of life insurance products, which include term, universal, whole, guarantee issue whole, and final expense. The agency also covers its clients' home, auto, renter's, motorcycle, and business insurance needs. Bireley Insurance Agency works with different insurance providers such as Kemper, Liberty Mutual, Mercury, MetLife, and Prudential. It is owned by Frank Bireley, who has been in the business.

License Verified:

License: 687338

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Borden Hamman logo
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License Verified:

License: 3449

Texas Department of Insurance

Borden Hamman

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9868 Plano Road, Dallas, TX 75238
  • Life Insurance
  • Health Insurance

Business Description

Borden Hamman is a national brokerage general agency serving clients in Richardson and Dallas. The life insurance company offers life insurance, long-term care, annuities, contracting, and supplemental products. Its licensed insurance agents are prepared to assist clients in enrollment, applications and forms, underwriting and conversion guidelines, and running term quotes. With partnerships with AIG, Assurity, Prudential, and Americo, Borden Hamman is constantly growing to meet the needs of clients, providing creative solutions that cater to client needs.

License Verified:

License: 3449

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.3 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Brightway Insurance logo
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License Verified:

License: 2260631

Texas Department of Insurance

Brightway Insurance

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3501 Custer Parkway, Richardson, TX 75080
  • Life Insurance

Business Description

Brightway Insurance is an independent agency working with many carriers to build personalized policies for its clients in Richardson. It provides options like term and whole life insurance. The company’s team of agents also handles property coverage for homes, condos, renters, and personal articles. In addition, the firm offers insurance plans for vehicles including cars, motorcycles, recreational vehicles, and boats. Other available services include business and umbrella coverage. Company owner, Thy Phan, has over eight years of industry experience.

License Verified:

License: 2260631

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (55)
Facebook
5.0 / 5 (14)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
C1 Insurance Group logo
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License Verified:

License: 1723263

Texas Department of Insurance

C1 Insurance Group

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12700 Park Central Drive, Dallas, TX 75251
  • Life Insurance

Business Description

C1 Insurance Group is an insurance provider that serves Richardson and the surrounding areas. People looking to transfer their wealth or keep their family's financial security can take advantage of term life insurance policies that range from one to 30 years. The company also offers auto insurance covering cars, trucks, and motorcycles. In addition, C1 Insurance Group's home insurance products protect clients against damages caused by storms, fires, or theft. The company also believes in the value of having clients and agents engage personally instead of going through an automated system.

License Verified:

License: 1723263

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Facebook
4.0 / 5 (38)
Google
4.0 / 5 (22)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Classic Insurance logo

License Verified:

License: 1482945

Texas Department of Insurance

Classic Insurance

1221 Abrams Road, Richardson, TX 75081
  • Life Insurance

Business Description

Classic Insurance is a locally-owned and locally-operated company that provides life insurance policies and other insurance products to individuals and families in Richardson and the surrounding areas. In addition to personal insurance—including motorcycle, boat, renters, homeowners, and health—it offers commercial insurance that covers business properties, general liabilities, healthcare facilities, and workers' compensation. Classic Insurance is an independent business that assists in analyzing needs and partners with multiple insurance companies to help clients personalize insurance policies.

License Verified:

License: 1482945

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
5.0 / 5 (9)
Facebook
4.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Coverica logo
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License Verified:

License: 14102

Texas Department of Insurance

Coverica

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5999 Summerside Drive, Dallas, TX 75252
  • Life Insurance

Business Description

Coverica is an independent insurance company that offers personal and commercial insurance solutions to its clients in Richardson and neighboring communities. It provides life insurance policies with term, whole, and universal indexed life options. For nearly 40 years of being in the business, it has partnered with several top-rated insurance carriers with a national and regional focus, such as AIG, MetLife, Nationwide, Principal, and Assurity. Coverica is a consistent recipient of the Best Practices Agency Award given by the Independent Insurance Agents Brokers of America.

License Verified:

License: 14102

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
5.0 / 5 (38)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Game Changing Benefits logo

License Verified:

License: 1733467

Texas Department of Insurance

Game Changing Benefits

13601 Preston Road | Suite E1000, Dallas, TX 75240
  • Life Insurance
  • Health Insurance

Business Description

Game Changing Benefits assists its clients in Richardson and surrounding areas to ensure financial security with a life insurance plan. Its offerings include term, universal, and whole life insurance. Its agents also provide final expense that covers costs related to death and end-of-life expenses, such as funeral expenses and settling debts. Other insurance policies, such as health and retirement insurance, are also available. Game Changing Benefits is an independent insurance agency that allows its agents to look for policies that meet its client's needs.

License Verified:

License: 1733467

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
5.0 / 5 (11)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Glazer Financial Network logo
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License Verified:

License: 1784366

Texas Department of Insurance

Glazer Financial Network

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13747 Montfort Drive, Dallas, TX 75240
  • Life Insurance
  • Health Insurance
  • Long Term Care

Business Description

Glazer Financial Network is a financial firm that has been serving the residents of Richardson for more than 60 years. It offers life insurance, as well as health insurance and long-term care insurance. Its work has been featured in the New York Times. CEO Maurice M. Glazer has been working in the financial services industry for more than 40 years. He has delivered lectures for medical associations such as the American Medical Association, Oklahoma Medical Association, and Texas Academy of Family Physicians.

License Verified:

License: 1784366

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Facebook
4.0 / 5 (14)
Google
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Hempkins Insurance logo
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License Verified:

License: 2213306

Texas Department of Insurance

Hempkins Insurance

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304 East McDermott Drive, Allen, TX 75002
  • Life Insurance
  • Term Life Insurance
  • Permanent Life Insurance Policy

Business Description

Hempkins Insurance in Richardson has delivered life insurance plans to personal and commercial clients since 1981. The company has two categories: term life and permanent life. Both offer death benefits, with the latter insurance policy having an added cash value benefit. Business insurance plans such as property, bond, and business auto are also provided. Accredited by Trusted Choice as an independent insurance agent, they have broad connectivity to insurance carriers. The company works with insurance providers, such as Progressive, Nationwide, and Zurich.

License Verified:

License: 2213306

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Insurance4u4Less.com logo

License Verified:

License: 1439941

Texas Department of Insurance

Insurance4u4Less.com

608 East Ennis Avenue, Richardson, TX 75119
  • Life Insurance
  • Health Insurance

Business Description

Insurance4u4Less.com is an insurance agency that has been in business since 1947 with six offices across the state. The family-owned company works with more than 100 insurance carriers to provide options for its clients in Richardson and the surrounding areas. It offers an array of insurance products, including life, health, and home insurance, as well as Medicare solutions. Insurance4u4Less.com also crafts insurance plans for automobiles and motorcycles. In addition, it handles Mexico travel insurance policies.

License Verified:

License: 1439941

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
John Crist logo

License Verified:

License: 903009

Texas Department of Insurance

John Crist

6060 North Central Expressway, Dallas, TX 75206
  • Life Insurance
  • Health Insurance

Business Description

John Crist is the founder of Prestizia Insurance, an independent agency that caters to clients in Richardson and nearby communities. He provides life insurance policies for individuals, families, and businesses. He can also add coverages for final expenses and burial insurance. John spent over 25 years in the industry before establishing the agency. He and his team are partnered with over 50 different companies and carriers, including Bankers Life and TransAmerica.

License Verified:

License: 903009

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (3)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Kay Patel logo
Visit WebsiteWebsite

License Verified:

License: 1273835

Texas Department of Insurance

Kay Patel

Visit WebsiteWebsite
4251 East Renner Road, Richardson, TX 75082
  • Life Insurance
  • Health Insurance

Business Description

Kay Patel is a professional who helps clients choose the right life insurance policy to protect their family's financial future. Kay has been providing insurance solutions to the community of Richardson and nearby areas for 15 years. She also provides assistance with business, home, auto, and renters' insurance needs. In addition, she is a State Farm insurance agent who assists clients with out-state transfers. Kay can provide services in several languages such as Nepalese, Tamil, Spanish, Hindi, and Gujarati.

License Verified:

License: 1273835

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.0 / 5 (40)
Facebook
5.0 / 5 (6)
Yelp
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Liz Insurance Agency logo
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Liz Insurance Agency

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2730 North Stemmons Freeway, Dallas, TX 75207
  • Life Insurance

Business Description

Liz Insurance Agency is an insurance firm located in Dallas that provides service to the residents of Richardson. It was founded in the early 2000s and continues to provide personal and business insurance to clients. It offers life insurance policies to cover death benefits, funeral costs, and other potential coverages. It also covers health, home, and personal auto insurance. Liz Insurance Agency also specializes in commercial auto insurance, such as coverages for general liability, physical damage, and cargo.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Porter-Brandenburg Agency, Inc logo

License Verified:

License: 1866659

Texas Department of Insurance

Porter-Brandenburg Agency, Inc

12160 Abrams Road, Dallas, TX 75243
  • Life Insurance

Business Description

Porter-Brandenburg Agency, Inc., was established in 1995, and it provides life insurance policies to customers in the Richardson area. It is committed to helping customers identify the life insurance and financial assistance they need. The firm has access to multiple companies and insurance carriers to deliver specific products to customers efficiently. Porter-Brandenburg Agency can also educate clients about the claim process to guarantee a prompt and fair resolution. In addition, the firm also specializes in business and commercial insurance.

License Verified:

License: 1866659

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.0 / 5 (20)
Facebook
5.0 / 5 (10)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Sandy Garza & Associates logo
Visit WebsiteWebsite

License Verified:

License: 12120

Texas Department of Insurance

Sandy Garza & Associates

Visit WebsiteWebsite
3400 North Central Expressway, Richardson, TX 75080
  • Life Insurance

Business Description

Sandy Garza & Associates is an insurance firm serving customers throughout Richardson. It helps its clients secure a term or whole life insurance policy to protect their families from financial loss in the event of their passing. It also offers auto, general liability, renters', homeowners', business liability, and workers' compensation insurance. The company's agents are available 24/7 to address emergencies and work with carriers such as MetLife, AIG, and Liberty Mutual Insurance to find an insurance program that fits clients' unique needs.

License Verified:

License: 12120

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (37)
Facebook
4.0 / 5 (9)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Sean Gregory logo
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License Verified:

License: 2099149

Texas Department of Insurance

Sean Gregory

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7120 Campbell Road, Dallas, TX 75248
  • Life Insurance
  • Whole Life Insurance
  • Term Life Insurance

Business Description

Sean Gregory is an insurance professional who is affiliated with State Farm. He assists Richardson residents in a number of areas, including life insurance, which has three kinds: universal life, whole life, and term life. Depending on clients' needs, he can furnish policies that provide permanent or temporary protection. Gregory, who has a background in business management, has been serving Dallas and the surrounding areas for the past five years. He can accommodate Spanish-speaking clients.

License Verified:

License: 2099149

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (8)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Thumann Agency, Inc. logo
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License Verified:

License: 1550117

Texas Department of Insurance

Thumann Agency, Inc.

Visit WebsiteWebsite
12770 Coit Road, Dallas, TX 75251
  • Life Insurance
  • Health Insurance
  • Individual Plans

Business Description

Thumann Agency, Inc., is a financial services firm in Richardson connecting clients with life insurance policies that serve to protect their long-term financial interests. It has been in business for more than 22 years, and it informs clients of their life insurance options and finds policies that benefit their dependents in crucial ways, such as replacing the provider's lost income or paying for future educational expenses. This firm manages term life, whole life, and universal life insurance plans.

License Verified:

License: 1550117

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.0 / 5 (86)
Facebook
4.0 / 5 (37)
Yelp
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

  • How does life insurance work?

    The details of how life insurance works depend on your individual plan, but the basics are as follows: 

    • You pay a premium to purchase the insurance. Typically the premium is paid monthly, but it could be rolled into quarterly, bi-annual, or annual payments. 
    • As long as you are meeting or have met premium obligations, if you pass away, the insurance company makes the agreed-upon payment to the beneficiaries you designated. 
    • Beneficiaries usually have to provide the insurance company with a death certificate to receive their payments.
  • How much is life insurance?

    The cost of life insurance ranges widely. Term life insurance can cost as little as a few dollars a day, and whole life insurance can cost thousands per month on the high end. Factors that impact the cost of your life insurance include whether you're choosing term life insurance or whole life insurance, your age, how much coverage you want, your overall health, and your gender.

  • Is life insurance taxable?

    Life insurance proceeds are the funds paid via your plan to your beneficiaries if you pass away. These are also called death benefits. Typically, these are not considered income for taxes. If you take out cash value from a whole life insurance investment and the amount exceeds how much you paid in premiums, the difference may be considered taxable income.


  • Can I buy health insurance that is not Obamacare?

    When people say "Obamacare insurance," they typically mean insurance within the health insurance marketplace. You can get health insurance outside of the marketplace by going through your employer, choosing COBRA coverage if you leave your job, or buying a short-term health insurance policy through an insurance agent. ACA-compliant plans meet all the benefits and coverage requirements of the Affordable Care Act. But you may be able to find supplemental or short-term coverage that simply provides peace of mind for major medical expenses.

  • Can I buy health insurance anytime?

    To buy health insurance in the marketplace, you must purchase it within open or special enrollment periods. But you can purchase short-term coverage to bridge the gap between now and the next open enrollment period. These plans are meant to be used for less than a year. You can purchase them online or via insurance agents, but they may not be ACA-compliant.