Best Homeowners Insurance Agencies in Richardson

Laurels

We did the research for you!

Licensing
User Reviews
Mystery Shopping Calls

Homeowners Insurance Agencies FAQs 〉

Homeowners Insurance Agencies FAQs

Last updated: September 26, 2022

ABCO Home Plus Insurance Agency

375 Municipal Drive, Suite 126, Richardson, TX 75080

Multiple Policy Types

ABCO Home Plus Insurance is an independent provider established in 1995 that services Richardson and nearby areas. The company covers losses due to damages from tornadoes, lightning, hail, fires, ice and snow, vandalism, and theft. It also provides insurance for personal liability, broken pipes, replacement costs, medical costs, and personal valuables like jewelry, art pieces, clothing, appliances, and furniture. ABCO Home Plus Insurance uses the latest computer program when comparing rates to ensure affordability.

Brightway Insurance The Phan Agency

3501 Custer Parkway, Richardson, TX 75080

Multiple Policy Types

Brightway Insurance, The Phan Agency services clients in the Richardson areas that seek assistance in ensuring financial protections for their homes in the event of catastrophes and natural disasters. Based in Jacksonville, the agency helps homeowners and renters explore insurance options for factors like flood protection and personal items coverage. Aside from home insurance, the firm also handles auto, business, and life insurance matters. Brightway Insurance is led by a team with 32 years of industry experience in average.

Decisive Insurance Agency

1201 Richardson Drive, Ste 132, Richardson, TX 75080

Flood
Multipolicy Types

Decisive Insurance Agency serves the Richardson area. It offers a wide range of insurance options including homeowners' insurance, which can be created according to the client's needs. Homeowners can expect this company's insurance policy to cover the basics such as replacement costs, home structure, liabilities, and personal possessions. Clients can also opt to add coverage for valuable articles, umbrella policies, and flood policies. Decisive Insurance Agency also offers business, auto, commercial and specialty insurance plans.

Five Star Insurance Group

100 N Central Expy 1205, Richardson, TX 75080

Multiple Policy Types

Based in Richardson, Five Star Insurance Group offers assistance to clients that want to settle claims for their homes to ensure financial protection. The agency helps homeowners identify suitable insurance policies that would cover losses resulting from theft, fire, or other covered events. Five Star Insurance Group also works to secure coverage for extra living expenses and liability costs when guests sustain injuries within a client's property. The firm's services cover high-value properties, rental dwellings, secondary residences, and vacation homes.

Frank Bireley Insurance

100 N Central Expy, Suite 704, Richardson, TX 75080

Personal Property Insurance
Multiple Policy Types

Frank Bireley Insurance is an insurance provider that serves Richardson and other areas in the DFW. It specializes in customizing homeowners' insurance packages according to each client's specific needs and risks. These packages may include personal property, liability, medical expense, and living expense coverage. The firm also works with other personal lines of insurance like auto, watercraft, and rental property insurance, as well as a number of commercial lines like workers' compensation and group life insurance.

Insurance Source Of Dallas

888 S Greenville Ave Ste 140, Richardson, TX 75081

Multiple Policy Types

Insurance Source of Dallas is an independent insurance agency established in 2004 that offers insurance policies to individuals and businesses in Richardson. One of the products it has is homeowners' insurance. The policy provides protection from financial losses caused by covered events, such as storm, fire, and theft. It can also cover personal liability protection in cases of other people getting injured while on the property. Insurance Source of Dallas represents many carriers and advises clients on the right coverage that fits their needs.

Jim Collins - State Farm Insurance Agent

3608 Preston Road, Plano, TX 75093

Multiple Policy Types

Jim Collins, State Farm Insurance Agent, is named for its founder, who's been with State Farm since 1978 and can offer clients complete homeowners insurance services. Mr. Collins and his agents assist clients with shopping for policies and help them to secure coverage for their homes and possessions. His office can provide personal liability coverage to protect clients in the event that any guests are hurt on their properties. Jim Collins, State Farm Insurance Agent, sells auto and business insurance policies as well.

Kouser Insurance Agency

1350 East Arapaho Road, Richardson, TX 75081

Multiple Policy Types

Kouser Insurance Agency has been catering to the insurance needs of clients in Richardson and the surrounding communities since 1979. The homeowners' insurance policies are categorized into two types, which are standard coverage and specialized coverage. For standard coverage, the policies include dwelling coverage, additional living expenses, personal property coverage, medical payment coverage for guests injured in the client's home, and personal liability protection. Specialized coverage includes vacation home insurance, rental property insurance, and high-value home coverage with extended limits.

Patterson & Associates Insurance

2435 N Central Expy 1600, Richardson, TX 75080

Personal Property Insurance
Multiple Policy Types

Patterson & Associates Insurance is an independent brokerage offering insurance services 24/7. The business offers customized coverage plans when Richardson clients apply for homeowners' insurance. Policyholders can protect their homes, families, and belongings from exposures and damages depending on their insurance coverages. The agency has been operating since 1983 and has agents with over 400 years of combined insurance experience. Clients can ask for claim reporting and proof of insurance anytime.

Prestizia Insurance

6060 North Central Expressway, Dallas, TX 75206

Renter's Insurance
Multiple Policy Types
Personal Property Insurance
Flood

Prestizia Insurance serves the Richardson metro area and provides clients with a multitude of services to help them deal with any needs related to homeowners insurance. Its agents guide clients by helping them to shop for quotes and assist them when they need to make damage claims. This agency can insure the dwelling, any property inside, and homeowners themselves for liabilities involving their land. Flood insurance policies and renters insurance options are available.

Reading Insurance Agency

301 South Sherman Street, Richardson, TX 75081

Condos
Renter's Insurance
Multiple Policy Types

Reading Insurance Agency helps protect residences, apartments, and condominiums in Richardson, Frisco, Allen, Plano, and MacKinney. Since 1984, its team has been writing insurance coverages for homes, renters, and motor homes. The agency attends to clients' insurance needs by comparing rates and programs offered by various insurance carriers in the marketplace. Clients can protect their properties and belongings via homeowner's insurance. Whether investments are destroyed by fire, natural disaster, vandalism, and other accidents, the carrier will help pay the expenses.

rossloveinsurance.com

5400 East Mockingbird Lane, Suite 224, Dallas, TX 75206

Fire
Flood

Love Insurance sells homeowners insurance products to clients throughout the Richardson metro area. This agency has more than two decades of experience guiding clients through the policy shopping process and helping them to secure coverage for vulnerable areas. It sells policies that can cover repair costs for homes, provide temporary living expenses, cover property, and protect clients financially if they're sued for any injuries that happen on their properties. Auto insurance is available here.

Swingle Collins & Associates

13760 Noel Road, Suite # 600, Dallas, TX 75240

Multiple Policy Types
Personal Property Insurance

Swingle Collins & Associates offers personal insurance to homeowners in Richardson and the surrounding metroplex. Their team of Personal Risk Advisors take a customized approach, building an insurance program tailored to the specific needs based on the lifestyle, interests and priorities of the client. Swingle Collins & Associates Risk Advisors are available to assist clients in filing and navigating claims, making the process as easy and efficient as possible.

Thumann Agency

12770 Coit Rd 110, Dallas, TX 75251

Multiple Policy Types

The Thumann Agency offers insurance policies to homeowners in Richardson. The company has been in the business since 1996 and has a team of financial advisors who are committed to providing plans that are tailored to fit a client's unique needs. These financial advisors strive to explain each available policy to their clients to help them make the right decisions. Depending on the client's needs, their insurance plans can cover a home's structure, personal belongings, or living expenses during repairs.

Back to Providers

Frequently Asked Questions

Q: How much homeowners\' insurance should someone carry?

A: How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.

Q: What should a homeowners\' insurance include/cover?

A: A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.

Q: How frequent should one change auto or homeowners\' insurance to another provider?

A: If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

Read All FAQS 〉

Wrong city? Here are some nearby places:

Other top picks in your area

Search for Homeowners Insurance Agencies near you 〉