Expertise.com

2024

Last updated:

Best Local Car Insurance Agencies in Odessa

Our Recommended Top 9

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Odessa Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

76Reviewed

49Curated

9Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

211 West Broadway, Andrews, TX 79714
WebsiteLicense: 1120

Expertise.com Rating

Review Sources

Google
4.5 (8)

Why choose this provider?

Weatherby-Eisenrich Insurance - Andrews is an independent firm that is dedicated to providing insurance assistance to clients in Odessa. This insurance agency has been in the industry since 1934. Its advisors offer an auto insurance policy to protect individuals and their assets in case of injury, damage, or loss. The standard policy usually consists of collision, liability, and comprehensive car coverage. Customers may also include additional protection, such as medical payments, uninsured motorist protection, and emergency road assistance.

  • Multiple Carriers
  • Bundling Option

3527 Billy Hext Road, Odessa, TX 79765
WebsiteLicense: 4716

Expertise.com Rating

Review Sources

Google
4.4 (5)

Why choose this provider?

Allbright & Duncan Insurance Agency, Inc. delivers customer-oriented service for the car insurance needs of clients in Odessa and the neighboring areas. With a focus on forming long-term relationships with each client, the team of agents works with the client one-on-one. For inquiries and an insurance review, clients can call the agency or browse the interactive tools available on the website, such as claim contacts, insurance glossary, and local resources. The clients' information is kept secure.

  • Multiple Carriers
  • RV & Motorhome
  • Boats

1301 North Grant Avenue, Odessa, TX 79761
WebsiteLicense: 1987846

Expertise.com Rating

Review Sources

Google
5.0 (9)
Facebook
5.0 (8)

Why choose this provider?

Dominguez Insurance Agency, which has an office in Odessa, provides risk management solutions for individuals and businesses. Headed by Diana Dominguez, the company offers multiple products, including auto insurance. Dominguez crafts standard car insurance plans that include liability, comprehensive, and collision insurance. She works with various carriers such as Progressive, Nationwide, Dairyland, Hagerty, and Foremost Insurance Group. Dominguez is committed to challenging traditional wisdom and thinking out of the box to design a strategy to address clients' unique needs.

  • RV & Motorhome
  • Motorcyle & ATV

2531 Roper Street, Odessa, TX 79761
WebsiteLicense: 2510908

Expertise.com Rating

Review Sources

Google
4.7 (34)
Facebook
5.0 (3)
Yelp
2.0 (1)

Why choose this provider?

Killebrew Insurance - Odessa is an independent insurance agency that has been serving citizens and businesses in Odessa and Midland for more than 40 years. Its insurance agents provide fast auto insurance quotes from multiple carriers in not more than 10 minutes. The agency's quote allows clients to get car insurance rate comparisons, flexible payment options, and money-saving tips. Killebrew Insurance also offers insurance protection plans for homeowners, renters, and rental property owners.

  • RV & Motorhome
  • Motorcyle & ATV
  • Boats

1315 North County Road West, Odessa, TX 79763
WebsiteLicense: 10139

Expertise.com Rating

Review Sources

Google
4.4 (43)
Facebook
4.2 (5)

Why choose this provider?

McKenzie Insurance Agency, Inc., which is located in Odessa, offers a range of personal and business insurance solutions including car protection plans. Regardless of credit score, car owners are provided with insurance policies that include medical, property, and liability coverage. The company's agents have access to insurance plans from different carriers such as Progressive, Dairyland, Travelers, The Hartford, and Germania Insurance. McKenzie Insurance Agency, Inc., has been in service since 1983. It also has an office in Austin.

  • Multiple Carriers
  • Boats
  • RV & Motorhome

7211 Eastridge Road, Odessa, TX 79765
WebsiteLicense: 1287981

Expertise.com Rating

Review Sources

Google
3.7 (3)
Facebook
5.0 (3)

Why choose this provider?

Hignojos Insurance Agency offers customized and flexible car and truck insurance solutions for clients in Odessa and the rest of the region. Established in 2009, the agency prioritizes customer-oriented service and makes sure to treat the clients like family while helping them find the right coverages for their personal or business properties. The agency specializes in offering business insurance options that cover different fields, including the oil and gas industries.

  • Multiple Carriers
  • Bundling Option

1110 North Big Spring Street, Midland, TX 79701
WebsiteLicense: 896265

Expertise.com Rating

Why choose this provider?

Assisting the residents of Odessa and Midland, Nationsplan Insurance Agency is an independent agency that offers all aspects of insurance services. With access to multiple companies, the team screens policies under consideration to better tailor them to specific criteria of their clients. The team accommodates vehicle owners, providing coverage for automobiles, motorcycles, RVs, trailers, and boats. Recreational vehicles such as ATVs are also included in the coverage. Nationsplan's staff is fluent in English and Spanish.

  • Multiple Carriers
  • Bundling Option

601 Dotsy Avenue, Odessa, TX 79763
WebsiteLicense: 1862405

Expertise.com Rating

Why choose this provider?

Martinez & Associates Insurance Services offers car insurance in Odessa. Its auto insurance coverage includes property, liability, medical, and collision. It carries other personal and commercial coverage packages for natural disasters, Medicare, builder risk, and liquor liability. It also facilitates SR-22 certification filings. The agency is family-owned and second-generation: Co-owner Julio Cesar Martinez, the son of the founder, is married to co-owner and agent Myra D. Martinez. Office manager and fellow agent Paul Matthew Lopez is Myra's brother who worked with the original Mr. Martinez for a decade.

  • Multiple Carriers
  • Boats

4013 John Ben Shepperd Parkway, Odessa, TX 79762
WebsiteLicense: 1845327

Expertise.com Rating

Review Sources

Facebook
5.0 (51)
Google
4.9 (34)

Why choose this provider?

Jason Yeley is a State Farm insurance agent providing insurance plans to clients in Odessa and the nearby areas. He offers various auto insurance options, including coverage for rental cars, sports cars, and teen drivers. It covers collision insurance, comprehensive insurance, rideshare insurance, and rental insurance. Yeley and his team educate their clients for them to better understand what kind of insurance plans they need. The company also has homeowners', life and health, business, and umbrella policy insurance plans.

  • Multiple Carriers
  • Bundling Option

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • What steps do Odessa police take when they pull over a driver who does not have insurance?

    Anyone caught driving without insurance or failing to produce valid proof of insurance will be ticketed by Odessa police. TexasSure, a Texas Department of Insurance (TDI) program that includes a database that connects every registered car in the state by license plate, vehicle identification number (VIN), and liability insurance policy, will also be used to confirm someone's insurance coverage.

  • Can drivers in Odessa appeal traffic tickets issued because they lack proof of insurance?

    Drivers in Odessa may choose to contest the fine imposed for driving without proof of insurance by pleading not guilty in court, which can be done in person or by mail. When a driver enters a guilty plea, a trial date is set, and they must provide proof of insurance, which can be a copy of the insurance policy or the insurance ID card.

  • How much insurance coverage is required for cars in Odessa?

    All drivers who want to legally operate their vehicles in Odessa are required to have minimum auto coverage:

    • $25,000 in property damage liability coverage per accident.
    • $30,000 in bodily injury liability coverage per person.
    • $60,000 in bodily injury liability coverage per accident. Texas refers to this type of coverage as 30/60/25.
  • Does an Odessa auto insurance policy cover a car that has been damaged by a stone thrown by someone?

    If a car is damaged by a stone thrown by another person, a comprehensive auto policy in Odessa will cover the repair costs. Aside from motor vehicle collisions, comprehensive coverage protects against random acts or unexpected events. Policyholders can add this type of coverage to their existing plans to add an extra layer of protection.

  • How can drivers in Odessa get discounts for their auto insurance premiums?

    Drivers in Odessa can reduce their insurance premiums in a number of ways, including enrolling in defensive driving or driver education courses, maintaining a clean driving record, and reducing their loss risk. Insurance companies may offer discounts to policyholders who bundle their auto insurance with other policies, such as homeowners' insurance.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.