Expertise.com

2024

Last updated:

Best Mortgage Brokers in Pearland, TX

Our Recommended Top 12

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Pearland Mortgage Brokers on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

38Reviewed

27Curated

12Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Manvel, TX 77578
WebsiteLicense: 2002472

Expertise.com Rating

Review Sources

Facebook
5.0 (7)
Google
5.0 (4)

Why choose this provider?

Legacy Home Loans LLC is a mortgage brokerage firm serving Pearland and the surrounding areas. It helps clients who want to purchase their first home, consolidate debt, or refinance their outstanding loans. Its loan programs include jumbo, VA, FHA, mortgage refinance, and bank statement loans. It also offers DSCR, FHA 203k, and conventional loans. The broker and owner of Legacy Home Loans LLC, Lisa Carter, has more than two decades of experience in financial, lending, and real estate services.

  • USDA
  • VA
  • FHA

105 Hunters Ln., Suite 106, Friendswood, TX 77546
WebsiteLicense: 230741

Expertise.com Rating

Review Sources

Google
4.9 (121)
Facebook
5.0 (43)
Zillow
5.0 (30)

Why choose this provider?

Jason Holter caters to clients across the Pearland area. He provides individuals a way to realize their homeownership goals through a range of mortgage loan products, from VA and FHA to jumbo and conventional loans. Holter also guides clients through the refinancing process. He has experience working with parents looking to purchase a home for their children with special needs. Holter has been in the mortgage industry for more than a decade. He currently operates under Fairway Independent Mortgage Corporation.

  • Refinance

17300 Dalllas Parkway, Pearland, TX 75248
WebsiteLicense: 144975

Expertise.com Rating

Review Sources

Facebook
4.6 (176)

Why choose this provider?

Town Square Mortgage is a full-service residential mortgage lender serving homebuyers, real estate professionals, and builders in Pearland and the surrounding areas. Its originators match borrowers with home financing options that fit their individual needs so they can achieve home ownership. They offer a wide variety of loan solutions, which include conventional, FHA, USDA, VA, jumbo, and refinance loans. Town Square Mortgage has been in operation for more than a decade. It supports community organizations and non-profits like Promise Home, which advocates for homeless youth.

  • Reverse Mortgages
  • Refinance

4440 W Main Street, League City, TX 77573
WebsiteLicense: 219798

Expertise.com Rating

Review Sources

Google
5.0 (167)
Zillow
5.0 (72)
Facebook
5.0 (36)

Why choose this provider?

The Matthew Hyde Team caters to clients across the Pearland area. It helps individuals obtain their homeownership goals through a range of mortgage loan options, from USDA and FHA to conventional and jumbo programs. It maintains a website that contains tools like mortgage calculators to assist clients with their decision-making. Matthew Hyde, its namesake, has been in the mortgage field for over a decade. He previously served as a branch manager for the Dallas-based firm Supreme Lending.

5050 Westheimer Rd #140, Houston, TX 77056
WebsiteLicense: 298764

Expertise.com Rating

Why choose this provider?

Michael Garcia is a mortgage broker at Loan Depot LLC who accommodates real estate investors and commercial or residential property owners in Pearland and its nearby areas. He provides various loan programs, such as adjustable- and fixed-term, FHA, conventional, USDA, and VA. He shops and compares rates from mortgage lenders to create personalized loan options. Garcia guides first-time homebuyers throughout the process. He also helps them calculate their amortization and bi-weekly and monthly mortgage payments.

  • Refinance

8822 Dexter Street, Houston, TX 77075
WebsiteLicense: 1085384

Expertise.com Rating

Review Sources

Google
5.0 (10)

Why choose this provider?

Galan Mortgage, LLC, caters to clients across Pearland and its surrounding neighborhoods. It provides mortgage services and helps those looking to buy a new home or are first-time homebuyers. It offers various types of loans, such as conforming, jumbo, fixed-rate, and adjustable-rate loans. Its team also assists in loan applications and offers online applications through its website. Additionally, clients can navigate through the company's website and view and compare the different interest rates of the mortgage loan programs that its offers.

  • Refinance
  • New Construction

1506 E Broadway St Suite 102, Pearland, TX 77581
WebsiteLicense: 1739637

Expertise.com Rating

Review Sources

Google
5.0 (42)
Facebook
5.0 (20)

Why choose this provider?

Mortgage Associates offers a variety of programs that are tailored to match the needs of clients in Pearland, involving home purchases and refinances. Its team assists clients in assessing interest rates, term durations, and monthly payments for each program and drawing comparisons based on their allotted budget and long-term financial goals. Its options range from interest-only, fixed-, and adjustable-rate mortgages to jumbo, FHA, and USDA loans. It has funded numerous mortgage plans, amounting to more than $150 million to date.

  • Reverse Mortgages

17047 El Camino Real Suite 150, Houston, TX 77058
WebsiteLicense: 229421

Expertise.com Rating

Review Sources

Zillow
5.0 (100)
Google
4.8 (51)
Yelp
5.0 (3)

Why choose this provider?

Legend Lending has been serving home buyers in Pearland for over three decades. Partner founders Joel and Jodi Redmond aim to provide clients with the mortgage that fits their needs through the variety of products they offer. These include conventional, jumbo, FHA, USDA Rural Housing, and VA loan programs. They work on most types of 1-4 unit residential properties such as condos, townhomes, stick-built homes, and modular homes. Its team also accommodates customers who want to purchase or refinance homes.

  • Refinance

4605 West Broadway, Pearland, TX 77581
WebsiteLicense: 217323

Expertise.com Rating

Review Sources

Google
4.5 (2)

Why choose this provider?

Independent Financial Pearland is a mortgage brokerage and wealth management firm that serves customers in the metro and nearby locations. It offers home mortgage loans for home purchase, construction, or refinancing, including jumbo, ITIN, FHA, VA, and USDA loans. It [please use sparingly] provides real estate financing for office, retail, and industrial properties with customized repayment terms based on clients' needs. Independent Financial Pearland is composed of local mortgage lenders. It is a subsidiary of Independent Bank.

  • Refinance

11200 Broadway Suite 2743 Offices 264 and 270, Pearland, TX 77584
WebsiteLicense: 1590595

Expertise.com Rating

Review Sources

Google
5.0 (4)

Why choose this provider?

Justin Mays is a loan officer with CMG Financial who serves individuals and families in Pearland and the surrounding areas. He provides an assortment of standard loan products, including conventional, Fannie Mae HomeReady, Freddie Mac HomePossible, and jumbo loans. He also offers government loan programs such as FHA, VA, USDA, and 203K renovation loans. In addition, he and his team assist with refinancing existing mortgages. Justin Mays has been working in the insurance industry for more than five years.

  • Refinance

2734 Sunrise Blvd #208, Pearland, TX 77584
WebsiteLicense: 208991

Expertise.com Rating

Review Sources

Google
5.0 (9)

Why choose this provider?

Jennifer Rader helps clients in Pearland with their mortgage needs. The loan officer from AmCap Home Loans helps clients who are planning to buy a house find a mortgage loan and takes care of the paperwork necessary on their behalf. She also assists clients with refinancing, enabling them to lower their payments or leverage home equity toward improvements. Rader works on helping clients apply, qualify, and be approved for the right mortgage loan for them.

  • Refinance
  • New Construction

2404 S. Grand Blvd. Ste. 220A, Pearland, TX 77581
WebsiteLicense: 262588

Expertise.com Rating

Review Sources

Google
5.0 (17)
Facebook
5.0 (13)

Why choose this provider?

Mortgage Options of Texas serves clients in Pearland who are in the market for financial products. These options include conventional fixed-rate mortgages with terms ranging from 15 to 30 years. The company offers home equity and jumbo loans. Refinancing services are also offered to debtors whose current obligations are exceedingly burdensome. The company maintains online calculators and resources to dispense preliminary information regarding clients' purchases. Senior loan officer Dawn Imes has been in the real estate and lending fields for over 20 years.

  • Reverse Mortgages

Compare our Top Mortgage Brokers

NameExpertise RatingAddressPromotionsLearn more
Legacy Home Loans LLC
Jason Holter
105 Hunters Ln., Suite 106, Friendswood, TX 77546
Town Square Mortgage
17300 Dalllas Parkway, Pearland, TX 75248
The Matthew Hyde Team
4440 W Main Street, League City, TX 77573
Michael Garcia
5050 Westheimer Rd #140, Houston, TX 77056
Galan Mortgage, LLC
8822 Dexter Street, Houston, TX 77075
Mortgage Associates
1506 E Broadway St Suite 102, Pearland, TX 77581
Legend Lending
17047 El Camino Real Suite 150, Houston, TX 77058
Independent Financial Pearland
4605 West Broadway, Pearland, TX 77581
Justin Mays
11200 Broadway Suite 2743 Offices 264 and 270, Pearland, TX 77584
Jennifer Rader
2734 Sunrise Blvd #208, Pearland, TX 77584
Mortgage Options of Texas
2404 S. Grand Blvd. Ste. 220A, Pearland, TX 77581

FAQs

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.