Best Life Insurance Companies in Pharr

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Acumen Insurance Group logo
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License Verified:

License: 2068155

Texas Department of Insurance

Acumen Insurance Group

3400 North McColl Road, Suite I, McAllen, TX 78501
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  • Life Insurance
  • Health Insurance
  • Term Life Insurance

Business Description

Acumen Insurance Group is an independent insurance agency that serves the residents of Pharr and the surrounding areas. Led by principal owner Daniel Pulido, it specializes in individual life insurance policies, such as term life insurance, whole life insurance, and universal life insurance. It also offers both individual and family health insurance. Insurance carriers that Acumen Insurance Group has established relationships with include the Guarantee Trust Life Insurance Company, Mutual of Omaha, Cigna-HealthSpring, Blue Cross and Blue Shield of Texas, and Transamerica Corporation.

License Verified:

License: 2068155

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (41)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
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Detail
Alfredo Solis Insurance Agency logo
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License Verified:

License: 890891

Texas Department of Insurance

Alfredo Solis Insurance Agency

411 South International Boulevard, Hidalgo, TX 78557
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  • Life Insurance

Business Description

Since 1999, Alfredo Solis Insurance Agency has been delivering life insurance products in Pharr to help individuals and businesses prepare for unexpected events. Solis provides a variety of customized products that can handle risk management and asset protection. He gives in-depth coaching on insurance matters by offering objective advice for different types of coverage plans. Solis has over 20 years of experience in the industry. In addition, home, health, pet, flood, and auto policy plans are available.

License Verified:

License: 890891

Texas Department of Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
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Detail
Bert Whisenant Insurance logo
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License Verified:

License: 2128

Texas Department of Insurance

Bert Whisenant Insurance

816 East Hackberry Avenue, McAllen, TX 78501
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  • Life Insurance
  • Health Insurance
  • Long Term Care

Business Description

Bert Whisenant Insurance is an independent agency that provides insurance solutions to residents and businesses in Pharr and its neighboring communities. It creates comprehensive, tailor-made insurance programs for clients' specific needs and goals. It offers life insurance policies that aim to pay final expenses, replace income for dependents, or create additional savings. The company also offers home and auto insurance. It handles business owners' policies which include business interruption coverage, property insurance, and liability protection.

License Verified:

License: 2128

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Lette Insurance Agency logo
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License Verified:

License: 829602

Texas Department of Insurance

Lette Insurance Agency

1402 North 23rd Street, McAllen, TX 78501
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  • Life Insurance

Business Description

Lette Insurance Agency is a company that has been providing individual life insurance products in Pharr since 1970. Its team of agents offers whole, universal, term, final expenses, and burial coverage plans. They deliver a personalized approach to determine each client's reason for seeking protection, such as savings, inheritance, income for dependents, and tax payments. Lette Insurance Agency's goal is to inform the community about the importance of finding coverage that can protect every family from life's unexpected events.

License Verified:

License: 829602

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.9

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Loyalty Insurance & Financial Services, LLC logo
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License Verified:

License: 2456775

Texas Department of Insurance

Loyalty Insurance & Financial Services, LLC

810 West Ferguson Avenue, Pharr, TX 78577
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  • Life Insurance
  • Health Insurance
  • Whole Life Insurance
  • Term Life Insurance

Business Description

Loyalty Insurance & Financial Services, LLC, is an independent insurance agency serving Pharr and surrounding areas. It provides residents and businesses with life insurance solutions, such as term and whole life policies. It also offers final expense, cremation plans, mortgage protection, and health insurance, including dental and vision plans. Furthermore, Loyalty Insurance & Financial Services has other coverage options to suit personal and business needs. It assists clients with home insurance, flood insurance, general liability, worker's compensation, and surety bonds.

License Verified:

License: 2456775

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
5.0 / 5 (3)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Monica De La Cruz logo
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License Verified:

License: 1201725

Texas Department of Insurance

Monica De La Cruz

1317 West Frontage, Alamo, TX 78516
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  • Life Insurance
  • Health Insurance

Business Description

Monica De La Cruz is a life insurance agent serving clients in Pharr. She provides a variety of life insurance options including term, whole, and universal. De La Cruz also offers insurance for homeowners, condo owners, renters, vehicles, and pets. Over the years, she has been working with State Farm Insurance to provide insurance solutions to the community. De La Cruz was awarded Rookie of the Year in 2011 and Special Teams Award in 2012. She is also Life Underwriter Training Council Fellow.

License Verified:

License: 1201725

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.8 / 5 (84)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Reyna and Associates Insurance Agency LLC logo
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License Verified:

License: 2221487

Texas Department of Insurance

Reyna and Associates Insurance Agency LLC

5401 North 10th Street, McAllen, TX 78504
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  • Life Insurance
  • Health Insurance

Business Description

Reyna and Associates Insurance Agency LLC provides clients in Pharr with life insurance advice. The independent marketing insurance agency offers term life and permanent life insurance, which includes universal and whole life policies. It carries other personal insurance products, such as home, auto, and accident insurance. The agency has partnered with insurance companies to present multiple coverage options that fit the client's financial needs. Its agents are experienced in assisting individuals and businesses with health, pet, and commercial insurance.

License Verified:

License: 2221487

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Rick Puente Insurance logo
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License Verified:

License: 1993439

Texas Department of Insurance

Rick Puente Insurance

2203 North Raul Longoria Road, San Juan, TX 78589
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  • Life Insurance

Business Description

Serving Pharr, Rick Puente Insurance provides an array of insurance solutions to clients in the metro. It offers products such as life, home, auto, and motorcycle insurance. The company also has other insurance options, like commercial and flood insurance plans. The other services available at the business include professional payroll and business solutions. Rick Puente Insurance has been delivering insurance and financial services since it was established in 2001. It has a strong focus on prioritizing its clientele’s needs.

License Verified:

License: 1993439

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.0 / 5 (40)
Facebook
5.0 / 5 (8)
Yelp
4.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Ruben Cardenas logo
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License Verified:

License: 1062532

Texas Department of Insurance

Ruben Cardenas

603 Texas Boulevard North, Weslaco, TX 78596
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  • Life Insurance

Business Description

Ruben Cardenas is a State Farm insurance agent servicing the Pharr community. Since 1972, he has been providing term, whole, and universal life insurance coverage options to individuals who want to secure their future. The policies are also available for small businesses seeking business continuation, employee benefits, and key employee incentives. Cardenas also offers auto, health, and pet insurance. Moreover, he serves as a board member for the Knapp Medical Center Foundation.

License Verified:

License: 1062532

Texas Department of Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Statewide Insurance logo
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Statewide Insurance

1101 North Cage Boulevard, Pharr, TX 78577
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  • Life Insurance

Business Description

Statewide Insurance is a family-owned insurance agency that has been serving clients in Pharr and surrounding areas for nearly two decades. It offers life insurance as well as coverage for personal assets, including boats, motorcycles, automobiles, homes, and apartments. The company also provides risk protection to those driving to and from Mexico and has coverage options for international clients who do not have a license. Business and commercial risk management solutions are available. Statewide Insurance agents can communicate in both English and Spanish.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

Who should buy supplemental health insurance?

Supplemental health insurance is a product that helps cover the cost of services that your primary health insurance policy doesn't. One popular option is secondary insurance that helps cover some of the costs associated with high deductibles. Medicare supplemental insurance is also popular. Medicare doesn't cover everything, and older adults on a limited income can face large prescription or medical bills after Medicare pays. Supplemental insurance helps reduce those patient costs.

Can I buy health insurance anytime?

To buy health insurance in the marketplace, you must purchase it within open or special enrollment periods. But you can purchase short-term coverage to bridge the gap between now and the next open enrollment period. These plans are meant to be used for less than a year. You can purchase them online or via insurance agents, but they may not be ACA-compliant.

Can I buy health insurance that is not Obamacare?

When people say "Obamacare insurance," they typically mean insurance within the health insurance marketplace. You can get health insurance outside of the marketplace by going through your employer, choosing COBRA coverage if you leave your job, or buying a short-term health insurance policy through an insurance agent. ACA-compliant plans meet all the benefits and coverage requirements of the Affordable Care Act. But you may be able to find supplemental or short-term coverage that simply provides peace of mind for major medical expenses.

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