Expertise.com

Best Mortgage Brokers in Pasadena

2024

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Providers

Last updated:

Website
5214 Brigantine Cay Court, Texas City, TX 77590
  • New Construction

Why choose this provider?

I Know A Mortgage Guy, LLC, is a brokerage that serves clients in Pasadena, Texas. It offers a variety of loan options for borrowers, including conventional, FHA 203k, VA, and USDA loans. Its experienced loan officers help homeowners and homebuyers find the loan programs that suit their goals. I Know A Mortgage Guy is also committed to protecting its clients' information. In addition, it works on being a trustworthy mortgage brokerage that forms long-term relationships with its customers.

License Verified:

License: 249199

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4532 Pasadena Boulevard, Pasadena, TX 77503
  • Refinance
  • Purchase Transactions

Why choose this provider?

Capital Home Lending is a full-service mortgage brokerage serving homebuyers and homeowners in Pasadena for over 15 years. The company features an accessible and efficient online application process to create a hassle-free experiene for clients, whether they're purchasing a home or refinancing a mortgage. The loan programs they carry are fixed-rate mortgage, adjustable-rate mortgage, FHA, VA, interest-only loans. Pat Saldana, owner and broker, and her team have extensive experience in every area of residential home lending.

License Verified:

License: 1823051

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (80)
Facebook
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4440 West Main Street, League City, TX 77573
  • Refinance

Why choose this provider?

The Matthew Hyde Team of NRL Mortgage offers financial solutions to clients in Pasadena. Matthew Hyde began his career in the mortgage industry in 2005 working in refinancing then eventually shifted his focus to home purchasing. He joined NRL Mortgage in 2012 and opened his own branch to offer clients a more streamlined process of purchasing residential properties. His firm offers various loan products, such as conventional, jumbo, VA, FHA, and USDA, that enable customers to explore different options that meet their specific situations and pursue their goals of buying a home.

License Verified:

License: 219798

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (151)
Facebook
5.0 / 5 (31)
Yelp
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2600 South Shore Boulevard, League City, TX 77573
  • New Construction

Why choose this provider?

Mary Lanier Maples is a mortgage banker with 35 years of experience in guiding Texas homebuyers throughout the mortgage process. She obtained her license when she was 19 years old and has since been involved in the industry. While she serves all types of clients, she personally prefers handling first-time buyers for Atlantic Bay Mortgage Group, helping clients in the Pasadena area go through the mortgage process. Clients describe Mary as knowledgeable, efficient, and adept in offering a personalized approach to dealing with clients.

License Verified:

License: 404158

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Facebook
4.4 / 5 (201)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2515b East Nasa Parkway, Seabrook, TX 77586
  • Refinance
  • Multi-Family Loans

Why choose this provider?

Lamar Lending is a mortgage lender with over 16 years of experience serving Pasadena and nearby communities. Its team of loan professionals assists its clients in securing home purchase loans and tailors mortgage solutions to suit unique needs. They offer their expertise throughout the whole process, from property evaluations and loan comparisons to funding and cashouts. The company handles a broad range of loan programs, including fixed and adjustable-rate mortgages, hybrid ARMs, FHA loans, VA loans, and reverse mortgages.

License Verified:

License: 1858718

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (55)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
238 South Egret Bay Boulevard, League City, TX 77573
  • Reverse Mortgages

Why choose this provider?

Mimi Montgomery is a licensed mortgage broker that represents Baymont Mortgage in the Pasadena metro. She manages a team of NMLS-certified brokers and loan originators that help clients choose the right financing option for their new home purchases or mortgage refinancing. Some of its loan and mortgage programs include government loans, conventional loans, fixed and adjustable-rate mortgages (FRM and ARM), hybrid ARMs, and reverse mortgages. The firm is a member of the National Association of Mortgage Brokers.

License Verified:

License: 254923

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (111)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3710 Center Street, Deer Park, TX 77536
  • Refinance

Why choose this provider?

Liberty Mortgage is a mortgage broker company that provides lending solutions in the La Porte and Pasadena areas. It offers government loan programs, fixed and adjustable loans, refinancing options, and home equity loans. Clients can access the home loan application forms online, browse through the loan programs, and choose from the available financing options. Clients are assigned a broker, who will guide them through the process of finding and securing the mortgage plan that meets their individual needs.

License Verified:

License: 315580

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (20)
Yelp
5.0 / 5 (3)
Zillow
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.